Cost of Living Comparison Between Pembroke and Hamilton Cost of Living Comparison Between Pembroke and Hamilton

Monthly Cost of Living

A single person spends $2,339 per month in Pembroke vs $4,842 in Hamilton, rent included.

A couple spends around $3,925 per month in Pembroke vs $9,251 in Hamilton, rent included.

A family of three spends $5,512 per month in Pembroke vs $13.7K in Hamilton, rent included.

Pembroke is about 52% cheaper than Hamilton, driven mainly by Sport & Entertainment.

Both Pembroke and Hamilton sit above the global median – Pembroke by 75%, Hamilton by 262%.

Meal at Budget Restaurant

$58.8 BMD 58.8

$59.9 BMD 59.9

-1.70%

Three-Course Dinner for Two, Mid-Range

$150 BMD 150

$177 BMD 177

-15.06%

Fast Food Meal (McDonalds, etc)

$14.90 BMD 14.90

$15.27 BMD 15.27

-2.42%

Cappuccino

$4.39 BMD 4.39

$6.40 BMD 6.40

-31.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.36 BMD 3.36

$3.50 BMD 3.50

-4.00%

Water (0.33 liter bottle)

$2.98 BMD 2.98

Local Beer (0.5 liter draught)

$8.23 BMD 8.23

$10.17 BMD 10.17

-19.08%

Imported Beer (0.33 liter bottle)

$8.46 BMD 8.46

$8.41 BMD 8.41

0.59%

Milk (1 liter)

$4.40 BMD 4.40

$4.34 BMD 4.34

1.38%

White Bread (500g)

$8.93 BMD 8.93

$9.00 BMD 9.00

-0.78%

Rice (white) (1kg)

$5.43 BMD 5.43

$5.37 BMD 5.37

1.12%

Eggs

$7.64 BMD 7.64

$7.57 BMD 7.57

0.92%

Local Cheese (1kg)

$11.73 BMD 11.73

$11.68 BMD 11.68

0.43%

Chicken Fillets (1kg)

$24.12 BMD 24.12

$24.47 BMD 24.47

-1.43%

Beef Round Steak (1kg)

$31.79 BMD 31.79

$31.87 BMD 31.87

-0.25%

Apples (1kg)

$10.29 BMD 10.29

$10.38 BMD 10.38

-0.87%

Banana (1kg)

$6.27 BMD 6.27

Oranges (1kg)

$12.67 BMD 12.67

$12.59 BMD 12.59

0.64%

Tomato (1kg)

$11.45 BMD 11.45

$11.30 BMD 11.30

1.33%

Potato (1kg)

$8.23 BMD 8.23

$8.40 BMD 8.40

-2.02%

Onion (1kg)

$5.16 BMD 5.16

$4.98 BMD 4.98

3.61%

Lettuce (1 head)

$6.09 BMD 6.09

$5.83 BMD 5.83

4.46%

Water (1.5 liter bottle)

$3.15 BMD 3.15

$3.20 BMD 3.20

-1.56%

Cigarettes 20 Pack (Marlboro, Camel)

$17.48 BMD 17.48

$17.49 BMD 17.49

-0.06%

Wine (Bottle)

$24.78 BMD 24.78

$24.59 BMD 24.59

0.77%

Local Beer (0.5 liter bottle)

$5.46 BMD 5.46

$5.26 BMD 5.26

3.80%

Imported Beer (0.33 liter bottle)

$4.46 BMD 4.46

$4.63 BMD 4.63

-3.67%

One-way Ticket (Public Transport)

$3.86 BMD 3.86

$4.80 BMD 4.80

-19.58%

Public Transport Monthly Pass (Regular Price)

$67.4 BMD 67.4

$70.1 BMD 70.1

-3.84%

Taxi Start (Normal Tariff)

$6.27 BMD 6.27

$6.09 BMD 6.09

2.96%

Taxi (Normal Tariff) (1km)

$3.43 BMD 3.43

Taxi 1hour Waiting (Normal Tariff)

$54.6 BMD 54.6

$54.2 BMD 54.2

0.72%

Gasoline (1 liter)

$2.29 BMD 2.29

$2.37 BMD 2.37

-3.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K BMD 34.5K

$34.4K BMD 34.4K

0.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.5K BMD 39.5K

$39.6K BMD 39.6K

-0.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 BMD 232

$234 BMD 234

-0.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$121 BMD 121

0.01%

Internet (50+ Mbps, Unlimited Data)

$155 BMD 155

$154 BMD 154

0.27%

Gym Membership (Monthly)

$79.2 BMD 79.2

$185 BMD 185

-57.18%

Tennis Court (1 Hour on Weekend)

$32.99 BMD 32.99

Cinema Ticket

$13.76 BMD 13.76

$13.72 BMD 13.72

0.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,332 BMD 1,332

$1,339 BMD 1,339

-0.50%

International Primary School, 1 Child (Yearly)

$24.0K BMD 24.0K

$24.6K BMD 24.6K

-2.08%

Jeans (Levis 501 Or Similar)

$80.8 BMD 80.8

$78.5 BMD 78.5

3.05%

Summer Dress (H&M, Zara, etc)

$60.7 BMD 60.7

$61.1 BMD 61.1

-0.59%

Sport Shoes (Adidas, Nike)

$135 BMD 135

-0.21%

Men's Leather Business Shoes

$128 BMD 128

$130 BMD 130

-1.45%

1-bedroom Apartment, City Center (Monthly)

$3,822 BMD 3,822

$3,377 BMD 3,377

13.18%

1-bedroom Apartment, Outside City Center (Monthly)

$2,260 BMD 2,260

3-bedroom Apartment, City Center (Monthly)

$8,611 BMD 8,611

3-bedroom Apartment, Outside City Center (Monthly)

$7,542 BMD 7,542

Buy Apartment in City Center (m2)

$5,763 BMD 5,763

$14.6K BMD 14.6K

-60.56%

Buy Apartment Outside City Center (m2)

$9,325 BMD 9,325

Average Monthly Net Salary (After Tax)

$8,135 BMD 8,135

$6,684 BMD 6,684

21.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.22

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pembroke: July 13, 2026

Last update for Hamilton: July 12, 2026

Cost Breakdown

A central one-bedroom costs $3,822 in Pembroke versus $3,377 in Hamilton. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 22% higher in Pembroke, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $150 in Pembroke versus $177 in Hamilton. Groceries tell a different story – $817 in Pembroke vs $816 in Hamilton – so Hamilton wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pembroke vs Hamilton: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,339 in Pembroke, $4,842 in Hamilton – roughly 107% apart. Hamilton costs more across the board, with Sport & Entertainment showing the biggest gap.

For a comfortable life, plan on about $3,509 per month in Pembroke and $7,263 in Hamilton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pembroke, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $150 in Pembroke and $177 in Hamilton. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,339 in Pembroke and $4,842 in Hamilton. The difference isn't just one category – it shows up across housing, food, transport, and services.

$2,000 is a stretch for both – monthly costs hit $2,339 in Pembroke and $4,842 in Hamilton. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Pembroke has an edge in some lifestyle areas, with costs from $2,339 in Pembroke to $4,842 in Hamilton. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Pembroke. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.