Last update: Nov 2026

Cost of Living Comparison Between Phuket and Ho

For one person, living is cheaper in Ho: $682 a month against $1,294 in Phuket, rent and utilities included – about $7,300 less a year. Rent and utilities account for most of the difference.

62

Cost of Living Index in Phuket
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Phuket Living Index
33

Cost of Living Index in Ho
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Ho Living Index

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Phuket

🇹🇭 Thailand

$1,294

/mo nomad

🇬🇭 Ghana

$682

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Ho

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Ho actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,294 in Phuket versus $682 in Ho.

Phuket $1,294
Ho $682

Estimated couple costs with rent: $2,204 in Phuket versus $1,152 in Ho.

Phuket $2,204
Ho $1,152

Monthly costs for a family of three with rent: $3,115 in Phuket versus $1,623 in Ho.

Phuket $3,115
Ho $1,623

Living in Phuket is roughly 90% more expensive than in Ho, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Phuket 4% lower, Ho 50% lower.

Meal at Budget Restaurant

$4.39 ฿148

$8.78 GHS 102

-50.00%

Three-Course Dinner for Two, Mid-Range

$32.31 ฿1,090

$52.4 GHS 608

-38.34%

Fast Food Meal (McDonalds, etc)

$8.70 ฿294

$10.40 GHS 121

-16.35%

Cappuccino

$2.72 ฿91.9

$4.51 GHS 52.4

-39.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.93 ฿31.38

$1.57 GHS 18.22

-40.76%

Water (0.33 liter bottle)

$0.50 ฿16.85

$0.47 GHS 5.48

6.38%

Local Beer (0.5 liter draught)

$2.53 ฿85.4

$1.88 GHS 21.82

34.57%

Imported Beer (0.33 liter bottle)

$3.63 ฿122

$2.29 GHS 26.53

58.52%

Milk (1 liter)

$1.74 ฿58.7

$3.75 GHS 43.59

-53.60%

White Bread (500g)

$1.45 ฿48.93

$1.61 GHS 18.73

-9.94%

Rice (white) (1kg)

$1.50 ฿50.7

$3.21 GHS 37.29

-53.27%

Eggs

$2.17 ฿73.3

$2.64 GHS 30.69

-17.80%

Local Cheese (1kg)

$19.09 ฿644

$12.23 GHS 142

56.09%

Chicken Fillets (1kg)

$3.40 ฿115

$7.12 GHS 82.7

-52.25%

Beef Round Steak (1kg)

$10.90 ฿368

$9.86 GHS 115

10.55%

Apples (1kg)

$2.94 ฿99.2

$3.75 GHS 43.50

-21.60%

Banana (1kg)

$1.69 ฿57.1

$1.44 GHS 16.77

17.36%

Oranges (1kg)

$2.19 ฿74.0

$1.84 GHS 21.36

19.02%

Tomato (1kg)

$2.12 ฿71.6

$3.68 GHS 42.73

-42.39%

Potato (1kg)

$1.46 ฿49.19

$2.79 GHS 32.34

-47.67%

Onion (1kg)

$1.37 ฿46.14

$2.73 GHS 31.71

-49.82%

Lettuce (1 head)

$1.08 ฿36.29

$0.75 GHS 8.68

44.00%

Water (1.5 liter bottle)

$0.55 ฿18.40

$0.56 GHS 6.52

-1.79%

Cigarettes 20 Pack (Marlboro, Camel)

$4.43 ฿149

$2.60 GHS 30.21

70.38%

Wine (Bottle)

$18.25 ฿616

$7.23 GHS 83.9

152.42%

Local Beer (0.5 liter bottle)

$1.77 ฿59.8

$1.23 GHS 14.30

43.90%

Imported Beer (0.33 liter bottle)

$2.88 ฿97.2

$2.44 GHS 28.34

18.03%

One-way Ticket (Public Transport)

$1.45 ฿48.82

Public Transport Monthly Pass (Regular Price)

$54.9 ฿1,851

Taxi Start (Normal Tariff)

$1.51 ฿51.0

$1.73 GHS 20.13

-12.72%

Taxi (Normal Tariff) (1km)

$0.78 ฿26.17

$1.26 GHS 14.59

-38.10%

Taxi 1hour Waiting (Normal Tariff)

