Last update: Oct 2026

Cost of Living Comparison Between Härnösand and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,748 in Härnösand, rent and utilities included – about $4,800 less a year. The total is higher in Härnösand despite lower rent and utilities.

84

Cost of Living Index in Härnösand
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Härnösand Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Härnösand

🇸🇪 Sweden

$1,748

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Härnösand and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Härnösand and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,748 per month in Härnösand vs $1,349 in Ubud, Bali, rent included.

Härnösand $1,748
Ubud, Bali $1,349

A couple spends around $2,731 per month in Härnösand vs $2,305 in Ubud, Bali, rent included.

Härnösand $2,731
Ubud, Bali $2,305

A family of three spends $3,714 per month in Härnösand vs $3,261 in Ubud, Bali, rent included.

Härnösand $3,714
Ubud, Bali $3,261

Härnösand costs about 30% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$13.79 SEK 135

$3.32 Rp 60.2K

315.36%

Three-Course Dinner for Two, Mid-Range

$76.6 SEK 751

$35.64 Rp 645.8K

114.84%

Fast Food Meal (McDonalds, etc)

$10.27 SEK 101

$5.53 Rp 100.3K

85.71%

Cappuccino

$4.46 SEK 43.76

$2.72 Rp 49.3K

63.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.70 SEK 26.49

$1.70 Rp 30.8K

58.82%

Water (0.33 liter bottle)

$2.23 SEK 21.92

$0.76 Rp 13.8K

193.42%

Local Beer (0.5 liter draught)

$7.09 SEK 69.5

$2.65 Rp 48.1K

167.55%

Imported Beer (0.33 liter bottle)

$6.91 SEK 67.8

$4.38 Rp 79.4K

57.76%

Milk (1 liter)

$1.69 SEK 16.62

$1.49 Rp 27.0K

13.42%

White Bread (500g)

$2.78 SEK 27.32

$2.28 Rp 41.2K

21.93%

Rice (white) (1kg)

$3.45 SEK 33.82

$1.19 Rp 21.6K

189.92%

Eggs

$3.97 SEK 38.94

$2.04 Rp 36.9K

94.61%

Local Cheese (1kg)

$12.24 SEK 120

$17.70 Rp 320.8K

-30.85%

Chicken Fillets (1kg)

$12.30 SEK 121

$3.96 Rp 71.8K

210.61%

Beef Round Steak (1kg)

$17.58 SEK 173

$12.19 Rp 220.9K

44.22%

Apples (1kg)

$3.09 SEK 30.28

$3.66 Rp 66.2K

-15.57%

Banana (1kg)

$2.58 SEK 25.32

$1.52 Rp 27.5K

69.74%

Oranges (1kg)

$2.93 SEK 28.77

$2.23 Rp 40.4K

31.39%

Tomato (1kg)

$4.40 SEK 43.14

$1.97 Rp 35.7K

123.35%

Potato (1kg)

$1.63 SEK 15.95

$1.85 Rp 33.5K

-11.89%

Onion (1kg)

$1.62 SEK 15.93

$2.42 Rp 43.9K

-33.06%

Lettuce (1 head)

$2.20 SEK 21.61

$0.99 Rp 17.9K

122.22%

Water (1.5 liter bottle)

$1.52 SEK 14.90

$0.51 Rp 9,303

198.04%

Cigarettes 20 Pack (Marlboro, Camel)

$7.31 SEK 71.8

$2.22 Rp 40.3K

229.28%

Wine (Bottle)

$9.99 SEK 98.1

$22.24 Rp 403.0K

-55.08%

Local Beer (0.5 liter bottle)

$1.99 SEK 19.52

$2.26 Rp 41.0K

-11.95%

Imported Beer (0.33 liter bottle)

$2.28 SEK 22.38

$2.97 Rp 53.8K

-23.23%

One-way Ticket (Public Transport)

$3.35 SEK 32.84

$0.25 Rp 4,548

1240.00%

Public Transport Monthly Pass (Regular Price)

$76.5 SEK 750

$7.82 Rp 141.8K

877.62%

Taxi Start (Normal Tariff)

$6.13 SEK 60.1

$0.44 Rp 7,964

1293.18%

Taxi (Normal Tariff) (1km)

$1.71 SEK 16.81

$0.43 Rp 7,793

297.67%

Taxi 1hour Waiting (Normal Tariff)

$58.4 SEK 573

$5.41 Rp 98.0K

980.04%

Gasoline (1 liter)

