Cost of Living Comparison Between Härnösand and Ubud, Bali Cost of Living Comparison Between Härnösand and Ubud, Bali

Monthly Cost of Living

A single person spends $1,753 per month in Härnösand vs $1,378 in Ubud, Bali, rent included.

A couple spends around $2,769 per month in Härnösand vs $2,327 in Ubud, Bali, rent included.

A family of three spends $3,784 per month in Härnösand vs $3,275 in Ubud, Bali, rent included.

Härnösand costs about 27% more than Ubud, Bali, driven mainly by Eating Out.

Both Härnösand and Ubud, Bali sit above the global median – Härnösand by 27%, Ubud, Bali by 0%.

Currency
🍽 Eating Out
Härnösand
Ubud, Bali
Difference
Meal at Budget Restaurant
$15.90 SEK 154
$3.33 Rp 58.7K
377.48%
Three-Course Dinner for Two, Mid-Range
$69.6 SEK 675
$35.82 Rp 630.7K
94.33%
Fast Food Meal (McDonalds, etc)
$11.30 SEK 110
$5.63 Rp 99.1K
100.71%
Cappuccino
$4.05 SEK 39.27
$2.82 Rp 49.7K
43.62%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.09 SEK 29.96
$1.75 Rp 30.8K
76.57%
Water (0.33 liter bottle)
$2.39 SEK 23.15
$0.80 Rp 14.0K
198.75%
Local Beer (0.5 liter draught)
$7.37 SEK 71.4
$3.04 Rp 53.6K
142.43%
Imported Beer (0.33 liter bottle)
$7.29 SEK 70.7
$4.30 Rp 75.7K
69.53%
🛒 Groceries & Markets
Härnösand
Ubud, Bali
Difference
Milk (1 liter)
$1.74 SEK 16.85
$1.61 Rp 28.3K
8.07%
White Bread (500g)
$2.91 SEK 28.19
$2.27 Rp 39.9K
28.19%
Rice (white) (1kg)
$4.03 SEK 39.10
$1.17 Rp 20.6K
244.44%
Eggs
$4.25 SEK 41.24
$2.17 Rp 38.2K
95.85%
Local Cheese (1kg)
$10.98 SEK 106
$17.63 Rp 310.5K
-37.72%
Chicken Fillets (1kg)
$13.26 SEK 129
$4.05 Rp 71.4K
227.41%
Beef Round Steak (1kg)
$20.10 SEK 195
$12.18 Rp 214.5K
65.02%
Apples (1kg)
$3.11 SEK 30.14
$3.62 Rp 63.7K
-14.09%
Banana (1kg)
$2.29 SEK 22.17
$1.64 Rp 28.8K
39.63%
Oranges (1kg)
$2.86 SEK 27.69
$2.31 Rp 40.6K
23.81%
Tomato (1kg)
$4.30 SEK 41.70
$1.96 Rp 34.5K
119.39%
Potato (1kg)
$1.42 SEK 13.73
$1.84 Rp 32.5K
-22.83%
Onion (1kg)
$1.85 SEK 17.95
$2.37 Rp 41.7K
-21.94%
Lettuce (1 head)
$2.02 SEK 19.58
$1.05 Rp 18.5K
92.38%
Water (1.5 liter bottle)
$1.55 SEK 15.07
$0.54 Rp 9,560
187.04%
Cigarettes 20 Pack (Marlboro, Camel)
$7.82 SEK 75.8
$2.30 Rp 40.6K
240.00%
Wine (Bottle)
$10.85 SEK 105
$23.08 Rp 406.4K
-52.99%
Local Beer (0.5 liter bottle)
$2.20 SEK 21.36
$2.34 Rp 41.2K
-5.98%
Imported Beer (0.33 liter bottle)
$2.59 SEK 25.10
$3.07 Rp 54.0K
-15.64%
🚌 Getting Around
Härnösand
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.04 SEK 29.49
$0.25 Rp 4,365
1116.00%
Public Transport Monthly Pass (Regular Price)
$83.9 SEK 813
$9.42 Rp 165.9K
790.87%
Taxi Start (Normal Tariff)
$5.53 SEK 53.6
$0.49 Rp 8,631
1028.57%
Taxi (Normal Tariff) (1km)
$1.60 SEK 15.48
$0.47 Rp 8,349
240.43%
Taxi 1hour Waiting (Normal Tariff)
$65.4 SEK 634
$5.60 Rp 98.6K
1067.68%
Gasoline (1 liter)
$2.08 SEK 20.20
$0.81 Rp 14.2K
156.79%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.3K SEK 284.4K
$25.0K Rp 440.3M
17.30%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.9K SEK 290.1K
$31.1K Rp 547.0M
-3.66%
🧾 Monthly Utilities & Internet
Härnösand
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$106 SEK 1,025
$82.7 Rp 1.5M
27.77%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.74 SEK 240
$6.49 Rp 114.2K
281.20%
Internet (50+ Mbps, Unlimited Data)
