Cost of Living Comparison Between Hamilton and Pembroke Cost of Living Comparison Between Hamilton and Pembroke

Monthly Cost of Living

A single person spends $4,857 per month in Hamilton vs $2,337 in Pembroke, rent included.

A couple spends around $9,118 per month in Hamilton vs $3,821 in Pembroke, rent included.

A family of three spends $13.4K per month in Hamilton vs $5,306 in Pembroke, rent included.

Hamilton costs about 108% more than Pembroke, driven mainly by Sport & Entertainment.

Both Hamilton and Pembroke sit above the global median – Hamilton by 252%, Pembroke by 69%.

Meal at Budget Restaurant

$50.1 BMD 50.1

$50.6 BMD 50.6

-0.93%

Three-Course Dinner for Two, Mid-Range

$151 BMD 151

$149 BMD 149

1.22%

Fast Food Meal (McDonalds, etc)

$16.91 BMD 16.91

$17.21 BMD 17.21

-1.74%

Cappuccino

$6.22 BMD 6.22

$4.61 BMD 4.61

34.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.11 BMD 3.11

$3.19 BMD 3.19

-2.51%

Water (0.33 liter bottle)

$3.08 BMD 3.08

$3.16 BMD 3.16

-2.53%

Local Beer (0.5 liter draught)

$7.47 BMD 7.47

$7.40 BMD 7.40

0.95%

Imported Beer (0.33 liter bottle)

$9.09 BMD 9.09

$9.26 BMD 9.26

-1.84%

Milk (1 liter)

$4.54 BMD 4.54

$4.51 BMD 4.51

0.67%

White Bread (500g)

$8.49 BMD 8.49

$8.52 BMD 8.52

-0.35%

Rice (white) (1kg)

$5.45 BMD 5.45

$5.67 BMD 5.67

-3.88%

Eggs

$7.60 BMD 7.60

$7.72 BMD 7.72

-1.55%

Local Cheese (1kg)

$18.75 BMD 18.75

$18.79 BMD 18.79

-0.21%

Chicken Fillets (1kg)

$23.05 BMD 23.05

$23.51 BMD 23.51

-1.96%

Beef Round Steak (1kg)

$27.43 BMD 27.43

$27.06 BMD 27.06

1.37%

Apples (1kg)

$12.87 BMD 12.87

$12.71 BMD 12.71

1.26%

Banana (1kg)

$6.57 BMD 6.57

$6.52 BMD 6.52

0.77%

Oranges (1kg)

$7.06 BMD 7.06

$6.98 BMD 6.98

1.15%

Tomato (1kg)

$3.96 BMD 3.96

$4.11 BMD 4.11

-3.65%

Potato (1kg)

$6.94 BMD 6.94

$6.95 BMD 6.95

-0.14%

Onion (1kg)

$3.09 BMD 3.09

$3.12 BMD 3.12

-0.96%

Lettuce (1 head)

$6.46 BMD 6.46

$6.58 BMD 6.58

-1.82%

Water (1.5 liter bottle)

$3.58 BMD 3.58

$3.69 BMD 3.69

-2.98%

Cigarettes 20 Pack (Marlboro, Camel)

$17.93 BMD 17.93

$17.83 BMD 17.83

0.56%

Wine (Bottle)

$24.64 BMD 24.64

$25.17 BMD 25.17

-2.11%

Local Beer (0.5 liter bottle)

$5.05 BMD 5.05

$5.32 BMD 5.32

-5.08%

Imported Beer (0.33 liter bottle)

$4.42 BMD 4.42

$4.63 BMD 4.63

-4.54%

One-way Ticket (Public Transport)

$4.96 BMD 4.96

Public Transport Monthly Pass (Regular Price)

$70.2 BMD 70.2

$133 BMD 133

-47.10%

Taxi Start (Normal Tariff)

$6.47 BMD 6.47

$6.37 BMD 6.37

1.57%

Taxi (Normal Tariff) (1km)

$2.96 BMD 2.96

$2.54 BMD 2.54

16.54%

Taxi 1hour Waiting (Normal Tariff)

$71.4 BMD 71.4

$69.0 BMD 69.0

3.38%

Gasoline (1 liter)

$2.42 BMD 2.42

$2.36 BMD 2.36

2.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.2K BMD 37.2K

$37.6K BMD 37.6K

-1.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.4K BMD 42.4K

$41.7K BMD 41.7K

1.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$252 BMD 252

$256 BMD 256

-1.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$150 BMD 150

$145 BMD 145

2.93%

Internet (50+ Mbps, Unlimited Data)

$164 BMD 164

$163 BMD 163

0.34%

Gym Membership (Monthly)

$185 BMD 185

$80.0 BMD 80.0

131.90%

Tennis Court (1 Hour on Weekend)

$14.90 BMD 14.90

Cinema Ticket

$13.59 BMD 13.59

$13.24 BMD 13.24

2.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,299 BMD 1,299

$1,306 BMD 1,306

-0.59%

International Primary School, 1 Child (Yearly)

$25.0K BMD 25.0K

$24.8K BMD 24.8K

0.82%

Jeans (Levis 501 Or Similar)

$90.6 BMD 90.6

$91.4 BMD 91.4

-0.80%

Summer Dress (H&M, Zara, etc)

$69.7 BMD 69.7

$69.0 BMD 69.0

1.09%

Sport Shoes (Adidas, Nike)

$143 BMD 143

0.47%

Men's Leather Business Shoes

$130 BMD 130

$129 BMD 129

0.57%

1-bedroom Apartment, City Center (Monthly)

$3,714 BMD 3,714

$3,823 BMD 3,823

-2.84%

1-bedroom Apartment, Outside City Center (Monthly)

$2,451 BMD 2,451

3-bedroom Apartment, City Center (Monthly)

$8,589 BMD 8,589

3-bedroom Apartment, Outside City Center (Monthly)

$7,834 BMD 7,834

Buy Apartment in City Center (m2)

$15.0K BMD 15.0K

Buy Apartment Outside City Center (m2)

$9,099 BMD 9,099

Average Monthly Net Salary (After Tax)

$6,749 BMD 6,749

$8,101 BMD 8,101

-16.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: September 7, 2026

Last update for Pembroke: September 6, 2026

Cost Breakdown

A central one-bedroom costs $3,714 in Hamilton versus $3,823 in Pembroke. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 20% higher in Pembroke, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $151 in Hamilton versus $149 in Pembroke. Groceries tell a different story – $767 in Hamilton vs $774 in Pembroke – so Hamilton wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Pembroke: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,857 in Hamilton, $2,337 in Pembroke – roughly 108% apart. Hamilton costs more across the board, with Sport & Entertainment showing the biggest gap.

For a comfortable life, plan on about $7,286 per month in Hamilton and $3,506 in Pembroke. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pembroke, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $151 in Hamilton and $149 in Pembroke. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $4,857 in Hamilton and $2,337 in Pembroke. The difference isn't just one category – it shows up across housing, food, transport, and services.

$2,000 is a stretch for both – monthly costs hit $4,857 in Hamilton and $2,337 in Pembroke. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Hamilton has an edge in some lifestyle areas, with costs from $2,337 in Pembroke to $4,857 in Hamilton. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Pembroke. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.