Cost of Living Comparison Between Ho and Accra Cost of Living Comparison Between Ho and Accra

Monthly Cost of Living

A single person spends $350 per month in Ho vs $746 in Accra, rent included.

A couple spends around $560 per month in Ho vs $1,304 in Accra, rent included.

A family of three spends $770 per month in Ho vs $1,862 in Accra, rent included.

Ho is about 53% cheaper than Accra, driven mainly by Groceries & Markets.

Both Ho and Accra are more affordable than the global median – Ho 74% lower, Accra 44% lower.

Meal at Budget Restaurant

$2.90 GHS 33.54

$4.34 GHS 50.2

-33.18%

Three-Course Dinner for Two, Mid-Range

$9.87 GHS 114

$48.15 GHS 556

-79.50%

Fast Food Meal (McDonalds, etc)

$3.94 GHS 45.46

$7.70 GHS 89.0

-48.83%

Cappuccino

$1.50 GHS 17.31

$3.50 GHS 40.43

-57.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.50 GHS 5.79

$1.00 GHS 11.55

-50.00%

Water (0.33 liter bottle)

$0.28 GHS 3.22

$0.35 GHS 3.98

-20.00%

Local Beer (0.5 liter draught)

$0.47 GHS 5.49

$1.53 GHS 17.62

-69.28%

Imported Beer (0.33 liter bottle)

$0.81 GHS 9.35

$2.56 GHS 29.56

-68.36%

Milk (1 liter)

$1.20 GHS 13.87

$3.37 GHS 38.94

-64.39%

White Bread (500g)

$0.51 GHS 5.88

$1.46 GHS 16.84

-65.07%

Rice (white) (1kg)

$0.76 GHS 8.74

$2.47 GHS 28.49

-69.23%

Eggs

$2.29 GHS 26.45

$2.27 GHS 26.20

0.88%

Local Cheese (1kg)

$11.10 GHS 128

$11.22 GHS 130

-1.07%

Chicken Fillets (1kg)

$4.32 GHS 49.86

$4.54 GHS 52.5

-4.85%

Beef Round Steak (1kg)

$5.50 GHS 63.5

$5.87 GHS 67.8

-6.30%

Apples (1kg)

$2.10 GHS 24.26

$2.90 GHS 33.47

-27.59%

Banana (1kg)

$0.94 GHS 10.83

$1.46 GHS 16.86

-35.62%

Oranges (1kg)

$1.00 GHS 11.57

$1.71 GHS 19.80

-41.52%

Tomato (1kg)

$1.02 GHS 11.73

$3.17 GHS 36.62

-67.82%

Potato (1kg)

$1.93 GHS 22.35

$2.98 GHS 34.39

-35.23%

Onion (1kg)

$0.99 GHS 11.47

$2.46 GHS 28.40

-59.76%

Lettuce (1 head)

$0.28 GHS 3.22

$0.76 GHS 8.80

-63.16%

Water (1.5 liter bottle)

$0.51 GHS 5.88

$0.48 GHS 5.54

6.25%

Cigarettes 20 Pack (Marlboro, Camel)

$1.59 GHS 18.32

$1.58 GHS 18.28

0.63%

Wine (Bottle)

$7.34 GHS 84.8

$7.30 GHS 84.4

0.55%

Local Beer (0.5 liter bottle)

$0.60 GHS 6.92

$1.16 GHS 13.38

-48.28%

Imported Beer (0.33 liter bottle)

$1.18 GHS 13.67

$1.96 GHS 22.68

-39.80%

One-way Ticket (Public Transport)

$1.05 GHS 12.10

Public Transport Monthly Pass (Regular Price)

$35.17 GHS 406

Taxi Start (Normal Tariff)

$1.54 GHS 17.80

$1.54 GHS 17.76

Taxi (Normal Tariff) (1km)

$1.16 GHS 13.41

$1.17 GHS 13.47

-0.85%

Taxi 1hour Waiting (Normal Tariff)

$5.41 GHS 62.5

$5.38 GHS 62.1

0.56%

Gasoline (1 liter)

$0.93 GHS 10.77

$1.13 GHS 13.00

-17.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$5,726 GHS 66.1K

$8,009 GHS 92.5K

-28.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$7,738 GHS 89.4K

$9,480 GHS 109.5K

-18.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$24.12 GHS 279

$55.6 GHS 642

-56.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.47 GHS 156

$13.03 GHS 150

3.38%

Internet (50+ Mbps, Unlimited Data)

$14.43 GHS 167

$37.61 GHS 434

-61.63%

Gym Membership (Monthly)

$35.17 GHS 406

Tennis Court (1 Hour on Weekend)

$16.03 GHS 185

Cinema Ticket

$9.79 GHS 113

$9.74 GHS 112

0.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$73.7 GHS 851

$72.2 GHS 834

2.04%

International Primary School, 1 Child (Yearly)

$8,054 GHS 93.0K

$7,959 GHS 91.9K

1.20%

Jeans (Levis 501 Or Similar)

$14.85 GHS 172

$14.51 GHS 168

2.34%

Summer Dress (H&M, Zara, etc)

$18.77 GHS 217

$18.82 GHS 217

-0.27%

Sport Shoes (Adidas, Nike)

$29.42 GHS 340

$28.88 GHS 334

1.87%

Men's Leather Business Shoes

$41.53 GHS 480

$40.84 GHS 472

1.69%

1-bedroom Apartment, City Center (Monthly)

$530 GHS 6,119

1-bedroom Apartment, Outside City Center (Monthly)

$147 GHS 1,700

3-bedroom Apartment, City Center (Monthly)

$1,048 GHS 12.1K

3-bedroom Apartment, Outside City Center (Monthly)

$378 GHS 4,369

Buy Apartment in City Center (m2)

$2,797 GHS 32.3K

Buy Apartment Outside City Center (m2)

$1,469 GHS 17.0K

Average Monthly Net Salary (After Tax)

$180 GHS 2,083

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho: July 12, 2026

Last update for Accra: July 11, 2026

Cost Breakdown

A mid-range dinner for two costs $10.00 in Ho versus $48.00 in Accra. Monthly groceries follow the same trend: $161 vs $234 – making Ho the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho vs Accra: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $350 in Ho, $746 in Accra – roughly 113% apart. Accra costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $524 per month in Ho and $1,119 in Accra. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $350 in Ho and $746 in Accra. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $73.7 per month in Ho and $72.2 in Accra. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Ho, where all-in costs run around $350, than in Accra at $746. In Ho it covers expenses comfortably, while in Accra it requires careful planning or may not stretch far enough.

Families tend to lean toward Ho – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ho. If higher salaries, better infrastructure, or specific career opportunities are the priority, Accra makes more sense. Both are solid long-term options with distinct trade-offs.