Cost of Living Comparison Between Accra and Ho Cost of Living Comparison Between Accra and Ho

Monthly Cost of Living

A single person spends $752 per month in Accra vs $345 in Ho, rent included.

A couple spends around $1,297 per month in Accra vs $562 in Ho, rent included.

A family of three spends $1,842 per month in Accra vs $780 in Ho, rent included.

Accra costs about 118% more than Ho, driven mainly by Groceries & Markets.

Both Accra and Ho are more affordable than the global median – Accra 44% lower, Ho 74% lower.

Meal at Budget Restaurant

$4.28 GHS 47.03

$2.94 GHS 32.34

45.58%

Three-Course Dinner for Two, Mid-Range

$47.23 GHS 520

$9.87 GHS 109

378.52%

Fast Food Meal (McDonalds, etc)

$7.72 GHS 84.9

$3.97 GHS 43.70

94.46%

Cappuccino

$3.54 GHS 38.95

$1.48 GHS 16.29

139.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.00 GHS 11.02

$0.50 GHS 5.50

100.00%

Water (0.33 liter bottle)

$0.35 GHS 3.80

$0.30 GHS 3.31

16.67%

Local Beer (0.5 liter draught)

$1.56 GHS 17.15

$0.47 GHS 5.19

231.91%

Imported Beer (0.33 liter bottle)

$2.48 GHS 27.24

$0.79 GHS 8.73

213.92%

Milk (1 liter)

$3.50 GHS 38.47

$1.15 GHS 12.63

204.35%

White Bread (500g)

$1.43 GHS 15.78

$0.51 GHS 5.60

180.39%

Rice (white) (1kg)

$2.43 GHS 26.70

$0.76 GHS 8.41

219.74%

Eggs

$2.31 GHS 25.45

$2.38 GHS 26.23

-2.94%

Local Cheese (1kg)

$11.23 GHS 124

$10.99 GHS 121

2.18%

Chicken Fillets (1kg)

$4.57 GHS 50.3

$4.26 GHS 46.91

7.28%

Beef Round Steak (1kg)

$5.87 GHS 64.6

$5.28 GHS 58.1

11.17%

Apples (1kg)

$2.90 GHS 31.85

$2.18 GHS 23.97

33.03%

Banana (1kg)

$1.41 GHS 15.48

$0.95 GHS 10.46

48.42%

Oranges (1kg)

$1.72 GHS 18.90

$0.93 GHS 10.18

84.95%

Tomato (1kg)

$3.17 GHS 34.84

$0.99 GHS 10.94

220.20%

Potato (1kg)

$3.14 GHS 34.52

$1.99 GHS 21.85

57.79%

Onion (1kg)

$2.32 GHS 25.51

$0.92 GHS 10.15

152.17%

Lettuce (1 head)

$0.74 GHS 8.15

$0.28 GHS 3.05

164.29%

Water (1.5 liter bottle)

$0.49 GHS 5.38

$0.50 GHS 5.52

-2.00%

Cigarettes 20 Pack (Marlboro, Camel)

$1.56 GHS 17.19

$1.57 GHS 17.31

-0.64%

Wine (Bottle)

$7.04 GHS 77.5

$7.07 GHS 77.7

-0.42%

Local Beer (0.5 liter bottle)

$1.12 GHS 12.31

$0.56 GHS 6.17

100.00%

Imported Beer (0.33 liter bottle)

$1.96 GHS 21.52

$1.16 GHS 12.73

68.97%

One-way Ticket (Public Transport)

$1.04 GHS 11.43

Public Transport Monthly Pass (Regular Price)

$35.15 GHS 387

Taxi Start (Normal Tariff)

$1.60 GHS 17.65

$1.55 GHS 17.08

3.23%

Taxi (Normal Tariff) (1km)

$1.20 GHS 13.21

$1.16 GHS 12.75

3.45%

Taxi 1hour Waiting (Normal Tariff)

$5.44 GHS 59.8

$5.47 GHS 60.1

-0.55%

Gasoline (1 liter)

$1.12 GHS 12.32

$0.94 GHS 10.39

19.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,902 GHS 86.9K

$5,906 GHS 65.0K

33.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,771 GHS 107.5K

$7,919 GHS 87.1K

23.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$56.1 GHS 617

$24.51 GHS 270

128.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.98 GHS 143

$13.01 GHS 143

-0.23%

Internet (50+ Mbps, Unlimited Data)

$38.11 GHS 419

$14.55 GHS 160

161.92%

Gym Membership (Monthly)

$35.58 GHS 391

Tennis Court (1 Hour on Weekend)

$15.67 GHS 172

Cinema Ticket

$9.95 GHS 109

$9.52 GHS 105

4.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$72.3 GHS 795

$73.5 GHS 809

-1.73%

International Primary School, 1 Child (Yearly)

$8,019 GHS 88.2K

$7,960 GHS 87.6K

0.74%

Jeans (Levis 501 Or Similar)

$14.74 GHS 162

$14.77 GHS 162

-0.20%

Summer Dress (H&M, Zara, etc)

$18.56 GHS 204

$18.81 GHS 207

-1.33%

Sport Shoes (Adidas, Nike)

$29.37 GHS 323

$29.52 GHS 325

-0.51%

Men's Leather Business Shoes

$40.50 GHS 446

$41.79 GHS 460

-3.09%

1-bedroom Apartment, City Center (Monthly)

$539 GHS 5,928

1-bedroom Apartment, Outside City Center (Monthly)

$148 GHS 1,628

3-bedroom Apartment, City Center (Monthly)

$1,067 GHS 11.7K

3-bedroom Apartment, Outside City Center (Monthly)

$371 GHS 4,077

Buy Apartment in City Center (m2)

$2,902 GHS 31.9K

Buy Apartment Outside City Center (m2)

$1,477 GHS 16.2K

Average Monthly Net Salary (After Tax)

$171 GHS 1,876

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Accra: June 8, 2026

Last update for Ho: June 7, 2026

Cost Breakdown

A mid-range dinner for two costs $47.00 in Accra versus $10.00 in Ho. Monthly groceries follow the same trend: $235 vs $159 – making Ho the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Accra vs Ho: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $752 in Accra, $345 in Ho – roughly 118% apart. Accra costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,128 per month in Accra and $517 in Ho. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $752 in Accra and $345 in Ho. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $72.3 per month in Accra and $73.5 in Ho. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Ho, where all-in costs run around $345, than in Accra at $752. In Ho it covers expenses comfortably, while in Accra it requires careful planning or may not stretch far enough.

Families tend to lean toward Ho – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ho. If higher salaries, better infrastructure, or specific career opportunities are the priority, Accra makes more sense. Both are solid long-term options with distinct trade-offs.