Last update: Oct 2026

Cost of Living Comparison Between Hamilton and Baden

For one person, living is cheaper in Baden: $3,899 a month against $5,122 in Hamilton, rent and utilities included – about $14,700 less a year. Rent and utilities account for most of the difference.

Hamilton
🇧🇲 Bermuda
$5,122
/mo nomad
Baden
🇨🇭 Switzerland
$3,899
/mo nomad
Monthly Cost of Living

How much you'll spend in Hamilton and in Baden

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamilton and in Baden actually costs, broken down by who's living it.

A single person spends $5,122 per month in Hamilton vs $3,899 in Baden, rent included.

  • Hamilton $5,122
  • Baden $3,899

A couple spends around $9,182 per month in Hamilton vs $5,615 in Baden, rent included.

  • Hamilton $9,182
  • Baden $5,615

A family of three spends $13.2K per month in Hamilton vs $7,330 in Baden, rent included.

  • Hamilton $13.2K
  • Baden $7,330

Hamilton costs about 31% more than Baden, and outside of rent the biggest gap is in utilities.

Both Hamilton and Baden sit above the global median – Hamilton by 278%, Baden by 188%.

Currency
🍽 Eating Out
Hamilton
Baden
Difference
Meal at Budget Restaurant
$50.5 BMD 50.5
$35.21 CHF 29.00
43.54%
Three-Course Dinner for Two, Mid-Range
$152 BMD 152
$126 CHF 103
21.05%
Fast Food Meal (McDonalds, etc)
$17.19 BMD 17.19
$17.80 CHF 14.66
-3.43%
Cappuccino
$6.27 BMD 6.27
$6.30 CHF 5.19
-0.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.96 BMD 2.96
$5.77 CHF 4.75
-48.70%
Water (0.33 liter bottle)
$3.19 BMD 3.19
$5.48 CHF 4.51
-41.79%
Local Beer (0.5 liter draught)
$7.47 BMD 7.47
$9.46 CHF 7.79
-21.04%
Imported Beer (0.33 liter bottle)
$9.07 BMD 9.07
$8.55 CHF 7.05
6.08%
🛒 Groceries & Markets
Hamilton
Baden
Difference
Milk (1 liter)
$4.86 BMD 4.86
$2.13 CHF 1.76
128.17%
White Bread (500g)
$7.83 BMD 7.83
$3.36 CHF 2.77
133.04%
Rice (white) (1kg)
$5.64 BMD 5.64
$3.74 CHF 3.08
50.80%
Eggs
$6.98 BMD 6.98
$7.85 CHF 6.46
-11.08%
Local Cheese (1kg)
$23.71 BMD 23.71
$27.17 CHF 22.38
-12.73%
Chicken Fillets (1kg)
$20.96 BMD 20.96
$28.33 CHF 23.34
-26.01%
Beef Round Steak (1kg)
$19.65 BMD 19.65
$47.08 CHF 38.78
-58.26%
Apples (1kg)
$9.25 BMD 9.25
$4.00 CHF 3.30
131.25%
Banana (1kg)
$6.76 BMD 6.76
$2.85 CHF 2.35
137.19%
Oranges (1kg)
$7.26 BMD 7.26
$3.07 CHF 2.53
136.48%
Tomato (1kg)
$8.50 BMD 8.50
$4.62 CHF 3.80
83.98%
Potato (1kg)
$5.56 BMD 5.56
$2.47 CHF 2.04
125.10%
Onion (1kg)
$4.20 BMD 4.20
$2.25 CHF 1.86
86.67%
Lettuce (1 head)
$6.21 BMD 6.21
$2.41 CHF 1.99
157.68%
Water (1.5 liter bottle)
$3.56 BMD 3.56
$1.27 CHF 1.05
180.31%
Cigarettes 20 Pack (Marlboro, Camel)
$17.73 BMD 17.73
$10.90 CHF 8.98
62.66%
Wine (Bottle)
$23.73 BMD 23.73
$11.90 CHF 9.80
99.41%
Local Beer (0.5 liter bottle)
$5.24 BMD 5.24
$2.45 CHF 2.02
113.88%
Imported Beer (0.33 liter bottle)
$4.09 BMD 4.09
$2.96 CHF 2.44
38.18%
🚌 Getting Around
Hamilton
Baden
Difference
One-way Ticket (Public Transport)
$4.97 BMD 4.97
$3.55 CHF 2.93
40.00%
Public Transport Monthly Pass (Regular Price)
$68.3 BMD 68.3
$104 CHF 86.0
-34.63%
Taxi Start (Normal Tariff)
$6.43 BMD 6.43
$7.79 CHF 6.42
-17.46%
Taxi (Normal Tariff) (1km)
$3.02 BMD 3.02
$4.69 CHF 3.86
-35.61%
Taxi 1hour Waiting (Normal Tariff)
$70.5 BMD 70.5
$88.8 CHF 73.1
-20.62%
Gasoline (1 liter)
$2.45 BMD 2.45
$2.31 CHF 1.90
6.06%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.2K BMD 38.2K
$39.8K CHF 32.8K
-3.97%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$43.5K BMD 43.5K
$39.5K CHF 32.5K
10.10%
🧾 Monthly Utilities & Internet
Hamilton
Baden
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$294 BMD 294
$279 CHF 230
5.16%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$150 BMD 150
$47.17 CHF 38.85
217.66%
Internet (50+ Mbps, Unlimited Data)
$159 BMD 159
$64.9 CHF 53.4
145.61%
🎉 Sport & Entertainment
Hamilton
Baden
Difference
Gym Membership (Monthly)
$187 BMD 187
$155 CHF 128
20.24%
Tennis Court (1 Hour on Weekend)
$15.21 BMD 15.21
$47.50 CHF 39.12
-67.98%
Cinema Ticket
$13.25 BMD 13.25
$23.54 CHF 19.38
-43.71%
🧸 Childcare & Education
Hamilton
Baden
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,298 BMD 1,298
$3,556 CHF 2,929
-63.51%
International Primary School, 1 Child (Yearly)
$25.0K BMD 25.0K
$32.4K CHF 26.7K
-22.70%
👕👟 Clothing & Footwear
Hamilton
Baden
Difference
Jeans (Levis 501 Or Similar)
$89.1 BMD 89.1
$140 CHF 116
-36.47%
Summer Dress (H&M, Zara, etc)
$70.5 BMD 70.5
$78.7 CHF 64.8
-10.43%
Sport Shoes (Adidas, Nike)
$142 BMD 142
$166 CHF 137
-14.68%
Men's Leather Business Shoes
$127 BMD 127
$202 CHF 166
-37.11%
🏠 Accommodation & Living
Hamilton
Baden
Difference
1-bedroom Apartment, City Center (Monthly)
$3,934 BMD 3,934
$1,993 CHF 1,641
97.41%
1-bedroom Apartment, Outside City Center (Monthly)
$2,647 BMD 2,647
$1,755 CHF 1,445
50.86%
3-bedroom Apartment, City Center (Monthly)
$8,541 BMD 8,541
$3,436 CHF 2,830
148.57%
3-bedroom Apartment, Outside City Center (Monthly)
$7,648 BMD 7,648
$2,388 CHF 1,967
220.25%
Buy Apartment in City Center (m2)
$14.9K BMD 14.9K
$16.7K CHF 13.7K
-10.54%
Buy Apartment Outside City Center (m2)
$8,868 BMD 8,868
$13.1K CHF 10.8K
-32.34%
💵 Salaries & Financials
Hamilton
Baden
Difference
Average Monthly Net Salary (After Tax)
$6,431 BMD 6,431
$8,926 CHF 7,351
-27.95%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.63
2.42
256.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: October 18, 2026

