Cost of Living Comparison Between Tema and Ho Cost of Living Comparison Between Tema and Ho

😐 Solo nomad: Tema is 56.9% more expensive than Ho without rent, and 79.6% more expensive with rent.

😐 Family of 3: Tema is 59.3% more expensive than Ho without rent, and 86.7% more expensive with rent.

Meal at Budget Restaurant

$7.49 GHS 83.3

$2.83 GHS 31.55

164.66%

Three-Course Dinner for Two, Mid-Range

$27.74 GHS 309

$9.63 GHS 107

188.06%

Fast Food Meal (McDonalds, etc)

$8.06 GHS 89.8

$3.87 GHS 43.07

108.27%

Cappuccino

$1.49 GHS 16.61

$1.47 GHS 16.40

1.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.00 GHS 11.14

$0.47 GHS 5.22

112.77%

Water (0.33 liter bottle)

$0.33 GHS 3.68

$0.28 GHS 3.07

17.86%

Local Beer (0.5 liter draught)

$1.71 GHS 19.01

$0.51 GHS 5.64

235.29%

Imported Beer (0.33 liter bottle)

$2.73 GHS 30.35

$0.80 GHS 8.95

241.25%

Milk (1 liter)

$3.05 GHS 33.89

$1.19 GHS 13.23

156.30%

White Bread (500g)

$1.62 GHS 18.02

$0.50 GHS 5.60

224.00%

Rice (white) (1kg)

$1.49 GHS 16.64

$0.79 GHS 8.80

88.61%

Eggs

$2.26 GHS 25.14

$2.30 GHS 25.56

-1.74%

Local Cheese (1kg)

$3.67 GHS 40.86

$10.97 GHS 122

-66.55%

Chicken Fillets (1kg)

$2.70 GHS 30.01

$4.36 GHS 48.55

-38.07%

Beef Round Steak (1kg)

$2.44 GHS 27.13

$5.32 GHS 59.2

-54.14%

Apples (1kg)

$2.76 GHS 30.72

$2.17 GHS 24.17

27.19%

Banana (1kg)

$2.08 GHS 23.17

$1.00 GHS 11.10

108.00%

Oranges (1kg)

$2.01 GHS 22.39

$1.01 GHS 11.24

99.01%

Tomato (1kg)

$2.93 GHS 32.62

$0.95 GHS 10.53

208.42%

Potato (1kg)

$1.86 GHS 20.72

$1.98 GHS 22.04

-6.06%

Onion (1kg)

$1.90 GHS 21.19

$1.02 GHS 11.32

86.27%

Lettuce (1 head)

$0.59 GHS 6.60

$0.28 GHS 3.11

110.71%

Water (1.5 liter bottle)

$0.80 GHS 8.90

$0.51 GHS 5.71

56.86%

Cigarettes 20 Pack (Marlboro, Camel)

$1.58 GHS 17.64

Wine (Bottle)

$8.53 GHS 95.0

$3.25 GHS 36.13

162.46%

Local Beer (0.5 liter bottle)

$0.90 GHS 10.03

$0.59 GHS 6.62

52.54%

Imported Beer (0.33 liter bottle)

$1.14 GHS 12.67

One-way Ticket (Public Transport)

$2.03 GHS 22.55

Public Transport Monthly Pass (Regular Price)

$39.36 GHS 438

Taxi Start (Normal Tariff)

$1.42 GHS 15.82

$1.63 GHS 18.11

-12.88%

Taxi (Normal Tariff) (1km)

$0.76 GHS 8.43

$1.16 GHS 12.96

-34.48%

Taxi 1hour Waiting (Normal Tariff)

$5.40 GHS 60.1

Gasoline (1 liter)

$1.18 GHS 13.09

$1.00 GHS 11.13

18.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$5,732 GHS 63.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$7,911 GHS 88.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$31.33 GHS 349

$24.20 GHS 269

29.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.34 GHS 137

$13.09 GHS 146

-5.73%

Internet (50+ Mbps, Unlimited Data)

$63.7 GHS 709

$14.55 GHS 162

338.01%

Gym Membership (Monthly)

$19.10 GHS 213

Cinema Ticket

$9.83 GHS 109

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$84.7 GHS 942

$73.9 GHS 822

14.60%

International Primary School, 1 Child (Yearly)

$8,005 GHS 89.1K

Jeans (Levis 501 Or Similar)

$24.23 GHS 270

$14.85 GHS 165

63.16%

Summer Dress (H&M, Zara, etc)

$25.10 GHS 279

$18.81 GHS 209

33.44%

Sport Shoes (Adidas, Nike)

$44.84 GHS 499

$29.40 GHS 327

52.52%

Men's Leather Business Shoes

$61.0 GHS 679

$40.82 GHS 454

49.44%

1-bedroom Apartment, City Center (Monthly)

$116 GHS 1,288

1-bedroom Apartment, Outside City Center (Monthly)

$65.5 GHS 729

3-bedroom Apartment, Outside City Center (Monthly)

$138 GHS 1,541

Buy Apartment in City Center (m2)

$9,889 GHS 110.1K

Buy Apartment Outside City Center (m2)

$5,995 GHS 66.7K

Average Monthly Net Salary (After Tax)

$460 GHS 5,123

$109 GHS 1,209

323.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

32.5

25.4

27.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: April 12, 2026

Last update for Ho: April 11, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tema vs other spots: cost of living compared

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