Last update: Oct 2026

Cost of Living Comparison Between Ho and Accra

For one person, living is cheaper in Ho: $683 a month against $1,077 in Accra, rent and utilities included – about $4,700 less a year. Rent and utilities account for most of the difference.

33

Cost of Living Index in Ho
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Ho Living Index
52

Cost of Living Index in Accra
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Accra Living Index

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🇬🇭 Ghana

$683

/mo nomad

Accra

🇬🇭 Ghana

$1,077

/mo nomad

Monthly Cost of Living

How much you'll spend in Ho and in Accra

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ho and in Accra actually costs, broken down by who's living it.

A single person spends $683 per month in Ho vs $1,077 in Accra, rent included.

Ho $683
Accra $1,077

A couple spends around $1,149 per month in Ho vs $1,708 in Accra, rent included.

Ho $1,149
Accra $1,708

A family of three spends $1,615 per month in Ho vs $2,340 in Accra, rent included.

Ho $1,615
Accra $2,340

Ho is about 37% cheaper than Accra, and outside of rent the biggest gap is in leisure.

Both Ho and Accra are more affordable than the global median – Ho 50% lower, Accra 21% lower.

Meal at Budget Restaurant

$8.69 GHS 101

$8.38 GHS 97.1

3.70%

Three-Course Dinner for Two, Mid-Range

$51.2 GHS 593

$51.6 GHS 597

-0.68%

Fast Food Meal (McDonalds, etc)

$10.18 GHS 118

$10.25 GHS 119

-0.68%

Cappuccino

$4.50 GHS 52.1

$4.59 GHS 53.2

-1.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.56 GHS 18.07

$1.62 GHS 18.71

-3.70%

Water (0.33 liter bottle)

$0.47 GHS 5.48

Local Beer (0.5 liter draught)

$1.84 GHS 21.27

$1.90 GHS 22.01

-3.16%

Imported Beer (0.33 liter bottle)

$2.20 GHS 25.49

$2.19 GHS 25.32

0.46%

Milk (1 liter)

$3.57 GHS 41.36

$3.59 GHS 41.53

-0.56%

White Bread (500g)

$1.66 GHS 19.21

$1.62 GHS 18.79

2.47%

Rice (white) (1kg)

$3.10 GHS 35.89

$3.08 GHS 35.70

0.65%

Eggs

$2.60 GHS 30.13

$2.62 GHS 30.36

-0.76%

Local Cheese (1kg)

$11.85 GHS 137

$11.92 GHS 138

-0.59%

Chicken Fillets (1kg)

$7.48 GHS 86.6

$7.37 GHS 85.3

1.49%

Beef Round Steak (1kg)

$10.09 GHS 117

$9.96 GHS 115

1.31%

Apples (1kg)

$3.75 GHS 43.37

$3.58 GHS 41.45

4.75%

Banana (1kg)

$1.41 GHS 16.27

$1.39 GHS 16.06

1.44%

Oranges (1kg)

$1.78 GHS 20.60

$1.78 GHS 20.61

Tomato (1kg)

$3.53 GHS 40.89

$3.73 GHS 43.20

-5.36%

Potato (1kg)

$2.79 GHS 32.32

$2.79 GHS 32.33

Onion (1kg)

$2.78 GHS 32.19

$2.77 GHS 32.13

0.36%

Lettuce (1 head)

$0.75 GHS 8.63

$0.74 GHS 8.63

1.35%

Water (1.5 liter bottle)

$0.58 GHS 6.68

$0.62 GHS 7.14

-6.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.53 GHS 29.31

$2.63 GHS 30.49

-3.80%

Wine (Bottle)

$7.03 GHS 81.5

$7.14 GHS 82.6

-1.54%

Local Beer (0.5 liter bottle)

$1.29 GHS 14.95

$1.25 GHS 14.44

3.20%

Imported Beer (0.33 liter bottle)

$2.40 GHS 27.79

$2.36 GHS 27.37

1.69%

One-way Ticket (Public Transport)

$1.52 GHS 17.64

Public Transport Monthly Pass (Regular Price)

$41.35 GHS 479

Taxi Start (Normal Tariff)

