Last update: Nov 2026

Cost of Living Comparison Between Hamilton, Bermuda and Sao Paulo

For one person, living is cheaper in Sao Paulo: $1,137 a month against $5,121 in Hamilton, rent and utilities included – about $47,800 less a year. Rent and utilities account for most of the difference.

243

Cost of Living Index in Hamilton
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Hamilton Living Index
54

Cost of Living Index in Sao Paulo
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Sao Paulo Living Index

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Hamilton

🇧🇲 Bermuda

$5,121

/mo nomad

Sao Paulo

🇧🇷 Brazil

$1,137

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamilton and in Sao Paulo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamilton and in Sao Paulo actually costs, broken down by who's living it.

A single person spends $5,121 per month in Hamilton vs $1,137 in Sao Paulo, rent included.

Hamilton $5,121
Sao Paulo $1,137

A couple spends around $9,095 per month in Hamilton vs $1,898 in Sao Paulo, rent included.

Hamilton $9,095
Sao Paulo $1,898

A family of three spends $13.1K per month in Hamilton vs $2,660 in Sao Paulo, rent included.

Hamilton $13.1K
Sao Paulo $2,660

Hamilton costs about 351% more than Sao Paulo, and outside of rent the biggest gap is in groceries.

Hamilton sits 279% above the global median, while Sao Paulo is 16% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$42.66 BMD 42.66

$8.09 R$44.39

427.32%

Three-Course Dinner for Two, Mid-Range

$175 BMD 175

$46.75 R$257

274.03%

Fast Food Meal (McDonalds, etc)

$18.14 BMD 18.14

$8.19 R$44.96

121.49%

Cappuccino

$6.18 BMD 6.18

$2.34 R$12.86

164.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 BMD 3.07

$1.35 R$7.40

127.41%

Water (0.33 liter bottle)

$3.08 BMD 3.08

$0.81 R$4.43

280.25%

Local Beer (0.5 liter draught)

$7.65 BMD 7.65

$2.83 R$15.51

170.32%

Imported Beer (0.33 liter bottle)

$9.01 BMD 9.01

$4.08 R$22.39

120.83%

Milk (1 liter)

$4.95 BMD 4.95

$1.10 R$6.06

350.00%

White Bread (500g)

$8.20 BMD 8.20

$1.73 R$9.51

373.99%

Rice (white) (1kg)

$5.69 BMD 5.69

$1.47 R$8.08

287.07%

Eggs

$7.28 BMD 7.28

$2.55 R$13.97

185.49%

Local Cheese (1kg)

$23.87 BMD 23.87

$11.49 R$63.1

107.75%

Chicken Fillets (1kg)

$21.25 BMD 21.25

$4.82 R$26.43

340.87%

Beef Round Steak (1kg)

$19.91 BMD 19.91

$10.03 R$55.0

98.50%

Apples (1kg)

$9.26 BMD 9.26

$2.41 R$13.21

284.23%

Banana (1kg)

$6.73 BMD 6.73

$1.60 R$8.78

320.63%

Oranges (1kg)

$6.98 BMD 6.98

$1.37 R$7.54

409.49%

Tomato (1kg)

$8.44 BMD 8.44

$1.77 R$9.73

376.84%

Potato (1kg)

$5.58 BMD 5.58

$1.31 R$7.19

325.95%

Onion (1kg)

$4.12 BMD 4.12

$1.15 R$6.30

258.26%

Lettuce (1 head)

$6.31 BMD 6.31

$1.16 R$6.35

443.97%

Water (1.5 liter bottle)

$3.39 BMD 3.39

$0.87 R$4.79

289.66%

Cigarettes 20 Pack (Marlboro, Camel)

$17.71 BMD 17.71

$2.70 R$14.83

555.93%

Wine (Bottle)

$24.12 BMD 24.12

$9.28 R$51.0

159.91%

Local Beer (0.5 liter bottle)

$5.14 BMD 5.14

$1.62 R$8.91

217.28%

Imported Beer (0.33 liter bottle)

$4.15 BMD 4.15

$2.39 R$13.14

73.64%

One-way Ticket (Public Transport)

$4.96 BMD 4.96

$0.96 R$5.25

416.67%

Public Transport Monthly Pass (Regular Price)

$68.4 BMD 68.4

$43.95 R$241

55.54%

Taxi Start (Normal Tariff)

$6.52 BMD 6.52

$1.26 R$6.91

417.46%

Taxi (Normal Tariff) (1km)

$2.98 BMD 2.98

$0.89 R$4.91

234.83%

Taxi 1hour Waiting (Normal Tariff)

$70.7 BMD 70.7

$10.10 R$55.4

599.70%

Gasoline (1 liter)

$2.38 BMD 2.38

$1.18 R$6.45

101.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.6K BMD 37.6K

$21.4K R$117.7K

75.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.1K BMD 42.1K

$32.3K R$177.3K

30.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$288 BMD 288

$93.0 R$510

209.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$146 BMD 146

$15.28 R$83.9

855.24%

Internet (50+ Mbps, Unlimited Data)

