Cost of Living Comparison Between Hamilton and Pembroke Cost of Living Comparison Between Hamilton and Pembroke

Monthly Cost of Living

A single person spends $4,831 per month in Hamilton vs $2,356 in Pembroke, rent included.

A couple spends around $9,260 per month in Hamilton vs $3,897 in Pembroke, rent included.

A family of three spends $13.7K per month in Hamilton vs $5,439 in Pembroke, rent included.

Hamilton costs about 105% more than Pembroke, driven mainly by Sport & Entertainment.

Both Hamilton and Pembroke sit above the global median – Hamilton by 261%, Pembroke by 76%.

Meal at Budget Restaurant

$60.6 BMD 60.6

$60.1 BMD 60.1

0.93%

Three-Course Dinner for Two, Mid-Range

$177 BMD 177

$152 BMD 152

16.41%

Fast Food Meal (McDonalds, etc)

$14.87 BMD 14.87

$14.72 BMD 14.72

1.02%

Cappuccino

$6.46 BMD 6.46

$4.54 BMD 4.54

42.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.37 BMD 3.37

$3.51 BMD 3.51

-3.99%

Water (0.33 liter bottle)

$2.90 BMD 2.90

$2.97 BMD 2.97

-2.36%

Local Beer (0.5 liter draught)

$10.16 BMD 10.16

$8.22 BMD 8.22

23.60%

Imported Beer (0.33 liter bottle)

$8.44 BMD 8.44

$8.73 BMD 8.73

-3.32%

Milk (1 liter)

$4.38 BMD 4.38

$4.34 BMD 4.34

0.92%

White Bread (500g)

$8.71 BMD 8.71

$8.66 BMD 8.66

0.58%

Rice (white) (1kg)

$5.59 BMD 5.59

$5.61 BMD 5.61

-0.36%

Eggs

$7.75 BMD 7.75

$7.39 BMD 7.39

4.87%

Local Cheese (1kg)

$11.49 BMD 11.49

$11.75 BMD 11.75

-2.21%

Chicken Fillets (1kg)

$24.12 BMD 24.12

$24.61 BMD 24.61

-1.99%

Beef Round Steak (1kg)

$31.75 BMD 31.75

$32.66 BMD 32.66

-2.79%

Apples (1kg)

$10.16 BMD 10.16

$10.52 BMD 10.52

-3.42%

Banana (1kg)

$6.18 BMD 6.18

$6.32 BMD 6.32

-2.22%

Oranges (1kg)

$12.86 BMD 12.86

$12.69 BMD 12.69

1.34%

Tomato (1kg)

$11.27 BMD 11.27

$11.37 BMD 11.37

-0.88%

Potato (1kg)

$8.15 BMD 8.15

$8.44 BMD 8.44

-3.44%

Onion (1kg)

$4.96 BMD 4.96

$5.17 BMD 5.17

-4.06%

Lettuce (1 head)

$6.06 BMD 6.06

$5.87 BMD 5.87

3.24%

Water (1.5 liter bottle)

$3.21 BMD 3.21

$3.27 BMD 3.27

-1.83%

Cigarettes 20 Pack (Marlboro, Camel)

$17.58 BMD 17.58

$17.65 BMD 17.65

-0.40%

Wine (Bottle)

$24.56 BMD 24.56

$24.90 BMD 24.90

-1.37%

Local Beer (0.5 liter bottle)

$5.47 BMD 5.47

$5.33 BMD 5.33

2.63%

Imported Beer (0.33 liter bottle)

$4.43 BMD 4.43

$4.37 BMD 4.37

1.37%

One-way Ticket (Public Transport)

$4.81 BMD 4.81

$3.89 BMD 3.89

23.65%

Public Transport Monthly Pass (Regular Price)

$68.1 BMD 68.1

$69.0 BMD 69.0

-1.22%

Taxi Start (Normal Tariff)

$6.40 BMD 6.40

$6.13 BMD 6.13

4.40%

Taxi (Normal Tariff) (1km)

$3.44 BMD 3.44

Taxi 1hour Waiting (Normal Tariff)

$54.8 BMD 54.8

$53.2 BMD 53.2

2.99%

Gasoline (1 liter)

$2.36 BMD 2.36

$2.39 BMD 2.39

-1.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K BMD 35.0K

0.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K BMD 39.7K

$39.1K BMD 39.1K

1.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$234 BMD 234

$235 BMD 235

-0.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$117 BMD 117

0.51%

Internet (50+ Mbps, Unlimited Data)

$156 BMD 156

$159 BMD 159

-1.89%

Gym Membership (Monthly)

$191 BMD 191

$80.7 BMD 80.7

137.01%

Tennis Court (1 Hour on Weekend)

$32.31 BMD 32.31

Cinema Ticket

$13.73 BMD 13.73

$13.70 BMD 13.70

0.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,338 BMD 1,338

$1,333 BMD 1,333

0.35%

International Primary School, 1 Child (Yearly)

$24.5K BMD 24.5K

$24.0K BMD 24.0K

2.06%

Jeans (Levis 501 Or Similar)

$78.8 BMD 78.8

$80.6 BMD 80.6

-2.15%

Summer Dress (H&M, Zara, etc)

$60.9 BMD 60.9

$58.8 BMD 58.8

3.55%

Sport Shoes (Adidas, Nike)

$138 BMD 138

$136 BMD 136

1.63%

Men's Leather Business Shoes

$126 BMD 126

$128 BMD 128

-1.56%

1-bedroom Apartment, City Center (Monthly)

$3,342 BMD 3,342

$3,708 BMD 3,708

-9.88%

1-bedroom Apartment, Outside City Center (Monthly)

$2,198 BMD 2,198

3-bedroom Apartment, City Center (Monthly)

$8,541 BMD 8,541

3-bedroom Apartment, Outside City Center (Monthly)

$7,359 BMD 7,359

Buy Apartment in City Center (m2)

$15.1K BMD 15.1K

$5,624 BMD 5,624

167.61%

Buy Apartment Outside City Center (m2)

$9,439 BMD 9,439

Average Monthly Net Salary (After Tax)

$6,759 BMD 6,759

$7,856 BMD 7,856

-13.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.22

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: June 1, 2026

Last update for Pembroke: June 1, 2026

Cost Breakdown

A central one-bedroom costs $3,342 in Hamilton versus $3,708 in Pembroke. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 16% higher in Pembroke, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $177 in Hamilton versus $152 in Pembroke. Groceries tell a different story – $813 in Hamilton vs $820 in Pembroke – so Hamilton wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Pembroke: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,831 in Hamilton, $2,356 in Pembroke – roughly 105% apart. Hamilton costs more across the board, with Sport & Entertainment showing the biggest gap.

For a comfortable life, plan on about $7,247 per month in Hamilton and $3,533 in Pembroke. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pembroke, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $177 in Hamilton and $152 in Pembroke. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $4,831 in Hamilton and $2,356 in Pembroke. The difference isn't just one category – it shows up across housing, food, transport, and services.

$2,000 is a stretch for both – monthly costs hit $4,831 in Hamilton and $2,356 in Pembroke. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Hamilton has an edge in some lifestyle areas, with costs from $2,356 in Pembroke to $4,831 in Hamilton. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Pembroke. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.