Last update: Oct 2026

Cost of Living Comparison Between Lisbon and Ho

For one person, living is cheaper in Ho: $683 a month against $2,210 in Lisbon, rent and utilities included – about $18,300 less a year. Rent and utilities account for most of the difference.

Lisbon, Portugal
Ho, Ghana
Lisbon
🇵🇹 Portugal
$2,210
/mo nomad
Ho
🇬🇭 Ghana
$683
/mo nomad
Monthly Cost of Living

How much you'll spend in Lisbon and in Ho

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in Ho actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,210 in Lisbon versus $683 in Ho.

  • Lisbon $2,210
  • Ho $683

Estimated couple costs with rent: $3,275 in Lisbon versus $1,149 in Ho.

  • Lisbon $3,275
  • Ho $1,149

Monthly costs for a family of three with rent: $4,341 in Lisbon versus $1,615 in Ho.

  • Lisbon $4,341
  • Ho $1,615

Living in Lisbon is roughly 224% more expensive than in Ho, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Lisbon is 62% above, Ho is 50% below.

Currency
🍽 Eating Out
Lisbon
Ho
Difference
Meal at Budget Restaurant
$16.65 €14.95
$8.69 GHS 101
91.60%
Three-Course Dinner for Two, Mid-Range
$61.7 €55.5
$51.2 GHS 593
20.59%
Fast Food Meal (McDonalds, etc)
$11.36 €10.20
$10.18 GHS 118
11.59%
Cappuccino
$2.97 €2.67
$4.50 GHS 52.1
-34.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.29 €2.06
$1.56 GHS 18.07
46.79%
Water (0.33 liter bottle)
$1.74 €1.56
$0.47 GHS 5.48
270.21%
Local Beer (0.5 liter draught)
$3.40 €3.06
$1.84 GHS 21.27
84.78%
Imported Beer (0.33 liter bottle)
$3.31 €2.97
$2.20 GHS 25.49
50.45%
🛒 Groceries & Markets
Lisbon
Ho
Difference
Milk (1 liter)
$1.16 €1.04
$3.57 GHS 41.36
-67.51%
White Bread (500g)
$1.91 €1.72
$1.66 GHS 19.21
15.06%
Rice (white) (1kg)
$1.51 €1.36
$3.10 GHS 35.89
-51.29%
Eggs
$4.02 €3.61
$2.60 GHS 30.13
54.62%
Local Cheese (1kg)
$12.94 €11.62
$11.85 GHS 137
9.20%
Chicken Fillets (1kg)
$7.77 €6.98
$7.48 GHS 86.6
3.88%
Beef Round Steak (1kg)
$17.76 €15.95
$10.09 GHS 117
76.02%
Apples (1kg)
$2.30 €2.07
$3.75 GHS 43.37
-38.67%
Banana (1kg)
$1.73 €1.56
$1.41 GHS 16.27
22.70%
Oranges (1kg)
$1.86 €1.67
$1.78 GHS 20.60
4.49%
Tomato (1kg)
$2.59 €2.33
$3.53 GHS 40.89
-26.63%
Potato (1kg)
$1.82 €1.64
$2.79 GHS 32.32
-34.77%
Onion (1kg)
$1.97 €1.77
$2.78 GHS 32.19
-29.14%
Lettuce (1 head)
$1.47 €1.32
$0.75 GHS 8.63
96.00%
Water (1.5 liter bottle)
$0.72 €0.65
$0.58 GHS 6.68
24.14%
Cigarettes 20 Pack (Marlboro, Camel)
$6.58 €5.91
$2.53 GHS 29.31
160.08%
Wine (Bottle)
$5.61 €5.04
$7.03 GHS 81.5
-20.20%
Local Beer (0.5 liter bottle)
$1.36 €1.22
$1.29 GHS 14.95
5.43%
Imported Beer (0.33 liter bottle)
$2.14 €1.92
$2.40 GHS 27.79
-10.83%
🚌 Getting Around
Lisbon
Ho
Difference
One-way Ticket (Public Transport)
$2.33 €2.10
-
-
Public Transport Monthly Pass (Regular Price)
$44.68 €40.14
-
-
Taxi Start (Normal Tariff)
$3.85 €3.46
$1.75 GHS 20.22
120.00%
Taxi (Normal Tariff) (1km)
$1.07 €0.96
$1.32 GHS 15.28
-18.94%
Taxi 1hour Waiting (Normal Tariff)
$16.46 €14.79
$4.37 GHS 50.6
276.66%
Gasoline (1 liter)
$2.20 €1.98
$1.36 GHS 15.69
61.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.2K €30.7K
$7,868 GHS 91.1K
334.58%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.7K €34.8K
$20.2K GHS 234.5K
91.25%
🧾 Monthly Utilities & Internet
Lisbon
Ho
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$161 €145
$74.6 GHS 863
116.23%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.41 €16.54
$19.63 GHS 227
-6.21%
Internet (50+ Mbps, Unlimited Data)
$32.74 €29.41
$43.36 GHS 502
-24.49%
🎉 Sport & Entertainment
Lisbon
Ho
Difference
Gym Membership (Monthly)
$44.55 €40.02
-
-
Tennis Court (1 Hour on Weekend)
$19.10 €17.16
-
-
Cinema Ticket
$9.60 €8.62
$13.15 GHS 152
-27.00%
🧸 Childcare & Education
Lisbon
Ho
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$668 €600
$463 GHS 5,366
44.10%
International Primary School, 1 Child (Yearly)
$17.6K €15.8K
$18.8K GHS 218.1K
-6.46%
👕👟 Clothing & Footwear
Lisbon
Ho
Difference
Jeans (Levis 501 Or Similar)
$102 €91.6
$14.51 GHS 168
603.10%
Summer Dress (H&M, Zara, etc)
$44.46 €39.94
$18.97 GHS 220
134.37%
Sport Shoes (Adidas, Nike)
$98.5 €88.5
$36.41 GHS 422
170.56%
Men's Leather Business Shoes
$124 €111
$53.2 GHS 616
132.55%
🏠 Accommodation & Living
Lisbon
Ho
Difference
1-bedroom Apartment, City Center (Monthly)
$1,608 €1,445
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$1,190 €1,069
-
-
3-bedroom Apartment, City Center (Monthly)
$2,812 €2,526
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$2,013 €1,808
-
-
Buy Apartment in City Center (m2)
$7,839 €7,042
-
-
Buy Apartment Outside City Center (m2)
$4,576 €4,110
-
-
💵 Salaries & Financials
Lisbon
Ho
Difference
Average Monthly Net Salary (After Tax)
$1,575 €1,415
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.85
26.75
-85.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: October 27, 2026

