Last update: Oct 2026

Cost of Living Comparison Between Hamilton and New York, NY

For one person, living costs are similar in Hamilton and in New York, NY: $5,131 and $5,142 a month, rent and utilities included.

249

Cost of Living Index in Hamilton
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Hamilton Living Index
245

Cost of Living Index in New York, NY
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New York, NY Living Index

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Hamilton

🇧🇲 Bermuda

$5,131

/mo nomad

New York, NY

🇺🇸 United States

$5,142

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamilton and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamilton and in New York, NY actually costs, broken down by who's living it.

A single person spends $5,131 per month in Hamilton vs $5,142 in New York, NY, rent included.

Hamilton $5,131
New York, NY $5,142

A couple spends around $9,033 per month in Hamilton vs $7,455 in New York, NY, rent included.

Hamilton $9,033
New York, NY $7,455

A family of three spends $12.9K per month in Hamilton vs $9,767 in New York, NY, rent included.

Hamilton $12.9K
New York, NY $9,767

Hamilton and New York, NY have comparable living costs – the differences are in the details.

Both Hamilton and New York, NY sit above the global median – Hamilton by 283%, New York, NY by 284%.

Meal at Budget Restaurant

$49.07 BMD 49.07

$26.46 $26.46

85.45%

Three-Course Dinner for Two, Mid-Range

$153 BMD 153

$119 $119

28.65%

Fast Food Meal (McDonalds, etc)

$17.07 BMD 17.07

$14.43 $14.43

18.30%

Cappuccino

$6.34 BMD 6.34

$6.55 $6.55

-3.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 BMD 2.98

$3.84 $3.84

-22.40%

Water (0.33 liter bottle)

$3.17 BMD 3.17

$3.00 $3.00

5.67%

Local Beer (0.5 liter draught)

$7.43 BMD 7.43

$8.27 $8.27

-10.16%

Imported Beer (0.33 liter bottle)

$9.07 BMD 9.07

$10.05 $10.05

-9.75%

Milk (1 liter)

$4.79 BMD 4.79

$1.31 $1.31

265.65%

White Bread (500g)

$8.18 BMD 8.18

$4.90 $4.90

66.94%

Rice (white) (1kg)

$5.45 BMD 5.45

$7.16 $7.16

-23.88%

Eggs

$7.23 BMD 7.23

$5.92 $5.92

22.13%

Local Cheese (1kg)

$23.76 BMD 23.76

$19.06 $19.06

24.66%

Chicken Fillets (1kg)

$21.05 BMD 21.05

$17.38 $17.38

21.12%

Beef Round Steak (1kg)

$19.59 BMD 19.59

$18.94 $18.94

3.43%

Apples (1kg)

$8.86 BMD 8.86

$6.96 $6.96

27.30%

Banana (1kg)

$6.75 BMD 6.75

$2.08 $2.08

224.52%

Oranges (1kg)

$7.34 BMD 7.34

$6.10 $6.10

20.33%

Tomato (1kg)

$8.53 BMD 8.53

$6.95 $6.95

22.73%

Potato (1kg)

$5.57 BMD 5.57

$3.98 $3.98

39.95%

Onion (1kg)

$4.11 BMD 4.11

$4.44 $4.44

-7.43%

Lettuce (1 head)

$6.33 BMD 6.33

$2.81 $2.81

125.27%

Water (1.5 liter bottle)

$3.43 BMD 3.43

$2.51 $2.51

36.65%

Cigarettes 20 Pack (Marlboro, Camel)

$17.91 BMD 17.91

$19.27 $19.27

-7.06%

Wine (Bottle)

$24.06 BMD 24.06

$19.67 $19.67

22.32%

Local Beer (0.5 liter bottle)

$5.18 BMD 5.18

$3.08 $3.08

68.18%

Imported Beer (0.33 liter bottle)

$4.31 BMD 4.31

$3.68 $3.68

17.12%

One-way Ticket (Public Transport)

$5.14 BMD 5.14

$3.02 $3.02

70.20%

Public Transport Monthly Pass (Regular Price)

$69.1 BMD 69.1

$140 $140

-50.46%

Taxi Start (Normal Tariff)

$6.39 BMD 6.39

$3.07 $3.07

108.14%

Taxi (Normal Tariff) (1km)

$2.91 BMD 2.91

$2.13 $2.13

36.62%

Taxi 1hour Waiting (Normal Tariff)