$162 BMD 162

$19.65 R$108

725.95%

Gym Membership (Monthly)

$187 BMD 187

$31.16 R$171

500.48%

Tennis Court (1 Hour on Weekend)

$15.23 BMD 15.23

$47.29 R$259

-67.79%

Cinema Ticket

$13.55 BMD 13.55

$9.36 R$51.4

44.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,339 BMD 1,339

$564 R$3,092

137.67%

International Primary School, 1 Child (Yearly)

$26.8K BMD 26.8K

$25.1K R$137.5K

6.80%

Jeans (Levis 501 Or Similar)

$89.4 BMD 89.4

$59.2 R$325

50.95%

Summer Dress (H&M, Zara, etc)

$71.3 BMD 71.3

$56.0 R$307

27.24%

Sport Shoes (Adidas, Nike)

$141 BMD 141

$96.3 R$528

46.02%

Men's Leather Business Shoes

$128 BMD 128

$86.9 R$477

47.31%

1-bedroom Apartment, City Center (Monthly)

$3,885 BMD 3,885

$602 R$3,303

545.41%

1-bedroom Apartment, Outside City Center (Monthly)

$2,706 BMD 2,706

$401 R$2,199

575.21%

3-bedroom Apartment, City Center (Monthly)

$8,523 BMD 8,523

$1,343 R$7,369

534.62%

3-bedroom Apartment, Outside City Center (Monthly)

$7,491 BMD 7,491

$925 R$5,077

709.58%

Buy Apartment in City Center (m2)

$14.8K BMD 14.8K

$2,514 R$13.8K

488.75%

Buy Apartment Outside City Center (m2)

$8,857 BMD 8,857

$1,866 R$10.2K

374.61%

Average Monthly Net Salary (After Tax)

$6,584 BMD 6,584

$863 R$4,735

662.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

11.5

-24.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: November 3, 2026

Last update for Sao Paulo: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamilton

$2.7K 52.9%

Sao Paulo

$401 35.3% 85.2% $2.3K

Groceries & Markets

Hamilton

$751 14.7%

Sao Paulo

$222 19.5% 70.5% $529

Monthly Utilities & Internet

Hamilton

$596 11.6%

Sao Paulo

$128 11.3% 78.5% $468

Eating Out

Hamilton

$551 10.8%

Sao Paulo

$148 13.1% 73.1% $402

Sport & Entertainment

Hamilton

$214 4.2%

Sao Paulo

$50 4.4% 76.7% $164

Clothing & Footwear

Hamilton

$193 3.8%

Sao Paulo

$134 11.8% 30.5% $59

Getting Around

Hamilton

$110 2.1%

Sao Paulo

$54 4.7% 51.2% $56

Cost Breakdown

A central one-bedroom costs $3,885 in Hamilton versus $602 in Sao Paulo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hamilton are about 7.6 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $175 in Hamilton versus $47 in Sao Paulo. Monthly groceries follow the same trend: $751 vs $222 – making Sao Paulo the more affordable choice for daily food spending.

Good to know

🇧🇲 Hamilton

🇧🇷 Sao Paulo

🕒 Local time

01:51 1:51 AM

02:51 2:51 AM

1 h ahead of Hamilton

🌤 Weather

👥 Population

10,000 Capital

11,451,999

💱 Currency

Bermudian Dollar BMD $

Brazilian Real BRL R$

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.891 EUR

1 BRL = 0.182 USD

1 BRL = 0.162 EUR

Exchange rates and currency converter

BRL, USD, EUR to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of November 6, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.891 EUR).

Brazilian Real exchange rates as of November 6, 2026: 1 USD = 5.49 BRL (1 BRL = 0.182 USD). 1 EUR = 6.16 BRL (1 BRL = 0.162 EUR).

USD to BMD in detail →

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Hamilton Sao Paulo 6,500 km ≈ 9 h nonstop flight

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Sao Paulo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $5,121 in Hamilton, $1,137 in Sao Paulo – Sao Paulo comes out roughly 78% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $7,681 per month in Hamilton and $1,705 in Sao Paulo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sao Paulo, especially for central apartments: a one-bedroom in the center costs $602 there versus $3,885 in Hamilton.

A mid-range dinner for two costs $175 in Hamilton and $47 in Sao Paulo. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $5,121 in Hamilton and $1,137 in Sao Paulo. That makes Sao Paulo about 78% cheaper.

A $1,500 monthly budget goes further in Sao Paulo, where all-in costs run around $1,137, than in Hamilton at $5,121. In Sao Paulo it covers expenses comfortably, while in Hamilton it requires careful planning or may not stretch far enough.

It depends on your priorities. Hamilton has an edge in some lifestyle areas, with costs from $1,137 in Sao Paulo to $5,121 in Hamilton. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Sao Paulo. If higher salaries or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.