Last update: Oct 2026

Cost of Living Comparison Between Hamilton and Chiang Mai

For one person, living is cheaper in Chiang Mai: $925 a month against $5,122 in Hamilton, rent and utilities included – about $50,400 less a year. Rent and utilities account for most of the difference.

248

Cost of Living Index in Hamilton
Learn more

Hamilton Living Index
45

Cost of Living Index in Chiang Mai
Learn more

Chiang Mai Living Index

Jump to prices

Hamilton

🇧🇲 Bermuda

$5,122

/mo nomad

Chiang Mai

🇹🇭 Thailand

$925

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamilton and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamilton and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $5,122 per month in Hamilton vs $925 in Chiang Mai, rent included.

Hamilton $5,122
Chiang Mai $925

A couple spends around $9,182 per month in Hamilton vs $1,414 in Chiang Mai, rent included.

Hamilton $9,182
Chiang Mai $1,414

A family of three spends $13.2K per month in Hamilton vs $1,903 in Chiang Mai, rent included.

Hamilton $13.2K
Chiang Mai $1,903

Hamilton costs about 454% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Hamilton sits 278% above the global median, while Chiang Mai is 32% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$50.5 BMD 50.5

$2.29 ฿76.5

2106.99%

Three-Course Dinner for Two, Mid-Range

$152 BMD 152

$19.64 ฿656

674.19%

Fast Food Meal (McDonalds, etc)

$17.19 BMD 17.19

$5.61 ฿188

206.42%

Cappuccino

$6.27 BMD 6.27

$1.66 ฿55.6

277.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.96 BMD 2.96

$0.70 ฿23.40

322.86%

Water (0.33 liter bottle)

$3.19 BMD 3.19

$0.31 ฿10.24

929.03%

Local Beer (0.5 liter draught)

$7.47 BMD 7.47

$2.41 ฿80.4

209.96%

Imported Beer (0.33 liter bottle)

$9.07 BMD 9.07

$3.71 ฿124

144.47%

Milk (1 liter)

$4.86 BMD 4.86

$1.95 ฿65.3

149.23%

White Bread (500g)

$7.83 BMD 7.83

$1.41 ฿47.03

455.32%

Rice (white) (1kg)

$5.64 BMD 5.64

$1.31 ฿43.62

330.53%

Eggs

$6.98 BMD 6.98

$2.18 ฿72.9

220.18%

Local Cheese (1kg)

$23.71 BMD 23.71

$16.65 ฿556

42.40%

Chicken Fillets (1kg)

$20.96 BMD 20.96

$2.76 ฿92.2

659.42%

Beef Round Steak (1kg)

$19.65 BMD 19.65

$9.11 ฿304

115.70%

Apples (1kg)

$9.25 BMD 9.25

$2.39 ฿80.0

287.03%

Banana (1kg)

$6.76 BMD 6.76

$1.03 ฿34.26

556.31%

Oranges (1kg)

$7.26 BMD 7.26

$1.63 ฿54.4

345.40%

Tomato (1kg)

$8.50 BMD 8.50

$1.50 ฿50.0

466.67%

Potato (1kg)

$5.56 BMD 5.56

$1.29 ฿43.13

331.01%

Onion (1kg)

$4.20 BMD 4.20

$1.11 ฿37.03

278.38%

Lettuce (1 head)

$6.21 BMD 6.21

$0.72 ฿24.08

762.50%

Water (1.5 liter bottle)

$3.56 BMD 3.56

$0.53 ฿17.59

571.70%

Cigarettes 20 Pack (Marlboro, Camel)

$17.73 BMD 17.73

$4.31 ฿144

311.37%

Wine (Bottle)

$23.73 BMD 23.73

$17.95 ฿600

32.20%

Local Beer (0.5 liter bottle)

$5.24 BMD 5.24

$1.58 ฿52.9

231.65%

Imported Beer (0.33 liter bottle)

$4.09 BMD 4.09

$2.84 ฿95.0

44.01%

One-way Ticket (Public Transport)

$4.97 BMD 4.97

$0.86 ฿28.86

477.91%

Public Transport Monthly Pass (Regular Price)

$68.3 BMD 68.3

$53.3 ฿1,780

28.15%

Taxi Start (Normal Tariff)

$6.43 BMD 6.43

$1.21 ฿40.29

431.40%

Taxi (Normal Tariff) (1km)

$3.02 BMD 3.02

$0.57 ฿18.99

429.82%

Taxi 1hour Waiting (Normal Tariff)

