For one person, living costs in Montreal are estimated at $2,059 a month, including rent and utilities, which take about half of the total. Other living expenses average about $33 a day.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal actually costs, broken down by who's living it.
A single person spends around $2,059 per month with rent, or $1,006 for everyday expenses alone.
$2,059 /mo
A couple spends around $3,123 per month with rent, or $1,754 for everyday expenses alone.
$3,123 /mo
A family of three spends around $4,187 per month with rent, or $2,502 without housing.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.6KCA$39.1K
$26.4KCA$37.3K
$27.8KCA$39.3K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.2KCA$30.0K
$17.8KCA$25.2K
$23.6KCA$33.4K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$77.0CA$109
$56.0CA$79.1
$119CA$168
SIM Card Monthly Plan(Calls and 10GB+ Data)
$34.14CA$48.26
$24.51CA$34.64
$49.02CA$69.3
Internet(50+ Mbps, Unlimited Data)
$42.19CA$59.7
$34.89CA$49.33
$59.3CA$83.9
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$30.81CA$43.56
$11.49CA$16.25
$57.5CA$81.2
Tennis Court(1 Hour on Weekend)
$19.66CA$27.79
$8.59CA$12.15
$28.66CA$40.52
Cinema Ticket
$11.47CA$16.22
$8.60CA$12.16
$14.34CA$20.27
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$506CA$716
$140CA$198
$840CA$1,188
International Primary School, 1 Child(Yearly)
$16.2KCA$23.0K
$8,508CA$12.0K
$23.4KCA$33.1K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$57.3CA$81.0
$27.93CA$39.49
$83.8CA$118
Summer Dress(H&M, Zara, etc)
$38.10CA$53.9
$21.02CA$29.71
$52.5CA$74.3
Sport Shoes(Adidas, Nike)
$91.9CA$130
$48.77CA$68.9
$139CA$197
Men's Leather Business Shoes
$110CA$155
$71.3CA$101
$157CA$222
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$1,237CA$1,748
$975CA$1,379
$1,533CA$2,167
1-bedroom Apartment, Outside City Center(Monthly)
$977CA$1,381
$782CA$1,105
$1,243CA$1,758
3-bedroom Apartment, City Center(Monthly)
$2,180CA$3,082
$1,713CA$2,422
$3,212CA$4,541
3-bedroom Apartment, Outside City Center(Monthly)
$1,608CA$2,273
$1,327CA$1,875
$2,095CA$2,961
Buy Apartment in City Center(m2)
$5,113CA$7,228
$4,156CA$5,876
$7,085CA$10.0K
Buy Apartment Outside City Center(m2)
$3,744CA$5,293
$2,610CA$3,690
$5,315CA$7,514
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$2,957CA$4,180
-
20-Year Fixed Mortgage Interest Rate(Annual %)
4.48
3.5
5.5
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 20, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Montreal$2,059
Montreal$4,187
🏠Accommodation & Living
$977 47.4%
🛒Groceries & Markets
$351 17.1%
🍽Eating Out
$290 14.1%
🧾Monthly Utilities & Internet
$153 7.5%
👕👟Clothing & Footwear
$134 6.5%
🚌Getting Around
$100 4.9%
🎉Sport & Entertainment
$54 2.6%
🏠Accommodation & Living
$1.6K 38.4%
🛒Groceries & Markets
$807 19.3%
🍽Eating Out
$954 22.8%
🧾Monthly Utilities & Internet
$188 4.5%
👕👟Clothing & Footwear
$297 7.1%
🚌Getting Around
$206 4.9%
🎉Sport & Entertainment
$127 3%
Cost Breakdown
🏠A one-bedroom apartment in the city center costs around $1,237, dropping to $977 outside central areas. Housing accounts for roughly 42% of the average salary ($2,957) – well above the 30% international benchmark.
💰The average net salary is $2,957. With monthly costs around $2,059, saving is possible but often limited. A more comfortable lifestyle typically starts at $3,089.
🛒Groceries cost around $351 per month for one person. A mid-range dinner for two is priced at $73.0.
🚌A monthly public transport pass costs about $79.1.
