Last update: Oct 2026

Cost of Living Comparison Between London and Lomza

For one person, living is cheaper in Lomza: $1,483 a month against $3,986 in London, rent and utilities included – about $30,000 less a year. Rent and utilities account for most of the difference.

194

Cost of Living Index in London
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London Living Index
73

Cost of Living Index in Lomza
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Lomza Living Index

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London

🇬🇧 United Kingdom

$3,986

/mo nomad

Lomza

🇵🇱 Poland

$1,483

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Lomza

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Lomza actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,986 in London versus $1,483 in Lomza.

London $3,986
Lomza $1,483

Estimated couple costs with rent: $5,791 in London versus $2,144 in Lomza.

London $5,791
Lomza $2,144

Monthly costs for a family of three with rent: $7,595 in London versus $2,805 in Lomza.

London $7,595
Lomza $2,805

Living in London is roughly 169% more expensive than in Lomza, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: London 195% above, Lomza 10% above.

Meal at Budget Restaurant

$25.93 £19.45

$9.52 zł 37.00

172.37%

Three-Course Dinner for Two, Mid-Range

$107 £79.9

$46.51 zł 181

128.98%

Fast Food Meal (McDonalds, etc)

$10.71 £8.03

$9.00 zł 34.98

19.00%

Cappuccino

$5.47 £4.11

$3.66 zł 14.22

49.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 £2.23

$2.64 zł 10.25

12.50%

Water (0.33 liter bottle)

$2.20 £1.65

$2.76 zł 10.73

-20.29%

Local Beer (0.5 liter draught)

$9.13 £6.85

$4.71 zł 18.28

93.84%

Imported Beer (0.33 liter bottle)

$7.94 £5.96

$5.05 zł 19.61

57.23%

Milk (1 liter)

$1.86 £1.40

$1.03 zł 3.98

80.58%

White Bread (500g)

$2.07 £1.55

$1.07 zł 4.15

93.46%

Rice (white) (1kg)

$2.42 £1.81

$1.39 zł 5.39

74.10%

Eggs

$5.09 £3.82

$3.42 zł 13.29

48.83%

Local Cheese (1kg)

$12.87 £9.66

$10.65 zł 41.39

20.85%

Chicken Fillets (1kg)

$10.43 £7.82

$6.81 zł 26.44

53.16%

Beef Round Steak (1kg)

$16.87 £12.66

$11.64 zł 45.24

44.93%

Apples (1kg)

$3.11 £2.33

$1.18 zł 4.60

163.56%

Banana (1kg)

$1.40 £1.05

$1.61 zł 6.27

-13.04%

Oranges (1kg)

$3.08 £2.31

$2.36 zł 9.15

30.51%

Tomato (1kg)

$3.27 £2.45

$3.00 zł 11.66

9.00%

Potato (1kg)

$1.58 £1.19

$0.79 zł 3.06

100.00%

Onion (1kg)

$1.74 £1.31

$0.88 zł 3.42

97.73%

Lettuce (1 head)

$1.40 £1.05

$1.38 zł 5.34

1.45%

Water (1.5 liter bottle)

$1.80 £1.35

$0.59 zł 2.28

205.08%

Cigarettes 20 Pack (Marlboro, Camel)

$23.28 £17.46

$5.82 zł 22.63

300.00%

Wine (Bottle)

$13.03 £9.77

$6.66 zł 25.88

95.65%

Local Beer (0.5 liter bottle)

$3.17 £2.38

$1.10 zł 4.29

188.18%

Imported Beer (0.33 liter bottle)

$4.42 £3.32

$1.68 zł 6.51

163.10%

One-way Ticket (Public Transport)

$4.07 £3.05

$1.12 zł 4.34

263.39%

Public Transport Monthly Pass (Regular Price)

$247 £185

$29.42 zł 114

738.75%

Taxi Start (Normal Tariff)

$5.58 £4.18

$1.59 zł 6.17

250.94%

Taxi (Normal Tariff) (1km)

$3.36 £2.52

$0.59 zł 2.28

469.49%

Taxi 1hour Waiting (Normal Tariff)

$56.8 £42.58

$9.37 zł 36.39

505.66%

Gasoline (1 liter)

