Last update: Oct 2026

Cost of Living Comparison Between Lomza and Phuket

For one person, living is cheaper in Phuket: $1,207 a month against $1,483 in Lomza, rent and utilities included – about $3,300 less a year. Rent and utilities account for most of the difference.

73

Cost of Living Index in Lomza
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Lomza Living Index
59

Cost of Living Index in Phuket
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Phuket Living Index

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Lomza

🇵🇱 Poland

$1,483

/mo nomad

Phuket

🇹🇭 Thailand

$1,207

/mo nomad

Monthly Cost of Living

How much you'll spend in Lomza and in Phuket

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lomza and in Phuket actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,483 in Lomza versus $1,207 in Phuket.

Lomza $1,483
Phuket $1,207

Estimated couple costs with rent: $2,144 in Lomza versus $2,037 in Phuket.

Lomza $2,144
Phuket $2,037

Monthly costs for a family of three with rent: $2,805 in Lomza versus $2,867 in Phuket.

Lomza $2,805
Phuket $2,867

Living in Lomza is roughly 23% more expensive than in Phuket, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Lomza is 10% above, Phuket is 11% below.

Meal at Budget Restaurant

$9.52 zł 37.00

$4.58 ฿153

107.86%

Three-Course Dinner for Two, Mid-Range

$46.51 zł 181

$32.48 ฿1,086

43.20%

Fast Food Meal (McDonalds, etc)

$9.00 zł 34.98

$8.55 ฿286

5.26%

Cappuccino

$3.66 zł 14.22

$2.72 ฿91.0

34.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 zł 10.25

$0.94 ฿31.25

180.85%

Water (0.33 liter bottle)

$2.76 zł 10.73

$0.49 ฿16.39

463.27%

Local Beer (0.5 liter draught)

$4.71 zł 18.28

$2.59 ฿86.6

81.85%

Imported Beer (0.33 liter bottle)

$5.05 zł 19.61

$3.83 ฿128

31.85%

Milk (1 liter)

$1.03 zł 3.98

$1.74 ฿58.1

-40.80%

White Bread (500g)

$1.07 zł 4.15

$1.43 ฿47.82

-25.17%

Rice (white) (1kg)

$1.39 zł 5.39

$1.53 ฿51.0

-9.15%

Eggs

$3.42 zł 13.29

$2.17 ฿72.7

57.60%

Local Cheese (1kg)

$10.65 zł 41.39

$19.15 ฿640

-44.39%

Chicken Fillets (1kg)

$6.81 zł 26.44

$3.30 ฿110

106.36%

Beef Round Steak (1kg)

$11.64 zł 45.24

$11.14 ฿372

4.49%

Apples (1kg)

$1.18 zł 4.60

$2.95 ฿98.5

-60.00%

Banana (1kg)

$1.61 zł 6.27

$1.68 ฿56.1

-4.17%

Oranges (1kg)

$2.36 zł 9.15

$2.30 ฿76.8

2.61%

Tomato (1kg)

$3.00 zł 11.66

$2.13 ฿71.3

40.85%

Potato (1kg)

$0.79 zł 3.06

$1.53 ฿51.1

-48.37%

Onion (1kg)

$0.88 zł 3.42

$1.36 ฿45.55

-35.29%

Lettuce (1 head)

$1.38 zł 5.34

$1.12 ฿37.44

23.21%

Water (1.5 liter bottle)

$0.59 zł 2.28

$0.55 ฿18.24

7.27%

Cigarettes 20 Pack (Marlboro, Camel)

$5.82 zł 22.63

$4.26 ฿142

36.62%

Wine (Bottle)

$6.66 zł 25.88

$18.19 ฿608

-63.39%

Local Beer (0.5 liter bottle)

$1.10 zł 4.29

$1.74 ฿58.2

-36.78%

Imported Beer (0.33 liter bottle)

$1.68 zł 6.51

$2.79 ฿93.3

-39.78%

One-way Ticket (Public Transport)

$1.12 zł 4.34

$2.22 ฿74.1

-49.55%

Public Transport Monthly Pass (Regular Price)

$29.42 zł 114

$22.06 ฿737

33.36%

Taxi Start (Normal Tariff)

$1.59 zł 6.17

$2.91 ฿97.3

-45.36%

Taxi (Normal Tariff) (1km)

$0.59 zł 2.28

$1.01 ฿33.79

-41.58%

Taxi 1hour Waiting (Normal Tariff)

