Cost of Living in Hamilton - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $2,027 (excluding rent), and $4,675 including rent.

Family of 3: Estimated monthly costs are $5,930 (excluding rent), and $13.3K including rent.

Meal at Budget Restaurant

$61.1 BMD 61.1

$30.55 BMD 30.55

$102 BMD 102

Three-Course Dinner for Two, Mid-Range

$181 BMD 181

$126 BMD 126

$201 BMD 201

Fast Food Meal (McDonalds, etc)

$14.96 BMD 14.96

$11.96 BMD 11.96

$16.95 BMD 16.95

Cappuccino

$6.25 BMD 6.25

$4.80 BMD 4.80

$9.70 BMD 9.70

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.48 BMD 3.48

$3.05 BMD 3.05

$4.07 BMD 4.07

Water (0.33 liter bottle)

$2.90 BMD 2.90

$2.48 BMD 2.48

$3.97 BMD 3.97

Local Beer (0.5 liter draught)

$10.10 BMD 10.10

$8.08 BMD 8.08

$10.10 BMD 10.10

Imported Beer (0.33 liter bottle)

$8.64 BMD 8.64

$8.13 BMD 8.13

$11.18 BMD 11.18

Milk (1 liter)

$4.34 BMD 4.34

$1.81 BMD 1.81

$5.49 BMD 5.49

White Bread (500g)

$8.52 BMD 8.52

$6.04 BMD 6.04

$10.74 BMD 10.74

Rice (white) (1kg)

$5.53 BMD 5.53

$3.44 BMD 3.44

$8.61 BMD 8.61

Eggs

$7.31 BMD 7.31

$5.24 BMD 5.24

$12.98 BMD 12.98

Local Cheese (1kg)

$11.72 BMD 11.72

$7.05 BMD 7.05

$26.65 BMD 26.65

Chicken Fillets (1kg)

$24.82 BMD 24.82

$14.18 BMD 14.18

$50.7 BMD 50.7

Beef Round Steak (1kg)

$31.65 BMD 31.65

$12.98 BMD 12.98

$73.6 BMD 73.6

Apples (1kg)

$10.35 BMD 10.35

$5.02 BMD 5.02

$19.97 BMD 19.97

Banana (1kg)

$6.27 BMD 6.27

$4.94 BMD 4.94

$6.95 BMD 6.95

Oranges (1kg)

$12.65 BMD 12.65

$6.94 BMD 6.94

$17.85 BMD 17.85

Tomato (1kg)

$11.38 BMD 11.38

$4.02 BMD 4.02

$18.09 BMD 18.09

Potato (1kg)

$8.29 BMD 8.29

$6.96 BMD 6.96

$9.95 BMD 9.95

Onion (1kg)

$5.22 BMD 5.22

$3.09 BMD 3.09

$8.24 BMD 8.24

Lettuce (1 head)

$5.92 BMD 5.92

$3.94 BMD 3.94

$7.88 BMD 7.88

Water (1.5 liter bottle)

$3.29 BMD 3.29

$2.03 BMD 2.03

$4.06 BMD 4.06

Cigarettes 20 Pack (Marlboro, Camel)

$17.91 BMD 17.91

$14.23 BMD 14.23

$20.33 BMD 20.33

Wine (Bottle)

$25.25 BMD 25.25

$20.20 BMD 20.20

$35.35 BMD 35.35

Local Beer (0.5 liter bottle)

$5.48 BMD 5.48

$4.66 BMD 4.66

$6.21 BMD 6.21

Imported Beer (0.33 liter bottle)

$4.57 BMD 4.57

$2.03 BMD 2.03

$10.16 BMD 10.16

One-way Ticket (Public Transport)

$4.67 BMD 4.67

$3.93 BMD 3.93

$4.92 BMD 4.92

Public Transport Monthly Pass (Regular Price)

$68.9 BMD 68.9

Taxi Start (Normal Tariff)

$6.18 BMD 6.18

$5.88 BMD 5.88

$6.45 BMD 6.45

Taxi (Normal Tariff) (1km)

$3.47 BMD 3.47

$2.22 BMD 2.22

$5.62 BMD 5.62

Taxi 1hour Waiting (Normal Tariff)

$53.4 BMD 53.4

$37.45 BMD 37.45

$69.4 BMD 69.4

Gasoline (1 liter)

