Last update: Oct 2026

Cost of Living Comparison Between Hamilton and Montreal

For one person, living is cheaper in Montreal: $2,003 a month against $5,131 in Hamilton, rent and utilities included – about $37,500 less a year. Rent and utilities account for most of the difference.

249

Cost of Living Index in Hamilton
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Hamilton Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Hamilton

🇧🇲 Bermuda

$5,131

/mo nomad

Montreal

🇨🇦 Canada

$2,003

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamilton and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamilton and in Montreal actually costs, broken down by who's living it.

A single person spends $5,131 per month in Hamilton vs $2,003 in Montreal, rent included.

Hamilton $5,131
Montreal $2,003

A couple spends around $9,033 per month in Hamilton vs $3,048 in Montreal, rent included.

Hamilton $9,033
Montreal $3,048

A family of three spends $12.9K per month in Hamilton vs $4,092 in Montreal, rent included.

Hamilton $12.9K
Montreal $4,092

Hamilton costs about 156% more than Montreal, and outside of rent the biggest gap is in groceries.

Both Hamilton and Montreal sit above the global median – Hamilton by 283%, Montreal by 49%.

Meal at Budget Restaurant

$49.07 BMD 49.07

$19.31 CA$27.52

154.12%

Three-Course Dinner for Two, Mid-Range

$153 BMD 153

$75.5 CA$108

102.32%

Fast Food Meal (McDonalds, etc)

$17.07 BMD 17.07

$10.63 CA$15.15

60.58%

Cappuccino

$6.34 BMD 6.34

$3.93 CA$5.60

61.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 BMD 2.98

$1.92 CA$2.73

55.21%

Water (0.33 liter bottle)

$3.17 BMD 3.17

$1.48 CA$2.11

114.19%

Local Beer (0.5 liter draught)

$7.43 BMD 7.43

$6.30 CA$8.98

17.94%

Imported Beer (0.33 liter bottle)

$9.07 BMD 9.07

$7.19 CA$10.24

26.15%

Milk (1 liter)

$4.79 BMD 4.79

$2.22 CA$3.17

115.77%

White Bread (500g)

$8.18 BMD 8.18

$3.06 CA$4.36

167.32%

Rice (white) (1kg)

$5.45 BMD 5.45

$2.94 CA$4.19

85.37%

Eggs

$7.23 BMD 7.23

$3.53 CA$5.03

104.82%

Local Cheese (1kg)

$23.76 BMD 23.76

$13.19 CA$18.79

80.14%

Chicken Fillets (1kg)

$21.05 BMD 21.05

$11.24 CA$16.02

87.28%

Beef Round Steak (1kg)

$19.59 BMD 19.59

$13.81 CA$19.69

41.85%

Apples (1kg)

$8.86 BMD 8.86

$3.40 CA$4.85

160.59%

Banana (1kg)

$6.75 BMD 6.75

$1.44 CA$2.06

368.75%

Oranges (1kg)

$7.34 BMD 7.34

$3.26 CA$4.65

125.15%

Tomato (1kg)

$8.53 BMD 8.53

$2.88 CA$4.10

196.18%

Potato (1kg)

$5.57 BMD 5.57

$1.86 CA$2.65

199.46%

Onion (1kg)

$4.11 BMD 4.11

$1.82 CA$2.60

125.82%

Lettuce (1 head)

$6.33 BMD 6.33

$2.43 CA$3.46

160.49%

Water (1.5 liter bottle)

$3.43 BMD 3.43

$1.52 CA$2.17

125.66%

Cigarettes 20 Pack (Marlboro, Camel)

$17.91 BMD 17.91

$11.45 CA$16.32

56.42%

Wine (Bottle)

$24.06 BMD 24.06

$10.36 CA$14.76

132.24%

Local Beer (0.5 liter bottle)

$5.18 BMD 5.18

$2.22 CA$3.16

133.33%

Imported Beer (0.33 liter bottle)

$4.31 BMD 4.31

$2.82 CA$4.02

52.84%

One-way Ticket (Public Transport)

$5.14 BMD 5.14

$2.58 CA$3.67

99.22%

Public Transport Monthly Pass (Regular Price)

$69.1 BMD 69.1

$76.9 CA$110

-10.11%

Taxi Start (Normal Tariff)

$6.39 BMD 6.39

$3.25 CA$4.64

96.62%

Taxi (Normal Tariff) (1km)

$2.91 BMD 2.91

$1.48 CA$2.11

96.62%

Taxi 1hour Waiting (Normal Tariff)

