Cost of Living Comparison Between Pembroke and Hamilton Cost of Living Comparison Between Pembroke and Hamilton

Monthly Cost of Living

A single person spends $2,356 per month in Pembroke vs $4,831 in Hamilton, rent included.

A couple spends around $3,897 per month in Pembroke vs $9,260 in Hamilton, rent included.

A family of three spends $5,439 per month in Pembroke vs $13.7K in Hamilton, rent included.

Pembroke is about 51% cheaper than Hamilton, driven mainly by Sport & Entertainment.

Both Pembroke and Hamilton sit above the global median – Pembroke by 76%, Hamilton by 261%.

Meal at Budget Restaurant

$60.1 BMD 60.1

$60.6 BMD 60.6

-0.92%

Three-Course Dinner for Two, Mid-Range

$152 BMD 152

$177 BMD 177

-14.10%

Fast Food Meal (McDonalds, etc)

$14.72 BMD 14.72

$14.87 BMD 14.87

-1.01%

Cappuccino

$4.54 BMD 4.54

$6.46 BMD 6.46

-29.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.51 BMD 3.51

$3.37 BMD 3.37

4.15%

Water (0.33 liter bottle)

$2.97 BMD 2.97

$2.90 BMD 2.90

2.41%

Local Beer (0.5 liter draught)

$8.22 BMD 8.22

$10.16 BMD 10.16

-19.09%

Imported Beer (0.33 liter bottle)

$8.73 BMD 8.73

$8.44 BMD 8.44

3.44%

Milk (1 liter)

$4.34 BMD 4.34

$4.38 BMD 4.38

-0.91%

White Bread (500g)

$8.66 BMD 8.66

$8.71 BMD 8.71

-0.57%

Rice (white) (1kg)

$5.61 BMD 5.61

$5.59 BMD 5.59

0.36%

Eggs

$7.39 BMD 7.39

$7.75 BMD 7.75

-4.65%

Local Cheese (1kg)

$11.75 BMD 11.75

$11.49 BMD 11.49

2.26%

Chicken Fillets (1kg)

$24.61 BMD 24.61

$24.12 BMD 24.12

2.03%

Beef Round Steak (1kg)

$32.66 BMD 32.66

$31.75 BMD 31.75

2.87%

Apples (1kg)

$10.52 BMD 10.52

$10.16 BMD 10.16

3.54%

Banana (1kg)

$6.32 BMD 6.32

$6.18 BMD 6.18

2.27%

Oranges (1kg)

$12.69 BMD 12.69

$12.86 BMD 12.86

-1.32%

Tomato (1kg)

$11.37 BMD 11.37

$11.27 BMD 11.27

0.89%

Potato (1kg)

$8.44 BMD 8.44

$8.15 BMD 8.15

3.56%

Onion (1kg)

$5.17 BMD 5.17

$4.96 BMD 4.96

4.23%

Lettuce (1 head)

$5.87 BMD 5.87

$6.06 BMD 6.06

-3.14%

Water (1.5 liter bottle)

$3.27 BMD 3.27

$3.21 BMD 3.21

1.87%

Cigarettes 20 Pack (Marlboro, Camel)

$17.65 BMD 17.65

$17.58 BMD 17.58

0.40%

Wine (Bottle)

$24.90 BMD 24.90

$24.56 BMD 24.56

1.38%

Local Beer (0.5 liter bottle)

$5.33 BMD 5.33

$5.47 BMD 5.47

-2.56%

Imported Beer (0.33 liter bottle)

$4.37 BMD 4.37

$4.43 BMD 4.43

-1.35%

One-way Ticket (Public Transport)

$3.89 BMD 3.89

$4.81 BMD 4.81

-19.13%

Public Transport Monthly Pass (Regular Price)

$69.0 BMD 69.0

$68.1 BMD 68.1

1.23%

Taxi Start (Normal Tariff)

$6.13 BMD 6.13

$6.40 BMD 6.40

-4.22%

Taxi (Normal Tariff) (1km)

$3.44 BMD 3.44

Taxi 1hour Waiting (Normal Tariff)

$53.2 BMD 53.2

$54.8 BMD 54.8

-2.90%

Gasoline (1 liter)

$2.39 BMD 2.39

$2.36 BMD 2.36

1.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K BMD 35.0K

-0.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.1K BMD 39.1K

$39.7K BMD 39.7K

-1.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$235 BMD 235

$234 BMD 234

0.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$117 BMD 117

-0.51%

Internet (50+ Mbps, Unlimited Data)

$159 BMD 159

$156 BMD 156

1.92%

Gym Membership (Monthly)

$80.7 BMD 80.7

$191 BMD 191

-57.81%

Tennis Court (1 Hour on Weekend)

$32.31 BMD 32.31

Cinema Ticket

$13.70 BMD 13.70

$13.73 BMD 13.73

-0.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,333 BMD 1,333

$1,338 BMD 1,338

-0.35%

International Primary School, 1 Child (Yearly)

$24.0K BMD 24.0K

$24.5K BMD 24.5K

-2.01%

Jeans (Levis 501 Or Similar)

$80.6 BMD 80.6

$78.8 BMD 78.8

2.19%

Summer Dress (H&M, Zara, etc)

$58.8 BMD 58.8

$60.9 BMD 60.9

-3.43%

Sport Shoes (Adidas, Nike)

$136 BMD 136

$138 BMD 138

-1.60%

Men's Leather Business Shoes

$128 BMD 128

$126 BMD 126

1.59%

1-bedroom Apartment, City Center (Monthly)

$3,708 BMD 3,708

$3,342 BMD 3,342

10.97%

1-bedroom Apartment, Outside City Center (Monthly)

$2,198 BMD 2,198

3-bedroom Apartment, City Center (Monthly)

$8,541 BMD 8,541

3-bedroom Apartment, Outside City Center (Monthly)

$7,359 BMD 7,359

Buy Apartment in City Center (m2)

$5,624 BMD 5,624

$15.1K BMD 15.1K

-62.63%

Buy Apartment Outside City Center (m2)

$9,439 BMD 9,439

Average Monthly Net Salary (After Tax)

$7,856 BMD 7,856

$6,759 BMD 6,759

16.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.22

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pembroke: June 1, 2026

Last update for Hamilton: June 1, 2026

Cost Breakdown

A central one-bedroom costs $3,708 in Pembroke versus $3,342 in Hamilton. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 16% higher in Pembroke, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $152 in Pembroke versus $177 in Hamilton. Groceries tell a different story – $820 in Pembroke vs $813 in Hamilton – so Hamilton wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pembroke vs Hamilton: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,356 in Pembroke, $4,831 in Hamilton – roughly 105% apart. Hamilton costs more across the board, with Sport & Entertainment showing the biggest gap.

For a comfortable life, plan on about $3,533 per month in Pembroke and $7,247 in Hamilton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pembroke, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $152 in Pembroke and $177 in Hamilton. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,356 in Pembroke and $4,831 in Hamilton. The difference isn't just one category – it shows up across housing, food, transport, and services.

$2,000 is a stretch for both – monthly costs hit $2,356 in Pembroke and $4,831 in Hamilton. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Pembroke has an edge in some lifestyle areas, with costs from $2,356 in Pembroke to $4,831 in Hamilton. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Pembroke. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.