Last update: Oct 2026

Cost of Living Comparison Between Berlin and Hamilton

For one person, living is cheaper in Berlin: $2,545 a month against $5,131 in Hamilton, rent and utilities included – about $31,000 less a year. Rent and utilities account for most of the difference.

Berlin
🇩🇪 Germany
$2,545
/mo nomad
Hamilton
🇧🇲 Bermuda
$5,131
/mo nomad
Monthly Cost of Living

How much you'll spend in Berlin and in Hamilton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Berlin and in Hamilton actually costs, broken down by who's living it.

A single person spends $2,545 per month in Berlin vs $5,131 in Hamilton, rent included.

  • Berlin $2,545
  • Hamilton $5,131

A couple spends around $3,901 per month in Berlin vs $9,033 in Hamilton, rent included.

  • Berlin $3,901
  • Hamilton $9,033

A family of three spends $5,257 per month in Berlin vs $12.9K in Hamilton, rent included.

  • Berlin $5,257
  • Hamilton $12.9K

Berlin is about 50% cheaper than Hamilton, and outside of rent the biggest gap is in groceries.

Both Berlin and Hamilton sit above the global median – Berlin by 90%, Hamilton by 283%.

Currency
🍽 Eating Out
Berlin
Hamilton
Difference
Meal at Budget Restaurant
$16.81 €15.00
$49.07 BMD 49.07
-65.74%
Three-Course Dinner for Two, Mid-Range
$79.6 €71.0
$153 BMD 153
-47.90%
Fast Food Meal (McDonalds, etc)
$13.38 €11.94
$17.07 BMD 17.07
-21.62%
Cappuccino
$4.27 €3.81
$6.34 BMD 6.34
-32.65%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.40 €3.03
$2.98 BMD 2.98
14.09%
Water (0.33 liter bottle)
$3.12 €2.79
$3.17 BMD 3.17
-1.58%
Local Beer (0.5 liter draught)
$5.48 €4.89
$7.43 BMD 7.43
-26.24%
Imported Beer (0.33 liter bottle)
$4.56 €4.07
$9.07 BMD 9.07
-49.72%
🛒 Groceries & Markets
Berlin
Hamilton
Difference
Milk (1 liter)
$1.27 €1.13
$4.79 BMD 4.79
-73.49%
White Bread (500g)
$2.45 €2.19
$8.18 BMD 8.18
-70.05%
Rice (white) (1kg)
$3.30 €2.94
$5.45 BMD 5.45
-39.45%
Eggs
$4.45 €3.97
$7.23 BMD 7.23
-38.45%
Local Cheese (1kg)
$17.10 €15.26
$23.76 BMD 23.76
-28.03%
Chicken Fillets (1kg)
$12.19 €10.88
$21.05 BMD 21.05
-42.09%
Beef Round Steak (1kg)
$18.30 €16.33
$19.59 BMD 19.59
-6.58%
Apples (1kg)
$3.58 €3.19
$8.86 BMD 8.86
-59.59%
Banana (1kg)
$1.98 €1.77
$6.75 BMD 6.75
-70.67%
Oranges (1kg)
$3.27 €2.92
$7.34 BMD 7.34
-55.45%
Tomato (1kg)
$3.81 €3.40
$8.53 BMD 8.53
-55.33%
Potato (1kg)
$2.13 €1.90
$5.57 BMD 5.57
-61.76%
Onion (1kg)
$2.21 €1.97
$4.11 BMD 4.11
-46.23%
Lettuce (1 head)
$1.49 €1.33
$6.33 BMD 6.33
-76.46%
Water (1.5 liter bottle)
$1.01 €0.90
$3.43 BMD 3.43
-70.55%
Cigarettes 20 Pack (Marlboro, Camel)
$10.49 €9.37
$17.91 BMD 17.91
-41.43%
Wine (Bottle)
$6.76 €6.03
$24.06 BMD 24.06
-71.90%
Local Beer (0.5 liter bottle)
$1.34 €1.20
$5.18 BMD 5.18
-74.13%
Imported Beer (0.33 liter bottle)
$2.10 €1.87
$4.31 BMD 4.31
-51.28%
🚌 Getting Around
Berlin
Hamilton
Difference
One-way Ticket (Public Transport)
$4.37 €3.90
$5.14 BMD 5.14
-14.98%
Public Transport Monthly Pass (Regular Price)
$71.0 €63.3
$69.1 BMD 69.1
2.66%
Taxi Start (Normal Tariff)
$5.29 €4.72
$6.39 BMD 6.39
-17.21%
Taxi (Normal Tariff) (1km)
$3.05 €2.73
$2.91 BMD 2.91
4.81%
Taxi 1hour Waiting (Normal Tariff)
$36.30 €32.39
$70.7 BMD 70.7
-48.64%
Gasoline (1 liter)
$2.28 €2.03
$2.36 BMD 2.36
-3.39%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.2K €29.7K
$38.2K BMD 38.2K
-12.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.1K €34.9K
$43.3K BMD 43.3K
-9.79%
🧾 Monthly Utilities & Internet
Berlin
Hamilton
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$379 €339
$293 BMD 293
29.50%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.31 €17.23
$151 BMD 151
-87.21%
Internet (50+ Mbps, Unlimited Data)
$48.41 €43.20
$163 BMD 163
-70.24%
🎉 Sport & Entertainment
Berlin
Hamilton
Difference
Gym Membership (Monthly)
$40.31 €35.97
$189 BMD 189
-78.65%
Tennis Court (1 Hour on Weekend)
$35.51 €31.69
$14.76 BMD 14.76
140.58%
Cinema Ticket
$15.53 €13.86
$13.58 BMD 13.58
14.36%
🧸 Childcare & Education
Berlin
Hamilton
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$144 €128
$1,307 BMD 1,307
-89.01%
International Primary School, 1 Child (Yearly)
$15.8K €14.1K
$25.3K BMD 25.3K
-37.80%
👕👟 Clothing & Footwear
Berlin
Hamilton
Difference
Jeans (Levis 501 Or Similar)
$94.6 €84.5
$90.1 BMD 90.1
5.06%
Summer Dress (H&M, Zara, etc)
$46.33 €41.34
$70.1 BMD 70.1
-33.86%
Sport Shoes (Adidas, Nike)
$103 €92.2
$140 BMD 140
-26.31%
Men's Leather Business Shoes
$141 €126
$130 BMD 130
8.76%
🏠 Accommodation & Living
Berlin
Hamilton
Difference
1-bedroom Apartment, City Center (Monthly)
$1,488 €1,328
$3,943 BMD 3,943
-62.26%
1-bedroom Apartment, Outside City Center (Monthly)
$1,098 €980
$2,641 BMD 2,641
-58.42%
3-bedroom Apartment, City Center (Monthly)
$2,665 €2,378
$8,560 BMD 8,560
-68.87%
3-bedroom Apartment, Outside City Center (Monthly)
$2,080 €1,856
$7,447 BMD 7,447
-72.07%
Buy Apartment in City Center (m2)
$8,578 €7,655
$15.1K BMD 15.1K
-43.30%
Buy Apartment Outside City Center (m2)
$5,438 €4,853
$8,947 BMD 8,947
-39.22%
💵 Salaries & Financials
Berlin
Hamilton
Difference
Average Monthly Net Salary (After Tax)
$3,487 €3,112
$6,487 BMD 6,487
-46.25%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.8
8.63
-55.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Berlin: October 3, 2026

