Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Hamilton

For one person, living costs are similar in New York, NY and in Hamilton: $5,142 and $5,131 a month, rent and utilities included.

245

Cost of Living Index in New York, NY
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New York, NY Living Index
249

Cost of Living Index in Hamilton
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Hamilton Living Index

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New York, NY

🇺🇸 United States

$5,142

/mo nomad

Hamilton

🇧🇲 Bermuda

$5,131

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Hamilton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Hamilton actually costs, broken down by who's living it.

A single person spends $5,142 per month in New York, NY vs $5,131 in Hamilton, rent included.

New York, NY $5,142
Hamilton $5,131

A couple spends around $7,455 per month in New York, NY vs $9,033 in Hamilton, rent included.

New York, NY $7,455
Hamilton $9,033

A family of three spends $9,767 per month in New York, NY vs $12.9K in Hamilton, rent included.

New York, NY $9,767
Hamilton $12.9K

New York, NY and Hamilton have comparable living costs – the differences are in the details.

Both New York, NY and Hamilton sit above the global median – New York, NY by 284%, Hamilton by 283%.

Meal at Budget Restaurant

$26.46 $26.46

$49.07 BMD 49.07

-46.08%

Three-Course Dinner for Two, Mid-Range

$119 $119

$153 BMD 153

-22.27%

Fast Food Meal (McDonalds, etc)

$14.43 $14.43

$17.07 BMD 17.07

-15.47%

Cappuccino

$6.55 $6.55

$6.34 BMD 6.34

3.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.84 $3.84

$2.98 BMD 2.98

28.86%

Water (0.33 liter bottle)

$3.00 $3.00

$3.17 BMD 3.17

-5.36%

Local Beer (0.5 liter draught)

$8.27 $8.27

$7.43 BMD 7.43

11.31%

Imported Beer (0.33 liter bottle)

$10.05 $10.05

$9.07 BMD 9.07

10.80%

Milk (1 liter)

$1.31 $1.31

$4.79 BMD 4.79

-72.65%

White Bread (500g)

$4.90 $4.90

$8.18 BMD 8.18

-40.10%

Rice (white) (1kg)

$7.16 $7.16

$5.45 BMD 5.45

31.38%

Eggs

$5.92 $5.92

$7.23 BMD 7.23

-18.12%

Local Cheese (1kg)

$19.06 $19.06

$23.76 BMD 23.76

-19.78%

Chicken Fillets (1kg)

$17.38 $17.38

$21.05 BMD 21.05

-17.43%

Beef Round Steak (1kg)

$18.94 $18.94

$19.59 BMD 19.59

-3.32%

Apples (1kg)

$6.96 $6.96

$8.86 BMD 8.86

-21.44%

Banana (1kg)

$2.08 $2.08

$6.75 BMD 6.75

-69.19%

Oranges (1kg)

$6.10 $6.10

$7.34 BMD 7.34

-16.89%

Tomato (1kg)

$6.95 $6.95

$8.53 BMD 8.53

-18.52%

Potato (1kg)

$3.98 $3.98

$5.57 BMD 5.57

-28.55%

Onion (1kg)

$4.44 $4.44

$4.11 BMD 4.11

8.03%

Lettuce (1 head)

$2.81 $2.81

$6.33 BMD 6.33

-55.61%

Water (1.5 liter bottle)

$2.51 $2.51

$3.43 BMD 3.43

-26.82%

Cigarettes 20 Pack (Marlboro, Camel)

$19.27 $19.27

$17.91 BMD 17.91

7.59%

Wine (Bottle)

$19.67 $19.67

$24.06 BMD 24.06

-18.25%

Local Beer (0.5 liter bottle)

$3.08 $3.08

$5.18 BMD 5.18

-40.54%

Imported Beer (0.33 liter bottle)

$3.68 $3.68

$4.31 BMD 4.31

-14.62%

One-way Ticket (Public Transport)

$3.02 $3.02

$5.14 BMD 5.14

-41.25%

Public Transport Monthly Pass (Regular Price)

$140 $140

$69.1 BMD 69.1

101.85%

Taxi Start (Normal Tariff)

$3.07 $3.07

$6.39 BMD 6.39

-51.96%

Taxi (Normal Tariff) (1km)

$2.13 $2.13

$2.91 BMD 2.91

-26.80%

Taxi 1hour Waiting (Normal Tariff)

$41.21 $41.21

$70.7 BMD 70.7

-41.69%

Gasoline (1 liter)