$42.96 SEK 416
$18.79 Rp 330.8K
128.63%
🎉 Sport & Entertainment
Härnösand
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.37 SEK 353
$55.2 Rp 972.6K
-34.16%
Tennis Court (1 Hour on Weekend)
$29.84 SEK 289
$18.21 Rp 320.6K
63.87%
Cinema Ticket
$14.50 SEK 141
$4.30 Rp 75.7K
237.21%
🧸 Childcare & Education
Härnösand
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$144 SEK 1,396
$494 Rp 8.7M
-70.86%
International Primary School, 1 Child (Yearly)
$4,700 SEK 45.6K
$5,917 Rp 104.2M
-20.58%
👕👟 Clothing & Footwear
Härnösand
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$83.2 SEK 806
$46.28 Rp 814.8K
79.75%
Summer Dress (H&M, Zara, etc)
$42.74 SEK 414
$36.44 Rp 641.6K
17.29%
Sport Shoes (Adidas, Nike)
$83.4 SEK 808
$80.7 Rp 1.4M
3.32%
Men's Leather Business Shoes
$156 SEK 1,514
$78.8 Rp 1.4M
98.24%
🏠 Accommodation & Living
Härnösand
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$881 SEK 8,542
$1,114 Rp 19.6M
-20.90%
1-bedroom Apartment, Outside City Center (Monthly)
$650 SEK 6,306
$693 Rp 12.2M
-6.17%
3-bedroom Apartment, City Center (Monthly)
$1,326 SEK 12.9K
$3,639 Rp 64.1M
-63.55%
3-bedroom Apartment, Outside City Center (Monthly)
$1,173 SEK 11.4K
$1,712 Rp 30.1M
-31.50%
Buy Apartment in City Center (m2)
$3,757 SEK 36.4K
$2,761 Rp 48.6M
36.09%
Buy Apartment Outside City Center (m2)
$3,233 SEK 31.3K
$2,293 Rp 40.4M
41.02%
💵 Salaries & Financials
Härnösand
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$167 Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.42
13.78
-75.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Härnösand: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $881 in Härnösand versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $70.0 in Härnösand versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $374 vs $294 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Härnösand vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Härnösand or Ubud, Bali?
Härnösand costs about 27% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Härnösand and in Ubud, Bali?
For a comfortable life, plan on about $2,630 per month in Härnösand and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Härnösand or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Härnösand compared to Ubud, Bali?
Monthly expenses with rent come to $1,753 in Härnösand and $1,378 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
How expensive is transport in Härnösand compared to Ubud, Bali?
Public transport costs about 791% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Can you live on $1,000/month in Härnösand or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,378, than in Härnösand at $1,753. In Ubud, Bali it covers expenses comfortably, while in Härnösand it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Härnösand or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,378 versus $1,753 in Härnösand. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Härnösand compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Härnösand or to Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Härnösand makes more sense. Both are solid long-term options with distinct trade-offs.

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