Solo nomad: Estimated monthly costs are $587 (excluding rent), and $916 including rent.
Family of 3: Estimated monthly costs are $1,410 (excluding rent), and $1,953 including rent.
Currency
๐ฝ Eating Out
Cost
Range
Meal at Budget Restaurant
$4.13NIOย 152
$3.21NIOย 118
$9.80NIOย 361
Three-Course Dinner for Two, Mid-Range
$29.96NIOย 1,103
$23.97NIOย 883
$69.9NIOย 2,574
Fast Food Meal(McDonalds, etc)
$6.58NIOย 242
$5.52NIOย 203
$8.09NIOย 298
Cappuccino
$2.21NIOย 81.3
$1.13NIOย 41.61
$4.19NIOย 154
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.77NIOย 28.37
$0.53NIOย 19.39
$1.33NIOย 48.84
Water(0.33 liter bottle)
$0.68NIOย 25.05
$0.52NIOย 19.27
$0.91NIOย 33.53
Local Beer(0.5 liter draught)
$1.33NIOย 49.11
$1.07NIOย 39.36
$1.72NIOย 63.2
Imported Beer(0.33 liter bottle)
$2.05NIOย 75.4
$1.86NIOย 68.6
$3.18NIOย 117
๐ Groceries & Markets
Cost
Range
Milk(1 liter)
$1.17NIOย 43.05
$0.84NIOย 31.01
$1.40NIOย 51.4
White Bread(500g)
$1.94NIOย 71.6
$0.59NIOย 21.91
$2.43NIOย 89.5
Rice(white)(1kg)
$1.64NIOย 60.5
$1.02NIOย 37.57
$2.14NIOย 78.9
Eggs
$2.03NIOย 74.7
$1.40NIOย 51.5
$2.42NIOย 89.0
Local Cheese(1kg)
$8.13NIOย 299
$1.93NIOย 71.1
$13.57NIOย 500
Chicken Fillets(1kg)
$6.20NIOย 228
$2.99NIOย 110
$6.83NIOย 252
Beef Round Steak(1kg)
$7.74NIOย 285
$6.35NIOย 234
$10.94NIOย 403
Apples(1kg)
$4.01NIOย 148
$2.71NIOย 99.7
$5.40NIOย 199
Banana(1kg)
$1.17NIOย 42.99
$0.54NIOย 20.04
$2.19NIOย 80.5
Oranges(1kg)
$2.41NIOย 88.7
$1.54NIOย 56.8
$5.59NIOย 206
Tomato(1kg)
$2.05NIOย 75.5
$0.87NIOย 32.08
$3.02NIOย 111
Potato(1kg)
$3.56NIOย 131
$1.79NIOย 66.0
$4.27NIOย 157
Onion(1kg)
$1.98NIOย 72.9
$0.98NIOย 36.26
$2.67NIOย 98.3
Lettuce(1 head)
$0.86NIOย 31.68
$0.69NIOย 25.27
$1.60NIOย 59.1
Water(1.5 liter bottle)
$1.05NIOย 38.54
$0.79NIOย 29.18
$1.78NIOย 65.5
Cigarettes 20 Pack(Marlboro, Camel)
$3.09NIOย 114
$2.66NIOย 98.0
$3.50NIOย 129
Wine(Bottle)
$10.02NIOย 369
$7.91NIOย 291
$14.70NIOย 541
Local Beer(0.5 liter bottle)
$1.36NIOย 50.2
$1.06NIOย 39.02
$1.67NIOย 61.4
Imported Beer(0.33 liter bottle)
$2.09NIOย 77.1
$1.46NIOย 53.8
$2.32NIOย 85.3
๐ Getting Around
Cost
Range
One-way Ticket(Public Transport)
$0.14NIOย 5.27
$0.14NIOย 5.27
$0.29NIOย 10.53
Public Transport Monthly Pass(Regular Price)
$5.88NIOย 216
$5.88NIOย 216
$8.30NIOย 305
Taxi Start(Normal Tariff)
$1.08NIOย 39.62
$0.59NIOย 21.61
$1.59NIOย 58.7
Taxi(Normal Tariff)(1km)
$0.60NIOย 22.18
$0.54NIOย 20.03
$1.58NIOย 58.3
Taxi 1hour Waiting(Normal Tariff)
$6.86NIOย 253
$5.51NIOย 203
$10.09NIOย 372
Gasoline(1 liter)
$1.31NIOย 48.20
$1.23NIOย 45.30
$1.48NIOย 54.4
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.3KNIOย 857.5K
$22.3KNIOย 821.2K
$23.3KNIOย 857.5K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7KNIOย 983.1K
$26.3KNIOย 969.3K
$26.7KNIOย 983.1K
๐งพ Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$76.7NIOย 2,823
$42.52NIOย 1,566
$110NIOย 4,068
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.14NIOย 631
$10.80NIOย 398
$24.10NIOย 887
Internet(50+ Mbps, Unlimited Data)
$38.47NIOย 1,416
$30.23NIOย 1,113
$47.85NIOย 1,762
๐ Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$35.48NIOย 1,307
$16.66NIOย 613
$45.77NIOย 1,685
Tennis Court(1 Hour on Weekend)
$14.92NIOย 549
$14.92NIOย 549
$14.92NIOย 549
Cinema Ticket
$8.23NIOย 303
$6.33NIOย 233
$12.35NIOย 455
๐งธ Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$107NIOย 3,935
$49.57NIOย 1,825
$198NIOย 7,301
International Primary School, 1 Child(Yearly)
$8,197NIOย 301.8K
$4,173NIOย 153.7K
$14.9KNIOย 548.8K
๐๐ Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$67.3NIOย 2,479
$15.09NIOย 556
$90.6NIOย 3,334
