Last update: Oct 2026

Cost of Living Comparison Between Hamilton and Winterthur

For one person, living is cheaper in Winterthur: $4,037 a month against $5,122 in Hamilton, rent and utilities included – about $13,000 less a year. Rent and utilities account for most of the difference.

248

Cost of Living Index in Hamilton
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Hamilton Living Index
196

Cost of Living Index in Winterthur
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Winterthur Living Index

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Hamilton

🇧🇲 Bermuda

$5,122

/mo nomad

Winterthur

🇨🇭 Switzerland

$4,037

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamilton and in Winterthur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamilton and in Winterthur actually costs, broken down by who's living it.

A single person spends $5,122 per month in Hamilton vs $4,037 in Winterthur, rent included.

Hamilton $5,122
Winterthur $4,037

A couple spends around $9,182 per month in Hamilton vs $5,873 in Winterthur, rent included.

Hamilton $9,182
Winterthur $5,873

A family of three spends $13.2K per month in Hamilton vs $7,709 in Winterthur, rent included.

Hamilton $13.2K
Winterthur $7,709

Hamilton costs about 27% more than Winterthur, and outside of rent the biggest gap is in clothing.

Both Hamilton and Winterthur sit above the global median – Hamilton by 278%, Winterthur by 198%.

Meal at Budget Restaurant

$50.5 BMD 50.5

$30.10 CHF 24.79

67.91%

Three-Course Dinner for Two, Mid-Range

$152 BMD 152

$119 CHF 97.8

27.99%

Fast Food Meal (McDonalds, etc)

$17.19 BMD 17.19

$17.88 CHF 14.73

-3.86%

Cappuccino

$6.27 BMD 6.27

$5.98 CHF 4.93

4.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.96 BMD 2.96

$5.36 CHF 4.41

-44.78%

Water (0.33 liter bottle)

$3.19 BMD 3.19

$4.78 CHF 3.94

-33.26%

Local Beer (0.5 liter draught)

$7.47 BMD 7.47

$8.37 CHF 6.89

-10.75%

Imported Beer (0.33 liter bottle)

$9.07 BMD 9.07

$6.64 CHF 5.46

36.60%

Milk (1 liter)

$4.86 BMD 4.86

$2.26 CHF 1.86

115.04%

White Bread (500g)

$7.83 BMD 7.83

$3.88 CHF 3.20

101.80%

Rice (white) (1kg)

$5.64 BMD 5.64

$4.56 CHF 3.76

23.68%

Eggs

$6.98 BMD 6.98

$7.32 CHF 6.03

-4.64%

Local Cheese (1kg)

$23.71 BMD 23.71

$32.30 CHF 26.61

-26.59%

Chicken Fillets (1kg)

$20.96 BMD 20.96

$29.04 CHF 23.91

-27.82%

Beef Round Steak (1kg)

$19.65 BMD 19.65

$42.00 CHF 34.59

-53.21%

Apples (1kg)

$9.25 BMD 9.25

$4.37 CHF 3.60

111.67%

Banana (1kg)

$6.76 BMD 6.76

$2.23 CHF 1.83

203.14%

Oranges (1kg)

$7.26 BMD 7.26

$3.16 CHF 2.60

129.75%

Tomato (1kg)

$8.50 BMD 8.50

$6.74 CHF 5.55

26.11%

Potato (1kg)

$5.56 BMD 5.56

$2.50 CHF 2.06

122.40%

Onion (1kg)

$4.20 BMD 4.20

$2.60 CHF 2.14

61.54%

Lettuce (1 head)

$6.21 BMD 6.21

$2.55 CHF 2.10

143.53%

Water (1.5 liter bottle)

$3.56 BMD 3.56

$1.22 CHF 1.01

191.80%

Cigarettes 20 Pack (Marlboro, Camel)

$17.73 BMD 17.73

$10.72 CHF 8.83

65.39%

Wine (Bottle)

$23.73 BMD 23.73

$12.93 CHF 10.65

83.53%

Local Beer (0.5 liter bottle)

$5.24 BMD 5.24

$3.24 CHF 2.67

61.73%

Imported Beer (0.33 liter bottle)

$4.09 BMD 4.09

$3.98 CHF 3.28

2.76%

One-way Ticket (Public Transport)

$4.97 BMD 4.97

$5.27 CHF 4.34

-5.69%

Public Transport Monthly Pass (Regular Price)

$68.3 BMD 68.3

$96.7 CHF 79.7

-29.40%

Taxi Start (Normal Tariff)

$6.43 BMD 6.43

$5.54 CHF 4.56

16.06%

Taxi (Normal Tariff) (1km)

$3.02 BMD 3.02

$3.47 CHF 2.86

-12.97%

Taxi 1hour Waiting (Normal Tariff)

