Last update: Nov 2026

Cost of Living Comparison Between Santiago and Hamilton, Bermuda

For one person, living is cheaper in Santiago: $1,144 a month against $5,121 in Hamilton, rent and utilities included – about $47,700 less a year. Rent and utilities account for most of the difference.

55

Cost of Living Index in Santiago
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Santiago Living Index
243

Cost of Living Index in Hamilton
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Hamilton Living Index

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Santiago

🇨🇱 Chile

$1,144

/mo nomad

Hamilton

🇧🇲 Bermuda

$5,121

/mo nomad

Monthly Cost of Living

How much you'll spend in Santiago and in Hamilton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Santiago and in Hamilton actually costs, broken down by who's living it.

A single person spends $1,144 per month in Santiago vs $5,121 in Hamilton, rent included.

Santiago $1,144
Hamilton $5,121

A couple spends around $1,851 per month in Santiago vs $9,095 in Hamilton, rent included.

Santiago $1,851
Hamilton $9,095

A family of three spends $2,558 per month in Santiago vs $13.1K in Hamilton, rent included.

Santiago $2,558
Hamilton $13.1K

Santiago is about 78% cheaper than Hamilton, and outside of rent the biggest gap is in groceries.

Santiago sits 15% below the global median, while Hamilton is 279% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.15 CLP 9,923

$42.66 BMD 42.66

-76.21%

Three-Course Dinner for Two, Mid-Range

$51.7 CLP 50.5K

$175 BMD 175

-70.44%

Fast Food Meal (McDonalds, etc)

$8.93 CLP 8,731

$18.14 BMD 18.14

-50.77%

Cappuccino

$3.19 CLP 3,124

$6.18 BMD 6.18

-48.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.66 CLP 1,622

$3.07 BMD 3.07

-45.93%

Water (0.33 liter bottle)

$1.27 CLP 1,240

$3.08 BMD 3.08

-58.77%

Local Beer (0.5 liter draught)

$3.98 CLP 3,895

$7.65 BMD 7.65

-47.97%

Imported Beer (0.33 liter bottle)

$4.69 CLP 4,590

$9.01 BMD 9.01

-47.95%

Milk (1 liter)

$1.27 CLP 1,241

$4.95 BMD 4.95

-74.34%

White Bread (500g)

$1.85 CLP 1,813

$8.20 BMD 8.20

-77.44%

Rice (white) (1kg)

$1.66 CLP 1,623

$5.69 BMD 5.69

-70.83%

Eggs

$4.19 CLP 4,097

$7.28 BMD 7.28

-42.45%

Local Cheese (1kg)

$11.13 CLP 10.9K

$23.87 BMD 23.87

-53.37%

Chicken Fillets (1kg)

$6.96 CLP 6,809

$21.25 BMD 21.25

-67.25%

Beef Round Steak (1kg)

$10.68 CLP 10.4K

$19.91 BMD 19.91

-46.36%

Apples (1kg)

$2.00 CLP 1,958

$9.26 BMD 9.26

-78.40%

Banana (1kg)

$1.56 CLP 1,523

$6.73 BMD 6.73

-76.82%

Oranges (1kg)

$1.63 CLP 1,597

$6.98 BMD 6.98

-76.65%

Tomato (1kg)

$1.76 CLP 1,717

$8.44 BMD 8.44

-79.15%

Potato (1kg)

$1.13 CLP 1,106

$5.58 BMD 5.58

-79.75%

Onion (1kg)

$1.55 CLP 1,515

$4.12 BMD 4.12

-62.38%

Lettuce (1 head)

$1.26 CLP 1,235

$6.31 BMD 6.31

-80.03%

Water (1.5 liter bottle)

$1.08 CLP 1,057

$3.39 BMD 3.39

-68.14%

Cigarettes 20 Pack (Marlboro, Camel)

$5.22 CLP 5,105

$17.71 BMD 17.71

-70.53%

Wine (Bottle)

$5.87 CLP 5,736

$24.12 BMD 24.12

-75.66%

Local Beer (0.5 liter bottle)

$1.48 CLP 1,451

$5.14 BMD 5.14

-71.21%

Imported Beer (0.33 liter bottle)

$2.36 CLP 2,309

$4.15 BMD 4.15

-43.13%

One-way Ticket (Public Transport)

$0.81 CLP 791

$4.96 BMD 4.96

-83.67%

Public Transport Monthly Pass (Regular Price)

$41.61 CLP 40.7K

$68.4 BMD 68.4

-39.13%

Taxi Start (Normal Tariff)

$0.39 CLP 382

$6.52 BMD 6.52

-94.02%

Taxi (Normal Tariff) (1km)

$0.87 CLP 847

$2.98 BMD 2.98

-70.81%

Taxi 1hour Waiting (Normal Tariff)

$11.52 CLP 11.3K

$70.7 BMD 70.7

-83.70%

Gasoline (1 liter)

$1.50 CLP 1,468

$2.38 BMD 2.38

-36.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.7K CLP 16.4M

$37.6K BMD 37.6K

-55.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K CLP 24.9M

$42.1K BMD 42.1K

-39.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$148 CLP 144.8K

$288 BMD 288

-48.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.00 CLP 11.7K

$146 BMD 146

-91.78%

Internet (50+ Mbps, Unlimited Data)

