Last update: Nov 2026

Cost of Living Comparison Between Lomza and Cape Town

For one person, living costs are similar in Lomza and in Cape Town: $1,507 and $1,527 a month, rent and utilities included.

72

Cost of Living Index in Lomza
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Lomza Living Index
74

Cost of Living Index in Cape Town
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Cape Town Living Index

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Lomza

🇵🇱 Poland

$1,507

/mo nomad

Cape Town

🇿🇦 South Africa

$1,527

/mo nomad

Monthly Cost of Living

How much you'll spend in Lomza and in Cape Town

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lomza and in Cape Town actually costs, broken down by who's living it.

A single person spends $1,507 per month in Lomza vs $1,527 in Cape Town, rent included.

Lomza $1,507
Cape Town $1,527

A couple spends around $2,150 per month in Lomza vs $2,417 in Cape Town, rent included.

Lomza $2,150
Cape Town $2,417

A family of three spends $2,792 per month in Lomza vs $3,306 in Cape Town, rent included.

Lomza $2,792
Cape Town $3,306

Lomza and Cape Town have comparable living costs – the differences are in the details.

Both Lomza and Cape Town sit above the global median – Lomza by 11%, Cape Town by 13%.

Meal at Budget Restaurant

$9.60 zł 37.65

$12.01 R 198

-20.07%

Three-Course Dinner for Two, Mid-Range

$46.68 zł 183

$42.92 R 707

8.76%

Fast Food Meal (McDonalds, etc)

$8.63 zł 33.83

$6.15 R 101

40.33%

Cappuccino

$3.56 zł 13.96

$2.37 R 39.04

50.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.72 zł 10.66

$1.27 R 20.96

114.17%

Water (0.33 liter bottle)

$2.63 zł 10.32

$0.94 R 15.46

179.79%

Local Beer (0.5 liter draught)

$4.46 zł 17.47

$2.96 R 48.77

50.68%

Imported Beer (0.33 liter bottle)

$4.99 zł 19.54

$3.69 R 60.8

35.23%

Milk (1 liter)

$1.01 zł 3.97

$1.32 R 21.73

-23.48%

White Bread (500g)

$1.10 zł 4.31

$1.21 R 19.87

-9.09%

Rice (white) (1kg)

$1.37 zł 5.38

$2.20 R 36.26

-37.73%

Eggs

$3.43 zł 13.43

$3.10 R 51.1

10.65%

Local Cheese (1kg)

$10.45 zł 40.96

$8.73 R 144

19.70%

Chicken Fillets (1kg)

$7.03 zł 27.55

$6.89 R 114

2.03%

Beef Round Steak (1kg)

$11.64 zł 45.61

$9.26 R 153

25.70%

Apples (1kg)

$1.19 zł 4.68

$1.83 R 30.08

-34.97%

Banana (1kg)

$1.60 zł 6.28

$1.95 R 32.12

-17.95%

Oranges (1kg)

$2.29 zł 8.99

$1.66 R 27.32

37.95%

Tomato (1kg)

$2.98 zł 11.66

$2.14 R 35.19

39.25%

Potato (1kg)

$0.82 zł 3.22

$1.58 R 26.01

-48.10%

Onion (1kg)

$0.92 zł 3.59

$1.47 R 24.29

-37.41%

Lettuce (1 head)

$1.34 zł 5.24

$1.35 R 22.18

-0.74%

Water (1.5 liter bottle)

$0.62 zł 2.44

$1.14 R 18.85

-45.61%

Cigarettes 20 Pack (Marlboro, Camel)

$5.57 zł 21.84

$3.58 R 59.0

55.59%

Wine (Bottle)

$6.64 zł 26.02

$6.05 R 99.7

9.75%

Local Beer (0.5 liter bottle)

$1.09 zł 4.26

$1.39 R 22.95

-21.58%

Imported Beer (0.33 liter bottle)

$1.74 zł 6.84

$2.18 R 35.90

-20.18%

One-way Ticket (Public Transport)

$1.09 zł 4.26

$1.40 R 23.02

-22.14%

Public Transport Monthly Pass (Regular Price)

$29.37 zł 115

$60.8 R 1,001

-51.65%

Taxi Start (Normal Tariff)

$1.58 zł 6.18

$0.93 R 15.26

69.89%

Taxi (Normal Tariff) (1km)

$0.57 zł 2.24

$0.90 R 14.83

-36.67%

Taxi 1hour Waiting (Normal Tariff)

$9.20 zł 36.07

$4.96 R 81.7

85.48%

Gasoline (1 liter)

