Last update: Oct 2026

Cost of Living Comparison Between India and the Gambia

Name: Gambia
Address: GM

For one person, living is cheaper in India: $399 a month against $703 in the Gambia, rent and utilities included – about $3,600 less a year. The total is higher in the Gambia despite lower rent and utilities.

19

Cost of Living Index in India
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India Living Index
34

Cost of Living Index in the Gambia
Learn more

Gambia Living Index

Jump to prices

🇮🇳 India

$399

/mo nomad

🇬🇲 Gambia

$703

/mo nomad

Monthly Cost of Living

How much you'll spend in India and in the Gambia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in India and in the Gambia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $399 in India versus $703 in the Gambia.

India $399
Gambia $703

Estimated couple costs with rent: $639 in India versus $1,215 in the Gambia.

India $639
Gambia $1,215

Monthly costs for a family of three with rent: $879 in India versus $1,726 in the Gambia.

India $879
Gambia $1,726

India ($230–$813) and the Gambia ($56–$677) have similar cost spreads. Where you settle within each country has roughly equal impact on the budget.

Living in India costs about 43% less than in the Gambia on average.

Both countries sit below the global median: India 71% lower, the Gambia 48% lower.

Meal at Budget Restaurant

$2.14 ₹204

$6.81 GMD 505

-68.58%

Three-Course Dinner for Two, Mid-Range

$10.46 ₹995

$74.8 GMD 5,542

-86.01%

Fast Food Meal (McDonalds, etc)

$3.80 ₹361

$7.59 GMD 562

-49.93%

Cappuccino

$1.68 ₹160

$3.51 GMD 260

-52.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹35.99

$2.19 GMD 163

-82.65%

Water (0.33 liter bottle)

$0.15 ₹14.60

$1.31 GMD 96.9

-88.55%

Local Beer (0.5 liter draught)

$1.87 ₹178

$5.73 GMD 424

-67.36%

Imported Beer (0.33 liter bottle)

$3.18 ₹303

$4.52 GMD 335

-29.65%

Milk (1 liter)

$0.62 ₹59.2

$1.38 GMD 102

-55.07%

White Bread (500g)

$0.50 ₹47.76

$0.72 GMD 53.4

-30.56%

Rice (white) (1kg)

$0.63 ₹60.3

$1.19 GMD 88.2

-47.06%

Eggs

$0.96 ₹91.3

$2.07 GMD 154

-53.62%

Local Cheese (1kg)

$4.85 ₹461

$5.92 GMD 439

-18.07%

Chicken Fillets (1kg)

$2.84 ₹271

$8.57 GMD 635

-66.86%

Beef Round Steak (1kg)

$5.55 GMD 411

Apples (1kg)

$2.00 ₹190

$2.01 GMD 149

-0.50%

Banana (1kg)

$0.65 ₹61.4

$1.53 GMD 114

-57.52%

Oranges (1kg)

$0.97 ₹92.3

$2.08 GMD 154

-53.37%

Tomato (1kg)

$0.47 ₹44.30

$1.76 GMD 131

-73.30%

Potato (1kg)

$0.34 ₹31.87

$0.98 GMD 72.6

-65.31%

Onion (1kg)

$0.42 ₹39.73

$0.91 GMD 67.3

-53.85%

Lettuce (1 head)

$0.47 ₹44.39

$0.28 GMD 20.95

67.86%

Water (1.5 liter bottle)

$0.31 ₹29.67

$0.39 GMD 28.75

-20.51%

Cigarettes 20 Pack (Marlboro, Camel)

$5.08 ₹483

$1.66 GMD 123

206.02%

Wine (Bottle)

$7.31 ₹695

$6.83 GMD 506

7.03%

Local Beer (0.5 liter bottle)

$1.63 ₹155

$1.51 GMD 112

7.95%

Imported Beer (0.33 liter bottle)

$2.76 ₹262

$1.57 GMD 117

75.80%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.11 ₹486

One-way Ticket (Public Transport)

$0.26 ₹24.86

$0.33 GMD 24.09

-21.21%

Public Transport Monthly Pass (Regular Price)

$8.58 ₹816

$6.63 GMD 491

29.41%

Taxi Start (Normal Tariff)

$1.00 ₹94.7

Taxi (Normal Tariff) (1km)

$0.27 ₹25.74

$0.65 GMD 48.22

-58.46%

Taxi 1hour Waiting (Normal Tariff)

$1.54 ₹146

$4.03 GMD 299

-61.79%

Gasoline (1 liter)