$2.13 £1.60

$1.60 zł 6.23

33.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K £28.6K

$30.1K zł 116.8K

26.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.7K

$26.9K zł 104.6K

51.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$372 £279

$316 zł 1,227

17.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.82 £13.37

$8.65 zł 33.59

106.01%

Internet (50+ Mbps, Unlimited Data)

$40.37 £30.29

$17.11 zł 66.5

135.94%

Gym Membership (Monthly)

$60.0 £44.99

$32.54 zł 126

84.30%

Tennis Court (1 Hour on Weekend)

$21.29 £15.97

$23.27 zł 90.4

-8.51%

Cinema Ticket

$17.74 £13.31

$8.12 zł 31.54

118.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,864 £2,149

$509 zł 1,978

462.51%

International Primary School, 1 Child (Yearly)

$35.3K £26.5K

$10.3K zł 40.1K

242.37%

Jeans (Levis 501 Or Similar)

$114 £85.5

$74.7 zł 290

52.58%

Summer Dress (H&M, Zara, etc)

$54.3 £40.71

$40.74 zł 158

33.21%

Sport Shoes (Adidas, Nike)

$124 £93.2

$90.1 zł 350

37.91%

Men's Leather Business Shoes

$163 £122

$95.7 zł 372

70.42%

1-bedroom Apartment, City Center (Monthly)

$2,869 £2,152

$608 zł 2,363

371.65%

1-bedroom Apartment, Outside City Center (Monthly)

$2,233 £1,675

$496 zł 1,927

350.21%

3-bedroom Apartment, City Center (Monthly)

$5,266 £3,951

$969 zł 3,766

443.26%

3-bedroom Apartment, Outside City Center (Monthly)

$3,778 £2,835

$809 zł 3,142

367.19%

Buy Apartment in City Center (m2)

$18.3K £13.8K

$2,957 zł 11.5K

520.00%

Buy Apartment Outside City Center (m2)

$8,024 £6,020

$2,539 zł 9,864

216.06%

Average Monthly Net Salary (After Tax)

$5,037 £3,779

20-Year Fixed Mortgage Interest Rate (Annual %)

4.74

6.87

-31.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 10, 2026

Last update for Lomza: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.2K 56%

Lomza

$496 33.5% 77.8% $1.7K

Monthly Utilities & Internet

London

$430 10.8%

Lomza

$342 23% 20.6% $89

Eating Out

London

$388 9.7%

Lomza

$202 13.7% 47.8% $185

Groceries & Markets

London

$349 8.8%

Lomza

$220 14.8% 37.1% $130

Getting Around

London

$285 7.2%

Lomza

$38 2.6% 86.5% $247

Clothing & Footwear

London

$205 5.1%

Lomza

$136 9.1% 33.9% $69

Sport & Entertainment

London

$95 2.4%

Lomza

$49 3.3% 48.9% $47

Cost Breakdown

A one-bedroom apartment in the center runs $2,869 in London and $608 in Lomza. Housing cost is often the main lever when comparing two cities.

Dining out: $107 in London vs $47.00 in Lomza for a mid-range dinner for two. Groceries echo the gap at $349 vs $220 per month, with Lomza cheaper across the board.

Good to know

🇬🇧 London

🇵🇱 Lomza

🕒 Local time

01:28 1:28 AM

02:28 2:28 AM

1 h ahead of London

🌤 Weather

👥 Population

8,908,083 Capital

62,711

💱 Currency

British Pound GBP £

Polish Złoty PLN zł

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 20, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

London Lomza 1,510 km ≈ 2 h 30 min nonstop flight

From you

London
Lomza

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Lomza: Cost of Living - Frequently Asked Questions

Lomza is cheaper overall, especially in eating out, groceries, and transport. The 169% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $5,979 in London and $2,224 in Lomza to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,869 in London versus $608 in Lomza. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Lomza runs roughly 739% less than in London. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $2,864 in London versus $509 in Lomza. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,483 in Lomza versus $3,986 in London, a $1,500 budget is realistic in Lomza but tight or insufficient in London. The gap between the two cities makes Lomza the clear choice for anyone on this budget.

For families, Lomza is more practical. Housing and childcare are both notably cheaper than in London, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, London and Lomza are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lomza gentler on the wallet – expenses run 169% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.