Cost of Living in Pembroke - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $2,078 (excluding rent), and $2,323 including rent.
Family of 3: Estimated monthly costs are $4,500 (excluding rent), and $5,554 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$60.4 BMD 60.4
$30.20 BMD 30.20
$101 BMD 101
Three-Course Dinner for Two, Mid-Range
$149 BMD 149
$124 BMD 124
$199 BMD 199
Fast Food Meal (McDonalds, etc)
$15.03 BMD 15.03
$12.02 BMD 12.02
$17.03 BMD 17.03
Cappuccino
$4.44 BMD 4.44
$4.44 BMD 4.44
$9.87 BMD 9.87
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.45 BMD 3.45
$3.03 BMD 3.03
$4.04 BMD 4.04
Water (0.33 liter bottle)
$2.89 BMD 2.89
$2.47 BMD 2.47
$3.96 BMD 3.96
Local Beer (0.5 liter draught)
$8.14 BMD 8.14
$8.14 BMD 8.14
$10.17 BMD 10.17
Imported Beer (0.33 liter bottle)
$8.58 BMD 8.58
$8.08 BMD 8.08
$11.11 BMD 11.11
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$4.31 BMD 4.31
$1.81 BMD 1.81
$5.46 BMD 5.46
White Bread (500g)
$8.56 BMD 8.56
$6.07 BMD 6.07
$10.78 BMD 10.78
Rice (white) (1kg)
$5.52 BMD 5.52
$3.44 BMD 3.44
$8.60 BMD 8.60
Eggs
$7.47 BMD 7.47
$5.36 BMD 5.36
$13.28 BMD 13.28
Local Cheese (1kg)
$11.75 BMD 11.75
$7.07 BMD 7.07
$26.71 BMD 26.71
Chicken Fillets (1kg)
$24.52 BMD 24.52
$14.01 BMD 14.01
$50.0 BMD 50.0
Beef Round Steak (1kg)
$32.59 BMD 32.59
$13.37 BMD 13.37
$75.8 BMD 75.8
Apples (1kg)
$10.40 BMD 10.40
$5.04 BMD 5.04
$20.06 BMD 20.06
Banana (1kg)
$6.37 BMD 6.37
$5.01 BMD 5.01
$7.05 BMD 7.05
Oranges (1kg)
$12.59 BMD 12.59
$6.91 BMD 6.91
$17.77 BMD 17.77
Tomato (1kg)
$11.32 BMD 11.32
$4.00 BMD 4.00
$17.98 BMD 17.98
Potato (1kg)
$8.31 BMD 8.31
$6.98 BMD 6.98
$9.97 BMD 9.97
Onion (1kg)
$5.10 BMD 5.10
$3.01 BMD 3.01
$8.04 BMD 8.04
Lettuce (1 head)
$5.94 BMD 5.94
$3.95 BMD 3.95
$7.91 BMD 7.91
Water (1.5 liter bottle)
$3.30 BMD 3.30
$2.04 BMD 2.04
$4.08 BMD 4.08
Cigarettes 20 Pack (Marlboro, Camel)
$17.29 BMD 17.29
$13.74 BMD 13.74
$19.62 BMD 19.62
Wine (Bottle)
$25.46 BMD 25.46
$20.37 BMD 20.37
$35.64 BMD 35.64
Local Beer (0.5 liter bottle)
$5.33 BMD 5.33
$4.53 BMD 4.53
$6.03 BMD 6.03
Imported Beer (0.33 liter bottle)
$4.48 BMD 4.48
$1.99 BMD 1.99
$9.97 BMD 9.97
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$3.74 BMD 3.74
-
Public Transport Monthly Pass (Regular Price)
$69.1 BMD 69.1
-
Taxi Start (Normal Tariff)
$6.35 BMD 6.35
$6.05 BMD 6.05
$6.64 BMD 6.64
Taxi 1hour Waiting (Normal Tariff)
$54.3 BMD 54.3
$38.04 BMD 38.04
$70.5 BMD 70.5
Gasoline (1 liter)
$2.32 BMD 2.32
$2.18 BMD 2.18
$2.33 BMD 2.33
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.4K BMD 34.4K
$29.5K BMD 29.5K
$37.3K BMD 37.3K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.7K BMD 38.7K
$34.8K BMD 34.8K
$39.7K BMD 39.7K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$236 BMD 236
$193 BMD 193
$403 BMD 403
SIM Card Monthly Plan (Calls and 10GB+ Data)
$119 BMD 119
$99.0 BMD 99.0
$175 BMD 175
Internet (50+ Mbps, Unlimited Data)
$155 BMD 155
$129 BMD 129
$194 BMD 194
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$78.8 BMD 78.8
-
Cinema Ticket
$13.49 BMD 13.49
$11.99 BMD 11.99
$14.98 BMD 14.98
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,297 BMD 1,297
$1,179 BMD 1,179
$2,292 BMD 2,292
International Primary School, 1 Child (Yearly)
$24.4K BMD 24.4K
$22.9K BMD 22.9K
$24.9K BMD 24.9K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$80.0 BMD 80.0
$39.99 BMD 39.99
$150 BMD 150
Summer Dress (H&M, Zara, etc)
$59.1 BMD 59.1
$39.42 BMD 39.42
$98.6 BMD 98.6
Sport Shoes (Adidas, Nike)
$135 BMD 135
$119 BMD 119
$154 BMD 154
Men's Leather Business Shoes
$130 BMD 130
$102 BMD 102
$153 BMD 153
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$3,723 BMD 3,723
-
Buy Apartment in City Center (m2)
$5,741 BMD 5,741
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$7,901 BMD 7,901
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.22
5
10

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: April 13, 2026

Pembroke Median Internet Speeds (Updated April 2026)

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Mbps
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Latency
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Fixed Broadband

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The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
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Cost of Living in Pembroke - Frequently Asked Questions
How does Pembroke, Bermuda compare in value for a first-time stay or long-term work?
Pembroke sits in a high-cost region with reliable services and easy access to island amenities. For travelers, expats, and digital nomads, it often feels like good value for convenience rather than rock-bottom prices. The Cost of Living in Pembroke, Bermuda tends to be driven by service costs and import-heavy goods, with housing options that vary by neighborhood. You can still find balance by choosing smaller guesthouses or short-term rentals closer to central amenities and by using coworking spaces for workdays. Tip: set a monthly budget buffer and test a few neighborhoods before committing.
What does daily life look like in Pembroke, including housing search, food options, transport, and errands for a short or long stay?
Daily life here blends ease with careful planning. For housing, start your search near Hamilton for quick commutes or opt for quieter pockets around Pembroke proper if you prefer walks to the sea. Food choices range from local markets to international eateries, with seasonal produce visible in markets. Transport leans on efficient bus routes and occasional car sharing, while coastal paths invite easy strolls. Pembroke, Bermuda living cost shows in daily purchases, so prioritize staples and batch errands to save time and money. Tip: book flexi-term stays to test neighborhoods.
How can you maximize quality of life, budget effectively, and choose a neighborhood that fits work and leisure in Pembroke?
Quality of life here comes from a mix of outdoor access, grid-stable services, and a compact downtown feel. Build a budgeting framework by dividing expenses into housing, groceries, and discretionary fun, then adapt seasonally as demand shifts around holidays and peak events. Neighborhoods near the harbor or parks tend to be more walkable, while hillside zones offer quieter evenings and views. Practical savings come from shopping local, cooking at home, and leveraging community spaces for meetings. Tip: align your routine with off-peak times for transport and research coworking options that fit your workflow.

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