😐A single person spends $1,753 per month in Härnösand vs $1,378 in Ubud, Bali, rent included.
😐A couple spends around $2,769 per month in Härnösand vs $2,327 in Ubud, Bali, rent included.
😐A family of three spends $3,784 per month in Härnösand vs $3,275 in Ubud, Bali, rent included.
😐Härnösand costs about 27% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Härnösand and Ubud, Bali sit above the global median – Härnösand by 27%, Ubud, Bali by 0%.
Currency
🍽 Eating Out
Härnösand
Ubud, Bali
Difference
Meal at Budget Restaurant
$15.90SEK 154
$3.33Rp 58.7K
377.48%
Three-Course Dinner for Two, Mid-Range
$69.6SEK 675
$35.82Rp 630.7K
94.33%
Fast Food Meal(McDonalds, etc)
$11.30SEK 110
$5.63Rp 99.1K
100.71%
Cappuccino
$4.05SEK 39.27
$2.82Rp 49.7K
43.62%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.09SEK 29.96
$1.75Rp 30.8K
76.57%
Water(0.33 liter bottle)
$2.39SEK 23.15
$0.80Rp 14.0K
198.75%
Local Beer(0.5 liter draught)
$7.37SEK 71.4
$3.04Rp 53.6K
142.43%
Imported Beer(0.33 liter bottle)
$7.29SEK 70.7
$4.30Rp 75.7K
69.53%
🛒 Groceries & Markets
Härnösand
Ubud, Bali
Difference
Milk(1 liter)
$1.74SEK 16.85
$1.61Rp 28.3K
8.07%
White Bread(500g)
$2.91SEK 28.19
$2.27Rp 39.9K
28.19%
Rice(white)(1kg)
$4.03SEK 39.10
$1.17Rp 20.6K
244.44%
Eggs
$4.25SEK 41.24
$2.17Rp 38.2K
95.85%
Local Cheese(1kg)
$10.98SEK 106
$17.63Rp 310.5K
-37.72%
Chicken Fillets(1kg)
$13.26SEK 129
$4.05Rp 71.4K
227.41%
Beef Round Steak(1kg)
$20.10SEK 195
$12.18Rp 214.5K
65.02%
Apples(1kg)
$3.11SEK 30.14
$3.62Rp 63.7K
-14.09%
Banana(1kg)
$2.29SEK 22.17
$1.64Rp 28.8K
39.63%
Oranges(1kg)
$2.86SEK 27.69
$2.31Rp 40.6K
23.81%
Tomato(1kg)
$4.30SEK 41.70
$1.96Rp 34.5K
119.39%
Potato(1kg)
$1.42SEK 13.73
$1.84Rp 32.5K
-22.83%
Onion(1kg)
$1.85SEK 17.95
$2.37Rp 41.7K
-21.94%
Lettuce(1 head)
$2.02SEK 19.58
$1.05Rp 18.5K
92.38%
Water(1.5 liter bottle)
$1.55SEK 15.07
$0.54Rp 9,560
187.04%
Cigarettes 20 Pack(Marlboro, Camel)
$7.82SEK 75.8
$2.30Rp 40.6K
240.00%
Wine(Bottle)
$10.85SEK 105
$23.08Rp 406.4K
-52.99%
Local Beer(0.5 liter bottle)
$2.20SEK 21.36
$2.34Rp 41.2K
-5.98%
Imported Beer(0.33 liter bottle)
$2.59SEK 25.10
$3.07Rp 54.0K
-15.64%
🚌 Getting Around
Härnösand
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$3.04SEK 29.49
$0.25Rp 4,365
1116.00%
Public Transport Monthly Pass(Regular Price)
$83.9SEK 813
$9.42Rp 165.9K
790.87%
Taxi Start(Normal Tariff)
$5.53SEK 53.6
$0.49Rp 8,631
1028.57%
Taxi(Normal Tariff)(1km)
$1.60SEK 15.48
$0.47Rp 8,349
240.43%
Taxi 1hour Waiting(Normal Tariff)
$65.4SEK 634
$5.60Rp 98.6K
1067.68%
Gasoline(1 liter)
$2.08SEK 20.20
$0.81Rp 14.2K
156.79%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.3KSEK 284.4K
$25.0KRp 440.3M
17.30%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.9KSEK 290.1K
$31.1KRp 547.0M
-3.66%
🧾 Monthly Utilities & Internet
Härnösand
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$106SEK 1,025
$82.7Rp 1.5M
27.77%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$24.74SEK 240
$6.49Rp 114.2K
281.20%
Internet(50+ Mbps, Unlimited Data)
$42.96SEK 416
$18.79Rp 330.8K
128.63%
🎉 Sport & Entertainment
Härnösand
Ubud, Bali
Difference
Gym Membership(Monthly)
$36.37SEK 353
$55.2Rp 972.6K
-34.16%
Tennis Court(1 Hour on Weekend)
$29.84SEK 289
$18.21Rp 320.6K
63.87%
Cinema Ticket
$14.50SEK 141
$4.30Rp 75.7K
237.21%
🧸 Childcare & Education
Härnösand
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$144SEK 1,396
$494Rp 8.7M
-70.86%
International Primary School, 1 Child(Yearly)
$4,700SEK 45.6K
$5,917Rp 104.2M
-20.58%
👕👟 Clothing & Footwear
Härnösand
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$83.2SEK 806
$46.28Rp 814.8K
79.75%
Summer Dress(H&M, Zara, etc)
$42.74SEK 414
$36.44Rp 641.6K
17.29%
Sport Shoes(Adidas, Nike)
$83.4SEK 808
$80.7Rp 1.4M
3.32%
Men's Leather Business Shoes
$156SEK 1,514
$78.8Rp 1.4M
98.24%
🏠 Accommodation & Living
Härnösand
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$881SEK 8,542
$1,114Rp 19.6M
-20.90%
1-bedroom Apartment, Outside City Center(Monthly)
$650SEK 6,306
$693Rp 12.2M
-6.17%
3-bedroom Apartment, City Center(Monthly)
$1,326SEK 12.9K
$3,639Rp 64.1M
-63.55%
3-bedroom Apartment, Outside City Center(Monthly)
$1,173SEK 11.4K
$1,712Rp 30.1M
-31.50%
Buy Apartment in City Center(m2)
$3,757SEK 36.4K
$2,761Rp 48.6M
36.09%
Buy Apartment Outside City Center(m2)
$3,233SEK 31.3K
$2,293Rp 40.4M
41.02%
💵 Salaries & Financials
Härnösand
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$167Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
3.42
13.78
-75.18%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Härnösand: September 7, 2026
Last update for Ubud, Bali: September 6, 2026
Cost Breakdown
🏠A central one-bedroom costs $881 in Härnösand versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $70.0 in Härnösand versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $374 vs $294 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Härnösand vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Härnösand or Ubud, Bali?
Härnösand costs about 27% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Härnösand and in Ubud, Bali?
For a comfortable life, plan on about $2,630 per month in Härnösand and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Härnösand or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Härnösand compared to Ubud, Bali?
Monthly expenses with rent come to $1,753 in Härnösand and $1,378 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
How expensive is transport in Härnösand compared to Ubud, Bali?
Public transport costs about 791% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Can you live on $1,000/month in Härnösand or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,378, than in Härnösand at $1,753. In Ubud, Bali it covers expenses comfortably, while in Härnösand it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Härnösand or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,378 versus $1,753 in Härnösand. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Härnösand compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Härnösand or to Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Härnösand makes more sense. Both are solid long-term options with distinct trade-offs.