$1.81 SEK 17.80

$0.82 Rp 14.9K

120.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K SEK 323.8K

$23.8K Rp 432.0M

38.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.6K SEK 329.3K

$31.7K Rp 575.3M

5.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$105 SEK 1,027

$79.1 Rp 1.4M

32.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.75 SEK 253

$6.45 Rp 116.8K

299.22%

Internet (50+ Mbps, Unlimited Data)

$39.20 SEK 385

$18.58 Rp 336.7K

110.98%

Gym Membership (Monthly)

$37.21 SEK 365

$49.48 Rp 896.7K

-24.80%

Tennis Court (1 Hour on Weekend)

$26.33 SEK 258

$17.65 Rp 319.8K

49.18%

Cinema Ticket

$15.91 SEK 156

$4.27 Rp 77.4K

272.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$159 SEK 1,565

$491 Rp 8.9M

-67.49%

International Primary School, 1 Child (Yearly)

$5,078 SEK 49.8K

$5,674 Rp 102.8M

-10.50%

Jeans (Levis 501 Or Similar)

$99.8 SEK 979

$44.64 Rp 808.9K

123.54%

Summer Dress (H&M, Zara, etc)

$39.85 SEK 391

$34.95 Rp 633.4K

14.02%

Sport Shoes (Adidas, Nike)

$91.8 SEK 900

$79.9 Rp 1.4M

14.84%

Men's Leather Business Shoes

$141 SEK 1,388

$79.4 Rp 1.4M

78.05%

1-bedroom Apartment, City Center (Monthly)

$793 SEK 7,777

$1,125 Rp 20.4M

-29.54%

1-bedroom Apartment, Outside City Center (Monthly)

$614 SEK 6,021

$671 Rp 12.2M

-8.62%

3-bedroom Apartment, City Center (Monthly)

$1,357 SEK 13.3K

$3,565 Rp 64.6M

-61.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,027 SEK 10.1K

$1,723 Rp 31.2M

-40.41%

Buy Apartment in City Center (m2)

$4,074 SEK 40.0K

$2,732 Rp 49.5M

49.13%

Buy Apartment Outside City Center (m2)

$2,839 SEK 27.9K

$2,284 Rp 41.4M

24.31%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.37

13.78

-75.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Härnösand: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Härnösand

$614 35.1%

Ubud, Bali

$672 49.8% 9.4% $58

Groceries & Markets

Härnösand

$360 20.6%

Ubud, Bali

$288 21.4% 19.8% $71

Eating Out

Härnösand

$264 15.1%

Ubud, Bali

$108 8% 59.2% $156

Monthly Utilities & Internet

Härnösand

$170 9.7%

Ubud, Bali

$104 7.7% 38.6% $66

Clothing & Footwear

Härnösand

$168 9.6%

Ubud, Bali

$108 8% 35.9% $60

Getting Around

Härnösand

$105 6%

Ubud, Bali

$11 0.9% 89.1% $93

Sport & Entertainment

Härnösand

$69 4%

Ubud, Bali

$58 4.3% 15.9% $11

Cost Breakdown

A central one-bedroom costs $793 in Härnösand versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $77 in Härnösand versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $360 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇸🇪 Härnösand

🇮🇩 Ubud, Bali

🕒 Local time

20:19 8:19 PM

03:19 3:19 AM

7 h ahead of Härnösand

🌤 Weather

👥 Population

24,689

74,800

💱 Currency

Swedish Krona SEK kr

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 SEK = 10.19 USD

100 SEK = 9.13 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to SEK – Swedish Krona Converter

🇺🇸 United States Dollar ($)

🇸🇪 Swedish Krona (kr)

Swedish Krona exchange rates as of November 1, 2026: 1 USD = 9.81 SEK (1 SEK = 0.102 USD). 1 EUR = 10.96 SEK (100 SEK = 9.13 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to SEK in detail →

On the map

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Highest

Between locations

Härnösand Ubud, Bali 11,220 km ≈ 15 h nonstop flight

From you

Härnösand
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Härnösand vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Härnösand costs about 30% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,622 per month in Härnösand and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Härnösand, especially for central apartments: a one-bedroom in the center costs $793 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,748 in Härnösand and $1,349 in Ubud, Bali. That makes Ubud, Bali about 23% cheaper.

Public transport costs about 90% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,748 in Härnösand and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,748 in Härnösand. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.