Last update: Oct 2026

Cost of Living Comparison Between Ho and Lisbon

For one person, living is cheaper in Ho: $683 a month against $2,210 in Lisbon, rent and utilities included – about $18,300 less a year. Rent and utilities account for most of the difference.

33

Cost of Living Index in Ho
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Ho Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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🇬🇭 Ghana

$683

/mo nomad

Lisbon

🇵🇹 Portugal

$2,210

/mo nomad

Monthly Cost of Living

How much you'll spend in Ho and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ho and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $683 in Ho versus $2,210 in Lisbon.

Ho $683
Lisbon $2,210

Estimated couple costs with rent: $1,149 in Ho versus $3,275 in Lisbon.

Ho $1,149
Lisbon $3,275

Monthly costs for a family of three with rent: $1,615 in Ho versus $4,341 in Lisbon.

Ho $1,615
Lisbon $4,341

Living in Ho costs roughly 69% less than in Lisbon, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Ho is 50% below, Lisbon is 62% above.

Meal at Budget Restaurant

$8.69 GHS 101

$16.65 €14.95

-47.81%

Three-Course Dinner for Two, Mid-Range

$51.2 GHS 593

$61.7 €55.5

-17.07%

Fast Food Meal (McDonalds, etc)

$10.18 GHS 118

$11.36 €10.20

-10.39%

Cappuccino

$4.50 GHS 52.1

$2.97 €2.67

51.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.56 GHS 18.07

$2.29 €2.06

-31.88%

Water (0.33 liter bottle)

$0.47 GHS 5.48

$1.74 €1.56

-72.99%

Local Beer (0.5 liter draught)

$1.84 GHS 21.27

$3.40 €3.06

-45.88%

Imported Beer (0.33 liter bottle)

$2.20 GHS 25.49

$3.31 €2.97

-33.53%

Milk (1 liter)

$3.57 GHS 41.36

$1.16 €1.04

207.76%

White Bread (500g)

$1.66 GHS 19.21

$1.91 €1.72

-13.09%

Rice (white) (1kg)

$3.10 GHS 35.89

$1.51 €1.36

105.30%

Eggs

$2.60 GHS 30.13

$4.02 €3.61

-35.32%

Local Cheese (1kg)

$11.85 GHS 137

$12.94 €11.62

-8.42%

Chicken Fillets (1kg)

$7.48 GHS 86.6

$7.77 €6.98

-3.73%

Beef Round Steak (1kg)

$10.09 GHS 117

$17.76 €15.95

-43.19%

Apples (1kg)

$3.75 GHS 43.37

$2.30 €2.07

63.04%

Banana (1kg)

$1.41 GHS 16.27

$1.73 €1.56

-18.50%

Oranges (1kg)

$1.78 GHS 20.60

$1.86 €1.67

-4.30%

Tomato (1kg)

$3.53 GHS 40.89

$2.59 €2.33

36.29%

Potato (1kg)

$2.79 GHS 32.32

$1.82 €1.64

53.30%

Onion (1kg)

$2.78 GHS 32.19

$1.97 €1.77

41.12%

Lettuce (1 head)

$0.75 GHS 8.63

$1.47 €1.32

-48.98%

Water (1.5 liter bottle)

$0.58 GHS 6.68

$0.72 €0.65

-19.44%

Cigarettes 20 Pack (Marlboro, Camel)

$2.53 GHS 29.31

$6.58 €5.91

-61.55%

Wine (Bottle)

$7.03 GHS 81.5

$5.61 €5.04

25.31%

Local Beer (0.5 liter bottle)

$1.29 GHS 14.95

$1.36 €1.22

-5.15%

Imported Beer (0.33 liter bottle)

$2.40 GHS 27.79

$2.14 €1.92

12.15%

One-way Ticket (Public Transport)

$2.33 €2.10

Public Transport Monthly Pass (Regular Price)

$44.68 €40.14

Taxi Start (Normal Tariff)

$1.75 GHS 20.22

$3.85 €3.46

-54.55%

Taxi (Normal Tariff) (1km)

$1.32 GHS 15.28

$1.07 €0.96

23.36%

Taxi 1hour Waiting (Normal Tariff)