$70.5 BMD 70.5

$61.0 CHF 50.2

15.51%

Gasoline (1 liter)

$2.45 BMD 2.45

$2.23 CHF 1.83

9.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K BMD 38.2K

$42.9K CHF 35.3K

-10.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.5K BMD 43.5K

$39.6K CHF 32.7K

9.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$294 BMD 294

$426 CHF 351

-31.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$150 BMD 150

$32.07 CHF 26.42

367.23%

Internet (50+ Mbps, Unlimited Data)

$159 BMD 159

$76.3 CHF 62.9

108.65%

Gym Membership (Monthly)

$187 BMD 187

$82.3 CHF 67.8

126.88%

Tennis Court (1 Hour on Weekend)

$15.21 BMD 15.21

$33.66 CHF 27.72

-54.81%

Cinema Ticket

$13.25 BMD 13.25

$27.64 CHF 22.76

-52.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,298 BMD 1,298

$1,810 CHF 1,491

-28.32%

International Primary School, 1 Child (Yearly)

$25.0K BMD 25.0K

$33.2K CHF 27.3K

-24.55%

Jeans (Levis 501 Or Similar)

$89.1 BMD 89.1

$184 CHF 152

-51.58%

Summer Dress (H&M, Zara, etc)

$70.5 BMD 70.5

$145 CHF 119

-51.39%

Sport Shoes (Adidas, Nike)

$142 BMD 142

$202 CHF 166

-29.94%

Men's Leather Business Shoes

$127 BMD 127

$458 CHF 377

-72.24%

1-bedroom Apartment, City Center (Monthly)

$3,934 BMD 3,934

$2,266 CHF 1,866

73.66%

1-bedroom Apartment, Outside City Center (Monthly)

$2,647 BMD 2,647

$1,671 CHF 1,376

58.43%

3-bedroom Apartment, City Center (Monthly)

$8,541 BMD 8,541

$3,710 CHF 3,056

130.21%

3-bedroom Apartment, Outside City Center (Monthly)

$7,648 BMD 7,648

$2,498 CHF 2,058

206.15%

Buy Apartment in City Center (m2)

$14.9K BMD 14.9K

$23.2K CHF 19.1K

-35.70%

Buy Apartment Outside City Center (m2)

$8,868 BMD 8,868

$17.0K CHF 14.0K

-47.91%

Average Monthly Net Salary (After Tax)

$6,431 BMD 6,431

$6,453 CHF 5,314

-0.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

2.48

247.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: October 18, 2026

Last update for Winterthur: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamilton

$2.6K 51.7%

Winterthur

$1.7K 41.4% 36.9% $976

Groceries & Markets

Hamilton

$745 14.6%

Winterthur

$646 16% 13.3% $99

Eating Out

Hamilton

$611 11.9%

Winterthur

$462 11.4% 24.4% $149

Monthly Utilities & Internet

Hamilton

$603 11.8%

Winterthur

$535 13.3% 11.3% $68

Sport & Entertainment

Hamilton

$213 4.2%

Winterthur

$138 3.4% 35.5% $76

Clothing & Footwear

Hamilton

$193 3.8%

Winterthur

$445 11% 131% $252

Getting Around

Hamilton

$110 2.1%

Winterthur

$141 3.5% 28.3% $31

Cost Breakdown

A central one-bedroom costs $3,934 in Hamilton versus $2,266 in Winterthur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 0% higher in Winterthur, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $152 in Hamilton versus $119 in Winterthur. Monthly groceries follow the same trend: $745 vs $646 – making Winterthur the more affordable choice for daily food spending.

Good to know

🇧🇲 Hamilton

🇨🇭 Winterthur

🕒 Local time

22:07 10:07 PM

02:07 2:07 AM

4 h ahead of Hamilton

🌤 Weather

👥 Population

10,000 Capital

108,044

💱 Currency

Bermudian Dollar BMD $

Swiss Franc CHF Fr

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.89 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of October 25, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.89 EUR).

Swiss Franc exchange rates as of October 25, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

USD to BMD in detail →

On the map

Lowest

Highest

Between locations

Hamilton Winterthur 6,250 km ≈ 8 h nonstop flight

From you

Hamilton
Winterthur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Winterthur: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $5,122 in Hamilton, $4,037 in Winterthur – roughly 27% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $7,683 per month in Hamilton and $6,056 in Winterthur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Winterthur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $152 in Hamilton and $119 in Winterthur. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $5,122 in Hamilton and $4,037 in Winterthur. That's a gap of about 27%.

$5,000 is a stretch for both – monthly costs hit $5,122 in Hamilton and $4,037 in Winterthur. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Hamilton has an edge in some lifestyle areas, with costs from $4,037 in Winterthur to $5,122 in Hamilton. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Winterthur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.