$70.5 BMD 70.5

$2.35 ฿78.6

2897.87%

Gasoline (1 liter)

$2.45 BMD 2.45

$1.44 ฿47.96

70.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K BMD 38.2K

$20.7K ฿692.8K

84.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.5K BMD 43.5K

$26.8K ฿895.7K

62.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$294 BMD 294

$62.3 ฿2,083

370.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$150 BMD 150

$12.11 ฿405

1137.32%

Internet (50+ Mbps, Unlimited Data)

$159 BMD 159

$19.94 ฿666

698.80%

Gym Membership (Monthly)

$187 BMD 187

$37.07 ฿1,239

403.59%

Tennis Court (1 Hour on Weekend)

$15.21 BMD 15.21

$3.78 ฿126

302.38%

Cinema Ticket

$13.25 BMD 13.25

$6.50 ฿217

103.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,298 BMD 1,298

$793 ฿26.5K

63.71%

International Primary School, 1 Child (Yearly)

$25.0K BMD 25.0K

$14.8K ฿494.9K

68.94%

Jeans (Levis 501 Or Similar)

$89.1 BMD 89.1

$53.7 ฿1,796

65.80%

Summer Dress (H&M, Zara, etc)

$70.5 BMD 70.5

$24.62 ฿823

186.23%

Sport Shoes (Adidas, Nike)

$142 BMD 142

$90.9 ฿3,036

55.80%

Men's Leather Business Shoes

$127 BMD 127

$71.1 ฿2,378

78.68%

1-bedroom Apartment, City Center (Monthly)

$3,934 BMD 3,934

$455 ฿15.2K

763.82%

1-bedroom Apartment, Outside City Center (Monthly)

$2,647 BMD 2,647

$298 ฿9,954

788.88%

3-bedroom Apartment, City Center (Monthly)

$8,541 BMD 8,541

$908 ฿30.4K

840.37%

3-bedroom Apartment, Outside City Center (Monthly)

$7,648 BMD 7,648

$554 ฿18.5K

1281.04%

Buy Apartment in City Center (m2)

$14.9K BMD 14.9K

$1,931 ฿64.5K

671.54%

Buy Apartment Outside City Center (m2)

$8,868 BMD 8,868

$1,445 ฿48.3K

513.88%

Average Monthly Net Salary (After Tax)

$6,431 BMD 6,431

$591 ฿19.7K

988.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

5.57

54.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: October 18, 2026

Last update for Chiang Mai: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamilton

$2.6K 51.7%

Chiang Mai

$298 32.2% 88.7% $2.3K

Groceries & Markets

Hamilton

$745 14.6%

Chiang Mai

$235 25.5% 68.4% $510

Eating Out

Hamilton

$611 11.9%

Chiang Mai

$79 8.5% 87.1% $533

Monthly Utilities & Internet

Hamilton

$603 11.8%

Chiang Mai

$94 10.2% 84.3% $508

Sport & Entertainment

Hamilton

$213 4.2%

Chiang Mai

$50 5.4% 76.5% $163

Clothing & Footwear

Hamilton

$193 3.8%

Chiang Mai

$108 11.7% 43.9% $85

Getting Around

Hamilton

$110 2.1%

Chiang Mai

$61 6.6% 44.6% $49

Cost Breakdown

A central one-bedroom costs $3,934 in Hamilton versus $455 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 988% higher in Hamilton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $152 in Hamilton versus $20.00 in Chiang Mai. Monthly groceries follow the same trend: $745 vs $235 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇧🇲 Hamilton

🇹🇭 Chiang Mai

🕒 Local time

22:08 10:08 PM

08:08 8:08 AM

10 h ahead of Hamilton

🌤 Weather

👥 Population

10,000 Capital

127,240

💱 Currency

Bermudian Dollar BMD $

Thai Baht THB ฿

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.89 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of October 25, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.89 EUR).

Thai Baht exchange rates as of October 25, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

USD to BMD in detail →

On the map

Lowest

Highest

Between locations

Hamilton Chiang Mai 14,080 km ≈ 18 h nonstop flight

From you

Hamilton
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Chiang Mai: Cost of Living - Frequently Asked Questions

Hamilton costs about 454% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,683 per month in Hamilton and $1,388 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,298 per month in Hamilton and $793 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 216% more in Hamilton, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $925, than in Hamilton at $5,122. In Chiang Mai it covers expenses comfortably, while in Hamilton it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $925 versus $5,122 in Hamilton. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.