Last update: Nov 2026

Cost of Living Comparison Between Ho and Phuket

For one person, living is cheaper in Ho: $682 a month against $1,294 in Phuket, rent and utilities included – about $7,300 less a year. Rent and utilities account for most of the difference.

33

Cost of Living Index in Ho
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Ho Living Index
62

Cost of Living Index in Phuket
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Phuket Living Index

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🇬🇭 Ghana

$682

/mo nomad

Phuket

🇹🇭 Thailand

$1,294

/mo nomad

Monthly Cost of Living

How much you'll spend in Ho and in Phuket

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ho and in Phuket actually costs, broken down by who's living it.

Monthly costs for one person with rent: $682 in Ho versus $1,294 in Phuket.

Ho $682
Phuket $1,294

Estimated couple costs with rent: $1,152 in Ho versus $2,204 in Phuket.

Ho $1,152
Phuket $2,204

Monthly costs for a family of three with rent: $1,623 in Ho versus $3,115 in Phuket.

Ho $1,623
Phuket $3,115

Living in Ho costs roughly 47% less than in Phuket, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Ho 50% lower, Phuket 4% lower.

Meal at Budget Restaurant

$8.78 GHS 102

$4.39 ฿148

100.00%

Three-Course Dinner for Two, Mid-Range

$52.4 GHS 609

$32.31 ฿1,090

62.18%

Fast Food Meal (McDonalds, etc)

$10.40 GHS 121

$8.70 ฿294

19.54%

Cappuccino

$4.51 GHS 52.5

$2.72 ฿91.9

65.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 GHS 18.25

$0.93 ฿31.39

68.82%

Water (0.33 liter bottle)

$0.47 GHS 5.49

$0.50 ฿16.85

-6.00%

Local Beer (0.5 liter draught)

$1.88 GHS 21.86

$2.53 ฿85.4

-25.69%

Imported Beer (0.33 liter bottle)

$2.29 GHS 26.58

$3.63 ฿122

-36.91%

Milk (1 liter)

$3.75 GHS 43.67

$1.74 ฿58.7

115.52%

White Bread (500g)

$1.61 GHS 18.77

$1.45 ฿48.95

11.03%

Rice (white) (1kg)

$3.21 GHS 37.35

$1.50 ฿50.7

114.00%

Eggs

$2.64 GHS 30.75

$2.17 ฿73.3

21.66%

Local Cheese (1kg)

$12.23 GHS 142

$19.09 ฿644

-35.94%

Chicken Fillets (1kg)

$7.12 GHS 82.9

$3.40 ฿115

109.41%

Beef Round Steak (1kg)

$9.86 GHS 115

$10.90 ฿368

-9.54%

Apples (1kg)

$3.75 GHS 43.57

$2.94 ฿99.2

27.55%

Banana (1kg)

$1.44 GHS 16.80

$1.69 ฿57.1

-14.79%

Oranges (1kg)

$1.84 GHS 21.40

$2.19 ฿74.0

-15.98%

Tomato (1kg)

$3.68 GHS 42.80

$2.12 ฿71.7

73.58%

Potato (1kg)

$2.79 GHS 32.40

$1.46 ฿49.21

91.10%

Onion (1kg)

$2.73 GHS 31.76

$1.37 ฿46.15

99.27%

Lettuce (1 head)

$0.75 GHS 8.70

$1.08 ฿36.30

-30.56%

Water (1.5 liter bottle)

$0.56 GHS 6.53

$0.55 ฿18.41

1.82%

Cigarettes 20 Pack (Marlboro, Camel)

$2.60 GHS 30.27

$4.43 ฿149

-41.31%

Wine (Bottle)

$7.23 GHS 84.1

$18.25 ฿616

-60.38%

Local Beer (0.5 liter bottle)

$1.23 GHS 14.33

$1.77 ฿59.8

-30.51%

Imported Beer (0.33 liter bottle)

$2.44 GHS 28.39

$2.88 ฿97.2

-15.28%

One-way Ticket (Public Transport)

$1.45 ฿48.84

Public Transport Monthly Pass (Regular Price)

$54.9 ฿1,852

Taxi Start (Normal Tariff)

$1.73 GHS 20.16

$1.51 ฿51.0

14.57%

Taxi (Normal Tariff) (1km)

$1.26 GHS 14.62

$0.78 ฿26.18

61.54%

Taxi 1hour Waiting (Normal Tariff)