$1.75 GHS 20.22

$1.76 GHS 20.36

-0.57%

Taxi (Normal Tariff) (1km)

$1.32 GHS 15.28

$1.27 GHS 14.74

3.94%

Taxi 1hour Waiting (Normal Tariff)

$4.37 GHS 50.6

$4.24 GHS 49.04

3.07%

Gasoline (1 liter)

$1.36 GHS 15.69

$1.31 GHS 15.17

3.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,868 GHS 91.1K

$7,861 GHS 91.0K

0.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K GHS 234.5K

$20.1K GHS 232.9K

0.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$74.6 GHS 863

$73.3 GHS 849

1.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.63 GHS 227

$19.53 GHS 226

0.51%

Internet (50+ Mbps, Unlimited Data)

$43.36 GHS 502

$42.72 GHS 495

1.50%

Gym Membership (Monthly)

$70.6 GHS 818

Tennis Court (1 Hour on Weekend)

$18.31 GHS 212

Cinema Ticket

$13.15 GHS 152

$12.80 GHS 148

2.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$463 GHS 5,366

$468 GHS 5,418

-0.97%

International Primary School, 1 Child (Yearly)

$18.8K GHS 218.1K

$18.5K GHS 214.1K

1.84%

Jeans (Levis 501 Or Similar)

$14.51 GHS 168

$14.14 GHS 164

2.62%

Summer Dress (H&M, Zara, etc)

$18.97 GHS 220

$18.57 GHS 215

2.15%

Sport Shoes (Adidas, Nike)

$36.41 GHS 422

$36.87 GHS 427

-1.25%

Men's Leather Business Shoes

$53.2 GHS 616

$52.4 GHS 607

1.47%

1-bedroom Apartment, City Center (Monthly)

$686 GHS 7,942

1-bedroom Apartment, Outside City Center (Monthly)

$280 GHS 3,247

3-bedroom Apartment, City Center (Monthly)

$1,077 GHS 12.5K

3-bedroom Apartment, Outside City Center (Monthly)

$474 GHS 5,492

Buy Apartment in City Center (m2)

$2,839 GHS 32.9K

Buy Apartment Outside City Center (m2)

$1,425 GHS 16.5K

Average Monthly Net Salary (After Tax)

$176 GHS 2,034

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho: October 26, 2026

Last update for Accra: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

$279 40.9%

Accra

$279 25.9% 0.2% $0.4

Eating Out

$176 25.7%

Accra

$175 16.3% 0.3% $0.6

Monthly Utilities & Internet

$138 20.2%

Accra

$136 12.6% 1.4% $2

Clothing & Footwear

$55 8.1%

Accra

$55 5.1% 0.9% $0.5

Sport & Entertainment

$26 * 3.9%

Accra

$96 8.9% 266% $70

Getting Around

$8.3 * 1.2%

Accra

$56 5.2% 566% $47

Accommodation & Living

- * 0%

Accra

$280 26%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $51 in Ho versus $52 in Accra. Monthly groceries follow the same trend: $279 vs $279 – making Ho the more affordable choice for daily food spending.

Good to know

🇬🇭 Ho

🇬🇭 Accra

🕒 Local time

12:39 12:39 PM

Same time as Ho

🌤 Weather

👥 Population

83,715

2,388,000 Capital

💱 Currency

Ghanaian Cedi GHS ₵

📈 Exchange rate

100 GHS = 8.64 USD

100 GHS = 7.76 EUR

100 GHS = 8.64 USD

100 GHS = 7.76 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Ho Accra 140 km

From you

Ho
Accra

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho vs Accra: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $683 in Ho, $1,077 in Accra – roughly 58% apart. Outside of rent, the biggest gap is in leisure.

For a comfortable life, plan on about $1,024 per month in Ho and $1,615 in Accra. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $683 in Ho and $1,077 in Accra. That’s a gap of about 58%.

Kindergarten costs $463 per month in Ho and $468 in Accra. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $683 in Ho and $1,077 in Accra, leaving budget for savings and extras in both cases.

It depends on your priorities. Accra has an edge in some lifestyle areas, with costs from $683 in Ho to $1,077 in Accra. Climate, culture, job market, and personal taste all factor in.