Summer Dress(H&M, Zara, etc)
$50.6NIOย 1,861
$30.35NIOย 1,117
$121NIOย 4,470
Sport Shoes(Adidas, Nike)
$101NIOย 3,707
$34.56NIOย 1,272
$148NIOย 5,453
Men's Leather Business Shoes
$93.4NIOย 3,437
$35.11NIOย 1,293
$148NIOย 5,463
๐ Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$357NIOย 13.2K
$203NIOย 7,461
$507NIOย 18.7K
1-bedroom Apartment, Outside City Center(Monthly)
$277NIOย 10.2K
$153NIOย 5,623
$458NIOย 16.9K
3-bedroom Apartment, City Center(Monthly)
$594NIOย 21.9K
$293NIOย 10.8K
$1,177NIOย 43.3K
3-bedroom Apartment, Outside City Center(Monthly)
$494NIOย 18.2K
$301NIOย 11.1K
$1,003NIOย 36.9K
Buy Apartment in City Center(m2)
$1,211NIOย 44.6K
$789NIOย 29.1K
$2,102NIOย 77.4K
Buy Apartment Outside City Center(m2)
$679NIOย 25.0K
$366NIOย 13.5K
$900NIOย 33.1K
๐ต Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$302NIOย 11.1K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
10.25
9
11.75
CityCost data is based on AI and user input โ minor inaccuracies may occur.
Last update: January 13, 2026
Digital Nomad Cost of Living Index
Cost of Living in Nicaragua - Frequently Asked Questions
Is Nicaragua a good value for cost-conscious travelers, expats, and digital nomads, compared to neighboring countries?
In Nicaragua, cost of living tends to be lower than in many other Central American destinations, making it attractive for travelers, expats, and digital nomads seeking longer stays. You'll typically find affordable housing options โ from simple apartments to co-living spaces โ plus inexpensive street food and local markets. Public transport is budget-friendly, while ride-hailing and casual taxis are common. Internet quality varies by area, so choose established expat-friendly neighborhoods for reliability. Overall, Cost of Living in Nicaragua can feel comfortable if you plan around seasonal tourism ebbs and local price variations. Tip: shortlist a few neighborhoods with reliable WiโFi before committing to a long-term stay.
What does daily life look like in terms of housing search, food options, transport, and errands?
When you start your housing search, target cities with steady expat communities โ Granada, Leรณn, or Managua suburbs โ where rentals range from compact studios to larger apartments. For daily meals, you can balance street eats with local markets and occasional groceries. Public buses are common and inexpensive, while ride-hailing offers faster options when youโre short on time. For errands and coworking, look for areas with reliable power and solid internet; many venues offer day passes or coworking memberships. Nicaragua living cost tends to stay predictable when you anchor your stay to a neighborhood with consistent services. Tip: test a few coworking spaces during your first week to gauge connectivity and community.
What budgeting strategies and neighborhood choices help maximize quality of life in Nicaragua?
To maximize value, adopt a simple budgeting framework: split your monthly spend into housing, food, transport, and activities, then set flexible targets for each category. For housing, look beyond price and assess location, safety, and internet reliability. Seasonal patterns matter: prices in tourist zones crest during holidays, while inland towns stay steadier. Save by cooking most meals, using local markets, and negotiating longer-term rents. Neighborhood fit matters more than sheer cost โ choose areas with easy access to transport, groceries, and coworking spaces that fit your workflow. Tip: build a short 'trial map' of two to three neighborhoods to compare quality of life over two to four weeks.