Last update: Oct 2026

Cost of Living Comparison Between Hamilton and Berlin

For one person, living is cheaper in Berlin: $2,545 a month against $5,131 in Hamilton, rent and utilities included – about $31,000 less a year. Rent and utilities account for most of the difference.

Hamilton
🇧🇲 Bermuda
$5,131
/mo nomad
Berlin
🇩🇪 Germany
$2,545
/mo nomad
Monthly Cost of Living

How much you'll spend in Hamilton and in Berlin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamilton and in Berlin actually costs, broken down by who's living it.

A single person spends $5,131 per month in Hamilton vs $2,545 in Berlin, rent included.

  • Hamilton $5,131
  • Berlin $2,545

A couple spends around $9,033 per month in Hamilton vs $3,901 in Berlin, rent included.

  • Hamilton $9,033
  • Berlin $3,901

A family of three spends $12.9K per month in Hamilton vs $5,257 in Berlin, rent included.

  • Hamilton $12.9K
  • Berlin $5,257

Hamilton costs about 102% more than Berlin, and outside of rent the biggest gap is in groceries.

Both Hamilton and Berlin sit above the global median – Hamilton by 283%, Berlin by 90%.

Currency
🍽 Eating Out
Hamilton
Berlin
Difference
Meal at Budget Restaurant
$49.07 BMD 49.07
$16.81 €15.00
191.91%
Three-Course Dinner for Two, Mid-Range
$153 BMD 153
$79.6 €71.0
91.95%
Fast Food Meal (McDonalds, etc)
$17.07 BMD 17.07
$13.38 €11.94
27.58%
Cappuccino
$6.34 BMD 6.34
$4.27 €3.81
48.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.98 BMD 2.98
$3.40 €3.03
-12.35%
Water (0.33 liter bottle)
$3.17 BMD 3.17
$3.12 €2.79
1.60%
Local Beer (0.5 liter draught)
$7.43 BMD 7.43
$5.48 €4.89
35.58%
Imported Beer (0.33 liter bottle)
$9.07 BMD 9.07
$4.56 €4.07
98.90%
🛒 Groceries & Markets
Hamilton
Berlin
Difference
Milk (1 liter)
$4.79 BMD 4.79
$1.27 €1.13
277.17%
White Bread (500g)
$8.18 BMD 8.18
$2.45 €2.19
233.88%
Rice (white) (1kg)
$5.45 BMD 5.45
$3.30 €2.94
65.15%
Eggs
$7.23 BMD 7.23
$4.45 €3.97
62.47%
Local Cheese (1kg)
$23.76 BMD 23.76
$17.10 €15.26
38.95%
Chicken Fillets (1kg)
$21.05 BMD 21.05
$12.19 €10.88
72.68%
Beef Round Steak (1kg)
$19.59 BMD 19.59
$18.30 €16.33
7.05%
Apples (1kg)
$8.86 BMD 8.86
$3.58 €3.19
147.49%
Banana (1kg)
$6.75 BMD 6.75
$1.98 €1.77
240.91%
Oranges (1kg)
$7.34 BMD 7.34
$3.27 €2.92
124.46%
Tomato (1kg)
$8.53 BMD 8.53
$3.81 €3.40
123.88%
Potato (1kg)
$5.57 BMD 5.57
$2.13 €1.90
161.50%
Onion (1kg)
$4.11 BMD 4.11
$2.21 €1.97
85.97%
Lettuce (1 head)
$6.33 BMD 6.33
$1.49 €1.33
324.83%
Water (1.5 liter bottle)
$3.43 BMD 3.43
$1.01 €0.90
239.60%
Cigarettes 20 Pack (Marlboro, Camel)
$17.91 BMD 17.91
$10.49 €9.37
70.73%
Wine (Bottle)
$24.06 BMD 24.06
$6.76 €6.03
255.92%
Local Beer (0.5 liter bottle)
$5.18 BMD 5.18
$1.34 €1.20
286.57%
Imported Beer (0.33 liter bottle)
$4.31 BMD 4.31
$2.10 €1.87
105.24%
🚌 Getting Around
Hamilton
Berlin
Difference
One-way Ticket (Public Transport)
$5.14 BMD 5.14
$4.37 €3.90
17.62%
Public Transport Monthly Pass (Regular Price)
$69.1 BMD 69.1
$71.0 €63.3
-2.59%
Taxi Start (Normal Tariff)
$6.39 BMD 6.39
$5.29 €4.72
20.79%
Taxi (Normal Tariff) (1km)
$2.91 BMD 2.91
$3.05 €2.73
-4.59%
Taxi 1hour Waiting (Normal Tariff)
$70.7 BMD 70.7
$36.30 €32.39
94.71%
Gasoline (1 liter)
$2.36 BMD 2.36
$2.28 €2.03
3.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.2K BMD 38.2K
$33.2K €29.7K
14.93%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$43.3K BMD 43.3K
$39.1K €34.9K
10.85%
🧾 Monthly Utilities & Internet
Hamilton
Berlin
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$293 BMD 293
$379 €339
-22.78%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$151 BMD 151
$19.31 €17.23
681.56%
Internet (50+ Mbps, Unlimited Data)
$163 BMD 163
$48.41 €43.20
236.03%
🎉 Sport & Entertainment
Hamilton
Berlin
Difference
Gym Membership (Monthly)
$189 BMD 189
$40.31 €35.97
368.39%
Tennis Court (1 Hour on Weekend)
$14.76 BMD 14.76
$35.51 €31.69
-58.43%
Cinema Ticket
$13.58 BMD 13.58
$15.53 €13.86
-12.56%
🧸 Childcare & Education
Hamilton
Berlin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,307 BMD 1,307
$144 €128
809.64%
International Primary School, 1 Child (Yearly)
$25.3K BMD 25.3K
$15.8K €14.1K
60.78%
👕👟 Clothing & Footwear
Hamilton
Berlin
Difference
Jeans (Levis 501 Or Similar)
$90.1 BMD 90.1
$94.6 €84.5
-4.82%
Summer Dress (H&M, Zara, etc)
$70.1 BMD 70.1
$46.33 €41.34
51.20%
Sport Shoes (Adidas, Nike)
$140 BMD 140
$103 €92.2
35.70%
Men's Leather Business Shoes
$130 BMD 130
$141 €126
-8.05%
🏠 Accommodation & Living
Hamilton
Berlin
Difference
1-bedroom Apartment, City Center (Monthly)
$3,943 BMD 3,943
$1,488 €1,328
164.98%
1-bedroom Apartment, Outside City Center (Monthly)
$2,641 BMD 2,641
$1,098 €980
140.50%
3-bedroom Apartment, City Center (Monthly)
$8,560 BMD 8,560
$2,665 €2,378
221.20%
3-bedroom Apartment, Outside City Center (Monthly)
$7,447 BMD 7,447
$2,080 €1,856
257.98%
Buy Apartment in City Center (m2)
$15.1K BMD 15.1K
$8,578 €7,655
76.36%
Buy Apartment Outside City Center (m2)
$8,947 BMD 8,947
$5,438 €4,853
64.53%
💵 Salaries & Financials
Hamilton
Berlin
Difference
Average Monthly Net Salary (After Tax)
$6,487 BMD 6,487
$3,487 €3,112
86.03%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.63
3.8
127.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: October 4, 2026