Last update for Ho: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Lisbon
$1.2K
Ho
- * 100%
Groceries & Markets
Lisbon
$272
Ho
$279 2.6% $7.1
Eating Out
Lisbon
$243
Ho
$176 27.6% $67
Monthly Utilities & Internet
Lisbon
$212
Ho
$138 35.2% $75
Clothing & Footwear
Lisbon
$166
Ho
$55 66.6% $111
Sport & Entertainment
Lisbon
$64
Ho
$26 * 58.7% $37
Getting Around
Lisbon
$63
Ho
$8.3 * 86.8% $55

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $62 in Lisbon vs $51 in Ho. Groceries flip the comparison at $272 vs $279, with Lisbon cheaper for home cooking.

Good to know
🇵🇹 Lisbon
🇬🇭 Ho
🕒 Local time
18:39 6:39 PM
18:39 6:39 PM
Same time as Lisbon
🌤 Weather
👥 Population
545,923 Capital
83,715
💱 Currency
Euro EUR €
Exchange rates and currency converter

GHS, USD to EUR – Euro Converter

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Ghanaian Cedi exchange rates as of October 28, 2026: 1 USD = 11.58 GHS (100 GHS = 8.64 USD). 1 EUR = 12.89 GHS (100 GHS = 7.76 EUR).

On the map
Between locations
  • Lisbon Ho 3,700 km ≈ 5 h nonstop flight
From you
  • Lisbon
  • Ho

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lisbon vs Ho: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Lisbon and in Ho?
Lisbon and Ho differ by about 224% in total monthly costs ($2,210 vs $683 including rent). Ho is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Lisbon compared to Ho?
You’d need roughly $3,315 in Lisbon and $1,024 in Ho to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the difference in childcare costs between Lisbon and Ho?
Childcare runs $668 in Lisbon versus $463 in Ho. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Ho – a meal for two runs $51 versus $62 in Lisbon. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,200 per month?
At $683 in Ho versus $2,210 in Lisbon, a $1,200 budget is realistic in Ho but tight or insufficient in Lisbon. The gap between the two cities makes Ho the clear choice for anyone on this budget.
How does quality of life compare between Lisbon and Ho?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Lisbon or Ho safer for residents?
Safety-wise, Lisbon and Ho are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

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