Cost of Living Comparison Between Lomza and Phuket Cost of Living Comparison Between Lomza and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $1,476 in Lomza versus $1,265 in Phuket.

Estimated couple costs with rent: $2,098 in Lomza versus $2,297 in Phuket.

Monthly costs for a family of three with rent: $2,720 in Lomza versus $3,329 in Phuket.

Living in Lomza is roughly 17% more expensive than Phuket, driven mainly by Groceries & Markets.

The two cities straddle the global median: Lomza is 10% above, Phuket is 6% below.

Meal at Budget Restaurant

$9.48 zł 34.56

$4.70 ฿153

101.70%

Three-Course Dinner for Two, Mid-Range

$40.65 zł 148

$45.37 ฿1,482

-10.40%

Fast Food Meal (McDonalds, etc)

$8.16 zł 29.75

$8.43 ฿275

-3.20%

Cappuccino

$3.19 zł 11.65

$2.93 ฿95.6

8.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 zł 7.72

$0.69 ฿22.40

207.25%

Water (0.33 liter bottle)

$1.63 zł 5.95

$0.37 ฿11.99

340.54%

Local Beer (0.5 liter draught)

$2.93 zł 10.70

$2.41 ฿78.6

21.58%

Imported Beer (0.33 liter bottle)

$3.59 zł 13.08

$3.72 ฿122

-3.49%

Milk (1 liter)

$1.05 zł 3.83

$2.23 ฿72.9

-52.91%

White Bread (500g)

$1.23 zł 4.49

$1.83 ฿59.8

-32.79%

Rice (white) (1kg)

$1.61 zł 5.86

$2.17 ฿70.8

-25.81%

Eggs

$3.38 zł 12.33

$2.21 ฿72.3

52.94%

Local Cheese (1kg)

$7.99 zł 29.12

$19.74 ฿645

-59.52%

Chicken Fillets (1kg)

$6.23 zł 22.74

$3.63 ฿119

71.63%

Beef Round Steak (1kg)

$9.62 zł 35.07

$13.53 ฿442

-28.90%

Apples (1kg)

$1.14 zł 4.17

$3.28 ฿107

-65.24%

Banana (1kg)

$1.59 zł 5.81

$1.61 ฿52.6

-1.24%

Oranges (1kg)

$1.63 zł 5.95

$2.41 ฿78.6

-32.37%

Tomato (1kg)

$2.50 zł 9.11

$2.08 ฿68.1

20.19%

Potato (1kg)

$0.98 zł 3.56

$1.53 ฿49.93

-35.95%

Onion (1kg)

$1.19 zł 4.34

$1.48 ฿48.36

-19.59%

Lettuce (1 head)

$1.31 zł 4.76

$0.99 ฿32.29

32.32%

Water (1.5 liter bottle)

$0.65 zł 2.36

$0.51 ฿16.67

27.45%

Cigarettes 20 Pack (Marlboro, Camel)

$5.21 zł 18.99

$4.41 ฿144

18.14%

Wine (Bottle)

$7.33 zł 26.74

$19.38 ฿633

-62.18%

Local Beer (0.5 liter bottle)

$1.07 zł 3.89

$1.78 ฿58.1

-39.89%

Imported Beer (0.33 liter bottle)

$1.80 zł 6.56

$2.71 ฿88.6

-33.58%

One-way Ticket (Public Transport)

$1.10 zł 4.02

$1.37 ฿44.79

-19.71%

Public Transport Monthly Pass (Regular Price)

$32.16 zł 117

$11.39 ฿372

182.35%

Taxi Start (Normal Tariff)

$2.14 zł 7.82

$3.02 ฿98.6

-29.14%

Taxi (Normal Tariff) (1km)

$0.77 zł 2.82

$0.99 ฿32.48

-22.22%

Taxi 1hour Waiting (Normal Tariff)

$10.56 zł 38.51

$14.10 ฿461

-25.11%

Gasoline (1 liter)

$1.79 zł 6.52

$1.36 ฿44.51

31.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K zł 123.1K

$28.2K ฿921.1K

19.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.7K zł 112.0K

$32.9K ฿1.1M

-6.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$290 zł 1,056

$122 ฿3,975

138.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.64 zł 27.87

$13.57 ฿443

-43.70%

Internet (50+ Mbps, Unlimited Data)

$16.02 zł 58.4

$18.31 ฿598

-12.51%

Gym Membership (Monthly)

$37.01 zł 135

$60.2 ฿1,967

-38.54%

Tennis Court (1 Hour on Weekend)

$19.45 zł 70.9

$17.14 ฿560

13.48%

Cinema Ticket

$8.47 zł 30.90

$8.69 ฿284

-2.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$503 zł 1,832

$693 ฿22.6K

-27.53%

International Primary School, 1 Child (Yearly)

$4,707 zł 17.2K

$15.7K ฿512.3K

-69.99%

Jeans (Levis 501 Or Similar)

$90.3 zł 329

$59.5 ฿1,944

51.65%

Summer Dress (H&M, Zara, etc)

$44.63 zł 163

$34.77 ฿1,136

28.36%

Sport Shoes (Adidas, Nike)

$102 zł 373

$115 ฿3,743

-10.84%

Men's Leather Business Shoes

$125 zł 456

$83.3 ฿2,720

50.01%

1-bedroom Apartment, City Center (Monthly)

$650 zł 2,370

$613 ฿20.0K

5.98%

1-bedroom Apartment, Outside City Center (Monthly)

$485 zł 1,769

$437 ฿14.3K

11.02%

3-bedroom Apartment, City Center (Monthly)

$971 zł 3,542

$2,094 ฿68.4K

-53.62%

3-bedroom Apartment, Outside City Center (Monthly)

$823 zł 3,001

$1,509 ฿49.3K

-45.48%

Buy Apartment in City Center (m2)

$3,137 zł 11.4K

$3,749 ฿122.5K

-16.33%

Buy Apartment Outside City Center (m2)

$2,130 zł 7,765

$2,616 ฿85.4K

-18.59%

Average Monthly Net Salary (After Tax)

$508 ฿16.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.28

5.33

17.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomza: May 30, 2026

Last update for Phuket: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $650 in Lomza and $613 in Phuket. Housing cost is often the main lever when comparing two cities.

Dining out: $41.00 in Lomza vs $45.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $203 vs $293 per month, with Lomza cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lomza vs Phuket: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Eating Out, Clothing & Footwear, Getting Around. The 17% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,214 in Lomza and $1,898 in Phuket to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $650 in Lomza versus $613 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Phuket runs roughly 182% less than in Lomza. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $503 in Lomza versus $693 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,265 in Phuket versus $1,476 in Lomza, a $1,500 budget is realistic in Phuket but tight or insufficient in Lomza. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Lomza, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Lomza and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 17% less than in Lomza. Beyond cost, consider language, visa policies, and how big the international community is in each city.