Last update: Nov 2026

Cost of Living Comparison Between Cape Town and Lomza

For one person, living costs are similar in Cape Town and in Lomza: $1,527 and $1,507 a month, rent and utilities included.

74

Cost of Living Index in Cape Town
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Cape Town Living Index
72

Cost of Living Index in Lomza
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Lomza Living Index

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Cape Town

🇿🇦 South Africa

$1,527

/mo nomad

Lomza

🇵🇱 Poland

$1,507

/mo nomad

Monthly Cost of Living

How much you'll spend in Cape Town and in Lomza

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cape Town and in Lomza actually costs, broken down by who's living it.

A single person spends $1,527 per month in Cape Town vs $1,507 in Lomza, rent included.

Cape Town $1,527
Lomza $1,507

A couple spends around $2,417 per month in Cape Town vs $2,150 in Lomza, rent included.

Cape Town $2,417
Lomza $2,150

A family of three spends $3,306 per month in Cape Town vs $2,792 in Lomza, rent included.

Cape Town $3,306
Lomza $2,792

Cape Town and Lomza have comparable living costs – the differences are in the details.

Both Cape Town and Lomza sit above the global median – Cape Town by 13%, Lomza by 11%.

Meal at Budget Restaurant

$12.01 R 198

$9.60 zł 37.65

25.10%

Three-Course Dinner for Two, Mid-Range

$42.92 R 707

$46.68 zł 183

-8.05%

Fast Food Meal (McDonalds, etc)

$6.15 R 101

$8.63 zł 33.83

-28.74%

Cappuccino

$2.37 R 39.04

$3.56 zł 13.96

-33.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.27 R 20.96

$2.72 zł 10.66

-53.31%

Water (0.33 liter bottle)

$0.94 R 15.46

$2.63 zł 10.32

-64.26%

Local Beer (0.5 liter draught)

$2.96 R 48.77

$4.46 zł 17.47

-33.63%

Imported Beer (0.33 liter bottle)

$3.69 R 60.8

$4.99 zł 19.54

-26.05%

Milk (1 liter)

$1.32 R 21.73

$1.01 zł 3.97

30.69%

White Bread (500g)

$1.21 R 19.87

$1.10 zł 4.31

10.00%

Rice (white) (1kg)

$2.20 R 36.26

$1.37 zł 5.38

60.58%

Eggs

$3.10 R 51.1

$3.43 zł 13.43

-9.62%

Local Cheese (1kg)

$8.73 R 144

$10.45 zł 40.96

-16.46%

Chicken Fillets (1kg)

$6.89 R 114

$7.03 zł 27.55

-1.99%

Beef Round Steak (1kg)

$9.26 R 153

$11.64 zł 45.61

-20.45%

Apples (1kg)

$1.83 R 30.08

$1.19 zł 4.68

53.78%

Banana (1kg)

$1.95 R 32.12

$1.60 zł 6.28

21.87%

Oranges (1kg)

$1.66 R 27.32

$2.29 zł 8.99

-27.51%

Tomato (1kg)

$2.14 R 35.19

$2.98 zł 11.66

-28.19%

Potato (1kg)

$1.58 R 26.01

$0.82 zł 3.22

92.68%

Onion (1kg)

$1.47 R 24.29

$0.92 zł 3.59

59.78%

Lettuce (1 head)

$1.35 R 22.18

$1.34 zł 5.24

0.75%

Water (1.5 liter bottle)

$1.14 R 18.85

$0.62 zł 2.44

83.87%

Cigarettes 20 Pack (Marlboro, Camel)

$3.58 R 59.0

$5.57 zł 21.84

-35.73%

Wine (Bottle)

$6.05 R 99.7

$6.64 zł 26.02

-8.89%

Local Beer (0.5 liter bottle)

$1.39 R 22.95

$1.09 zł 4.26

27.52%

Imported Beer (0.33 liter bottle)

$2.18 R 35.90

$1.74 zł 6.84

25.29%

One-way Ticket (Public Transport)

$1.40 R 23.02

$1.09 zł 4.26

28.44%

Public Transport Monthly Pass (Regular Price)

$60.8 R 1,001

$29.37 zł 115

106.84%

Taxi Start (Normal Tariff)

$0.93 R 15.26

$1.58 zł 6.18

-41.14%

Taxi (Normal Tariff) (1km)

$0.90 R 14.83

$0.57 zł 2.24

57.89%

Taxi 1hour Waiting (Normal Tariff)

$4.96 R 81.7

$9.20 zł 36.07

-46.09%

Gasoline (1 liter)