Cost Highlights
⭐Milk is more expensive than 92% of cities in North America
⭐Internet is cheaper than 90% of cities in North America
Low risk of other local infectious diseases such as Lyme disease, Rocky Mountain spotted fever, Tick-borne encephalitis, Leishmaniasis, Chagas disease, and Sleeping sickness
Popular online taxi apps offering convenient, cashless rides in many countries, including Uber, Bolt, Grab, inDrive, DiDi, Careem, Gojek, Maxim, and Yango
Cost of Living in Montreal - Frequently Asked Questions
Is Montreal a good value for money for travelers, expats, and digital nomads, and how does it compare to other North American cities?
Montreal offers a nuanced mix of affordable everyday goods and perceptible price differences across neighborhoods. You’ll find that the cost of living varies by area, with core districts offering easy transit and amenities at a higher but still reasonable pace. For many, the city delivers a comfortable balance of housing, groceries, and entertainment without the sticker shock of larger hubs. Cost of Living in Montreal, Canada tends to feel accessible for longer stays, especially if you align housing with transit access and seasonal activities. Tip: pick a neighborhood that matches your work schedule and social life.
What does daily life look like in Montreal in terms of housing search, food options, transport, and errands?
Daily life in Montreal centers on a walkable core and a well-connected transit system. For housing, start your search in Plateau-Mont-Royal, Mile End, or Rosemont–La Petite-Patrie to stay within easy metro access and lively amenities; consider smaller apartments in older buildings for character and price balance. Food options range from bustling farmers' markets and bistros to multicultural groceries; you’ll find plenty of affordable, delicious options if you explore different neighborhoods. Transport leans on the metro, buses, and bike lanes, with plenty of neighborhoods walkable to shops. Montreal, Canada living cost helps you compare rent, transit, and groceries across districts to spot good value. Tip: sign up for a transit pass and plan weekly groceries around market days.
What budgeting ideas and neighborhood strategies help you maintain a high quality of life in Montreal across seasons?
Quality of life in Montreal scales with how you align housing with your routine and the city’s seasonal rhythm. Build a flexible budgeting framework: set a clear cap for housing relative to your income, then allocate time for groceries, transit, and occasional dining out; review monthly expenses and adjust as seasons shift. To save, lean into public transit, borrow or buy used gear, and take advantage of student or coworking discounts. Seasonal patterns matter: winters push heating and indoor activities, summers favor outdoor markets and festivals. Neighborhood fit matters most: choose areas with good access to transit, parks, and social life that match your pace. Tip: plan a quarterly neighborhood reconsideration to stay aligned with your needs.
Is Montreal expensive to live in?
Montreal sits squarely in the middle of the price spectrum – not cheap, not expensive. Monthly costs with rent tend to hover around $2,059, which most working professionals can handle without feeling financially squeezed.
What percentage of income goes to rent in Montreal?
Housing in Montreal takes a heavy bite – about 42% of a typical income, which is above the 30% international benchmark. That squeezes the budget for everything else and is one of the main pain points for residents here.
What is the average salary in Montreal?
After taxes, the average worker in Montreal takes home about $2,957 per month. Of course, that varies a lot by industry and experience – tech and finance pay well above this, while service jobs often fall below it.
Is rent high in Montreal?
Rent in Montreal is middle-of-the-road – 1-bedroom apartments fall between $977 and $1,237 per month. Not cheap, not outrageous, with reasonable options across most neighborhoods.
Is food expensive in Montreal?
Grocery spending in Montreal lands around $351 per month for one person – not cheap, not expensive. Local produce and staples are fairly priced, though imported goods and specialty items cost more. Overall, food is a manageable part of the budget.
How much is public transport in Montreal?
Getting around Montreal by public transport costs about $79.1 per month. A monthly pass generally covers buses, trams, and metro – much cheaper than owning a car for the daily commute.
Can a person live on $2,000 monthly in Montreal?
$2,000 is below the $2,059 average in Montreal, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
Is Montreal good for families with children?
Montreal is a solid pick for families. Childcare runs about $506 per month, and there's good access to parks, schools, and family-oriented services. Most neighborhoods are safe and walkable, which makes daily family life practical.
How affordable is Montreal?
Montreal is neither cheap nor expensive – it sits comfortably in the middle. Monthly costs with rent run about $2,059, a figure most working professionals can handle without major financial stress.
Is Montreal good for backpackers?
Montreal is doable for backpackers, though it takes more planning than cheaper destinations. Monthly costs average $2,059, so daily spending is moderate. Hostels, local food, and public transport keep things in check, but attractions and nightlife can push costs up.