Cost of Living Comparison Between Pembroke and Hamilton Cost of Living Comparison Between Pembroke and Hamilton

Monthly Cost of Living

A single person spends $2,337 per month in Pembroke vs $4,857 in Hamilton, rent included.

A couple spends around $3,821 per month in Pembroke vs $9,118 in Hamilton, rent included.

A family of three spends $5,306 per month in Pembroke vs $13.4K in Hamilton, rent included.

Pembroke is about 52% cheaper than Hamilton, driven mainly by Sport & Entertainment.

Both Pembroke and Hamilton sit above the global median – Pembroke by 69%, Hamilton by 252%.

Meal at Budget Restaurant

$50.6 BMD 50.6

$50.1 BMD 50.1

0.94%

Three-Course Dinner for Two, Mid-Range

$149 BMD 149

$151 BMD 151

-1.21%

Fast Food Meal (McDonalds, etc)

$17.21 BMD 17.21

$16.91 BMD 16.91

1.77%

Cappuccino

$4.61 BMD 4.61

$6.22 BMD 6.22

-25.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.19 BMD 3.19

$3.11 BMD 3.11

2.57%

Water (0.33 liter bottle)

$3.16 BMD 3.16

$3.08 BMD 3.08

2.60%

Local Beer (0.5 liter draught)

$7.40 BMD 7.40

$7.47 BMD 7.47

-0.94%

Imported Beer (0.33 liter bottle)

$9.26 BMD 9.26

$9.09 BMD 9.09

1.87%

Milk (1 liter)

$4.51 BMD 4.51

$4.54 BMD 4.54

-0.66%

White Bread (500g)

$8.52 BMD 8.52

$8.49 BMD 8.49

0.35%

Rice (white) (1kg)

$5.67 BMD 5.67

$5.45 BMD 5.45

4.04%

Eggs

$7.72 BMD 7.72

$7.60 BMD 7.60

1.58%

Local Cheese (1kg)

$18.79 BMD 18.79

$18.75 BMD 18.75

0.21%

Chicken Fillets (1kg)

$23.51 BMD 23.51

$23.05 BMD 23.05

2.00%

Beef Round Steak (1kg)

$27.06 BMD 27.06

$27.43 BMD 27.43

-1.35%

Apples (1kg)

$12.71 BMD 12.71

$12.87 BMD 12.87

-1.24%

Banana (1kg)

$6.52 BMD 6.52

$6.57 BMD 6.57

-0.76%

Oranges (1kg)

$6.98 BMD 6.98

$7.06 BMD 7.06

-1.13%

Tomato (1kg)

$4.11 BMD 4.11

$3.96 BMD 3.96

3.79%

Potato (1kg)

$6.95 BMD 6.95

$6.94 BMD 6.94

0.14%

Onion (1kg)

$3.12 BMD 3.12

$3.09 BMD 3.09

0.97%

Lettuce (1 head)

$6.58 BMD 6.58

$6.46 BMD 6.46

1.86%

Water (1.5 liter bottle)

$3.69 BMD 3.69

$3.58 BMD 3.58

3.07%

Cigarettes 20 Pack (Marlboro, Camel)

$17.83 BMD 17.83

$17.93 BMD 17.93

-0.56%

Wine (Bottle)

$25.17 BMD 25.17

$24.64 BMD 24.64

2.15%

Local Beer (0.5 liter bottle)

$5.32 BMD 5.32

$5.05 BMD 5.05

5.35%

Imported Beer (0.33 liter bottle)

$4.63 BMD 4.63

$4.42 BMD 4.42

4.75%

One-way Ticket (Public Transport)

$4.96 BMD 4.96

Public Transport Monthly Pass (Regular Price)

$133 BMD 133

$70.2 BMD 70.2

89.03%

Taxi Start (Normal Tariff)

$6.37 BMD 6.37

$6.47 BMD 6.47

-1.55%

Taxi (Normal Tariff) (1km)

$2.54 BMD 2.54

$2.96 BMD 2.96

-14.19%

Taxi 1hour Waiting (Normal Tariff)

$69.0 BMD 69.0

$71.4 BMD 71.4

-3.27%

Gasoline (1 liter)

$2.36 BMD 2.36

$2.42 BMD 2.42

-2.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.6K BMD 37.6K

$37.2K BMD 37.2K

1.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.7K BMD 41.7K

$42.4K BMD 42.4K

-1.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$256 BMD 256

$252 BMD 252

1.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$145 BMD 145

$150 BMD 150

-2.85%

Internet (50+ Mbps, Unlimited Data)

$163 BMD 163

$164 BMD 164

-0.34%

Gym Membership (Monthly)

$80.0 BMD 80.0

$185 BMD 185

-56.88%

Tennis Court (1 Hour on Weekend)

$14.90 BMD 14.90

Cinema Ticket

$13.24 BMD 13.24

$13.59 BMD 13.59

-2.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,306 BMD 1,306

$1,299 BMD 1,299

0.59%

International Primary School, 1 Child (Yearly)

$24.8K BMD 24.8K

$25.0K BMD 25.0K

-0.82%

Jeans (Levis 501 Or Similar)

$91.4 BMD 91.4

$90.6 BMD 90.6

0.81%

Summer Dress (H&M, Zara, etc)

$69.0 BMD 69.0

$69.7 BMD 69.7

-1.08%

Sport Shoes (Adidas, Nike)

$143 BMD 143

-0.47%

Men's Leather Business Shoes

$129 BMD 129

$130 BMD 130

-0.56%

1-bedroom Apartment, City Center (Monthly)

$3,823 BMD 3,823

$3,714 BMD 3,714

2.92%

1-bedroom Apartment, Outside City Center (Monthly)

$2,451 BMD 2,451

3-bedroom Apartment, City Center (Monthly)

$8,589 BMD 8,589

3-bedroom Apartment, Outside City Center (Monthly)

$7,834 BMD 7,834

Buy Apartment in City Center (m2)

$15.0K BMD 15.0K

Buy Apartment Outside City Center (m2)

$9,099 BMD 9,099

Average Monthly Net Salary (After Tax)

$8,101 BMD 8,101

$6,749 BMD 6,749

20.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pembroke: September 6, 2026

Last update for Hamilton: September 7, 2026

Cost Breakdown

A central one-bedroom costs $3,823 in Pembroke versus $3,714 in Hamilton. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 20% higher in Pembroke, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $149 in Pembroke versus $151 in Hamilton. Groceries tell a different story – $774 in Pembroke vs $767 in Hamilton – so Hamilton wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pembroke vs Hamilton: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,337 in Pembroke, $4,857 in Hamilton – roughly 108% apart. Hamilton costs more across the board, with Sport & Entertainment showing the biggest gap.

For a comfortable life, plan on about $3,506 per month in Pembroke and $7,286 in Hamilton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pembroke, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $149 in Pembroke and $151 in Hamilton. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,337 in Pembroke and $4,857 in Hamilton. The difference isn't just one category – it shows up across housing, food, transport, and services.

$2,000 is a stretch for both – monthly costs hit $2,337 in Pembroke and $4,857 in Hamilton. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Pembroke has an edge in some lifestyle areas, with costs from $2,337 in Pembroke to $4,857 in Hamilton. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Pembroke. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.