Last update for Hamilton: October 4, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Berlin
$1.1K
Hamilton
$2.6K 141% $1.5K
Monthly Utilities & Internet
Berlin
$447
Hamilton
$607 35.7% $159
Groceries & Markets
Berlin
$351
Hamilton
$747 113% $396
Eating Out
Berlin
$289
Hamilton
$600 108% $311
Clothing & Footwear
Berlin
$174
Hamilton
$194 11.6% $20
Getting Around
Berlin
$109
Hamilton
$111 1.5% $1.6
Sport & Entertainment
Berlin
$71
Hamilton
$216 203% $145

Cost Breakdown

A central one-bedroom costs $1,488 in Berlin versus $3,943 in Hamilton. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 86% higher in Hamilton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $80.0 in Berlin versus $153 in Hamilton. Monthly groceries follow the same trend: $351 vs $747 – making Berlin the more affordable choice for daily food spending.

Good to know
🇩🇪 Berlin
🇧🇲 Hamilton
🕒 Local time
13:15 1:15 PM
08:15 8:15 AM
5 h behind Berlin
🌤 Weather
👥 Population
3,769,962 Capital
10,000 Capital
💱 Currency
Euro EUR €
Exchange rates and currency converter

BMD, USD to EUR – Euro Converter

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Bermudian Dollar exchange rates as of October 10, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.892 EUR).

On the map
Between locations
  • Berlin Hamilton 6,450 km ≈ 9 h nonstop flight
From you
  • Berlin
  • Hamilton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Berlin vs Hamilton: Cost of Living - Frequently Asked Questions
Is Hamilton cheaper than Berlin?
Yes – Hamilton is pricier by about 102%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $3,818 per month in Berlin and $7,696 in Hamilton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Berlin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Berlin and in Hamilton?
Monthly expenses with rent come to $2,545 in Berlin and $5,131 in Hamilton. That's a gap of about 102%.
Which city has cheaper public transport?
Public transport costs about 3% less in Berlin. For daily commuters, that gap adds up to noticeable savings over a year.
Is $2,500 enough to cover costs in Berlin or in Hamilton?
$2,500 is a stretch for both – monthly costs hit $2,545 in Berlin and $5,131 in Hamilton. You'll need shared housing and careful budgeting no matter which city you pick.
Is Berlin or Hamilton more family-friendly?
Families tend to lean toward Berlin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Berlin or Hamilton?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Berlin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamilton makes more sense. Both are solid long-term options with distinct trade-offs.

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