Last update: Oct 2026

Cost of Living Comparison Between Lomza and London

For one person, living is cheaper in Lomza: $1,483 a month against $3,986 in London, rent and utilities included – about $30,000 less a year. Rent and utilities account for most of the difference.

73

Cost of Living Index in Lomza
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Lomza Living Index
194

Cost of Living Index in London
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London Living Index

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Lomza

🇵🇱 Poland

$1,483

/mo nomad

London

🇬🇧 United Kingdom

$3,986

/mo nomad

Monthly Cost of Living

How much you'll spend in Lomza and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lomza and in London actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,483 in Lomza versus $3,986 in London.

Lomza $1,483
London $3,986

Estimated couple costs with rent: $2,144 in Lomza versus $5,791 in London.

Lomza $2,144
London $5,791

Monthly costs for a family of three with rent: $2,805 in Lomza versus $7,595 in London.

Lomza $2,805
London $7,595

Living in Lomza costs roughly 63% less than in London, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Lomza 10% above, London 195% above.

Meal at Budget Restaurant

$9.52 zł 37.00

$25.93 £19.45

-63.29%

Three-Course Dinner for Two, Mid-Range

$46.51 zł 181

$107 £79.9

-56.33%

Fast Food Meal (McDonalds, etc)

$9.00 zł 34.98

$10.71 £8.03

-15.97%

Cappuccino

$3.66 zł 14.22

$5.47 £4.11

-33.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 zł 10.25

$2.97 £2.23

-11.11%

Water (0.33 liter bottle)

$2.76 zł 10.73

$2.20 £1.65

25.45%

Local Beer (0.5 liter draught)

$4.71 zł 18.28

$9.13 £6.85

-48.41%

Imported Beer (0.33 liter bottle)

$5.05 zł 19.61

$7.94 £5.96

-36.40%

Milk (1 liter)

$1.03 zł 3.98

$1.86 £1.40

-44.62%

White Bread (500g)

$1.07 zł 4.15

$2.07 £1.55

-48.31%

Rice (white) (1kg)

$1.39 zł 5.39

$2.42 £1.81

-42.56%

Eggs

$3.42 zł 13.29

$5.09 £3.82

-32.81%

Local Cheese (1kg)

$10.65 zł 41.39

$12.87 £9.66

-17.25%

Chicken Fillets (1kg)

$6.81 zł 26.44

$10.43 £7.82

-34.71%

Beef Round Steak (1kg)

$11.64 zł 45.24

$16.87 £12.66

-31.00%

Apples (1kg)

$1.18 zł 4.60

$3.11 £2.33

-62.06%

Banana (1kg)

$1.61 zł 6.27

$1.40 £1.05

15.00%

Oranges (1kg)

$2.36 zł 9.15

$3.08 £2.31

-23.38%

Tomato (1kg)

$3.00 zł 11.66

$3.27 £2.45

-8.26%

Potato (1kg)

$0.79 zł 3.06

$1.58 £1.19

-50.00%

Onion (1kg)

$0.88 zł 3.42

$1.74 £1.31

-49.43%

Lettuce (1 head)

$1.38 zł 5.34

$1.40 £1.05

-1.43%

Water (1.5 liter bottle)

$0.59 zł 2.28

$1.80 £1.35

-67.22%

Cigarettes 20 Pack (Marlboro, Camel)

$5.82 zł 22.63

$23.28 £17.46

-75.00%

Wine (Bottle)

$6.66 zł 25.88

$13.03 £9.77

-48.89%

Local Beer (0.5 liter bottle)

$1.10 zł 4.29

$3.17 £2.38

-65.30%

Imported Beer (0.33 liter bottle)

$1.68 zł 6.51

$4.42 £3.32

-61.99%

One-way Ticket (Public Transport)

$1.12 zł 4.34

$4.07 £3.05

-72.48%

Public Transport Monthly Pass (Regular Price)

$29.42 zł 114

$247 £185

-88.08%

Taxi Start (Normal Tariff)

$1.59 zł 6.17

$5.58 £4.18

-71.51%

Taxi (Normal Tariff) (1km)

$0.59 zł 2.28

$3.36 £2.52

-82.44%

Taxi 1hour Waiting (Normal Tariff)

$9.37 zł 36.39

$56.8 £42.58

-83.49%

Gasoline (1 liter)

