😐A single person spends $1,819 per month in Härnösand vs $1,392 in Ubud, Bali, rent included.
😐A couple spends around $2,800 per month in Härnösand vs $2,557 in Ubud, Bali, rent included.
😐A family of three spends $3,781 per month in Härnösand vs $3,723 in Ubud, Bali, rent included.
😐Härnösand costs about 31% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Härnösand and Ubud, Bali sit above the global median – Härnösand by 37%, Ubud, Bali by 5%.
Currency
🍽 Eating Out
Härnösand
Ubud, Bali
Difference
Meal at Budget Restaurant
$13.52SEK 128
$3.57Rp 64.5K
278.71%
Three-Course Dinner for Two, Mid-Range
$73.8SEK 701
$32.32Rp 583.4K
128.28%
Fast Food Meal(McDonalds, etc)
$10.73SEK 102
$5.01Rp 90.4K
114.17%
Cappuccino
$4.73SEK 44.98
$2.82Rp 51.0K
67.73%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.73SEK 25.93
$1.35Rp 24.4K
102.22%
Water(0.33 liter bottle)
$2.51SEK 23.84
$0.73Rp 13.2K
243.84%
Local Beer(0.5 liter draught)
$7.95SEK 75.5
$2.93Rp 53.0K
171.33%
Imported Beer(0.33 liter bottle)
$7.27SEK 69.0
$3.94Rp 71.1K
84.52%
🛒 Groceries & Markets
Härnösand
Ubud, Bali
Difference
Milk(1 liter)
$1.62SEK 15.38
$1.78Rp 32.1K
-8.99%
White Bread(500g)
$2.83SEK 26.93
$2.45Rp 44.2K
15.51%
Rice(white)(1kg)
$3.73SEK 35.46
$1.15Rp 20.7K
224.35%
Eggs
$4.10SEK 38.91
$2.41Rp 43.6K
70.12%
Local Cheese(1kg)
$11.88SEK 113
$14.33Rp 258.7K
-17.10%
Chicken Fillets(1kg)
$11.69SEK 111
$4.19Rp 75.6K
179.00%
Beef Round Steak(1kg)
$16.87SEK 160
$12.06Rp 217.7K
39.88%
Apples(1kg)
$3.16SEK 30.02
$3.64Rp 65.7K
-13.19%
Banana(1kg)
$2.60SEK 24.66
$1.57Rp 28.3K
65.61%
Oranges(1kg)
$3.11SEK 29.54
$2.79Rp 50.3K
11.47%
Tomato(1kg)
$4.55SEK 43.26
$2.24Rp 40.5K
103.12%
Potato(1kg)
$1.56SEK 14.82
$1.98Rp 35.7K
-21.21%
Onion(1kg)
$1.83SEK 17.37
$2.28Rp 41.1K
-19.74%
Lettuce(1 head)
$2.65SEK 25.14
$1.05Rp 19.0K
152.38%
Water(1.5 liter bottle)
$1.53SEK 14.52
$0.79Rp 14.2K
93.67%
Cigarettes 20 Pack(Marlboro, Camel)
$7.40SEK 70.4
$3.19Rp 57.6K
131.97%
Wine(Bottle)
$9.00SEK 85.5
$23.49Rp 424.1K
-61.69%
Local Beer(0.5 liter bottle)
$1.93SEK 18.34
$2.90Rp 52.3K
-33.45%
Imported Beer(0.33 liter bottle)
$1.91SEK 18.14
$2.76Rp 49.7K
-30.80%
🚌 Getting Around
Härnösand
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$3.35SEK 31.86
$0.27Rp 4,813
1140.74%
Public Transport Monthly Pass(Regular Price)
$72.6SEK 690
$8.37Rp 151.1K
767.14%
Taxi Start(Normal Tariff)
$6.24SEK 59.3
$0.45Rp 8,167
1286.67%
Taxi(Normal Tariff)(1km)
$1.64SEK 15.55
$0.46Rp 8,298
256.52%
Taxi 1hour Waiting(Normal Tariff)
$63.3SEK 601
$6.07Rp 109.6K
943.00%
Gasoline(1 liter)
$1.97SEK 18.75
$0.86Rp 15.6K
129.07%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.2KSEK 314.9K
$26.6KRp 480.0M
24.69%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.4KSEK 326.6K
$32.5KRp 587.6M
5.62%
🧾 Monthly Utilities & Internet
Härnösand
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$113SEK 1,076
$79.0Rp 1.4M
43.31%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$28.47SEK 270
$4.09Rp 73.9K
596.09%
Internet(50+ Mbps, Unlimited Data)
$37.00SEK 352
$23.85Rp 430.5K
55.14%
🎉 Sport & Entertainment
Härnösand
Ubud, Bali
Difference
Gym Membership(Monthly)
$41.21SEK 392
$98.8Rp 1.8M
-58.28%
Tennis Court(1 Hour on Weekend)
$24.87SEK 236
$6.35Rp 114.7K
291.65%
Cinema Ticket
$15.69SEK 149
$4.01Rp 72.3K
291.27%
🧸 Childcare & Education
Härnösand
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$146SEK 1,387
$297Rp 5.4M
-50.89%
International Primary School, 1 Child(Yearly)
$4,169SEK 39.6K
$6,602Rp 119.2M
-36.86%
👕👟 Clothing & Footwear
Härnösand
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$94.5SEK 898
$53.4Rp 964.5K
76.83%
Summer Dress(H&M, Zara, etc)
$40.20SEK 382
$38.11Rp 688.1K
5.48%
Sport Shoes(Adidas, Nike)
$99.0SEK 940
$88.7Rp 1.6M
11.65%
Men's Leather Business Shoes
$148SEK 1,405
$76.6Rp 1.4M
92.99%
🏠 Accommodation & Living
Härnösand
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$843SEK 8,008
$1,020Rp 18.4M
-17.34%
1-bedroom Apartment, Outside City Center(Monthly)
$659SEK 6,260
$680Rp 12.3M
-3.13%
3-bedroom Apartment, City Center(Monthly)
$1,401SEK 13.3K
$3,469Rp 62.6M
-59.61%
3-bedroom Apartment, Outside City Center(Monthly)
$1,093SEK 10.4K
$2,090Rp 37.7M
-47.71%
Buy Apartment in City Center(m2)
$4,343SEK 41.3K
$2,729Rp 49.3M
59.14%
Buy Apartment Outside City Center(m2)
$2,628SEK 25.0K
$2,295Rp 41.4M
14.50%
💵 Salaries & Financials
Härnösand
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$164Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
4.53
13.28
-65.89%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Härnösand: July 28, 2026
Last update for Ubud, Bali: July 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $843 in Härnösand versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $74.0 in Härnösand versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $356 vs $298 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Härnösand vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Härnösand or Ubud, Bali?
Härnösand costs about 31% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Härnösand and in Ubud, Bali?
For a comfortable life, plan on about $2,728 per month in Härnösand and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Härnösand or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Härnösand compared to Ubud, Bali?
Monthly expenses with rent come to $1,819 in Härnösand and $1,392 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
How expensive is transport in Härnösand compared to Ubud, Bali?
Public transport costs about 767% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Can you live on $1,000/month in Härnösand or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,392, than in Härnösand at $1,819. In Ubud, Bali it covers expenses comfortably, while in Härnösand it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Härnösand or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,392 versus $1,819 in Härnösand. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Härnösand compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Härnösand or to Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Härnösand makes more sense. Both are solid long-term options with distinct trade-offs.