Last update: Nov 2026

Cost of Living Comparison Between Hamilton, Bermuda and Santiago

For one person, living is cheaper in Santiago: $1,144 a month against $5,121 in Hamilton, rent and utilities included – about $47,700 less a year. Rent and utilities account for most of the difference.

243

Cost of Living Index in Hamilton
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Hamilton Living Index
55

Cost of Living Index in Santiago
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Santiago Living Index

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Hamilton

🇧🇲 Bermuda

$5,121

/mo nomad

Santiago

🇨🇱 Chile

$1,144

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamilton and in Santiago

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamilton and in Santiago actually costs, broken down by who's living it.

A single person spends $5,121 per month in Hamilton vs $1,144 in Santiago, rent included.

Hamilton $5,121
Santiago $1,144

A couple spends around $9,095 per month in Hamilton vs $1,851 in Santiago, rent included.

Hamilton $9,095
Santiago $1,851

A family of three spends $13.1K per month in Hamilton vs $2,558 in Santiago, rent included.

Hamilton $13.1K
Santiago $2,558

Hamilton costs about 348% more than Santiago, and outside of rent the biggest gap is in groceries.

Hamilton sits 279% above the global median, while Santiago is 15% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$42.66 BMD 42.66

$10.15 CLP 9,923

320.30%

Three-Course Dinner for Two, Mid-Range

$175 BMD 175

$51.7 CLP 50.5K

238.35%

Fast Food Meal (McDonalds, etc)

$18.14 BMD 18.14

$8.93 CLP 8,731

103.14%

Cappuccino

$6.18 BMD 6.18

$3.19 CLP 3,124

93.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 BMD 3.07

$1.66 CLP 1,622

84.94%

Water (0.33 liter bottle)

$3.08 BMD 3.08

$1.27 CLP 1,240

142.52%

Local Beer (0.5 liter draught)

$7.65 BMD 7.65

$3.98 CLP 3,895

92.21%

Imported Beer (0.33 liter bottle)

$9.01 BMD 9.01

$4.69 CLP 4,590

92.11%

Milk (1 liter)

$4.95 BMD 4.95

$1.27 CLP 1,241

289.76%

White Bread (500g)

$8.20 BMD 8.20

$1.85 CLP 1,813

343.24%

Rice (white) (1kg)

$5.69 BMD 5.69

$1.66 CLP 1,623

242.77%

Eggs

$7.28 BMD 7.28

$4.19 CLP 4,097

73.75%

Local Cheese (1kg)

$23.87 BMD 23.87

$11.13 CLP 10.9K

114.47%

Chicken Fillets (1kg)

$21.25 BMD 21.25

$6.96 CLP 6,809

205.32%

Beef Round Steak (1kg)

$19.91 BMD 19.91

$10.68 CLP 10.4K

86.42%

Apples (1kg)

$9.26 BMD 9.26

$2.00 CLP 1,958

363.00%

Banana (1kg)

$6.73 BMD 6.73

$1.56 CLP 1,523

331.41%

Oranges (1kg)

$6.98 BMD 6.98

$1.63 CLP 1,597

328.22%

Tomato (1kg)

$8.44 BMD 8.44

$1.76 CLP 1,717

379.55%

Potato (1kg)

$5.58 BMD 5.58

$1.13 CLP 1,106

393.81%

Onion (1kg)

$4.12 BMD 4.12

$1.55 CLP 1,515

165.81%

Lettuce (1 head)

$6.31 BMD 6.31

$1.26 CLP 1,235

400.79%

Water (1.5 liter bottle)

$3.39 BMD 3.39

$1.08 CLP 1,057

213.89%

Cigarettes 20 Pack (Marlboro, Camel)

$17.71 BMD 17.71

$5.22 CLP 5,105

239.27%

Wine (Bottle)

$24.12 BMD 24.12

$5.87 CLP 5,736

310.90%

Local Beer (0.5 liter bottle)

$5.14 BMD 5.14

$1.48 CLP 1,451

247.30%

Imported Beer (0.33 liter bottle)

$4.15 BMD 4.15

$2.36 CLP 2,309

75.85%

One-way Ticket (Public Transport)

$4.96 BMD 4.96

$0.81 CLP 791

512.35%

Public Transport Monthly Pass (Regular Price)

$68.4 BMD 68.4

$41.61 CLP 40.7K

64.29%

Taxi Start (Normal Tariff)

$6.52 BMD 6.52

$0.39 CLP 382

1571.79%

Taxi (Normal Tariff) (1km)

$2.98 BMD 2.98

$0.87 CLP 847

242.53%

Taxi 1hour Waiting (Normal Tariff)

$70.7 BMD 70.7

$11.52 CLP 11.3K

513.45%

Gasoline (1 liter)

