Cost of Living Comparison Between Härnösand and Ubud, Bali Cost of Living Comparison Between Härnösand and Ubud, Bali

Monthly Cost of Living

A single person spends $1,777 per month in Härnösand vs $1,368 in Ubud, Bali, rent included.

A couple spends around $2,787 per month in Härnösand vs $2,348 in Ubud, Bali, rent included.

A family of three spends $3,796 per month in Härnösand vs $3,327 in Ubud, Bali, rent included.

Härnösand costs about 30% more than Ubud, Bali, driven mainly by Eating Out.

Both Härnösand and Ubud, Bali sit above the global median – Härnösand by 30%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$13.71 SEK 135

$3.44 Rp 60.9K

298.55%

Three-Course Dinner for Two, Mid-Range

$77.4 SEK 763

$36.31 Rp 643.0K

113.22%

Fast Food Meal (McDonalds, etc)

$10.36 SEK 102

$5.71 Rp 101.0K

81.44%

Cappuccino

$4.62 SEK 45.54

$2.67 Rp 47.3K

73.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.75 SEK 27.08

$1.75 Rp 31.0K

57.14%

Water (0.33 liter bottle)

$2.30 SEK 22.68

$0.87 Rp 15.4K

164.37%

Local Beer (0.5 liter draught)

$7.33 SEK 72.2

$2.95 Rp 52.3K

148.47%

Imported Beer (0.33 liter bottle)

$7.19 SEK 70.9

$4.52 Rp 80.0K

59.07%

Milk (1 liter)

$1.71 SEK 16.82

$1.62 Rp 28.7K

5.56%

White Bread (500g)

$2.84 SEK 27.96

$2.33 Rp 41.3K

21.89%

Rice (white) (1kg)

$3.87 SEK 38.12

$1.11 Rp 19.6K

248.65%

Eggs

$4.62 SEK 45.48

$2.20 Rp 39.0K

110.00%

Local Cheese (1kg)

$12.40 SEK 122

$17.69 Rp 313.3K

-29.90%

Chicken Fillets (1kg)

$12.36 SEK 122

$4.10 Rp 72.5K

201.46%

Beef Round Steak (1kg)

$17.86 SEK 176

$12.18 Rp 215.6K

46.63%

Apples (1kg)

$3.08 SEK 30.32

$3.71 Rp 65.6K

-16.98%

Banana (1kg)

$2.65 SEK 26.10

$1.59 Rp 28.1K

66.67%

Oranges (1kg)

$3.20 SEK 31.54

$2.28 Rp 40.4K

40.35%

Tomato (1kg)

$4.48 SEK 44.17

$1.95 Rp 34.6K

129.74%

Potato (1kg)

$1.60 SEK 15.75

$1.91 Rp 33.7K

-16.23%

Onion (1kg)

$1.62 SEK 16.01

$2.33 Rp 41.3K

-30.47%

Lettuce (1 head)

$2.29 SEK 22.54

$1.01 Rp 17.8K

126.73%

Water (1.5 liter bottle)

$1.49 SEK 14.67

$0.55 Rp 9,773

170.91%

Cigarettes 20 Pack (Marlboro, Camel)

$7.55 SEK 74.4

$2.23 Rp 39.5K

238.57%

Wine (Bottle)

$10.52 SEK 104

$23.07 Rp 408.6K

-54.40%

Local Beer (0.5 liter bottle)

$2.06 SEK 20.32

$2.42 Rp 42.8K

-14.88%

Imported Beer (0.33 liter bottle)

$2.36 SEK 23.26

$3.00 Rp 53.1K

-21.33%

One-way Ticket (Public Transport)

$3.46 SEK 34.14

$0.27 Rp 4,814

1181.48%

Public Transport Monthly Pass (Regular Price)

$79.4 SEK 783

$8.98 Rp 159.1K

784.52%

Taxi Start (Normal Tariff)

$6.29 SEK 62.0

$0.48 Rp 8,566

1210.42%

Taxi (Normal Tariff) (1km)

$1.78 SEK 17.49

$0.43 Rp 7,679

313.95%

Taxi 1hour Waiting (Normal Tariff)

$62.7 SEK 618

$5.64 Rp 99.9K

1011.17%

Gasoline (1 liter)

$1.87 SEK 18.43

$0.80 Rp 14.2K

133.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.7K SEK 332.1K

$24.9K Rp 441.7M

35.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.9K SEK 333.7K

$31.7K Rp 561.5M

6.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$108 SEK 1,066

$81.5 Rp 1.4M

32.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.76 SEK 264

$6.49 Rp 115.0K

312.33%

Internet (50+ Mbps, Unlimited Data)

$38.83 SEK 383

$18.77 Rp 332.4K

106.87%

Gym Membership (Monthly)

$39.92 SEK 393

$56.9 Rp 1.0M

-29.80%

Tennis Court (1 Hour on Weekend)

$26.35 SEK 260

$18.73 Rp 331.7K

40.68%

Cinema Ticket

$16.84 SEK 166

$4.54 Rp 80.4K

270.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$165 SEK 1,631

$481 Rp 8.5M

-65.58%

International Primary School, 1 Child (Yearly)

$5,297 SEK 52.2K

$5,711 Rp 101.1M

-7.25%

Jeans (Levis 501 Or Similar)

$92.6 SEK 912

$45.52 Rp 806.0K

103.38%

Summer Dress (H&M, Zara, etc)

$43.21 SEK 426

$35.88 Rp 635.4K

20.43%

Sport Shoes (Adidas, Nike)

$97.1 SEK 957

$80.4 Rp 1.4M

20.80%

Men's Leather Business Shoes

$142 SEK 1,403

$78.7 Rp 1.4M

80.92%

1-bedroom Apartment, City Center (Monthly)

$824 SEK 8,121

$1,115 Rp 19.7M

-26.06%

1-bedroom Apartment, Outside City Center (Monthly)

$625 SEK 6,160

$698 Rp 12.4M

-10.39%

3-bedroom Apartment, City Center (Monthly)

$1,392 SEK 13.7K

$3,637 Rp 64.4M

-61.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,052 SEK 10.4K

$1,737 Rp 30.8M

-39.47%

Buy Apartment in City Center (m2)

$4,131 SEK 40.7K

$2,784 Rp 49.3M

48.36%

Buy Apartment Outside City Center (m2)

$2,926 SEK 28.8K

$2,290 Rp 40.5M

27.79%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.42

13.78

-75.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Härnösand: September 14, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A central one-bedroom costs $824 in Härnösand versus $1,115 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $77.0 in Härnösand versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $370 vs $295 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Härnösand vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Härnösand costs about 30% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,666 per month in Härnösand and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,777 in Härnösand and $1,368 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 785% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Härnösand at $1,777. In Ubud, Bali it covers expenses comfortably, while in Härnösand it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,368 versus $1,777 in Härnösand. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Härnösand makes more sense. Both are solid long-term options with distinct trade-offs.