Cost of Living Comparison Between Ho and Accra Cost of Living Comparison Between Ho and Accra

Monthly Cost of Living

A single person spends $351 per month in Ho vs $766 in Accra, rent included.

A couple spends around $559 per month in Ho vs $1,317 in Accra, rent included.

A family of three spends $767 per month in Ho vs $1,867 in Accra, rent included.

Ho is about 54% cheaper than Accra, driven mainly by Groceries & Markets.

Both Ho and Accra are more affordable than the global median – Ho 74% lower, Accra 43% lower.

Meal at Budget Restaurant

$3.00 GHS 35.43

$4.29 GHS 50.7

-30.07%

Three-Course Dinner for Two, Mid-Range

$9.69 GHS 114

$46.88 GHS 553

-79.33%

Fast Food Meal (McDonalds, etc)

$3.80 GHS 44.86

$7.82 GHS 92.3

-51.41%

Cappuccino

$1.44 GHS 16.98

$3.45 GHS 40.74

-58.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 GHS 6.06

$0.94 GHS 11.13

-45.74%

Water (0.33 liter bottle)

$0.30 GHS 3.56

$0.34 GHS 4.05

-11.76%

Local Beer (0.5 liter draught)

$0.51 GHS 6.05

$1.58 GHS 18.63

-67.72%

Imported Beer (0.33 liter bottle)

$0.82 GHS 9.63

$2.52 GHS 29.75

-67.46%

Milk (1 liter)

$1.18 GHS 13.96

$3.37 GHS 39.82

-64.99%

White Bread (500g)

$0.47 GHS 5.54

$1.43 GHS 16.90

-67.13%

Rice (white) (1kg)

$0.80 GHS 9.43

$2.43 GHS 28.66

-67.08%

Eggs

$2.32 GHS 27.36

$2.29 GHS 27.04

1.31%

Local Cheese (1kg)

$11.10 GHS 131

$11.36 GHS 134

-2.29%

Chicken Fillets (1kg)

$4.43 GHS 52.2

$4.62 GHS 54.5

-4.11%

Beef Round Steak (1kg)

$5.49 GHS 64.8

$6.03 GHS 71.2

-8.96%

Apples (1kg)

$2.12 GHS 24.96

$2.90 GHS 34.28

-26.90%

Banana (1kg)

$1.00 GHS 11.79

$1.44 GHS 16.97

-30.56%

Oranges (1kg)

$0.93 GHS 10.97

$1.64 GHS 19.39

-43.29%

Tomato (1kg)

$1.02 GHS 12.01

$3.08 GHS 36.31

-66.88%

Potato (1kg)

$1.91 GHS 22.48

$3.13 GHS 36.90

-38.98%

Onion (1kg)

$0.99 GHS 11.71

$2.42 GHS 28.59

-59.09%

Lettuce (1 head)

$0.28 GHS 3.29

$0.82 GHS 9.63

-65.85%

Water (1.5 liter bottle)

$0.48 GHS 5.63

$0.52 GHS 6.09

-7.69%

Cigarettes 20 Pack (Marlboro, Camel)

$1.63 GHS 19.24

$1.58 GHS 18.59

3.16%

Wine (Bottle)

$6.86 GHS 81.0

$7.07 GHS 83.5

-2.97%

Local Beer (0.5 liter bottle)

$0.60 GHS 7.03

$1.12 GHS 13.22

-46.43%

Imported Beer (0.33 liter bottle)

$1.19 GHS 14.02

$1.93 GHS 22.77

-38.34%

One-way Ticket (Public Transport)

$1.04 GHS 12.27

Public Transport Monthly Pass (Regular Price)

$34.78 GHS 410

Taxi Start (Normal Tariff)

$1.55 GHS 18.30

$1.56 GHS 18.39

-0.64%

Taxi (Normal Tariff) (1km)

$1.21 GHS 14.23

$1.18 GHS 13.90

2.54%

Taxi 1hour Waiting (Normal Tariff)

$5.51 GHS 65.0

$5.40 GHS 63.8

2.04%

Gasoline (1 liter)

$0.94 GHS 11.12

$1.07 GHS 12.61

-12.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$5,920 GHS 69.9K

$8,145 GHS 96.1K

-27.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$7,700 GHS 90.9K

$9,815 GHS 115.8K

-21.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$24.09 GHS 284

$56.4 GHS 666

-57.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.29 GHS 157

$13.00 GHS 153

2.23%

Internet (50+ Mbps, Unlimited Data)

$14.52 GHS 171

$37.61 GHS 444

-61.39%

Gym Membership (Monthly)

$35.58 GHS 420

Tennis Court (1 Hour on Weekend)

$16.03 GHS 189

Cinema Ticket

$9.66 GHS 114

$9.60 GHS 113

0.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$73.9 GHS 872

$72.0 GHS 849

2.70%

International Primary School, 1 Child (Yearly)

$8,008 GHS 94.5K

$7,954 GHS 93.9K

0.68%

Jeans (Levis 501 Or Similar)

$14.80 GHS 175

$14.88 GHS 176

-0.54%

Summer Dress (H&M, Zara, etc)

$18.73 GHS 221

$18.54 GHS 219

1.02%

Sport Shoes (Adidas, Nike)

$28.61 GHS 338

$28.78 GHS 340

-0.59%

Men's Leather Business Shoes

$41.64 GHS 491

$40.81 GHS 482

2.03%

1-bedroom Apartment, City Center (Monthly)

$529 GHS 6,244

1-bedroom Apartment, Outside City Center (Monthly)

$150 GHS 1,773

3-bedroom Apartment, City Center (Monthly)

$1,038 GHS 12.3K

3-bedroom Apartment, Outside City Center (Monthly)

$365 GHS 4,309

Buy Apartment in City Center (m2)

$2,841 GHS 33.5K

Buy Apartment Outside City Center (m2)

$1,501 GHS 17.7K

Average Monthly Net Salary (After Tax)

$172 GHS 2,035

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho: May 31, 2026

Last update for Accra: May 31, 2026

Cost Breakdown

A mid-range dinner for two costs $10.00 in Ho versus $47.00 in Accra. Monthly groceries follow the same trend: $160 vs $235 – making Ho the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho vs Accra: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $351 in Ho, $766 in Accra – roughly 118% apart. Accra costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $527 per month in Ho and $1,150 in Accra. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $351 in Ho and $766 in Accra. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $73.9 per month in Ho and $72.0 in Accra. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Ho, where all-in costs run around $351, than in Accra at $766. In Ho it covers expenses comfortably, while in Accra it requires careful planning or may not stretch far enough.

Families tend to lean toward Ho – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ho. If higher salaries, better infrastructure, or specific career opportunities are the priority, Accra makes more sense. Both are solid long-term options with distinct trade-offs.