Last update for Berlin: October 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Hamilton
$2.6K
Berlin
$1.1K 58.4% $1.5K
Groceries & Markets
Hamilton
$747
Berlin
$351 53.1% $396
Monthly Utilities & Internet
Hamilton
$607
Berlin
$447 26.3% $159
Eating Out
Hamilton
$600
Berlin
$289 51.9% $311
Sport & Entertainment
Hamilton
$216
Berlin
$71 66.9% $145
Clothing & Footwear
Hamilton
$194
Berlin
$174 10.4% $20
Getting Around
Hamilton
$111
Berlin
$109 1.5% $1.6

Cost Breakdown

A central one-bedroom costs $3,943 in Hamilton versus $1,488 in Berlin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 86% higher in Hamilton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $153 in Hamilton versus $80.0 in Berlin. Monthly groceries follow the same trend: $747 vs $351 – making Berlin the more affordable choice for daily food spending.

Good to know
🇧🇲 Hamilton
🇩🇪 Berlin
🕒 Local time
03:17 3:17 AM
08:17 8:17 AM
5 h ahead of Hamilton
🌤 Weather
👥 Population
10,000 Capital
3,769,962 Capital
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to BMD – Bermudian Dollar Converter

Bermudian Dollar exchange rates as of October 10, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.892 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Hamilton Berlin 6,450 km ≈ 9 h nonstop flight
From you
  • Hamilton
  • Berlin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hamilton vs Berlin: Cost of Living - Frequently Asked Questions
Is Berlin cheaper than Hamilton?
Yes – Hamilton is pricier by about 102%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $7,696 per month in Hamilton and $3,818 in Berlin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Berlin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Hamilton and in Berlin?
Monthly expenses with rent come to $5,131 in Hamilton and $2,545 in Berlin. That's a gap of about 102%.
Which city has cheaper public transport?
Public transport costs about 3% less in Berlin. For daily commuters, that gap adds up to noticeable savings over a year.
Is $2,500 enough to cover costs in Hamilton or in Berlin?
$2,500 is a stretch for both – monthly costs hit $5,131 in Hamilton and $2,545 in Berlin. You'll need shared housing and careful budgeting no matter which city you pick.
Is Hamilton or Berlin more family-friendly?
Families tend to lean toward Berlin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Hamilton or Berlin?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Berlin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.

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