$18.81 CLP 18.4K

$162 BMD 162

-88.41%

Gym Membership (Monthly)

$32.43 CLP 31.7K

$187 BMD 187

-82.67%

Tennis Court (1 Hour on Weekend)

$11.82 CLP 11.6K

$15.23 BMD 15.23

-22.39%

Cinema Ticket

$7.80 CLP 7,625

$13.55 BMD 13.55

-42.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$449 CLP 438.7K

$1,339 BMD 1,339

-66.50%

International Primary School, 1 Child (Yearly)

$13.3K CLP 13.0M

$26.8K BMD 26.8K

-50.15%

Jeans (Levis 501 Or Similar)

$50.7 CLP 49.6K

$89.4 BMD 89.4

-43.29%

Summer Dress (H&M, Zara, etc)

$28.88 CLP 28.2K

$71.3 BMD 71.3

-59.49%

Sport Shoes (Adidas, Nike)

$65.5 CLP 64.1K

$141 BMD 141

-53.39%

Men's Leather Business Shoes

$79.8 CLP 78.1K

$128 BMD 128

-37.67%

1-bedroom Apartment, City Center (Monthly)

$522 CLP 510.6K

$3,885 BMD 3,885

-86.56%

1-bedroom Apartment, Outside City Center (Monthly)

$341 CLP 333.5K

$2,706 BMD 2,706

-87.39%

3-bedroom Apartment, City Center (Monthly)

$1,036 CLP 1.0M

$8,523 BMD 8,523

-87.85%

3-bedroom Apartment, Outside City Center (Monthly)

$745 CLP 728.8K

$7,491 BMD 7,491

-90.05%

Buy Apartment in City Center (m2)

$2,890 CLP 2.8M

$14.8K BMD 14.8K

-80.47%

Buy Apartment Outside City Center (m2)

$2,597 CLP 2.5M

$8,857 BMD 8,857

-70.68%

Average Monthly Net Salary (After Tax)

$826 CLP 807.9K

$6,584 BMD 6,584

-87.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.31

8.63

-38.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santiago: November 2, 2026

Last update for Hamilton: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Santiago

$341 29.8%

Hamilton

$2.7K 52.9% 693% $2.4K

Groceries & Markets

Santiago

$238 20.8%

Hamilton

$751 14.7% 216% $513

Eating Out

Santiago

$187 16.4%

Hamilton

$551 10.8% 194% $363

Monthly Utilities & Internet

Santiago

$179 15.6%

Hamilton

$596 11.6% 233% $417

Clothing & Footwear

Santiago

$101 8.9%

Hamilton

$193 3.8% 90.9% $92

Getting Around

Santiago

$50 4.3%

Hamilton

$110 2.1% 121% $60

Sport & Entertainment

Santiago

$48 4.2%

Hamilton

$214 4.2% 346% $166

Cost Breakdown

A central one-bedroom costs $522 in Santiago versus $3,885 in Hamilton. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hamilton are about 8 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $52 in Santiago versus $175 in Hamilton. Monthly groceries follow the same trend: $238 vs $751 – making Santiago the more affordable choice for daily food spending.

Good to know

🇨🇱 Santiago

🇧🇲 Hamilton

🕒 Local time

23:18 11:18 PM

22:18 10:18 PM

1 h behind Santiago

🌤 Weather

👥 Population

6,139,087 Capital

10,000 Capital

💱 Currency

Chilean Peso CLP $

Bermudian Dollar BMD $

📈 Exchange rate

10,000 CLP = 10.23 USD

10,000 CLP = 9.11 EUR

1 BMD = 1 USD

1 BMD = 0.891 EUR

Exchange rates and currency converter

BMD, USD, EUR to CLP – Chilean Peso Converter

🇺🇸 United States Dollar ($)

🇨🇱 Chilean Peso ($)

Chilean Peso exchange rates as of November 6, 2026: 1 USD = 978 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,098 CLP (10,000 CLP = 9.11 EUR).

Bermudian Dollar exchange rates as of November 6, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.891 EUR).

USD to CLP in detail →

On the map

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Between locations

Santiago Hamilton 7,330 km ≈ 10 h nonstop flight

From you

Santiago
Hamilton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santiago vs Hamilton: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,144 in Santiago, $5,121 in Hamilton – Santiago comes out roughly 78% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,716 per month in Santiago and $7,681 in Hamilton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Santiago, especially for central apartments: a one-bedroom in the center costs $522 there versus $3,885 in Hamilton.

A mid-range dinner for two costs $52 in Santiago and $175 in Hamilton. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,144 in Santiago and $5,121 in Hamilton. That makes Santiago about 78% cheaper.

A $1,500 monthly budget goes further in Santiago, where all-in costs run around $1,144, than in Hamilton at $5,121. In Santiago it covers expenses comfortably, while in Hamilton it requires careful planning or may not stretch far enough.

Families tend to lean toward Santiago – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Santiago. If higher salaries or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.