$4.37 GHS 50.6

$16.46 €14.79

-73.45%

Gasoline (1 liter)

$1.36 GHS 15.69

$2.20 €1.98

-38.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,868 GHS 91.1K

$34.2K €30.7K

-76.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K GHS 234.5K

$38.7K €34.8K

-47.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$74.6 GHS 863

$161 €145

-53.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.63 GHS 227

$18.41 €16.54

6.63%

Internet (50+ Mbps, Unlimited Data)

$43.36 GHS 502

$32.74 €29.41

32.44%

Gym Membership (Monthly)

$44.55 €40.02

Tennis Court (1 Hour on Weekend)

$19.10 €17.16

Cinema Ticket

$13.15 GHS 152

$9.60 €8.62

36.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$463 GHS 5,366

$668 €600

-30.60%

International Primary School, 1 Child (Yearly)

$18.8K GHS 218.1K

$17.6K €15.8K

6.90%

Jeans (Levis 501 Or Similar)

$14.51 GHS 168

$102 €91.6

-85.78%

Summer Dress (H&M, Zara, etc)

$18.97 GHS 220

$44.46 €39.94

-57.33%

Sport Shoes (Adidas, Nike)

$36.41 GHS 422

$98.5 €88.5

-63.04%

Men's Leather Business Shoes

$53.2 GHS 616

$124 €111

-57.00%

1-bedroom Apartment, City Center (Monthly)

$1,608 €1,445

1-bedroom Apartment, Outside City Center (Monthly)

$1,190 €1,069

3-bedroom Apartment, City Center (Monthly)

$2,812 €2,526

3-bedroom Apartment, Outside City Center (Monthly)

$2,013 €1,808

Buy Apartment in City Center (m2)

$7,839 €7,042

Buy Apartment Outside City Center (m2)

$4,576 €4,110

Average Monthly Net Salary (After Tax)

$1,575 €1,415

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

3.85

594.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho: October 26, 2026

Last update for Lisbon: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

$279 40.9%

Lisbon

$272 12.3% 2.5% $7.1

Eating Out

$176 25.7%

Lisbon

$243 11% 38% $67

Monthly Utilities & Internet

$138 20.2%

Lisbon

$212 9.6% 54.4% $75

Clothing & Footwear

$55 8.1%

Lisbon

$166 7.5% 200% $111

Sport & Entertainment

$26 * 3.9%

Lisbon

$64 2.9% 142% $37

Getting Around

$8.3 * 1.2%

Lisbon

$63 2.9% 658% $55

Accommodation & Living

- * 0%

Lisbon

$1.2K 53.8%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $51 in Ho vs $62 in Lisbon. Groceries flip the comparison at $279 vs $272, with Lisbon cheaper for home cooking.

Good to know

🇬🇭 Ho

🇵🇹 Lisbon

🕒 Local time

14:00 2:00 PM

Same time as Ho

🌤 Weather

👥 Population

83,715

545,923 Capital

💱 Currency

Ghanaian Cedi GHS ₵

Euro EUR €

📈 Exchange rate

100 GHS = 8.64 USD

100 GHS = 7.76 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to GHS – Ghanaian Cedi Converter

🇺🇸 United States Dollar ($)

🇬🇭 Ghanaian Cedi (₵)

Ghanaian Cedi exchange rates as of October 28, 2026: 1 USD = 11.58 GHS (100 GHS = 8.64 USD). 1 EUR = 12.89 GHS (100 GHS = 7.76 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to GHS in detail →

On the map

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Highest

Between locations

Ho Lisbon 3,700 km ≈ 5 h nonstop flight

From you

Ho
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho vs Lisbon: Cost of Living - Frequently Asked Questions

Ho and Lisbon differ by about 224% in total monthly costs ($683 vs $2,210 including rent). Ho is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,024 in Ho and $3,315 in Lisbon to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $463 in Ho versus $668 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ho – a meal for two runs $51 versus $62 in Lisbon. If you eat out regularly, this makes a real dent in your monthly spending.

At $683 in Ho versus $2,210 in Lisbon, a $1,200 budget is realistic in Ho but tight or insufficient in Lisbon. The gap between the two cities makes Ho the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ho and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.