$70.7 BMD 70.7

$33.04 CA$47.09

113.92%

Gasoline (1 liter)

$2.36 BMD 2.36

$1.36 CA$1.94

73.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K BMD 38.2K

$27.4K CA$39.1K

39.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.3K BMD 43.3K

$20.0K CA$28.5K

116.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$293 BMD 293

$76.1 CA$109

284.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$151 BMD 151

$34.68 CA$49.43

335.18%

Internet (50+ Mbps, Unlimited Data)

$163 BMD 163

$42.69 CA$60.9

281.05%

Gym Membership (Monthly)

$189 BMD 189

$28.94 CA$41.26

552.42%

Tennis Court (1 Hour on Weekend)

$14.76 BMD 14.76

$20.33 CA$28.97

-27.40%

Cinema Ticket

$13.58 BMD 13.58

$11.21 CA$15.98

21.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,307 BMD 1,307

$505 CA$720

158.81%

International Primary School, 1 Child (Yearly)

$25.3K BMD 25.3K

$16.0K CA$22.8K

58.17%

Jeans (Levis 501 Or Similar)

$90.1 BMD 90.1

$58.5 CA$83.4

53.98%

Summer Dress (H&M, Zara, etc)

$70.1 BMD 70.1

$38.00 CA$54.2

84.34%

Sport Shoes (Adidas, Nike)

$140 BMD 140

$92.7 CA$132

51.25%

Men's Leather Business Shoes

$130 BMD 130

$106 CA$151

22.85%

1-bedroom Apartment, City Center (Monthly)

$3,943 BMD 3,943

$1,240 CA$1,768

218.00%

1-bedroom Apartment, Outside City Center (Monthly)

$2,641 BMD 2,641

$986 CA$1,405

167.84%

3-bedroom Apartment, City Center (Monthly)

$8,560 BMD 8,560

$2,102 CA$2,996

307.24%

3-bedroom Apartment, Outside City Center (Monthly)

$7,447 BMD 7,447

$1,615 CA$2,302

361.15%

Buy Apartment in City Center (m2)

$15.1K BMD 15.1K

$5,043 CA$7,188

199.98%

Buy Apartment Outside City Center (m2)

$8,947 BMD 8,947

$3,830 CA$5,459

133.63%

Average Monthly Net Salary (After Tax)

$6,487 BMD 6,487

$2,920 CA$4,163

122.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

4.46

93.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: October 4, 2026

Last update for Montreal: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamilton

$2.6K 51.6%

Montreal

$986 47.9% 62.7% $1.7K

Groceries & Markets

Hamilton

$747 14.6%

Montreal

$344 16.7% 54% $403

Monthly Utilities & Internet

Hamilton

$607 11.9%

Montreal

$154 7.5% 74.7% $453

Eating Out

Hamilton

$600 11.7%

Montreal

$293 14.2% 51.2% $307

Sport & Entertainment

Hamilton

$216 4.2%

Montreal

$51 2.5% 76.2% $165

Clothing & Footwear

Hamilton

$194 3.8%

Montreal

$133 6.5% 31.5% $61

Getting Around

Hamilton

$111 2.2%

Montreal

$98 4.8% 11.6% $13

Cost Breakdown

A central one-bedroom costs $3,943 in Hamilton versus $1,240 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 122% higher in Hamilton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $153 in Hamilton versus $75.0 in Montreal. Monthly groceries follow the same trend: $747 vs $344 – making Montreal the more affordable choice for daily food spending.

Good to know

🇧🇲 Hamilton

🇨🇦 Montreal

🕒 Local time

07:23 7:23 AM

06:23 6:23 AM

1 h behind Hamilton

🌤 Weather

👥 Population

10,000 Capital

1,762,949

💱 Currency

Bermudian Dollar BMD $

Canadian Dollar CAD $

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.892 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, USD, EUR to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of October 10, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.892 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

USD to BMD in detail →

On the map

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Between locations

Hamilton Montreal 1,650 km ≈ 2 h 30 min nonstop flight

From you

Hamilton
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Montreal: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $5,131 in Hamilton, $2,003 in Montreal – roughly 156% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $7,696 per month in Hamilton and $3,005 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $153 in Hamilton and $75.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $5,131 in Hamilton and $2,003 in Montreal. That's a gap of about 156%.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,003, than in Hamilton at $5,131. In Montreal it covers expenses comfortably, while in Hamilton it requires careful planning or may not stretch far enough.

It depends on your priorities. Hamilton has an edge in some lifestyle areas, with costs from $2,003 in Montreal to $5,131 in Hamilton. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.