Last update: Oct 2026

Cost of Living Comparison Between Phuket and Lomza

For one person, living is cheaper in Phuket: $1,207 a month against $1,483 in Lomza, rent and utilities included – about $3,300 less a year. Rent and utilities account for most of the difference.

59

Cost of Living Index in Phuket
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Phuket Living Index
73

Cost of Living Index in Lomza
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Lomza Living Index

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Phuket

🇹🇭 Thailand

$1,207

/mo nomad

Lomza

🇵🇱 Poland

$1,483

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Lomza

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Lomza actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,207 in Phuket versus $1,483 in Lomza.

Phuket $1,207
Lomza $1,483

Estimated couple costs with rent: $2,037 in Phuket versus $2,144 in Lomza.

Phuket $2,037
Lomza $2,144

Monthly costs for a family of three with rent: $2,867 in Phuket versus $2,805 in Lomza.

Phuket $2,867
Lomza $2,805

Living in Phuket costs roughly 19% less than in Lomza, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Phuket is 11% below, Lomza is 10% above.

Meal at Budget Restaurant

$4.58 ฿153

$9.52 zł 37.00

-51.89%

Three-Course Dinner for Two, Mid-Range

$32.48 ฿1,086

$46.51 zł 181

-30.17%

Fast Food Meal (McDonalds, etc)

$8.55 ฿286

$9.00 zł 34.98

-5.00%

Cappuccino

$2.72 ฿91.0

$3.66 zł 14.22

-25.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.94 ฿31.25

$2.64 zł 10.25

-64.39%

Water (0.33 liter bottle)

$0.49 ฿16.39

$2.76 zł 10.73

-82.25%

Local Beer (0.5 liter draught)

$2.59 ฿86.6

$4.71 zł 18.28

-45.01%

Imported Beer (0.33 liter bottle)

$3.83 ฿128

$5.05 zł 19.61

-24.16%

Milk (1 liter)

$1.74 ฿58.1

$1.03 zł 3.98

68.93%

White Bread (500g)

$1.43 ฿47.82

$1.07 zł 4.15

33.64%

Rice (white) (1kg)

$1.53 ฿51.0

$1.39 zł 5.39

10.07%

Eggs

$2.17 ฿72.7

$3.42 zł 13.29

-36.55%

Local Cheese (1kg)

$19.15 ฿640

$10.65 zł 41.39

79.81%

Chicken Fillets (1kg)

$3.30 ฿110

$6.81 zł 26.44

-51.54%

Beef Round Steak (1kg)

$11.14 ฿372

$11.64 zł 45.24

-4.30%

Apples (1kg)

$2.95 ฿98.5

$1.18 zł 4.60

150.00%

Banana (1kg)

$1.68 ฿56.1

$1.61 zł 6.27

4.35%

Oranges (1kg)

$2.30 ฿76.8

$2.36 zł 9.15

-2.54%

Tomato (1kg)

$2.13 ฿71.3

$3.00 zł 11.66

-29.00%

Potato (1kg)

$1.53 ฿51.1

$0.79 zł 3.06

93.67%

Onion (1kg)

$1.36 ฿45.55

$0.88 zł 3.42

54.55%

Lettuce (1 head)

$1.12 ฿37.44

$1.38 zł 5.34

-18.84%

Water (1.5 liter bottle)

$0.55 ฿18.24

$0.59 zł 2.28

-6.78%

Cigarettes 20 Pack (Marlboro, Camel)

$4.26 ฿142

$5.82 zł 22.63

-26.80%

Wine (Bottle)

$18.19 ฿608

$6.66 zł 25.88

173.12%

Local Beer (0.5 liter bottle)

$1.74 ฿58.2

$1.10 zł 4.29

58.18%

Imported Beer (0.33 liter bottle)

$2.79 ฿93.3

$1.68 zł 6.51

66.07%

One-way Ticket (Public Transport)

$2.22 ฿74.1

$1.12 zł 4.34

98.21%

Public Transport Monthly Pass (Regular Price)

$22.06 ฿737

$29.42 zł 114

-25.02%

Taxi Start (Normal Tariff)

$2.91 ฿97.3

$1.59 zł 6.17

83.02%

Taxi (Normal Tariff) (1km)