$1.54 R 25.37

$1.59 zł 6.25

-3.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K R 582.8K

$30.8K zł 120.7K

14.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.4K R 549.9K

$27.6K zł 108.0K

21.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 R 1,929

$306 zł 1,201

-61.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.71 R 424

$8.56 zł 33.57

200.35%

Internet (50+ Mbps, Unlimited Data)

$39.41 R 649

$17.23 zł 67.6

128.73%

Gym Membership (Monthly)

$51.6 R 850

$38.01 zł 149

35.78%

Tennis Court (1 Hour on Weekend)

$11.35 R 187

$22.07 zł 86.5

-48.57%

Cinema Ticket

$8.89 R 146

$8.09 zł 31.70

9.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$308 R 5,069

$507 zł 1,988

-39.35%

International Primary School, 1 Child (Yearly)

$8,141 R 134.2K

$10.4K zł 40.9K

-21.99%

Jeans (Levis 501 Or Similar)

$57.4 R 946

$73.4 zł 288

-21.87%

Summer Dress (H&M, Zara, etc)

$31.75 R 523

$40.73 zł 160

-22.05%

Sport Shoes (Adidas, Nike)

$116 R 1,911

$88.8 zł 348

30.60%

Men's Leather Business Shoes

$101 R 1,660

$94.8 zł 371

6.28%

1-bedroom Apartment, City Center (Monthly)

$1,047 R 17.2K

$585 zł 2,291

79.06%

1-bedroom Apartment, Outside City Center (Monthly)

$669 R 11.0K

$529 zł 2,074

26.45%

3-bedroom Apartment, City Center (Monthly)

$1,861 R 30.7K

$953 zł 3,736

95.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,407 R 23.2K

$803 zł 3,147

75.30%

Buy Apartment in City Center (m2)

$2,410 R 39.7K

$2,932 zł 11.5K

-17.79%

Buy Apartment Outside City Center (m2)

$1,570 R 25.9K

$2,198 zł 8,617

-28.60%

Average Monthly Net Salary (After Tax)

$1,630 R 26.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

10.89

6.87

58.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cape Town: November 2, 2026

Last update for Lomza: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cape Town

$669 43.8%

Lomza

$529 35.1% 20.9% $140

Groceries & Markets

Cape Town

$223 14.6%

Lomza

$221 14.6% 1.2% $2.6

Monthly Utilities & Internet

Cape Town

$182 11.9%

Lomza

$332 22% 82.3% $150

Eating Out

Cape Town

$174 11.4%

Lomza

$199 13.2% 14.4% $25

Clothing & Footwear

Cape Town

$138 9%

Lomza

$134 8.9% 2.6% $3.6

Getting Around

Cape Town

$72 4.7%

Lomza

$38 2.5% 46.8% $34

Sport & Entertainment

Cape Town

$69 4.5%

Lomza

$54 3.6% 21.9% $15

Cost Breakdown

A central one-bedroom costs $1,047 in Cape Town versus $585 in Lomza. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $43 in Cape Town versus $47 in Lomza. Groceries tell a different story – $223 in Cape Town vs $221 in Lomza – so Lomza wins on supermarket bills even if dining out costs more.

Good to know

🇿🇦 Cape Town

🇵🇱 Lomza

🕒 Local time

04:55 4:55 AM

03:55 3:55 AM

1 h behind Cape Town

🌤 Weather

👥 Population

3,740,026 Capital

62,711

💱 Currency

South African Rand ZAR R

Polish Złoty PLN zł

📈 Exchange rate

100 ZAR = 6.07 USD

100 ZAR = 5.41 EUR

1 PLN = 0.255 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

PLN, USD, EUR to ZAR – South African Rand Converter

🇺🇸 United States Dollar ($)

🇿🇦 South African Rand (R)

South African Rand exchange rates as of November 6, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.5 ZAR (100 ZAR = 5.41 EUR).

Polish Złoty exchange rates as of November 6, 2026: 1 USD = 3.92 PLN (1 PLN = 0.255 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

USD to ZAR in detail →

On the map

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Between locations

Cape Town Lomza 9,690 km ≈ 13 h nonstop flight

From you

Cape Town
Lomza

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cape Town vs Lomza: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $2,291 per month in Cape Town and $2,261 in Lomza. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lomza, especially for central apartments: a one-bedroom in the center costs $585 there versus $1,047 in Cape Town.

Public transport costs about 52% less in Lomza. For daily commuters, that gap adds up to noticeable savings over a year.

A mid-range dinner for two costs $43 in Cape Town and $47 in Lomza. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,500 is a stretch for both – monthly costs hit $1,527 in Cape Town and $1,507 in Lomza. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Cape Town has an edge in some lifestyle areas, with costs from $1,507 in Lomza to $1,527 in Cape Town. Climate, culture, job market, and personal taste all factor in.