$9.37 zł 36.39

$3.83 ฿128

144.65%

Gasoline (1 liter)

$1.60 zł 6.23

$1.49 ฿49.85

7.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K zł 116.8K

$26.7K ฿891.6K

12.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K zł 104.6K

$26.7K ฿892.7K

0.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$316 zł 1,227

$99.4 ฿3,321

217.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.65 zł 33.59

$11.28 ฿377

-23.32%

Internet (50+ Mbps, Unlimited Data)

$17.11 zł 66.5

$17.36 ฿580

-1.44%

Gym Membership (Monthly)

$32.54 zł 126

$52.3 ฿1,747

-37.77%

Tennis Court (1 Hour on Weekend)

$23.27 zł 90.4

$10.85 ฿362

114.47%

Cinema Ticket

$8.12 zł 31.54

$7.57 ฿253

7.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$509 zł 1,978

$558 ฿18.7K

-8.80%

International Primary School, 1 Child (Yearly)

$10.3K zł 40.1K

$11.5K ฿383.9K

-10.17%

Jeans (Levis 501 Or Similar)

$74.7 zł 290

$62.9 ฿2,102

18.85%

Summer Dress (H&M, Zara, etc)

$40.74 zł 158

$28.58 ฿955

42.55%

Sport Shoes (Adidas, Nike)

$90.1 zł 350

$96.1 ฿3,213

-6.29%

Men's Leather Business Shoes

$95.7 zł 372

$88.1 ฿2,943

8.65%

1-bedroom Apartment, City Center (Monthly)

$608 zł 2,363

$729 ฿24.4K

-16.61%

1-bedroom Apartment, Outside City Center (Monthly)

$496 zł 1,927

$460 ฿15.4K

7.84%

3-bedroom Apartment, City Center (Monthly)

$969 zł 3,766

$2,096 ฿70.0K

-53.75%

3-bedroom Apartment, Outside City Center (Monthly)

$809 zł 3,142

$1,222 ฿40.8K

-33.83%

Buy Apartment in City Center (m2)

$2,957 zł 11.5K

$3,459 ฿115.6K

-14.52%

Buy Apartment Outside City Center (m2)

$2,539 zł 9,864

$2,489 ฿83.2K

2.01%

Average Monthly Net Salary (After Tax)

$493 ฿16.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

5.57

23.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomza: October 11, 2026

Last update for Phuket: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lomza

$496 33.5%

Phuket

$460 38.1% 7.3% $36

Monthly Utilities & Internet

Lomza

$342 23%

Phuket

$128 10.6% 62.5% $214

Groceries & Markets

Lomza

$220 14.8%

Phuket

$268 22.2% 21.6% $48

Eating Out

Lomza

$202 13.7%

Phuket

$121 10.1% 40% $81

Clothing & Footwear

Lomza

$136 9.1%

Phuket

$124 10.3% 8.5% $12

Sport & Entertainment

Lomza

$49 3.3%

Phuket

$67 5.6% 38.2% $19

Getting Around

Lomza

$38 2.6%

Phuket

$39 3.2% 1.2% $0.5

Cost Breakdown

A one-bedroom apartment in the center runs $608 in Lomza and $729 in Phuket. Housing cost is often the main lever when comparing two cities.

Dining out: $47.00 in Lomza vs $32.00 in Phuket. Groceries flip the comparison at $220 vs $268, with Lomza cheaper for home cooking.

Good to know

🇵🇱 Lomza

🇹🇭 Phuket

🕒 Local time

01:08 1:08 AM

06:08 6:08 AM

5 h ahead of Lomza

🌤 Weather

👥 Population

62,711

79,308

💱 Currency

Polish Złoty PLN zł

Thai Baht THB ฿

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Thai Baht exchange rates as of October 19, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Lomza Phuket 8,400 km ≈ 11 h nonstop flight

From you

Lomza
Phuket

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lomza vs Phuket: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in eating out and clothing. The 23% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,224 in Lomza and $1,811 in Phuket to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $608 in Lomza versus $729 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Phuket runs roughly 33% less than in Lomza. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $509 in Lomza versus $558 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,207 in Phuket versus $1,483 in Lomza, a $1,500 budget is realistic in Phuket but tight or insufficient in Lomza. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Lomza, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Lomza and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 23% less than in Lomza. Beyond cost, consider language, visa policies, and how big the international community is in each city.