Last update: Nov 2026

Cost of Living Comparison Between Accra and Ho

For one person, living is cheaper in Ho: $682 a month against $1,074 in Accra, rent and utilities included – about $4,700 less a year. Rent and utilities account for most of the difference.

52

Cost of Living Index in Accra
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Accra Living Index
33

Cost of Living Index in Ho
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Ho Living Index

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Accra

🇬🇭 Ghana

$1,074

/mo nomad

🇬🇭 Ghana

$682

/mo nomad

Monthly Cost of Living

How much you'll spend in Accra and in Ho

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Accra and in Ho actually costs, broken down by who's living it.

A single person spends $1,074 per month in Accra vs $682 in Ho, rent included.

Accra $1,074
Ho $682

A couple spends around $1,708 per month in Accra vs $1,152 in Ho, rent included.

Accra $1,708
Ho $1,152

A family of three spends $2,341 per month in Accra vs $1,623 in Ho, rent included.

Accra $2,341
Ho $1,623

Accra costs about 58% more than Ho, and outside of rent the biggest gap is in leisure.

Both Accra and Ho are more affordable than the global median – Accra 21% lower, Ho 50% lower.

Meal at Budget Restaurant

$8.33 GHS 96.7

$8.78 GHS 102

-5.13%

Three-Course Dinner for Two, Mid-Range

$52.2 GHS 606

$52.4 GHS 608

-0.40%

Fast Food Meal (McDonalds, etc)

$10.21 GHS 119

$10.40 GHS 121

-1.83%

Cappuccino

$4.48 GHS 52.1

$4.51 GHS 52.4

-0.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.55 GHS 18.03

$1.57 GHS 18.22

-1.27%

Water (0.33 liter bottle)

$0.48 GHS 5.54

$0.47 GHS 5.48

2.13%

Local Beer (0.5 liter draught)

$1.83 GHS 21.21

$1.88 GHS 21.82

-2.66%

Imported Beer (0.33 liter bottle)

$2.25 GHS 26.07

$2.29 GHS 26.53

-1.75%

Milk (1 liter)

$3.63 GHS 42.12

$3.75 GHS 43.59

-3.20%

White Bread (500g)

$1.67 GHS 19.40

$1.61 GHS 18.73

3.73%

Rice (white) (1kg)

$3.13 GHS 36.31

$3.21 GHS 37.29

-2.49%

Eggs

$2.65 GHS 30.73

$2.64 GHS 30.69

0.38%

Local Cheese (1kg)

$12.05 GHS 140

$12.23 GHS 142

-1.47%

Chicken Fillets (1kg)

$7.37 GHS 85.5

$7.12 GHS 82.7

3.51%

Beef Round Steak (1kg)

$9.90 GHS 115

$9.86 GHS 115

0.41%

Apples (1kg)

$3.63 GHS 42.19

$3.75 GHS 43.50

-3.20%

Banana (1kg)

$1.46 GHS 16.93

$1.44 GHS 16.77

1.39%

Oranges (1kg)

$1.76 GHS 20.44

$1.84 GHS 21.36

-4.35%

Tomato (1kg)

$3.68 GHS 42.75

$3.68 GHS 42.73

Potato (1kg)

$2.76 GHS 32.03

$2.79 GHS 32.34

-1.08%

Onion (1kg)

$2.65 GHS 30.80

$2.73 GHS 31.71

-2.93%

Lettuce (1 head)

$0.71 GHS 8.26

$0.75 GHS 8.68

-5.33%

Water (1.5 liter bottle)

$0.58 GHS 6.72

$0.56 GHS 6.52

3.57%

Cigarettes 20 Pack (Marlboro, Camel)

$2.50 GHS 28.98

$2.60 GHS 30.21

-3.85%

Wine (Bottle)

$7.04 GHS 81.7

$7.23 GHS 83.9

-2.63%

Local Beer (0.5 liter bottle)

$1.29 GHS 14.92

$1.23 GHS 14.30

4.88%

Imported Beer (0.33 liter bottle)

$2.42 GHS 28.14

$2.44 GHS 28.34

-0.82%

One-way Ticket (Public Transport)

$1.49 GHS 17.24

Public Transport Monthly Pass (Regular Price)

$40.13 GHS 466

Taxi Start (Normal Tariff)