$1.07 ₹102

$1.03 GMD 76.6

3.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.2K ₹1.1M

$2,672 GMD 198.0K

319.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.1K ₹1.9M

$3,254 GMD 241.1K

516.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$37.08 ₹3,527

$30.48 GMD 2,258

21.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.58 ₹340

$14.20 GMD 1,052

-74.79%

Internet (50+ Mbps, Unlimited Data)

$7.15 ₹680

$51.7 GMD 3,830

-86.17%

Gym Membership (Monthly)

$15.00 ₹1,427

$23.45 GMD 1,738

-36.03%

Tennis Court (1 Hour on Weekend)

$7.17 ₹682

$13.63 GMD 1,010

-47.40%

Cinema Ticket

$3.20 ₹304

$3.33 GMD 247

-3.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$58.8 ₹5,592

$6.61 GMD 490

789.56%

International Primary School, 1 Child (Yearly)

$1,667 ₹158.5K

$138 GMD 10.2K

1111.40%

Jeans (Levis 501 Or Similar)

$23.03 ₹2,191

$56.8 GMD 4,212

-59.48%

Summer Dress (H&M, Zara, etc)

$24.17 ₹2,299

$44.94 GMD 3,330

-46.22%

Sport Shoes (Adidas, Nike)

$41.20 ₹3,918

$97.8 GMD 7,247

-57.87%

Men's Leather Business Shoes

$29.62 ₹2,817

$87.6 GMD 6,490

-66.18%

1-bedroom Apartment, City Center (Monthly)

$146 ₹13.9K

$102 GMD 7,587

43.05%

1-bedroom Apartment, Outside City Center (Monthly)

$96.4 ₹9,165

$82.4 GMD 6,107

16.91%

3-bedroom Apartment, City Center (Monthly)

$343 ₹32.6K

$219 GMD 16.2K

56.63%

3-bedroom Apartment, Outside City Center (Monthly)

$234 ₹22.2K

$104 GMD 7,684

125.51%

Buy Apartment in City Center (m2)

$1,177 ₹111.9K

$1,467 GMD 108.7K

-19.79%

Buy Apartment Outside City Center (m2)

$633 ₹60.2K

$1,144 GMD 84.8K

-44.64%

Average Monthly Net Salary (After Tax)

$409 ₹38.9K

$60.4 GMD 4,477

576.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.93

-40.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for India: October 25, 2026

Last update for the Gambia: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

India

$102 25.6%

Gambia

$183 26% 78.7% $80

Accommodation & Living

India

$96 24.1%

Gambia

$82 11.7% 14.5% $14

Eating Out

India

$67 16.7%

Gambia

$171 24.3% 157% $105

Clothing & Footwear

India

$53 13.3%

Gambia

$129 18.4% 143% $76

Monthly Utilities & Internet

India

$48 12%

Gambia

$96 13.7% 102% $49

Sport & Entertainment

India

$21 5.4%

Gambia

$30 4.3% 40.8% $8.7

Getting Around

India

$12 3%

Gambia

$11 * 1.6% 6.7% $0.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

National rent averages: $120 in India, $105 in the Gambia. Capital cities: $277 in Delhi vs $105 in Banjul.

National salary averages: $412 in India, $62 in the Gambia. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 14% higher in India.

Dining out costs 491% more in the Gambia.

Salaries are about 6.6 times higher in India, and purchasing power comes out stronger in India.

Good to know

🇮🇳 India

🇬🇲 Gambia

🕒 Local time

15:51 3:51 PM

10:21 10:21 AM

5 h 30 min behind India

🌤 Weather

👥 Population

1,326,093,247

2,639,916

💱 Currency

Indian Rupee INR ₹

Gambian Dalasi GMD D

📈 Exchange rate

1,000 INR = 10.51 USD

1,000 INR = 9.45 EUR

100 GMD = 1.35 USD

100 GMD = 1.21 EUR

Exchange rates and currency converter

GMD, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 28, 2026: 1 USD = 95.1 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.45 EUR).

Gambian Dalasi exchange rates as of October 28, 2026: 1 USD = 74.1 GMD (100 GMD = 1.35 USD). 1 EUR = 82.47 GMD (100 GMD = 1.21 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

India Gambia 9,660 km ≈ 13 h nonstop flight

From you

India
Gambia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

India vs Gambia: Cost of Living - Frequently Asked Questions

At $703 per month in the Gambia and $399 in India, there’s a 76% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Overall, India is the cheaper option, but not in every category: rent, groceries, transport, and eating out each follow their own pattern. Check the categories you spend the most on before deciding.

It depends on what you’re after: India wins on affordability; the Gambia may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.