Last update: Nov 2026

Cost of Living Comparison Between Sao Paulo and Hamilton, Bermuda

For one person, living is cheaper in Sao Paulo: $1,137 a month against $5,121 in Hamilton, rent and utilities included – about $47,800 less a year. Rent and utilities account for most of the difference.

54

Cost of Living Index in Sao Paulo
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Sao Paulo Living Index
243

Cost of Living Index in Hamilton
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Hamilton Living Index

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Sao Paulo

🇧🇷 Brazil

$1,137

/mo nomad

Hamilton

🇧🇲 Bermuda

$5,121

/mo nomad

Monthly Cost of Living

How much you'll spend in Sao Paulo and in Hamilton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sao Paulo and in Hamilton actually costs, broken down by who's living it.

A single person spends $1,137 per month in Sao Paulo vs $5,121 in Hamilton, rent included.

Sao Paulo $1,137
Hamilton $5,121

A couple spends around $1,898 per month in Sao Paulo vs $9,095 in Hamilton, rent included.

Sao Paulo $1,898
Hamilton $9,095

A family of three spends $2,660 per month in Sao Paulo vs $13.1K in Hamilton, rent included.

Sao Paulo $2,660
Hamilton $13.1K

Sao Paulo is about 78% cheaper than Hamilton, and outside of rent the biggest gap is in groceries.

Sao Paulo sits 16% below the global median, while Hamilton is 279% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.09 R$44.39

$42.66 BMD 42.66

-81.04%

Three-Course Dinner for Two, Mid-Range

$46.75 R$257

$175 BMD 175

-73.26%

Fast Food Meal (McDonalds, etc)

$8.19 R$44.96

$18.14 BMD 18.14

-54.85%

Cappuccino

$2.34 R$12.86

$6.18 BMD 6.18

-62.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 R$7.40

$3.07 BMD 3.07

-56.03%

Water (0.33 liter bottle)

$0.81 R$4.43

$3.08 BMD 3.08

-73.70%

Local Beer (0.5 liter draught)

$2.83 R$15.51

$7.65 BMD 7.65

-63.01%

Imported Beer (0.33 liter bottle)

$4.08 R$22.39

$9.01 BMD 9.01

-54.72%

Milk (1 liter)

$1.10 R$6.06

$4.95 BMD 4.95

-77.78%

White Bread (500g)

$1.73 R$9.51

$8.20 BMD 8.20

-78.90%

Rice (white) (1kg)

$1.47 R$8.08

$5.69 BMD 5.69

-74.17%

Eggs

$2.55 R$13.97

$7.28 BMD 7.28

-64.97%

Local Cheese (1kg)

$11.49 R$63.1

$23.87 BMD 23.87

-51.86%

Chicken Fillets (1kg)

$4.82 R$26.43

$21.25 BMD 21.25

-77.32%

Beef Round Steak (1kg)

$10.03 R$55.0

$19.91 BMD 19.91

-49.62%

Apples (1kg)

$2.41 R$13.21

$9.26 BMD 9.26

-73.97%

Banana (1kg)

$1.60 R$8.78

$6.73 BMD 6.73

-76.23%

Oranges (1kg)

$1.37 R$7.54

$6.98 BMD 6.98

-80.37%

Tomato (1kg)

$1.77 R$9.73

$8.44 BMD 8.44

-79.03%

Potato (1kg)

$1.31 R$7.19

$5.58 BMD 5.58

-76.52%

Onion (1kg)

$1.15 R$6.30

$4.12 BMD 4.12

-72.09%

Lettuce (1 head)

$1.16 R$6.35

$6.31 BMD 6.31

-81.62%

Water (1.5 liter bottle)

$0.87 R$4.79

$3.39 BMD 3.39

-74.34%

Cigarettes 20 Pack (Marlboro, Camel)

$2.70 R$14.83

$17.71 BMD 17.71

-84.75%

Wine (Bottle)

$9.28 R$51.0

$24.12 BMD 24.12

-61.53%

Local Beer (0.5 liter bottle)

$1.62 R$8.91

$5.14 BMD 5.14

-68.48%

Imported Beer (0.33 liter bottle)

$2.39 R$13.14

$4.15 BMD 4.15

-42.41%

One-way Ticket (Public Transport)

$0.96 R$5.25

$4.96 BMD 4.96

-80.65%

Public Transport Monthly Pass (Regular Price)

$43.95 R$241

$68.4 BMD 68.4

-35.71%

Taxi Start (Normal Tariff)

$1.26 R$6.91

$6.52 BMD 6.52

-80.67%

Taxi (Normal Tariff) (1km)

$0.89 R$4.91

$2.98 BMD 2.98

-70.13%

Taxi 1hour Waiting (Normal Tariff)

$10.10 R$55.4

$70.7 BMD 70.7

-85.71%

Gasoline (1 liter)

$1.18 R$6.45

$2.38 BMD 2.38

-50.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K R$117.7K

$37.6K BMD 37.6K

-42.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.3K R$177.3K

$42.1K BMD 42.1K

-23.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.0 R$510

$288 BMD 288

-67.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.28 R$83.9

$146 BMD 146

-89.53%

Internet (50+ Mbps, Unlimited Data)

