Cost of Living Comparison Between Accra and Ho Cost of Living Comparison Between Accra and Ho

Monthly Cost of Living

A single person spends $1,079 per month in Accra vs $687 in Ho, rent included.

A couple spends around $1,742 per month in Accra vs $1,144 in Ho, rent included.

A family of three spends $2,405 per month in Accra vs $1,601 in Ho, rent included.

Accra costs about 57% more than Ho, driven mainly by Sport & Entertainment.

Both Accra and Ho are more affordable than the global median – Accra 21% lower, Ho 50% lower.

Meal at Budget Restaurant

$8.08 GHS 92.7

$7.90 GHS 90.7

2.28%

Three-Course Dinner for Two, Mid-Range

$51.7 GHS 594

$53.3 GHS 612

-2.91%

Fast Food Meal (McDonalds, etc)

$10.52 GHS 121

$10.67 GHS 122

-1.41%

Cappuccino

$4.49 GHS 51.5

$4.62 GHS 53.0

-2.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 GHS 17.73

$1.57 GHS 17.98

-1.91%

Water (0.33 liter bottle)

$0.46 GHS 5.23

$0.45 GHS 5.15

2.22%

Local Beer (0.5 liter draught)

$1.85 GHS 21.28

$1.85 GHS 21.25

Imported Beer (0.33 liter bottle)

$2.33 GHS 26.70

$2.25 GHS 25.82

3.56%

Milk (1 liter)

$3.75 GHS 43.09

$3.76 GHS 43.16

-0.27%

White Bread (500g)

$1.69 GHS 19.40

$1.71 GHS 19.64

-1.17%

Rice (white) (1kg)

$3.19 GHS 36.57

$3.08 GHS 35.32

3.57%

Eggs

$2.62 GHS 30.10

$2.67 GHS 30.65

-1.87%

Local Cheese (1kg)

$11.92 GHS 137

$12.37 GHS 142

-3.64%

Chicken Fillets (1kg)

$7.57 GHS 87.0

$7.19 GHS 82.5

5.29%

Beef Round Steak (1kg)

$10.16 GHS 117

$9.71 GHS 111

4.63%

Apples (1kg)

$3.75 GHS 43.03

$3.71 GHS 42.55

1.08%

Banana (1kg)

$1.43 GHS 16.45

$1.41 GHS 16.23

1.42%

Oranges (1kg)

$1.85 GHS 21.22

$1.79 GHS 20.54

3.35%

Tomato (1kg)

$3.64 GHS 41.75

$3.56 GHS 40.89

2.25%

Potato (1kg)

$2.75 GHS 31.52

$2.70 GHS 30.97

1.85%

Onion (1kg)

$2.71 GHS 31.05

$2.70 GHS 31.05

0.37%

Lettuce (1 head)

$0.73 GHS 8.33

$0.76 GHS 8.73

-3.95%

Water (1.5 liter bottle)

$0.56 GHS 6.46

$0.62 GHS 7.06

-9.68%

Cigarettes 20 Pack (Marlboro, Camel)

$2.58 GHS 29.62

$2.63 GHS 30.24

-1.90%

Wine (Bottle)

$7.13 GHS 81.9

$7.36 GHS 84.5

-3.13%

Local Beer (0.5 liter bottle)

$1.24 GHS 14.18

$1.24 GHS 14.29

Imported Beer (0.33 liter bottle)

$2.33 GHS 26.74

$2.37 GHS 27.18

-1.69%

One-way Ticket (Public Transport)

$1.55 GHS 17.76

Public Transport Monthly Pass (Regular Price)

$41.00 GHS 471

Taxi Start (Normal Tariff)

$1.78 GHS 20.39

$1.71 GHS 19.65

4.09%

Taxi (Normal Tariff) (1km)

$1.29 GHS 14.81

$1.28 GHS 14.66

0.78%

Taxi 1hour Waiting (Normal Tariff)

$4.32 GHS 49.57

$4.31 GHS 49.53

0.23%

Gasoline (1 liter)

$1.37 GHS 15.72

$1.31 GHS 15.08

4.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,906 GHS 90.8K

$7,848 GHS 90.1K

0.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,910 GHS 113.8K

$9,778 GHS 112.2K

1.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.2 GHS 840

$73.1 GHS 839

0.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.57 GHS 225

$19.44 GHS 223

0.67%

Internet (50+ Mbps, Unlimited Data)

$42.87 GHS 492

$43.87 GHS 504

-2.28%

Gym Membership (Monthly)

$74.0 GHS 849

Tennis Court (1 Hour on Weekend)

$18.33 GHS 210

Cinema Ticket

$13.30 GHS 153

$13.01 GHS 149

2.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$473 GHS 5,434

$466 GHS 5,352

1.54%

International Primary School, 1 Child (Yearly)

$18.3K GHS 210.2K

$18.5K GHS 211.8K

-0.79%

Jeans (Levis 501 Or Similar)

$14.26 GHS 164

$14.54 GHS 167

-1.93%

Summer Dress (H&M, Zara, etc)

$18.69 GHS 215

$19.15 GHS 220

-2.40%

Sport Shoes (Adidas, Nike)

$36.55 GHS 420

$37.60 GHS 432

-2.79%

Men's Leather Business Shoes

$53.2 GHS 610

$53.8 GHS 617

-1.08%

1-bedroom Apartment, City Center (Monthly)

$691 GHS 7,936

1-bedroom Apartment, Outside City Center (Monthly)

$282 GHS 3,235

3-bedroom Apartment, City Center (Monthly)

$1,100 GHS 12.6K

3-bedroom Apartment, Outside City Center (Monthly)

$479 GHS 5,502

Buy Apartment in City Center (m2)

$2,892 GHS 33.2K

Buy Apartment Outside City Center (m2)

$1,429 GHS 16.4K

Average Monthly Net Salary (After Tax)

$181 GHS 2,080

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Accra: September 14, 2026

Last update for Ho: September 14, 2026

Cost Breakdown

A mid-range dinner for two costs $52.0 in Accra versus $53.0 in Ho. Groceries tell a different story – $283 in Accra vs $281 in Ho – so Ho wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Accra vs Ho: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,079 in Accra, $687 in Ho – roughly 57% apart. Accra costs more across the board, with Sport & Entertainment showing the biggest gap.

For a comfortable life, plan on about $1,618 per month in Accra and $1,030 in Ho. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,079 in Accra and $687 in Ho. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $473 per month in Accra and $466 in Ho. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Ho, where all-in costs run around $687, than in Accra at $1,079. In Ho it covers expenses comfortably, while in Accra it requires careful planning or may not stretch far enough.

Families tend to lean toward Ho – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ho. If higher salaries, better infrastructure, or specific career opportunities are the priority, Accra makes more sense. Both are solid long-term options with distinct trade-offs.