$4.36 GHS 50.8

$3.84 ฿130

13.54%

Gasoline (1 liter)

$1.37 GHS 15.93

$1.49 ฿50.2

-8.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,998 GHS 93.0K

$26.9K ฿907.0K

-70.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.1K GHS 233.6K

$26.3K ฿888.9K

-23.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$72.4 GHS 842

$97.8 ฿3,300

-25.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.22 GHS 224

$11.29 ฿381

70.24%

Internet (50+ Mbps, Unlimited Data)

$42.10 GHS 490

$17.19 ฿580

144.91%

Gym Membership (Monthly)

$68.3 ฿2,305

Tennis Court (1 Hour on Weekend)

$10.92 ฿368

Cinema Ticket

$12.87 GHS 150

$7.43 ฿251

73.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$462 GHS 5,369

$530 ฿17.9K

-12.97%

International Primary School, 1 Child (Yearly)

$18.6K GHS 216.8K

$18.8K ฿633.7K

-0.72%

Jeans (Levis 501 Or Similar)

$14.27 GHS 166

$61.7 ฿2,081

-76.86%

Summer Dress (H&M, Zara, etc)

$18.98 GHS 221

$28.25 ฿953

-32.81%

Sport Shoes (Adidas, Nike)

$37.07 GHS 431

$96.0 ฿3,239

-61.39%

Men's Leather Business Shoes

$52.5 GHS 610

$86.8 ฿2,929

-39.58%

1-bedroom Apartment, City Center (Monthly)

$721 ฿24.3K

1-bedroom Apartment, Outside City Center (Monthly)

$509 ฿17.2K

3-bedroom Apartment, City Center (Monthly)

$1,950 ฿65.8K

3-bedroom Apartment, Outside City Center (Monthly)

$1,397 ฿47.1K

Buy Apartment in City Center (m2)

$4,192 ฿141.4K

Buy Apartment Outside City Center (m2)

$3,298 ฿111.3K

Average Monthly Net Salary (After Tax)

$492 ฿16.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

5.57

380.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ho: November 1, 2026

Last update for Phuket: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

$281 41.3%

Phuket

$267 20.6% 5.1% $14

Eating Out

$178 26.1%

Phuket

$120 9.2% 32.7% $58

Monthly Utilities & Internet

$134 19.6%

Phuket

$126 9.8% 5.6% $7.5

Clothing & Footwear

$55 8.1%

Phuket

$123 9.5% 122% $67

Sport & Entertainment

$26 * 3.8%

Phuket

$83 6.4% 223% $57

Getting Around

$8 * 1.2%

Phuket

$66 5.1% 724% $58

Accommodation & Living

- * 0%

Phuket

$509 39.3%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $52 in Ho vs $32 in Phuket for a mid-range dinner for two. Groceries echo the gap at $281 vs $267 per month, with Phuket cheaper across the board.

Good to know

🇬🇭 Ho

🇹🇭 Phuket

🕒 Local time

19:34 7:34 PM

02:34 2:34 AM

7 h ahead of Ho

🌤 Weather

👥 Population

83,715

79,308

💱 Currency

Ghanaian Cedi GHS ₵

Thai Baht THB ฿

📈 Exchange rate

100 GHS = 8.6 USD

100 GHS = 7.69 EUR

100 THB = 2.96 USD

100 THB = 2.65 EUR

Exchange rates and currency converter

THB, USD, EUR to GHS – Ghanaian Cedi Converter

🇺🇸 United States Dollar ($)

🇬🇭 Ghanaian Cedi (₵)

Ghanaian Cedi exchange rates as of November 3, 2026: 1 USD = 11.63 GHS (100 GHS = 8.6 USD). 1 EUR = 13.01 GHS (100 GHS = 7.69 EUR).

Thai Baht exchange rates as of November 3, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.73 THB (100 THB = 2.65 EUR).

USD to GHS in detail →

On the map

Lowest

Highest

Between locations

Ho Phuket 10,770 km ≈ 14 h nonstop flight

From you

Ho
Phuket

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ho vs Phuket: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $682 in Ho and $1,294 in Phuket, so Ho is about 47% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,022 in Ho and $1,940 in Phuket to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $462 in Ho versus $530 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Phuket – a meal for two runs $32 versus $52 in Ho. If you eat out regularly, this makes a real dent in your monthly spending.

At $682 in Ho versus $1,294 in Phuket, a $1,200 budget is realistic in Ho but tight or insufficient in Phuket. The gap between the two cities makes Ho the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.