Cost of Living in George Town - Updated Prices & Insights

Monthly Cost of Living

Living costs for one person come to about $4,602 monthly including rent, or $1,629 excluding housing.

Estimated monthly costs for a couple: $7,054 with rent, or $3,192 without housing.

Monthly costs for a family of three come to about $9,505 including rent, or $4,755 for daily expenses alone.

Meal at Budget Restaurant

$30.62 KYD 25.11

$10.18 KYD 8.35

$49.00 KYD 40.18

Three-Course Dinner for Two, Mid-Range

$144 KYD 118

$114 KYD 93.7

$180 KYD 148

Fast Food Meal (McDonalds, etc)

$15.85 KYD 13.00

$14.64 KYD 12.00

$18.29 KYD 15.00

Cappuccino

$6.91 KYD 5.66

$3.66 KYD 3.00

$8.53 KYD 6.99

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.52 KYD 2.88

$2.22 KYD 1.82

$6.15 KYD 5.04

Water (0.33 liter bottle)

$2.72 KYD 2.23

$1.85 KYD 1.52

$4.94 KYD 4.05

Local Beer (0.5 liter draught)

$9.05 KYD 7.42

$3.62 KYD 2.97

$10.26 KYD 8.42

Imported Beer (0.33 liter bottle)

$8.60 KYD 7.05

$7.38 KYD 6.05

$14.75 KYD 12.10

Milk (1 liter)

$3.05 KYD 2.50

$1.86 KYD 1.53

$9.90 KYD 8.12

White Bread (500g)

$5.26 KYD 4.32

$2.97 KYD 2.43

$7.05 KYD 5.78

Rice (white) (1kg)

$5.83 KYD 4.78

$4.85 KYD 3.98

$8.03 KYD 6.58

Eggs

$9.98 KYD 8.19

$3.62 KYD 2.96

$15.65 KYD 12.84

Local Cheese (1kg)

$11.82 KYD 9.70

$6.03 KYD 4.94

$16.86 KYD 13.83

Chicken Fillets (1kg)

$15.84 KYD 12.99

$7.19 KYD 5.90

$26.41 KYD 21.66

Beef Round Steak (1kg)

$16.30 KYD 13.37

$9.50 KYD 7.79

$18.32 KYD 15.02

Apples (1kg)

$10.46 KYD 8.58

$6.05 KYD 4.96

$15.85 KYD 13.00

Banana (1kg)

$4.55 KYD 3.73

$2.42 KYD 1.98

$6.65 KYD 5.45

Oranges (1kg)

$7.82 KYD 6.41

$5.31 KYD 4.36

$13.26 KYD 10.87

Tomato (1kg)

$7.78 KYD 6.38

$3.68 KYD 3.02

$10.78 KYD 8.84

Potato (1kg)

$5.30 KYD 4.35

$2.41 KYD 1.97

$7.94 KYD 6.51

Onion (1kg)

$5.41 KYD 4.44

$3.52 KYD 2.89

$7.76 KYD 6.37

Lettuce (1 head)

$6.37 KYD 5.22

$2.45 KYD 2.01

$12.23 KYD 10.03

Water (1.5 liter bottle)

$2.92 KYD 2.39

$2.38 KYD 1.95

$3.56 KYD 2.92

Cigarettes 20 Pack (Marlboro, Camel)

$14.42 KYD 11.82

$12.01 KYD 9.85

$26.43 KYD 21.67

Wine (Bottle)

$25.05 KYD 20.54

$17.89 KYD 14.67

$29.82 KYD 24.45

Local Beer (0.5 liter bottle)

$4.03 KYD 3.30

$1.81 KYD 1.49

$5.19 KYD 4.26

Imported Beer (0.33 liter bottle)

$5.18 KYD 4.25

$3.52 KYD 2.89

$7.04 KYD 5.78

One-way Ticket (Public Transport)

$2.39 KYD 1.96

$3.58 KYD 2.94

Public Transport Monthly Pass (Regular Price)

$30.50 KYD 25.01

$18.30 KYD 15.01

$42.69 KYD 35.01

Taxi Start (Normal Tariff)

$18.37 KYD 15.06

$12.24 KYD 10.04

$42.85 KYD 35.14

Taxi (Normal Tariff) (1km)

$4.89 KYD 4.01

$3.82 KYD 3.13

$5.97 KYD 4.89

Taxi 1hour Waiting (Normal Tariff)

$60.6 KYD 49.65

$30.27 KYD 24.82

$90.8 KYD 74.5

Gasoline (1 liter)

$1.76 KYD 1.44

$1.68 KYD 1.38

$1.95 KYD 1.60

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.3K KYD 32.2K

$36.3K KYD 29.8K

$42.3K KYD 34.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.7K KYD 27.6K

$32.0K KYD 26.2K

$35.5K KYD 29.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$398 KYD 326

$355 KYD 291

$457 KYD 375

SIM Card Monthly Plan (Calls and 10GB+ Data)

$97.7 KYD 80.1

$84.5 KYD 69.3

$181 KYD 149

Internet (50+ Mbps, Unlimited Data)

$109 KYD 89.0

$94.7 KYD 77.7

$142 KYD 117

Gym Membership (Monthly)

$105 KYD 86.0

$71.5 KYD 58.6

$143 KYD 117

Tennis Court (1 Hour on Weekend)

$40.53 KYD 33.24

$30.16 KYD 24.73

$60.3 KYD 49.46

Cinema Ticket

$17.74 KYD 14.55

$29.56 KYD 24.24

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,747 KYD 1,433

$1,699 KYD 1,393

$2,109 KYD 1,729

International Primary School, 1 Child (Yearly)