$1.75 GHS 20.32

$1.73 GHS 20.13

1.16%

Taxi (Normal Tariff) (1km)

$1.27 GHS 14.75

$1.26 GHS 14.59

0.79%

Taxi 1hour Waiting (Normal Tariff)

$4.21 GHS 48.83

$4.36 GHS 50.7

-3.44%

Gasoline (1 liter)

$1.35 GHS 15.71

$1.37 GHS 15.90

-1.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,931 GHS 92.1K

$7,998 GHS 92.9K

-0.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.0K GHS 231.9K

$20.1K GHS 233.2K

-0.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$74.9 GHS 870

$72.4 GHS 841

3.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.48 GHS 226

$19.22 GHS 223

1.35%

Internet (50+ Mbps, Unlimited Data)

$43.08 GHS 500

$42.10 GHS 489

2.33%

Gym Membership (Monthly)

$73.2 GHS 849

Tennis Court (1 Hour on Weekend)

$18.07 GHS 210

Cinema Ticket

$12.89 GHS 150

$12.87 GHS 149

0.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$472 GHS 5,478

$462 GHS 5,359

2.21%

International Primary School, 1 Child (Yearly)

$21.3K GHS 247.7K

$18.6K GHS 216.5K

14.44%

Jeans (Levis 501 Or Similar)

$14.24 GHS 165

$14.27 GHS 166

-0.21%

Summer Dress (H&M, Zara, etc)

$18.79 GHS 218

$18.98 GHS 220

-1.00%

Sport Shoes (Adidas, Nike)

$36.52 GHS 424

$37.07 GHS 430

-1.48%

Men's Leather Business Shoes

$52.1 GHS 604

$52.5 GHS 609

-0.74%

1-bedroom Apartment, City Center (Monthly)

$686 GHS 7,967

1-bedroom Apartment, Outside City Center (Monthly)

$276 GHS 3,207

3-bedroom Apartment, City Center (Monthly)

$1,074 GHS 12.5K

3-bedroom Apartment, Outside City Center (Monthly)

$470 GHS 5,457

Buy Apartment in City Center (m2)

$2,823 GHS 32.8K

Buy Apartment Outside City Center (m2)

$1,432 GHS 16.6K

Average Monthly Net Salary (After Tax)

$176 GHS 2,041

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Accra: November 1, 2026

Last update for Ho: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Accra

$280 26.1%

$281 41.3% 0.5% $1.4

Accommodation & Living

Accra

$276 25.7%

- * 0% 100%

Eating Out

Accra

$173 16.1%

$178 26.1% 2.8% $4.9

Monthly Utilities & Internet

Accra

$138 12.8%

$134 19.6% 2.7% $3.8

Sport & Entertainment

Accra

$99 9.2%

$26 * 3.8% 74% $73

Clothing & Footwear

Accra

$55 5.1%

$55 8.1% 1% $0.5

Getting Around

Accra

$54 5%

$8 * 1.2% 85.2% $46

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $52 in Accra versus $52 in Ho. Monthly groceries follow the same trend: $280 vs $281 – making Accra the more affordable choice for daily food spending.

Good to know

🇬🇭 Accra

🇬🇭 Ho

🕒 Local time

02:54 2:54 AM

Same time as Accra

🌤 Weather

👥 Population

2,388,000 Capital

83,715

💱 Currency

Ghanaian Cedi GHS ₵

📈 Exchange rate

100 GHS = 8.61 USD

100 GHS = 7.7 EUR

100 GHS = 8.61 USD

100 GHS = 7.7 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Accra Ho 140 km

From you

Accra
Ho

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Accra vs Ho: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,074 in Accra, $682 in Ho – Ho comes out roughly 37% cheaper. Outside of rent, the biggest gap is in leisure.

For a comfortable life, plan on about $1,611 per month in Accra and $1,022 in Ho. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,074 in Accra and $682 in Ho. That makes Ho about 37% cheaper.

Kindergarten costs $472 per month in Accra and $462 in Ho. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $1,074 in Accra and $682 in Ho, leaving budget for savings and extras in both cases.

It depends on your priorities. Accra has an edge in some lifestyle areas, with costs from $682 in Ho to $1,074 in Accra. Climate, culture, job market, and personal taste all factor in.