$3.84 ฿129

$4.36 GHS 50.7

-11.93%

Gasoline (1 liter)

$1.49 ฿50.2

$1.37 GHS 15.90

8.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K ฿906.7K

$7,998 GHS 92.9K

236.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K ฿888.6K

$20.1K GHS 233.2K

31.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.8 ฿3,299

$72.4 GHS 841

35.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.29 ฿381

$19.22 GHS 223

-41.26%

Internet (50+ Mbps, Unlimited Data)

$17.19 ฿580

$42.10 GHS 489

-59.17%

Gym Membership (Monthly)

$68.3 ฿2,305

Tennis Court (1 Hour on Weekend)

$10.92 ฿368

Cinema Ticket

$7.43 ฿251

$12.87 GHS 149

-42.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$530 ฿17.9K

$462 GHS 5,359

14.90%

International Primary School, 1 Child (Yearly)

$18.8K ฿633.5K

$18.6K GHS 216.5K

0.73%

Jeans (Levis 501 Or Similar)

$61.7 ฿2,080

$14.27 GHS 166

332.17%

Summer Dress (H&M, Zara, etc)

$28.25 ฿953

$18.98 GHS 220

48.84%

Sport Shoes (Adidas, Nike)

$96.0 ฿3,238

$37.07 GHS 430

158.97%

Men's Leather Business Shoes

$86.8 ฿2,928

$52.5 GHS 609

65.51%

1-bedroom Apartment, City Center (Monthly)

$721 ฿24.3K

1-bedroom Apartment, Outside City Center (Monthly)

$509 ฿17.2K

3-bedroom Apartment, City Center (Monthly)

$1,950 ฿65.8K

3-bedroom Apartment, Outside City Center (Monthly)

$1,397 ฿47.1K

Buy Apartment in City Center (m2)

$4,192 ฿141.4K

Buy Apartment Outside City Center (m2)

$3,298 ฿111.3K

Average Monthly Net Salary (After Tax)

$492 ฿16.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

26.75

-79.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: November 2, 2026

Last update for Ho: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$509 39.3%

- * 0% 100%

Groceries & Markets

Phuket

$267 20.6%

$281 41.3% 5.4% $14

Monthly Utilities & Internet

Phuket

$126 9.8%

$134 19.6% 5.9% $7.5

Clothing & Footwear

Phuket

$123 9.5%

$55 8.1% 55% $67

Eating Out

Phuket

$120 9.2%

$178 26.1% 48.6% $58

Sport & Entertainment

Phuket

$83 6.4%

$26 * 3.8% 69.1% $57

Getting Around

Phuket

$66 5.1%

$8 * 1.2% 87.9% $58

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $32 in Phuket vs $52 in Ho for a mid-range dinner for two. Groceries echo the gap at $267 vs $281 per month, with Phuket cheaper across the board.

Good to know

🇹🇭 Phuket

🇬🇭 Ho

🕒 Local time

10:08 10:08 AM

03:08 3:08 AM

7 h behind Phuket

🌤 Weather

👥 Population

79,308

83,715

💱 Currency

Thai Baht THB ฿

Ghanaian Cedi GHS ₵

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.65 EUR

100 GHS = 8.61 USD

100 GHS = 7.7 EUR

Exchange rates and currency converter

GHS, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 4, 2026: 1 USD = 33.73 THB (100 THB = 2.96 USD). 1 EUR = 37.72 THB (100 THB = 2.65 EUR).

Ghanaian Cedi exchange rates as of November 4, 2026: 1 USD = 11.61 GHS (100 GHS = 8.61 USD). 1 EUR = 12.98 GHS (100 GHS = 7.7 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Phuket Ho 10,770 km ≈ 14 h nonstop flight

From you

Phuket
Ho

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Ho: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,294 in Phuket and $682 in Ho, so Ho is about 47% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,940 in Phuket and $1,022 in Ho to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $530 in Phuket versus $462 in Ho. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Phuket – a meal for two runs $32 versus $52 in Ho. If you eat out regularly, this makes a real dent in your monthly spending.

At $682 in Ho versus $1,294 in Phuket, a $1,200 budget is realistic in Ho but tight or insufficient in Phuket. The gap between the two cities makes Ho the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.