$1.01 ฿33.79

$0.59 zł 2.28

71.19%

Taxi 1hour Waiting (Normal Tariff)

$3.83 ฿128

$9.37 zł 36.39

-59.12%

Gasoline (1 liter)

$1.49 ฿49.85

$1.60 zł 6.23

-6.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K ฿891.6K

$30.1K zł 116.8K

-11.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿892.7K

$26.9K zł 104.6K

-0.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.4 ฿3,321

$316 zł 1,227

-68.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.28 ฿377

$8.65 zł 33.59

30.40%

Internet (50+ Mbps, Unlimited Data)

$17.36 ฿580

$17.11 zł 66.5

1.46%

Gym Membership (Monthly)

$52.3 ฿1,747

$32.54 zł 126

60.69%

Tennis Court (1 Hour on Weekend)

$10.85 ฿362

$23.27 zł 90.4

-53.37%

Cinema Ticket

$7.57 ฿253

$8.12 zł 31.54

-6.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$558 ฿18.7K

$509 zł 1,978

9.64%

International Primary School, 1 Child (Yearly)

$11.5K ฿383.9K

$10.3K zł 40.1K

11.33%

Jeans (Levis 501 Or Similar)

$62.9 ฿2,102

$74.7 zł 290

-15.86%

Summer Dress (H&M, Zara, etc)

$28.58 ฿955

$40.74 zł 158

-29.85%

Sport Shoes (Adidas, Nike)

$96.1 ฿3,213

$90.1 zł 350

6.72%

Men's Leather Business Shoes

$88.1 ฿2,943

$95.7 zł 372

-7.96%

1-bedroom Apartment, City Center (Monthly)

$729 ฿24.4K

$608 zł 2,363

19.91%

1-bedroom Apartment, Outside City Center (Monthly)

$460 ฿15.4K

$496 zł 1,927

-7.27%

3-bedroom Apartment, City Center (Monthly)

$2,096 ฿70.0K

$969 zł 3,766

116.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,222 ฿40.8K

$809 zł 3,142

51.13%

Buy Apartment in City Center (m2)

$3,459 ฿115.6K

$2,957 zł 11.5K

16.98%

Buy Apartment Outside City Center (m2)

$2,489 ฿83.2K

$2,539 zł 9,864

-1.97%

Average Monthly Net Salary (After Tax)

$493 ฿16.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

6.87

-18.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 13, 2026

Last update for Lomza: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$460 38.1%

Lomza

$496 33.5% 7.8% $36

Groceries & Markets

Phuket

$268 22.2%

Lomza

$220 14.8% 17.8% $48

Monthly Utilities & Internet

Phuket

$128 10.6%

Lomza

$342 23% 167% $214

Clothing & Footwear

Phuket

$124 10.3%

Lomza

$136 9.1% 9.3% $12

Eating Out

Phuket

$121 10.1%

Lomza

$202 13.7% 66.8% $81

Sport & Entertainment

Phuket

$67 5.6%

Lomza

$49 3.3% 27.6% $19

Getting Around

Phuket

$39 3.2%

Lomza

$38 2.6% 1.2% $0.5

Cost Breakdown

A one-bedroom apartment in the center runs $729 in Phuket and $608 in Lomza. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Phuket vs $47.00 in Lomza. Groceries flip the comparison at $268 vs $220, with Lomza cheaper for home cooking.

Good to know

🇹🇭 Phuket

🇵🇱 Lomza

🕒 Local time

06:46 6:46 AM

01:46 1:46 AM

5 h behind Phuket

🌤 Weather

👥 Population

79,308

62,711

💱 Currency

Thai Baht THB ฿

Polish Złoty PLN zł

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 19, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to THB in detail →

On the map

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Between locations

Phuket Lomza 8,400 km ≈ 11 h nonstop flight

From you

Phuket
Lomza

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Lomza: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in clothing and eating out. The 23% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,811 in Phuket and $2,224 in Lomza to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $729 in Phuket versus $608 in Lomza. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Phuket runs roughly 33% less than in Lomza. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $558 in Phuket versus $509 in Lomza. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,207 in Phuket versus $1,483 in Lomza, a $1,500 budget is realistic in Phuket but tight or insufficient in Lomza. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Lomza, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Lomza are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 23% less than in Lomza. Beyond cost, consider language, visa policies, and how big the international community is in each city.