Cost of Living Comparison Between Phuket and Lomza Cost of Living Comparison Between Phuket and Lomza

Monthly Cost of Living

Monthly costs for one person with rent: $1,265 in Phuket versus $1,476 in Lomza.

Estimated couple costs with rent: $2,297 in Phuket versus $2,098 in Lomza.

Monthly costs for a family of three with rent: $3,329 in Phuket versus $2,720 in Lomza.

Living in Phuket costs roughly 14% less than in Lomza, driven mainly by Groceries & Markets.

The two cities straddle the global median: Phuket is 6% below, Lomza is 10% above.

Meal at Budget Restaurant

$4.70 ฿153

$9.48 zł 34.56

-50.42%

Three-Course Dinner for Two, Mid-Range

$45.37 ฿1,482

$40.65 zł 148

11.61%

Fast Food Meal (McDonalds, etc)

$8.43 ฿275

$8.16 zł 29.75

3.31%

Cappuccino

$2.93 ฿95.6

$3.19 zł 11.65

-8.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ฿22.40

$2.12 zł 7.72

-67.45%

Water (0.33 liter bottle)

$0.37 ฿11.99

$1.63 zł 5.95

-77.30%

Local Beer (0.5 liter draught)

$2.41 ฿78.6

$2.93 zł 10.70

-17.75%

Imported Beer (0.33 liter bottle)

$3.72 ฿122

$3.59 zł 13.08

3.62%

Milk (1 liter)

$2.23 ฿72.9

$1.05 zł 3.83

112.38%

White Bread (500g)

$1.83 ฿59.8

$1.23 zł 4.49

48.78%

Rice (white) (1kg)

$2.17 ฿70.8

$1.61 zł 5.86

34.78%

Eggs

$2.21 ฿72.3

$3.38 zł 12.33

-34.62%

Local Cheese (1kg)

$19.74 ฿645

$7.99 zł 29.12

147.06%

Chicken Fillets (1kg)

$3.63 ฿119

$6.23 zł 22.74

-41.73%

Beef Round Steak (1kg)

$13.53 ฿442

$9.62 zł 35.07

40.64%

Apples (1kg)

$3.28 ฿107

$1.14 zł 4.17

187.72%

Banana (1kg)

$1.61 ฿52.6

$1.59 zł 5.81

1.26%

Oranges (1kg)

$2.41 ฿78.6

$1.63 zł 5.95

47.85%

Tomato (1kg)

$2.08 ฿68.1

$2.50 zł 9.11

-16.80%

Potato (1kg)

$1.53 ฿49.93

$0.98 zł 3.56

56.12%

Onion (1kg)

$1.48 ฿48.36

$1.19 zł 4.34

24.37%

Lettuce (1 head)

$0.99 ฿32.29

$1.31 zł 4.76

-24.43%

Water (1.5 liter bottle)

$0.51 ฿16.67

$0.65 zł 2.36

-21.54%

Cigarettes 20 Pack (Marlboro, Camel)

$4.41 ฿144

$5.21 zł 18.99

-15.36%

Wine (Bottle)

$19.38 ฿633

$7.33 zł 26.74

164.39%

Local Beer (0.5 liter bottle)

$1.78 ฿58.1

$1.07 zł 3.89

66.36%

Imported Beer (0.33 liter bottle)

$2.71 ฿88.6

$1.80 zł 6.56

50.56%

One-way Ticket (Public Transport)

$1.37 ฿44.79

$1.10 zł 4.02

24.55%

Public Transport Monthly Pass (Regular Price)

$11.39 ฿372

$32.16 zł 117

-64.58%

Taxi Start (Normal Tariff)

$3.02 ฿98.6

$2.14 zł 7.82

41.12%

Taxi (Normal Tariff) (1km)

$0.99 ฿32.48

$0.77 zł 2.82

28.57%

Taxi 1hour Waiting (Normal Tariff)

$14.10 ฿461

$10.56 zł 38.51

33.52%

Gasoline (1 liter)

$1.36 ฿44.51

$1.79 zł 6.52

-24.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K ฿921.1K

$33.8K zł 123.1K

-16.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K ฿1.1M

$30.7K zł 112.0K

7.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 ฿3,975

$290 zł 1,056

-57.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.57 ฿443

$7.64 zł 27.87

77.62%

Internet (50+ Mbps, Unlimited Data)

$18.31 ฿598

$16.02 zł 58.4

14.29%

Gym Membership (Monthly)

$60.2 ฿1,967

$37.01 zł 135

62.71%

Tennis Court (1 Hour on Weekend)

$17.14 ฿560

$19.45 zł 70.9

-11.88%

Cinema Ticket

$8.69 ฿284

$8.47 zł 30.90

2.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$693 ฿22.6K

$503 zł 1,832

38.00%

International Primary School, 1 Child (Yearly)

$15.7K ฿512.3K

$4,707 zł 17.2K

233.27%

Jeans (Levis 501 Or Similar)

$59.5 ฿1,944

$90.3 zł 329

-34.06%

Summer Dress (H&M, Zara, etc)

$34.77 ฿1,136

$44.63 zł 163

-22.09%

Sport Shoes (Adidas, Nike)

$115 ฿3,743

$102 zł 373

12.16%

Men's Leather Business Shoes

$83.3 ฿2,720

$125 zł 456

-33.34%

1-bedroom Apartment, City Center (Monthly)

$613 ฿20.0K

$650 zł 2,370

-5.65%

1-bedroom Apartment, Outside City Center (Monthly)

$437 ฿14.3K

$485 zł 1,769

-9.93%

3-bedroom Apartment, City Center (Monthly)

$2,094 ฿68.4K

$971 zł 3,542

115.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,509 ฿49.3K

$823 zł 3,001

83.42%

Buy Apartment in City Center (m2)

$3,749 ฿122.5K

$3,137 zł 11.4K

19.52%

Buy Apartment Outside City Center (m2)

$2,616 ฿85.4K

$2,130 zł 7,765

22.83%

Average Monthly Net Salary (After Tax)

$508 ฿16.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

6.28

-15.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: June 2, 2026

Last update for Lomza: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $613 in Phuket and $650 in Lomza. Housing cost is often the main lever when comparing two cities.

Dining out: $45.00 in Phuket vs $41.00 in Lomza for a mid-range dinner for two. Groceries echo the gap at $293 vs $203 per month, with Lomza cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Lomza: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Clothing & Footwear, Eating Out, Getting Around. The 17% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,898 in Phuket and $2,214 in Lomza to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $613 in Phuket versus $650 in Lomza. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Phuket runs roughly 182% less than in Lomza. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $693 in Phuket versus $503 in Lomza. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,265 in Phuket versus $1,476 in Lomza, a $1,500 budget is realistic in Phuket but tight or insufficient in Lomza. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Lomza, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Lomza are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 17% less than in Lomza. Beyond cost, consider language, visa policies, and how big the international community is in each city.