$25.0K KYD 20.5K

$16.9K KYD 13.9K

$36.6K KYD 30.0K

Jeans (Levis 501 Or Similar)

$91.8 KYD 75.2

$61.2 KYD 50.2

$122 KYD 100

Summer Dress (H&M, Zara, etc)

$71.9 KYD 59.0

$48.97 KYD 40.16

$97.9 KYD 80.3

Sport Shoes (Adidas, Nike)

$150 KYD 123

$60.5 KYD 49.58

$193 KYD 159

Men's Leather Business Shoes

$149 KYD 122

$97.3 KYD 79.8

$365 KYD 299

1-bedroom Apartment, City Center (Monthly)

$2,839 KYD 2,328

$2,426 KYD 1,989

$3,639 KYD 2,984

1-bedroom Apartment, Outside City Center (Monthly)

$2,527 KYD 2,072

$1,831 KYD 1,501

$3,052 KYD 2,502

3-bedroom Apartment, City Center (Monthly)

$5,662 KYD 4,643

$4,992 KYD 4,094

$6,088 KYD 4,992

3-bedroom Apartment, Outside City Center (Monthly)

$4,683 KYD 3,840

$4,268 KYD 3,500

$6,707 KYD 5,500

Buy Apartment in City Center (m2)

$8,623 KYD 7,071

$3,533 KYD 2,897

$12.7K KYD 10.4K

Buy Apartment Outside City Center (m2)

$2,256 KYD 1,850

$683 KYD 560

$3,698 KYD 3,032

Average Monthly Net Salary (After Tax)

$7,737 KYD 6,344

20-Year Fixed Mortgage Interest Rate (Annual %)

8.25

3.75

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: May 30, 2026

Cost Breakdown

Expect to pay about $2,839 for a central one-bedroom, or $2,527 outside the center. At 37% of the average salary ($7,737), housing is the biggest financial pressure.

Average take-home pay sits at $7,737, while typical expenses reach $4,602. This leaves solid room for saving and lifestyle spending.

Expect to spend about $628 monthly on groceries. Dining out at a mid-range restaurant costs roughly $144 for two.

Public transport is priced at around $30.50 per month.

Cost Highlights

George Town has the 10th most expensive eggs worldwide

Overall monthly cost (including rent) is among the 20 most expensive worldwide (out of 7,746 cities)

Family monthly cost (including rent) is among the 20 most expensive worldwide (out of 7,748 cities)

George Town Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

Cost of Living in George Town - Frequently Asked Questions

George Town offers a polished, compact base with reliable services, English-friendly infrastructure, and easy access to offshore work. The Cost of Living in George Town, Cayman Islands is elevated relative to many Caribbean hubs, reflecting import costs, a high level of service, and a resilient financial sector. For value, consider longer leases in calmer residential areas a short ride from town, or choosing smaller apartments with good transit links. Dining out and groceries can be pricey, so cooking at home and shopping at local markets helps. For work setups, reliable internet and accessible coworking spaces make daily routines efficient. Tip: Plan your housing first and test the neighborhood before committing.

Expect a straightforward housing hunt with local agents and standard leases, from waterfront condos to townhouses and compact apartments. George Town, Cayman Islands living cost is shaped by area and proximity to the water and business districts. Shopping blends supermarkets, farmers markets, and specialty shops, with many imported items priced higher; cooking at home can help, while occasional dining out offers a range of options. Transport is built around a car, scooter, or reliable taxi network; walking is feasible in core areas, but errands often benefit from having a small vehicle. Co-working spaces and signal-strong cafes support remote work. Tip: Plan your week around the delivery windows and seasonal flows.

Quality of life in George Town hinges on choosing the right neighborhood, keeping budgeting simple, and staying adaptable to tropical seasons. Use a practical framework that prioritizes essentials, then discretionary spending, with a small buffer for health and travel needs. Seasonal rhythms matter: crowds and service hours shift with tourism, while weather patterns influence outdoor activities and errands. Waterfront and town-adjacent enclaves tend to be lively but pricier, inland pockets quieter and more affordable. Test a couple of areas with short stays, then decide. Tip: Track your monthly expenses with a simple notebook or app to spot trends and adjust.

All in, George Town runs about $4,602 monthly with rent, or $1,629 without it. These numbers assume a moderate lifestyle – comfortable but not lavish. Choosing a cheaper neighborhood and cooking at home are the easiest ways to spend less.

As of 2026, monthly living costs in George Town come to around $4,602 including rent, or roughly $1,629 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.

At $7,737 take-home, most residents in George Town can cover the $4,602 monthly cost of living. Those earning $6,903 or more have room to save; below-average earners will find things noticeably tighter.

Where you live in George Town makes all the difference. Central one-bedrooms cost about $2,839; commute-friendly outer districts come in around $2,527. Overall, the market runs from $2,527 to $2,839 depending on size, location, and apartment condition.

A monthly transit pass in George Town runs about $30.50, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.

A single person's grocery bill in George Town runs about $628 monthly, which is above average. Everything from dairy and meat to fresh produce costs more here, reflecting the city's overall high price level.

At $4,602 in typical monthly expenses, a $5,000 budget barely covers George Town. You'd need a shared flat in an outer area, home-cooked meals, and serious discipline with discretionary spending to make it work.

Retirees thrive in George Town – living costs average around $4,602 monthly, healthcare is affordable and accessible, and the overall vibe supports a fulfilling, low-stress retirement.