$1.60 zł 6.23

$2.13 £1.60

-24.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K zł 116.8K

$38.2K £28.6K

-21.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K zł 104.6K

$40.9K £30.7K

-34.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$316 zł 1,227

$372 £279

-15.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.65 zł 33.59

$17.82 £13.37

-51.46%

Internet (50+ Mbps, Unlimited Data)

$17.11 zł 66.5

$40.37 £30.29

-57.62%

Gym Membership (Monthly)

$32.54 zł 126

$60.0 £44.99

-45.74%

Tennis Court (1 Hour on Weekend)

$23.27 zł 90.4

$21.29 £15.97

9.30%

Cinema Ticket

$8.12 zł 31.54

$17.74 £13.31

-54.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$509 zł 1,978

$2,864 £2,149

-82.22%

International Primary School, 1 Child (Yearly)

$10.3K zł 40.1K

$35.3K £26.5K

-70.79%

Jeans (Levis 501 Or Similar)

$74.7 zł 290

$114 £85.5

-34.46%

Summer Dress (H&M, Zara, etc)

$40.74 zł 158

$54.3 £40.71

-24.93%

Sport Shoes (Adidas, Nike)

$90.1 zł 350

$124 £93.2

-27.49%

Men's Leather Business Shoes

$95.7 zł 372

$163 £122

-41.32%

1-bedroom Apartment, City Center (Monthly)

$608 zł 2,363

$2,869 £2,152

-78.80%

1-bedroom Apartment, Outside City Center (Monthly)

$496 zł 1,927

$2,233 £1,675

-77.79%

3-bedroom Apartment, City Center (Monthly)

$969 zł 3,766

$5,266 £3,951

-81.59%

3-bedroom Apartment, Outside City Center (Monthly)

$809 zł 3,142

$3,778 £2,835

-78.60%

Buy Apartment in City Center (m2)

$2,957 zł 11.5K

$18.3K £13.8K

-83.87%

Buy Apartment Outside City Center (m2)

$2,539 zł 9,864

$8,024 £6,020

-68.36%

Average Monthly Net Salary (After Tax)

$5,037 £3,779

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

4.74

44.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomza: October 11, 2026

Last update for London: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lomza

$496 33.5%

London

$2.2K 56% 350% $1.7K

Monthly Utilities & Internet

Lomza

$342 23%

London

$430 10.8% 25.9% $89

Groceries & Markets

Lomza

$220 14.8%

London

$349 8.8% 58.9% $130

Eating Out

Lomza

$202 13.7%

London

$388 9.7% 91.5% $185

Clothing & Footwear

Lomza

$136 9.1%

London

$205 5.1% 51.2% $69

Sport & Entertainment

Lomza

$49 3.3%

London

$95 2.4% 95.7% $47

Getting Around

Lomza

$38 2.6%

London

$285 7.2% 643% $247

Cost Breakdown

A one-bedroom apartment in the center runs $608 in Lomza and $2,869 in London. Housing cost is often the main lever when comparing two cities.

Dining out: $47.00 in Lomza vs $107 in London for a mid-range dinner for two. Groceries echo the gap at $220 vs $349 per month, with Lomza cheaper across the board.

Good to know

🇵🇱 Lomza

🇬🇧 London

🕒 Local time

01:40 1:40 AM

00:40 12:40 AM

1 h behind Lomza

🌤 Weather

👥 Population

62,711

8,908,083 Capital

💱 Currency

Polish Złoty PLN zł

British Pound GBP £

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Lomza London 1,510 km ≈ 2 h 30 min nonstop flight

From you

Lomza
London

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lomza vs London: Cost of Living - Frequently Asked Questions

Lomza is cheaper overall, especially in groceries, eating out, and clothing. The 169% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,224 in Lomza and $5,979 in London to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $608 in Lomza versus $2,869 in London. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Lomza runs roughly 739% less than in London. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $509 in Lomza versus $2,864 in London. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,483 in Lomza versus $3,986 in London, a $1,500 budget is realistic in Lomza but tight or insufficient in London. The gap between the two cities makes Lomza the clear choice for anyone on this budget.

For families, Lomza is more practical. Housing and childcare are both notably cheaper than in London, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Lomza and London are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lomza gentler on the wallet – expenses run 169% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.