$1.11 $1.11

$2.36 BMD 2.36

-52.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$38.2K BMD 38.2K

-8.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$43.3K BMD 43.3K

-41.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 $217

$293 BMD 293

-25.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.0 $74.0

$151 BMD 151

-50.95%

Internet (50+ Mbps, Unlimited Data)

$72.5 $72.5

$163 BMD 163

-55.44%

Gym Membership (Monthly)

$120 $120

$189 BMD 189

-36.21%

Tennis Court (1 Hour on Weekend)

$66.9 $66.9

$14.76 BMD 14.76

353.18%

Cinema Ticket

$22.32 $22.32

$13.58 BMD 13.58

64.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,425 $3,425

$1,307 BMD 1,307

161.99%

International Primary School, 1 Child (Yearly)

$61.2K $61.2K

$25.3K BMD 25.3K

141.54%

Jeans (Levis 501 Or Similar)

$76.3 $76.3

$90.1 BMD 90.1

-15.30%

Summer Dress (H&M, Zara, etc)

$55.5 $55.5

$70.1 BMD 70.1

-20.84%

Sport Shoes (Adidas, Nike)

$119 $119

$140 BMD 140

-14.96%

Men's Leather Business Shoes

$131 $131

$130 BMD 130

0.48%

1-bedroom Apartment, City Center (Monthly)

$4,506 $4,506

$3,943 BMD 3,943

14.27%

1-bedroom Apartment, Outside City Center (Monthly)

$3,155 $3,155

$2,641 BMD 2,641

19.46%

3-bedroom Apartment, City Center (Monthly)

$8,817 $8,817

$8,560 BMD 8,560

3.00%

3-bedroom Apartment, Outside City Center (Monthly)

$5,532 $5,532

$7,447 BMD 7,447

-25.72%

Buy Apartment in City Center (m2)

$19.4K $19.4K

$15.1K BMD 15.1K

28.14%

Buy Apartment Outside City Center (m2)

$6,754 $6,754

$8,947 BMD 8,947

-24.52%

Average Monthly Net Salary (After Tax)

$5,290 $5,290

$6,487 BMD 6,487

-18.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

8.63

-20.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 3, 2026

Last update for Hamilton: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.2K 63.2%

Hamilton

$2.6K 51.6% 16.3% $514

Groceries & Markets

New York, NY

$546 11%

Hamilton

$747 14.6% 36.7% $200

Eating Out

New York, NY

$422 8.5%

Hamilton

$600 11.7% 42% $177

Monthly Utilities & Internet

New York, NY

$364 7.3%

Hamilton

$607 11.9% 66.6% $243

Clothing & Footwear

New York, NY

$172 3.4%

Hamilton

$194 3.8% 12.8% $22

Getting Around

New York, NY

$165 3.3%

Hamilton

$111 2.2% 33.1% $55

Sport & Entertainment

New York, NY

$165 3.3%

Hamilton

$216 4.2% 30.8% $51

Cost Breakdown

A central one-bedroom costs $4,506 in New York, NY versus $3,943 in Hamilton. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 23% higher in Hamilton. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $119 in New York, NY versus $153 in Hamilton. Monthly groceries follow the same trend: $546 vs $747 – making New York, NY the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇧🇲 Hamilton

🕒 Local time

07:51 7:51 AM

08:51 8:51 AM

1 h ahead of New York, NY

🌤 Weather

👥 Population

8,804,190

10,000 Capital

💱 Currency

United States Dollar USD $

Bermudian Dollar BMD $

📈 Exchange rate

1 USD = 0.892 EUR

1 BMD = 1 USD

1 BMD = 0.892 EUR

Exchange rates and currency converter

BMD, EUR to USD – United States Dollar Converter

🇧🇲 Bermudian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Bermudian Dollar exchange rates as of October 10, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.892 EUR).

BMD to USD in detail →

On the map

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Between locations

New York, NY Hamilton 1,250 km ≈ 2 h nonstop flight

From you

New York, NY
Hamilton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Hamilton: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $7,714 per month in New York, NY and $7,696 in Hamilton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hamilton, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 37% cheaper in New York, NY – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

Kindergarten costs $3,425 per month in New York, NY and $1,307 in Hamilton. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$5,000 is a stretch for both – monthly costs hit $5,142 in New York, NY and $5,131 in Hamilton. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. New York, NY has an edge in some lifestyle areas, with costs from $5,131 in Hamilton to $5,142 in New York, NY. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hamilton. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.