$2.38 BMD 2.38

$1.50 CLP 1,468

58.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.6K BMD 37.6K

$16.7K CLP 16.4M

124.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.1K BMD 42.1K

$25.5K CLP 24.9M

65.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$288 BMD 288

$148 CLP 144.8K

94.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$146 BMD 146

$12.00 CLP 11.7K

1116.33%

Internet (50+ Mbps, Unlimited Data)

$162 BMD 162

$18.81 CLP 18.4K

762.84%

Gym Membership (Monthly)

$187 BMD 187

$32.43 CLP 31.7K

476.97%

Tennis Court (1 Hour on Weekend)

$15.23 BMD 15.23

$11.82 CLP 11.6K

28.85%

Cinema Ticket

$13.55 BMD 13.55

$7.80 CLP 7,625

73.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,339 BMD 1,339

$449 CLP 438.7K

198.52%

International Primary School, 1 Child (Yearly)

$26.8K BMD 26.8K

$13.3K CLP 13.0M

100.61%

Jeans (Levis 501 Or Similar)

$89.4 BMD 89.4

$50.7 CLP 49.6K

76.33%

Summer Dress (H&M, Zara, etc)

$71.3 BMD 71.3

$28.88 CLP 28.2K

146.85%

Sport Shoes (Adidas, Nike)

$141 BMD 141

$65.5 CLP 64.1K

114.56%

Men's Leather Business Shoes

$128 BMD 128

$79.8 CLP 78.1K

60.43%

1-bedroom Apartment, City Center (Monthly)

$3,885 BMD 3,885

$522 CLP 510.6K

643.87%

1-bedroom Apartment, Outside City Center (Monthly)

$2,706 BMD 2,706

$341 CLP 333.5K

693.26%

3-bedroom Apartment, City Center (Monthly)

$8,523 BMD 8,523

$1,036 CLP 1.0M

722.77%

3-bedroom Apartment, Outside City Center (Monthly)

$7,491 BMD 7,491

$745 CLP 728.8K

904.99%

Buy Apartment in City Center (m2)

$14.8K BMD 14.8K

$2,890 CLP 2.8M

412.12%

Buy Apartment Outside City Center (m2)

$8,857 BMD 8,857

$2,597 CLP 2.5M

241.10%

Average Monthly Net Salary (After Tax)

$6,584 BMD 6,584

$826 CLP 807.9K

696.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

5.31

62.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: November 3, 2026

Last update for Santiago: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamilton

$2.7K 52.9%

Santiago

$341 29.8% 87.4% $2.4K

Groceries & Markets

Hamilton

$751 14.7%

Santiago

$238 20.8% 68.3% $513

Monthly Utilities & Internet

Hamilton

$596 11.6%

Santiago

$179 15.6% 70% $417

Eating Out

Hamilton

$551 10.8%

Santiago

$187 16.4% 66% $363

Sport & Entertainment

Hamilton

$214 4.2%

Santiago

$48 4.2% 77.6% $166

Clothing & Footwear

Hamilton

$193 3.8%

Santiago

$101 8.9% 47.6% $92

Getting Around

Hamilton

$110 2.1%

Santiago

$50 4.3% 54.8% $60

Cost Breakdown

A central one-bedroom costs $3,885 in Hamilton versus $522 in Santiago. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hamilton are about 8 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $175 in Hamilton versus $52 in Santiago. Monthly groceries follow the same trend: $751 vs $238 – making Santiago the more affordable choice for daily food spending.

Good to know

🇧🇲 Hamilton

🇨🇱 Santiago

🕒 Local time

01:16 1:16 AM

02:16 2:16 AM

1 h ahead of Hamilton

🌤 Weather

👥 Population

10,000 Capital

6,139,087 Capital

💱 Currency

Bermudian Dollar BMD $

Chilean Peso CLP $

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.891 EUR

10,000 CLP = 10.23 USD

10,000 CLP = 9.11 EUR

Exchange rates and currency converter

CLP, USD, EUR to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of November 6, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.891 EUR).

Chilean Peso exchange rates as of November 6, 2026: 1 USD = 978 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,098 CLP (10,000 CLP = 9.11 EUR).

USD to BMD in detail →

On the map

Lowest

Highest

Between locations

Hamilton Santiago 7,330 km ≈ 10 h nonstop flight

From you

Hamilton
Santiago

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Santiago: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $5,121 in Hamilton, $1,144 in Santiago – Santiago comes out roughly 78% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $7,681 per month in Hamilton and $1,716 in Santiago. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Santiago, especially for central apartments: a one-bedroom in the center costs $522 there versus $3,885 in Hamilton.

A mid-range dinner for two costs $175 in Hamilton and $52 in Santiago. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $5,121 in Hamilton and $1,144 in Santiago. That makes Santiago about 78% cheaper.

A $1,500 monthly budget goes further in Santiago, where all-in costs run around $1,144, than in Hamilton at $5,121. In Santiago it covers expenses comfortably, while in Hamilton it requires careful planning or may not stretch far enough.

Families tend to lean toward Santiago – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Santiago. If higher salaries or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.