$2.27 BMD 2.27

$2.14 BMD 2.14

$2.28 BMD 2.28

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.8K BMD 34.8K

$29.8K BMD 29.8K

$37.8K BMD 37.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.5K BMD 38.5K

$34.5K BMD 34.5K

$39.5K BMD 39.5K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$237 BMD 237

$193 BMD 193

$404 BMD 404

SIM Card Monthly Plan (Calls and 10GB+ Data)

$118 BMD 118

$98.0 BMD 98.0

$173 BMD 173

Internet (50+ Mbps, Unlimited Data)

$157 BMD 157

$131 BMD 131

$197 BMD 197

Gym Membership (Monthly)

$185 BMD 185

$123 BMD 123

$296 BMD 296

Tennis Court (1 Hour on Weekend)

$31.95 BMD 31.95

$14.75 BMD 14.75

$49.15 BMD 49.15

Cinema Ticket

$13.72 BMD 13.72

$12.20 BMD 12.20

$15.25 BMD 15.25

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,340 BMD 1,340

$1,218 BMD 1,218

$2,369 BMD 2,369

International Primary School, 1 Child (Yearly)

$24.6K BMD 24.6K

$23.1K BMD 23.1K

$25.1K BMD 25.1K

Jeans (Levis 501 Or Similar)

$79.7 BMD 79.7

$39.86 BMD 39.86

$149 BMD 149

Summer Dress (H&M, Zara, etc)

$60.2 BMD 60.2

$40.14 BMD 40.14

$100 BMD 100

Sport Shoes (Adidas, Nike)

$135 BMD 135

$119 BMD 119

$154 BMD 154

Men's Leather Business Shoes

$127 BMD 127

$99.6 BMD 99.6

$149 BMD 149

1-bedroom Apartment, City Center (Monthly)

$3,389 BMD 3,389

$2,492 BMD 2,492

$4,485 BMD 4,485

1-bedroom Apartment, Outside City Center (Monthly)

$2,238 BMD 2,238

$2,001 BMD 2,001

$2,501 BMD 2,501

3-bedroom Apartment, City Center (Monthly)

$8,816 BMD 8,816

$7,121 BMD 7,121

$10.2K BMD 10.2K

3-bedroom Apartment, Outside City Center (Monthly)

$7,503 BMD 7,503

$5,002 BMD 5,002

$9,504 BMD 9,504

Buy Apartment in City Center (m2)

$14.4K BMD 14.4K

$13.7K BMD 13.7K

$15.0K BMD 15.0K

Buy Apartment Outside City Center (m2)

$9,065 BMD 9,065

$7,877 BMD 7,877

$10.3K BMD 10.3K

Average Monthly Net Salary (After Tax)

$6,568 BMD 6,568

20-Year Fixed Mortgage Interest Rate (Annual %)

7.22

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: April 13, 2026

Hamilton Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

Cost of Living in Hamilton - Frequently Asked Questions

Affordability depends on your lifestyle and expectations. For some, Bermuda's polished infrastructure means you pay a premium for everyday essentials, yet you can tailor your costs by choosing suburbs, shared housing, and local groceries over import-driven options. Cost of Living in Hamilton, Bermuda often feels highest near the core of the island, while older neighborhoods and commuter-friendly areas offer more balance. If you plan to work remotely, you can optimize by timing stays with shoulder seasons and negotiating longer-term arrangements. Tip: explore neighborhoods, compare options, and build a flexible budget.

In day-to-day life, you’ll adjust by choosing housing type and location that suits your work rhythm. Look for apartments near Hamilton's waterfront or in quieter Paget or Devonshire pockets for value. Food runs from small markets to international grocers; cooking at home often keeps costs predictable, while dining out provides seasonal, quality options. For transport, reliable bus routes, a sea ferry service, and local taxis cover most needs, with bikes and walking practical for closer stays. Co-working spaces with high-speed Wi‑Fi can anchor remote days. Hamilton, Bermuda living cost awareness helps you target neighborhoods that balance commute, access, and comfort. Tip: map your daily routes before you commit to a lease.

Quality of life hinges on a simple budgeting framework: separate fixed housing costs, flexible daily spend, and occasional backups for travel or recreation. In Bermuda, sea breezes and outdoor living shape your routines across seasons – warmer months invite beach days and more outdoor dining, cooler months favor indoor markets and cultural events. To find a neighborhood that fits you, try Hamilton core for walkability and services, Paget for quieter streets, or Devonshire for more space. Save by cooking at home when you can, buying in-season produce, and choosing shorter outings over long commutes. Tip: set a monthly envelope for discretionary spending and track it against your typical week.