Last update for Baden: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Hamilton
$2.6K
Baden
$1.8K 33.7% $893
Groceries & Markets
Hamilton
$745
Baden
$617 17.2% $128
Eating Out
Hamilton
$611
Baden
$520 14.9% $91
Monthly Utilities & Internet
Hamilton
$603
Baden
$391 35.1% $211
Sport & Entertainment
Hamilton
$213
Baden
$202 5.1% $11
Clothing & Footwear
Hamilton
$193
Baden
$264 37.1% $71
Getting Around
Hamilton
$110
Baden
$150 36.7% $40

Cost Breakdown

A central one-bedroom costs $3,934 in Hamilton versus $1,993 in Baden. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 39% higher in Baden, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $152 in Hamilton versus $126 in Baden. Monthly groceries follow the same trend: $745 vs $617 – making Baden the more affordable choice for daily food spending.

Good to know
🇧🇲 Hamilton
🇨🇭 Baden
🕒 Local time
22:07 10:07 PM
02:07 2:07 AM
4 h ahead of Hamilton
🌤 Weather
👥 Population
10,000 Capital
19,168
💱 Currency
Exchange rates and currency converter

CHF, USD, EUR to BMD – Bermudian Dollar Converter

Bermudian Dollar exchange rates as of October 25, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.89 EUR).

Swiss Franc exchange rates as of October 25, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

On the map
Between locations
  • Hamilton Baden 6,220 km ≈ 8 h nonstop flight
From you
  • Hamilton
  • Baden

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hamilton vs Baden: Cost of Living - Frequently Asked Questions
Is Baden cheaper than Hamilton?
Yes – Hamilton is pricier by about 31%, and outside of rent the gap shows up most in utilities.
What income do you need for each city?
For a comfortable life, plan on about $7,683 per month in Hamilton and $5,849 in Baden. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Baden, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Hamilton and in Baden?
Groceries cost about 21% more in Hamilton, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Hamilton or in Baden?
A mid-range dinner for two costs $152 in Hamilton and $126 in Baden. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $2,500 enough to cover costs in Hamilton or in Baden?
$2,500 is a stretch for both – monthly costs hit $5,122 in Hamilton and $3,899 in Baden. You'll need shared housing and careful budgeting no matter which city you pick.
Is Hamilton or Baden more family-friendly?
Families tend to lean toward Baden – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Hamilton or Baden?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Baden. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.

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