Cost of Living Comparison Between Ho and Tema Cost of Living Comparison Between Ho and Tema

🙂 Solo nomad: Ho is 36.2% cheaper than Tema without rent, and 44.3% cheaper with rent.

🙂 Family of 3: Ho is 37.2% cheaper than Tema without rent, and 46.4% cheaper with rent.

Meal at Budget Restaurant

$2.83 GHS 31.55

$7.49 GHS 83.3

-62.22%

Three-Course Dinner for Two, Mid-Range

$9.63 GHS 107

$27.74 GHS 309

-65.28%

Fast Food Meal (McDonalds, etc)

$3.87 GHS 43.07

$8.06 GHS 89.8

-51.99%

Cappuccino

$1.47 GHS 16.40

$1.49 GHS 16.61

-1.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 GHS 5.22

$1.00 GHS 11.14

-53.00%

Water (0.33 liter bottle)

$0.28 GHS 3.07

$0.33 GHS 3.68

-15.15%

Local Beer (0.5 liter draught)

$0.51 GHS 5.64

$1.71 GHS 19.01

-70.18%

Imported Beer (0.33 liter bottle)

$0.80 GHS 8.95

$2.73 GHS 30.35

-70.70%

Milk (1 liter)

$1.19 GHS 13.23

$3.05 GHS 33.89

-60.98%

White Bread (500g)

$0.50 GHS 5.60

$1.62 GHS 18.02

-69.14%

Rice (white) (1kg)

$0.79 GHS 8.80

$1.49 GHS 16.64

-46.98%

Eggs

$2.30 GHS 25.56

$2.26 GHS 25.14

1.77%

Local Cheese (1kg)

$10.97 GHS 122

$3.67 GHS 40.86

198.91%

Chicken Fillets (1kg)

$4.36 GHS 48.55

$2.70 GHS 30.01

61.48%

Beef Round Steak (1kg)

$5.32 GHS 59.2

$2.44 GHS 27.13

118.03%

Apples (1kg)

$2.17 GHS 24.17

$2.76 GHS 30.72

-21.38%

Banana (1kg)

$1.00 GHS 11.10

$2.08 GHS 23.17

-51.92%

Oranges (1kg)

$1.01 GHS 11.24

$2.01 GHS 22.39

-49.75%

Tomato (1kg)

$0.95 GHS 10.53

$2.93 GHS 32.62

-67.58%

Potato (1kg)

$1.98 GHS 22.04

$1.86 GHS 20.72

6.45%

Onion (1kg)

$1.02 GHS 11.32

$1.90 GHS 21.19

-46.32%

Lettuce (1 head)

$0.28 GHS 3.11

$0.59 GHS 6.60

-52.54%

Water (1.5 liter bottle)

$0.51 GHS 5.71

$0.80 GHS 8.90

-36.25%

Cigarettes 20 Pack (Marlboro, Camel)

$1.58 GHS 17.64

Wine (Bottle)

$3.25 GHS 36.13

$8.53 GHS 95.0

-61.90%

Local Beer (0.5 liter bottle)

$0.59 GHS 6.62

$0.90 GHS 10.03

-34.44%

Imported Beer (0.33 liter bottle)

$1.14 GHS 12.67

One-way Ticket (Public Transport)

$2.03 GHS 22.55

Public Transport Monthly Pass (Regular Price)

$39.36 GHS 438

Taxi Start (Normal Tariff)

$1.63 GHS 18.11

$1.42 GHS 15.82

14.79%

Taxi (Normal Tariff) (1km)

$1.16 GHS 12.96

$0.76 GHS 8.43

52.63%

Taxi 1hour Waiting (Normal Tariff)

$5.40 GHS 60.1

Gasoline (1 liter)

$1.00 GHS 11.13

$1.18 GHS 13.09

-15.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$5,732 GHS 63.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$7,911 GHS 88.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$24.20 GHS 269

$31.33 GHS 349

-22.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.09 GHS 146

$12.34 GHS 137

6.08%

Internet (50+ Mbps, Unlimited Data)

$14.55 GHS 162

$63.7 GHS 709

-77.17%

Gym Membership (Monthly)

$19.10 GHS 213

Cinema Ticket

$9.83 GHS 109

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$73.9 GHS 822

$84.7 GHS 942

-12.74%

International Primary School, 1 Child (Yearly)

$8,005 GHS 89.1K

Jeans (Levis 501 Or Similar)

$14.85 GHS 165

$24.23 GHS 270

-38.71%

Summer Dress (H&M, Zara, etc)

$18.81 GHS 209

$25.10 GHS 279

-25.06%

Sport Shoes (Adidas, Nike)

$29.40 GHS 327

$44.84 GHS 499

-34.43%

Men's Leather Business Shoes

$40.82 GHS 454

$61.0 GHS 679

-33.08%

1-bedroom Apartment, City Center (Monthly)

$116 GHS 1,288

1-bedroom Apartment, Outside City Center (Monthly)

$65.5 GHS 729

3-bedroom Apartment, Outside City Center (Monthly)

$138 GHS 1,541

Buy Apartment in City Center (m2)

$9,889 GHS 110.1K

Buy Apartment Outside City Center (m2)

$5,995 GHS 66.7K

Average Monthly Net Salary (After Tax)

$109 GHS 1,209

$460 GHS 5,123

-76.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

32.5

-21.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho: April 11, 2026

Last update for Tema: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho vs other spots: cost of living compared

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