$19.65 R$108

$162 BMD 162

-87.89%

Gym Membership (Monthly)

$31.16 R$171

$187 BMD 187

-83.35%

Tennis Court (1 Hour on Weekend)

$47.29 R$259

$15.23 BMD 15.23

210.51%

Cinema Ticket

$9.36 R$51.4

$13.55 BMD 13.55

-30.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$564 R$3,092

$1,339 BMD 1,339

-57.93%

International Primary School, 1 Child (Yearly)

$25.1K R$137.5K

$26.8K BMD 26.8K

-6.37%

Jeans (Levis 501 Or Similar)

$59.2 R$325

$89.4 BMD 89.4

-33.75%

Summer Dress (H&M, Zara, etc)

$56.0 R$307

$71.3 BMD 71.3

-21.41%

Sport Shoes (Adidas, Nike)

$96.3 R$528

$141 BMD 141

-31.51%

Men's Leather Business Shoes

$86.9 R$477

$128 BMD 128

-32.12%

1-bedroom Apartment, City Center (Monthly)

$602 R$3,303

$3,885 BMD 3,885

-84.51%

1-bedroom Apartment, Outside City Center (Monthly)

$401 R$2,199

$2,706 BMD 2,706

-85.19%

3-bedroom Apartment, City Center (Monthly)

$1,343 R$7,369

$8,523 BMD 8,523

-84.24%

3-bedroom Apartment, Outside City Center (Monthly)

$925 R$5,077

$7,491 BMD 7,491

-87.65%

Buy Apartment in City Center (m2)

$2,514 R$13.8K

$14.8K BMD 14.8K

-83.01%

Buy Apartment Outside City Center (m2)

$1,866 R$10.2K

$8,857 BMD 8,857

-78.93%

Average Monthly Net Salary (After Tax)

$863 R$4,735

$6,584 BMD 6,584

-86.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.5

8.63

33.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sao Paulo: November 2, 2026

Last update for Hamilton: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sao Paulo

$401 35.3%

Hamilton

$2.7K 52.9% 575% $2.3K

Groceries & Markets

Sao Paulo

$222 19.5%

Hamilton

$751 14.7% 239% $529

Eating Out

Sao Paulo

$148 13.1%

Hamilton

$551 10.8% 271% $402

Clothing & Footwear

Sao Paulo

$134 11.8%

Hamilton

$193 3.8% 43.8% $59

Monthly Utilities & Internet

Sao Paulo

$128 11.3%

Hamilton

$596 11.6% 366% $468

Getting Around

Sao Paulo

$54 4.7%

Hamilton

$110 2.1% 105% $56

Sport & Entertainment

Sao Paulo

$50 4.4%

Hamilton

$214 4.2% 330% $164

Cost Breakdown

A central one-bedroom costs $602 in Sao Paulo versus $3,885 in Hamilton. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hamilton are about 7.6 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $47 in Sao Paulo versus $175 in Hamilton. Monthly groceries follow the same trend: $222 vs $751 – making Sao Paulo the more affordable choice for daily food spending.

Good to know

🇧🇷 Sao Paulo

🇧🇲 Hamilton

🕒 Local time

07:36 7:36 AM

06:36 6:36 AM

1 h behind Sao Paulo

🌤 Weather

👥 Population

11,451,999

10,000 Capital

💱 Currency

Brazilian Real BRL R$

Bermudian Dollar BMD $

📈 Exchange rate

1 BRL = 0.182 USD

1 BRL = 0.162 EUR

1 BMD = 1 USD

1 BMD = 0.89 EUR

Exchange rates and currency converter

BMD, USD, EUR to BRL – Brazilian Real Converter

🇺🇸 United States Dollar ($)

🇧🇷 Brazilian Real (R$)

Brazilian Real exchange rates as of November 6, 2026: 1 USD = 5.49 BRL (1 BRL = 0.182 USD). 1 EUR = 6.16 BRL (1 BRL = 0.162 EUR).

Bermudian Dollar exchange rates as of November 6, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.89 EUR).

USD to BRL in detail →

On the map

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Between locations

Sao Paulo Hamilton 6,500 km ≈ 9 h nonstop flight

From you

Sao Paulo
Hamilton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sao Paulo vs Hamilton: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,137 in Sao Paulo, $5,121 in Hamilton – Sao Paulo comes out roughly 78% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,705 per month in Sao Paulo and $7,681 in Hamilton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sao Paulo, especially for central apartments: a one-bedroom in the center costs $602 there versus $3,885 in Hamilton.

A mid-range dinner for two costs $47 in Sao Paulo and $175 in Hamilton. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,137 in Sao Paulo and $5,121 in Hamilton. That makes Sao Paulo about 78% cheaper.

A $1,500 monthly budget goes further in Sao Paulo, where all-in costs run around $1,137, than in Hamilton at $5,121. In Sao Paulo it covers expenses comfortably, while in Hamilton it requires careful planning or may not stretch far enough.

It depends on your priorities. Hamilton has an edge in some lifestyle areas, with costs from $1,137 in Sao Paulo to $5,121 in Hamilton. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Sao Paulo. If higher salaries or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.