😐A single person spends $1,789 per month in Härnösand vs $1,438 in Ubud, Bali, rent included.
😐A couple spends around $2,796 per month in Härnösand vs $2,585 in Ubud, Bali, rent included.
😐A family of three spends $3,804 per month in Härnösand vs $3,732 in Ubud, Bali, rent included.
😐Härnösand costs about 24% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Härnösand and Ubud, Bali sit above the global median – Härnösand by 34%, Ubud, Bali by 7%.
Currency
🍽 Eating Out
Härnösand
Ubud, Bali
Difference
Meal at Budget Restaurant
$13.55SEK 126
$3.57Rp 61.6K
279.55%
Three-Course Dinner for Two, Mid-Range
$75.2SEK 697
$32.58Rp 562.6K
130.76%
Fast Food Meal(McDonalds, etc)
$10.45SEK 96.9
$5.07Rp 87.5K
106.11%
Cappuccino
$4.63SEK 42.88
$2.83Rp 48.8K
63.60%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.72SEK 25.20
$1.34Rp 23.1K
102.99%
Water(0.33 liter bottle)
$2.47SEK 22.90
$0.69Rp 12.0K
257.97%
Local Beer(0.5 liter draught)
$7.65SEK 70.9
$2.99Rp 51.6K
155.85%
Imported Beer(0.33 liter bottle)
$7.24SEK 67.1
$3.85Rp 66.4K
88.05%
🛒 Groceries & Markets
Härnösand
Ubud, Bali
Difference
Milk(1 liter)
$1.68SEK 15.57
$1.74Rp 30.1K
-3.45%
White Bread(500g)
$2.84SEK 26.29
$2.54Rp 43.8K
11.81%
Rice(white)(1kg)
$3.87SEK 35.92
$1.19Rp 20.6K
225.21%
Eggs
$4.10SEK 38.05
$2.43Rp 41.9K
68.72%
Local Cheese(1kg)
$11.83SEK 110
$14.66Rp 253.2K
-19.30%
Chicken Fillets(1kg)
$11.99SEK 111
$4.18Rp 72.1K
186.84%
Beef Round Steak(1kg)
$16.91SEK 157
$11.94Rp 206.1K
41.62%
Apples(1kg)
$3.07SEK 28.45
$3.69Rp 63.6K
-16.80%
Banana(1kg)
$2.59SEK 24.04
$1.61Rp 27.7K
60.87%
Oranges(1kg)
$2.99SEK 27.76
$2.69Rp 46.4K
11.15%
Tomato(1kg)
$4.35SEK 40.35
$2.33Rp 40.2K
86.70%
Potato(1kg)
$1.63SEK 15.11
$1.91Rp 32.9K
-14.66%
Onion(1kg)
$1.78SEK 16.51
$2.19Rp 37.7K
-18.72%
Lettuce(1 head)
$2.63SEK 24.39
$1.06Rp 18.3K
148.11%
Water(1.5 liter bottle)
$1.52SEK 14.07
$0.72Rp 12.5K
111.11%
Cigarettes 20 Pack(Marlboro, Camel)
$7.35SEK 68.1
$3.13Rp 54.1K
134.82%
Wine(Bottle)
$12.72SEK 118
$23.49Rp 405.6K
-45.85%
Local Beer(0.5 liter bottle)
$1.97SEK 18.23
$2.74Rp 47.3K
-28.10%
Imported Beer(0.33 liter bottle)
$1.91SEK 17.69
$2.88Rp 49.7K
-33.68%
🚌 Getting Around
Härnösand
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$3.36SEK 31.14
$0.29Rp 5,010
1058.62%
Public Transport Monthly Pass(Regular Price)
$74.4SEK 690
$8.17Rp 141.0K
810.89%
Taxi Start(Normal Tariff)
$6.21SEK 57.6
$0.45Rp 7,834
1280.00%
Taxi(Normal Tariff)(1km)
$1.58SEK 14.63
$0.42Rp 7,278
276.19%
Taxi 1hour Waiting(Normal Tariff)
$62.6SEK 580
$6.16Rp 106.3K
916.07%
Gasoline(1 liter)
$1.95SEK 18.07
$0.84Rp 14.5K
132.14%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.0KSEK 296.5K
$26.2KRp 453.1M
21.89%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.7KSEK 321.8K
$32.5KRp 560.8M
6.90%
🧾 Monthly Utilities & Internet
Härnösand
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$114SEK 1,058
$78.4Rp 1.4M
45.55%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$28.45SEK 264
$3.95Rp 68.2K
620.25%
Internet(50+ Mbps, Unlimited Data)
$36.37SEK 337
$24.40Rp 421.4K
49.06%
🎉 Sport & Entertainment
Härnösand
Ubud, Bali
Difference
Gym Membership(Monthly)
$40.07SEK 371
$96.5Rp 1.7M
-58.49%
Tennis Court(1 Hour on Weekend)
$25.20SEK 234
$6.35Rp 109.6K
296.85%
Cinema Ticket
$15.96SEK 148
$4.04Rp 69.7K
295.05%
🧸 Childcare & Education
Härnösand
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$146SEK 1,350
$303Rp 5.2M
-51.88%
International Primary School, 1 Child(Yearly)
$4,059SEK 37.6K
$6,523Rp 112.6M
-37.77%
👕👟 Clothing & Footwear
Härnösand
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$95.6SEK 886
$53.8Rp 929.5K
77.56%
Summer Dress(H&M, Zara, etc)
$40.13SEK 372
$37.98Rp 655.8K
5.66%
Sport Shoes(Adidas, Nike)
$98.6SEK 914
$86.8Rp 1.5M
13.66%
Men's Leather Business Shoes
$150SEK 1,387
$78.9Rp 1.4M
89.77%
🏠 Accommodation & Living
Härnösand
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$856SEK 7,935
$1,012Rp 17.5M
-15.44%
1-bedroom Apartment, Outside City Center(Monthly)
$666SEK 6,175
$674Rp 11.6M
-1.24%
3-bedroom Apartment, City Center(Monthly)
$1,393SEK 12.9K
$3,390Rp 58.5M
-58.90%
3-bedroom Apartment, Outside City Center(Monthly)
$1,078SEK 9,992
$2,098Rp 36.2M
-48.63%
Buy Apartment in City Center(m2)
$4,420SEK 41.0K
$2,985Rp 51.5M
48.09%
Buy Apartment Outside City Center(m2)
$2,819SEK 26.1K
$2,339Rp 40.4M
20.50%
💵 Salaries & Financials
Härnösand
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$173Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
4.53
13.28
-65.89%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Härnösand: April 28, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $856 in Härnösand versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $75.0 in Härnösand versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $364 vs $298 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Härnösand vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Härnösand or Ubud, Bali?
Härnösand costs about 24% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Härnösand vs Ubud, Bali?
For a comfortable life, plan on about $2,683 per month in Härnösand and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Härnösand or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Härnösand compared to Ubud, Bali?
Monthly expenses with rent come to $1,789 in Härnösand and $1,438 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
How expensive is transport in Härnösand vs Ubud, Bali?
Public transport costs about 811% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Can you live on $1,000/month in Härnösand or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,438, than in Härnösand at $1,789. In Ubud, Bali it covers expenses comfortably, while in Härnösand it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Härnösand or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,438 versus $1,789 in Härnösand. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Härnösand compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Härnösand or Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Härnösand makes more sense. Both are solid long-term options with distinct trade-offs.