Cost of Living Comparison Between Accra and Ho Cost of Living Comparison Between Accra and Ho

Monthly Cost of Living

A single person spends $770 per month in Accra vs $345 in Ho, rent included.

A couple spends around $1,318 per month in Accra vs $554 in Ho, rent included.

A family of three spends $1,866 per month in Accra vs $764 in Ho, rent included.

Accra costs about 123% more than Ho, driven mainly by Groceries & Markets.

Both Accra and Ho are more affordable than the global median – Accra 42% lower, Ho 74% lower.

Meal at Budget Restaurant

$4.26 GHS 49.72

$3.00 GHS 35.03

42.00%

Three-Course Dinner for Two, Mid-Range

$47.68 GHS 557

$10.00 GHS 117

376.80%

Fast Food Meal (McDonalds, etc)

$7.85 GHS 91.7

$3.86 GHS 45.04

103.37%

Cappuccino

$3.59 GHS 41.98

$1.43 GHS 16.66

151.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.93 GHS 10.86

$0.51 GHS 5.96

82.35%

Water (0.33 liter bottle)

$0.37 GHS 4.37

$0.30 GHS 3.53

23.33%

Local Beer (0.5 liter draught)

$1.57 GHS 18.38

$0.47 GHS 5.46

234.04%

Imported Beer (0.33 liter bottle)

$2.46 GHS 28.78

$0.80 GHS 9.30

207.50%

Milk (1 liter)

$3.47 GHS 40.57

$1.16 GHS 13.50

199.14%

White Bread (500g)

$1.48 GHS 17.33

$0.51 GHS 5.92

190.20%

Rice (white) (1kg)

$2.42 GHS 28.25

$0.75 GHS 8.70

222.67%

Eggs

$2.28 GHS 26.67

$2.29 GHS 26.78

-0.44%

Local Cheese (1kg)

$11.02 GHS 129

$10.92 GHS 128

0.92%

Chicken Fillets (1kg)

$4.59 GHS 53.7

$4.26 GHS 49.75

7.75%

Beef Round Steak (1kg)

$5.86 GHS 68.4

$5.40 GHS 63.0

8.52%

Apples (1kg)

$3.00 GHS 35.01

$2.12 GHS 24.78

41.51%

Banana (1kg)

$1.45 GHS 16.91

$1.01 GHS 11.85

43.56%

Oranges (1kg)

$1.71 GHS 19.94

$0.93 GHS 10.91

83.87%

Tomato (1kg)

$3.19 GHS 37.23

$0.93 GHS 10.81

243.01%

Potato (1kg)

$3.09 GHS 36.15

$1.91 GHS 22.32

61.78%

Onion (1kg)

$2.44 GHS 28.48

$1.02 GHS 11.89

139.22%

Lettuce (1 head)

$0.81 GHS 9.50

$0.28 GHS 3.25

189.29%

Water (1.5 liter bottle)

$0.51 GHS 6.01

$0.48 GHS 5.57

6.25%

Cigarettes 20 Pack (Marlboro, Camel)

$1.63 GHS 19.04

$1.58 GHS 18.47

3.16%

Wine (Bottle)

$7.37 GHS 86.1

$7.14 GHS 83.4

3.22%

Local Beer (0.5 liter bottle)

$1.15 GHS 13.45

$0.56 GHS 6.49

105.36%

Imported Beer (0.33 liter bottle)

$1.89 GHS 22.03

$1.14 GHS 13.33

65.79%

One-way Ticket (Public Transport)

$1.03 GHS 12.03

Public Transport Monthly Pass (Regular Price)

$35.65 GHS 416

Taxi Start (Normal Tariff)

$1.55 GHS 18.08

$1.59 GHS 18.63

-2.52%

Taxi (Normal Tariff) (1km)

$1.21 GHS 14.07

$1.20 GHS 14.06

0.83%

Taxi 1hour Waiting (Normal Tariff)

$5.60 GHS 65.5

$5.47 GHS 63.9

2.38%

Gasoline (1 liter)

$1.07 GHS 12.51

$0.98 GHS 11.47

9.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,148 GHS 95.2K

$5,792 GHS 67.6K

40.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,799 GHS 114.4K

$7,771 GHS 90.8K

26.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$56.6 GHS 661

$23.97 GHS 280

136.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.11 GHS 153

$13.01 GHS 152

0.77%

Internet (50+ Mbps, Unlimited Data)

$37.26 GHS 435

$14.69 GHS 172

153.64%

Gym Membership (Monthly)

$34.93 GHS 408

Tennis Court (1 Hour on Weekend)

$15.96 GHS 186

Cinema Ticket

$9.86 GHS 115

$9.44 GHS 110

4.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$71.3 GHS 833

$71.5 GHS 835

-0.31%

International Primary School, 1 Child (Yearly)

$8,219 GHS 96.0K

$8,026 GHS 93.7K

2.40%

Jeans (Levis 501 Or Similar)

$14.52 GHS 170

$14.74 GHS 172

-1.49%

Summer Dress (H&M, Zara, etc)

$19.07 GHS 223

$18.68 GHS 218

2.09%

Sport Shoes (Adidas, Nike)

$29.23 GHS 341

$28.66 GHS 335

1.99%

Men's Leather Business Shoes

$41.65 GHS 486

$42.10 GHS 492

-1.07%

1-bedroom Apartment, City Center (Monthly)

$540 GHS 6,311

1-bedroom Apartment, Outside City Center (Monthly)

$149 GHS 1,743

3-bedroom Apartment, City Center (Monthly)

$1,043 GHS 12.2K

3-bedroom Apartment, Outside City Center (Monthly)

$373 GHS 4,358

Buy Apartment in City Center (m2)

$2,887 GHS 33.7K

Buy Apartment Outside City Center (m2)

$1,455 GHS 17.0K

Average Monthly Net Salary (After Tax)

$177 GHS 2,068

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Accra: July 27, 2026

Last update for Ho: July 28, 2026

Cost Breakdown

A mid-range dinner for two costs $48.00 in Accra versus $10.00 in Ho. Monthly groceries follow the same trend: $236 vs $158 – making Ho the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Accra vs Ho: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $770 in Accra, $345 in Ho – roughly 123% apart. Accra costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,155 per month in Accra and $518 in Ho. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $770 in Accra and $345 in Ho. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $71.3 per month in Accra and $71.5 in Ho. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Ho, where all-in costs run around $345, than in Accra at $770. In Ho it covers expenses comfortably, while in Accra it requires careful planning or may not stretch far enough.

Families tend to lean toward Ho – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ho. If higher salaries, better infrastructure, or specific career opportunities are the priority, Accra makes more sense. Both are solid long-term options with distinct trade-offs.