$70.7 BMD 70.7

$41.21 $41.21

71.51%

Gasoline (1 liter)

$2.36 BMD 2.36

$1.11 $1.11

112.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K BMD 38.2K

$35.0K $35.0K

9.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.3K BMD 43.3K

$25.4K $25.4K

70.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$293 BMD 293

$217 $217

34.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$151 BMD 151

$74.0 $74.0

103.89%

Internet (50+ Mbps, Unlimited Data)

$163 BMD 163

$72.5 $72.5

124.43%

Gym Membership (Monthly)

$189 BMD 189

$120 $120

56.75%

Tennis Court (1 Hour on Weekend)

$14.76 BMD 14.76

$66.9 $66.9

-77.93%

Cinema Ticket

$13.58 BMD 13.58

$22.32 $22.32

-39.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,307 BMD 1,307

$3,425 $3,425

-61.83%

International Primary School, 1 Child (Yearly)

$25.3K BMD 25.3K

$61.2K $61.2K

-58.60%

Jeans (Levis 501 Or Similar)

$90.1 BMD 90.1

$76.3 $76.3

18.06%

Summer Dress (H&M, Zara, etc)

$70.1 BMD 70.1

$55.5 $55.5

26.33%

Sport Shoes (Adidas, Nike)

$140 BMD 140

$119 $119

17.60%

Men's Leather Business Shoes

$130 BMD 130

$131 $131

-0.48%

1-bedroom Apartment, City Center (Monthly)

$3,943 BMD 3,943

$4,506 $4,506

-12.49%

1-bedroom Apartment, Outside City Center (Monthly)

$2,641 BMD 2,641

$3,155 $3,155

-16.29%

3-bedroom Apartment, City Center (Monthly)

$8,560 BMD 8,560

$8,817 $8,817

-2.92%

3-bedroom Apartment, Outside City Center (Monthly)

$7,447 BMD 7,447

$5,532 $5,532

34.62%

Buy Apartment in City Center (m2)

$15.1K BMD 15.1K

$19.4K $19.4K

-21.96%

Buy Apartment Outside City Center (m2)

$8,947 BMD 8,947

$6,754 $6,754

32.48%

Average Monthly Net Salary (After Tax)

$6,487 BMD 6,487

$5,290 $5,290

22.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

6.82

26.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: October 4, 2026

Last update for New York, NY: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamilton

$2.6K 51.6%

New York, NY

$3.2K 63.2% 19.5% $514

Groceries & Markets

Hamilton

$747 14.6%

New York, NY

$546 11% 26.9% $200

Monthly Utilities & Internet

Hamilton

$607 11.9%

New York, NY

$364 7.3% 40% $243

Eating Out

Hamilton

$600 11.7%

New York, NY

$422 8.5% 29.6% $177

Sport & Entertainment

Hamilton

$216 4.2%

New York, NY

$165 3.3% 23.6% $51

Clothing & Footwear

Hamilton

$194 3.8%

New York, NY

$172 3.4% 11.3% $22

Getting Around

Hamilton

$111 2.2%

New York, NY

$165 3.3% 49.5% $55

Cost Breakdown

A central one-bedroom costs $3,943 in Hamilton versus $4,506 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 23% higher in Hamilton. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $153 in Hamilton versus $119 in New York, NY. Monthly groceries follow the same trend: $747 vs $546 – making New York, NY the more affordable choice for daily food spending.

Good to know

🇧🇲 Hamilton

🇺🇸 New York, NY

🕒 Local time

05:46 5:46 AM

04:46 4:46 AM

1 h behind Hamilton

🌤 Weather

👥 Population

10,000 Capital

8,804,190

💱 Currency

Bermudian Dollar BMD $

United States Dollar USD $

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.892 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of October 10, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.892 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to BMD in detail →

On the map

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Between locations

Hamilton New York, NY 1,250 km ≈ 2 h nonstop flight

From you

Hamilton
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs New York, NY: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $7,696 per month in Hamilton and $7,714 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hamilton, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 37% cheaper in New York, NY – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

Kindergarten costs $1,307 per month in Hamilton and $3,425 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$5,000 is a stretch for both – monthly costs hit $5,131 in Hamilton and $5,142 in New York, NY. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. New York, NY has an edge in some lifestyle areas, with costs from $5,131 in Hamilton to $5,142 in New York, NY. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hamilton. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.