$1.59 zł 6.25

$1.54 R 25.37

3.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K zł 120.7K

$35.4K R 582.8K

-12.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.6K zł 108.0K

$33.4K R 549.9K

-17.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$306 zł 1,201

$117 R 1,929

161.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.56 zł 33.57

$25.71 R 424

-66.71%

Internet (50+ Mbps, Unlimited Data)

$17.23 zł 67.6

$39.41 R 649

-56.28%

Gym Membership (Monthly)

$38.01 zł 149

$51.6 R 850

-26.35%

Tennis Court (1 Hour on Weekend)

$22.07 zł 86.5

$11.35 R 187

94.45%

Cinema Ticket

$8.09 zł 31.70

$8.89 R 146

-9.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$507 zł 1,988

$308 R 5,069

64.89%

International Primary School, 1 Child (Yearly)

$10.4K zł 40.9K

$8,141 R 134.2K

28.18%

Jeans (Levis 501 Or Similar)

$73.4 zł 288

$57.4 R 946

27.99%

Summer Dress (H&M, Zara, etc)

$40.73 zł 160

$31.75 R 523

28.28%

Sport Shoes (Adidas, Nike)

$88.8 zł 348

$116 R 1,911

-23.43%

Men's Leather Business Shoes

$94.8 zł 371

$101 R 1,660

-5.91%

1-bedroom Apartment, City Center (Monthly)

$585 zł 2,291

$1,047 R 17.2K

-44.15%

1-bedroom Apartment, Outside City Center (Monthly)

$529 zł 2,074

$669 R 11.0K

-20.92%

3-bedroom Apartment, City Center (Monthly)

$953 zł 3,736

$1,861 R 30.7K

-48.78%

3-bedroom Apartment, Outside City Center (Monthly)

$803 zł 3,147

$1,407 R 23.2K

-42.96%

Buy Apartment in City Center (m2)

$2,932 zł 11.5K

$2,410 R 39.7K

21.64%

Buy Apartment Outside City Center (m2)

$2,198 zł 8,617

$1,570 R 25.9K

40.05%

Average Monthly Net Salary (After Tax)

$1,630 R 26.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

10.89

-36.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomza: November 2, 2026

Last update for Cape Town: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lomza

$529 35.1%

Cape Town

$669 43.8% 26.4% $140

Monthly Utilities & Internet

Lomza

$332 22%

Cape Town

$182 11.9% 45.1% $150

Groceries & Markets

Lomza

$221 14.6%

Cape Town

$223 14.6% 1.2% $2.6

Eating Out

Lomza

$199 13.2%

Cape Town

$174 11.4% 12.6% $25

Clothing & Footwear

Lomza

$134 8.9%

Cape Town

$138 9% 2.7% $3.6

Sport & Entertainment

Lomza

$54 3.6%

Cape Town

$69 4.5% 28.1% $15

Getting Around

Lomza

$38 2.5%

Cape Town

$72 4.7% 88.1% $34

Cost Breakdown

A central one-bedroom costs $585 in Lomza versus $1,047 in Cape Town. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $47 in Lomza versus $43 in Cape Town. Groceries tell a different story – $221 in Lomza vs $223 in Cape Town – so Lomza wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Lomza

🇿🇦 Cape Town

🕒 Local time

03:00 3:00 AM

04:00 4:00 AM

1 h ahead of Lomza

🌤 Weather

👥 Population

62,711

3,740,026 Capital

💱 Currency

Polish Złoty PLN zł

South African Rand ZAR R

📈 Exchange rate

1 PLN = 0.255 USD

1 PLN = 0.227 EUR

100 ZAR = 6.07 USD

100 ZAR = 5.41 EUR

Exchange rates and currency converter

ZAR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of November 6, 2026: 1 USD = 3.92 PLN (1 PLN = 0.255 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

South African Rand exchange rates as of November 6, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.5 ZAR (100 ZAR = 5.41 EUR).

USD to PLN in detail →

On the map

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Between locations

Lomza Cape Town 9,690 km ≈ 13 h nonstop flight

From you

Lomza
Cape Town

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lomza vs Cape Town: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $2,261 per month in Lomza and $2,291 in Cape Town. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lomza, especially for central apartments: a one-bedroom in the center costs $585 there versus $1,047 in Cape Town.

Public transport costs about 52% less in Lomza. For daily commuters, that gap adds up to noticeable savings over a year.

A mid-range dinner for two costs $47 in Lomza and $43 in Cape Town. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,500 is a stretch for both – monthly costs hit $1,507 in Lomza and $1,527 in Cape Town. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Cape Town has an edge in some lifestyle areas, with costs from $1,507 in Lomza to $1,527 in Cape Town. Climate, culture, job market, and personal taste all factor in.