Cost of Living in Montenegro - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $716 (excluding rent), and $1,364 including rent.
Family of 3: Estimated monthly costs are $1,762 (excluding rent), and $2,851 including rent.
Currency
🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$11.62 €9.98
$6.97 €5.99
$17.44 €14.98
Three-Course Dinner for Two, Mid-Range
$46.54 €39.98
$29.09 €24.99
$80.3 €69.0
Fast Food Meal (McDonalds, etc)
$9.20 €7.90
$6.90 €5.92
$11.50 €9.88
Cappuccino
$2.30 €1.98
$1.46 €1.26
$3.95 €3.40
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.29 €1.96
$1.17 €1.01
$3.51 €3.01
Water (0.33 liter bottle)
$1.46 €1.25
$1.14 €0.98
$2.28 €1.96
Local Beer (0.5 liter draught)
$2.92 €2.51
$1.76 €1.51
$4.68 €4.02
Imported Beer (0.33 liter bottle)
$3.40 €2.92
$2.26 €1.94
$4.53 €3.90
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.36 €1.17
$1.16 €1.00
$1.86 €1.60
White Bread (500g)
$1.04 €0.89
$0.83 €0.71
$1.79 €1.53
Rice (white) (1kg)
$2.25 €1.93
$1.28 €1.10
$3.49 €3.00
Eggs
$3.22 €2.77
$2.79 €2.39
$3.94 €3.38
Local Cheese (1kg)
$8.62 €7.41
$5.67 €4.87
$13.93 €11.97
Chicken Fillets (1kg)
$7.75 €6.66
$4.62 €3.97
$10.96 €9.42
Beef Round Steak (1kg)
$11.58 €9.94
$9.30 €7.99
$15.12 €12.99
Apples (1kg)
$1.39 €1.19
$0.93 €0.80
$2.36 €2.02
Banana (1kg)
$1.76 €1.51
$1.25 €1.07
$2.27 €1.95
Oranges (1kg)
$1.64 €1.41
$1.06 €0.91
$2.85 €2.45
Tomato (1kg)
$2.62 €2.25
$1.23 €1.06
$3.50 €3.01
Potato (1kg)
$1.00 €0.86
$0.73 €0.63
$1.35 €1.16
Onion (1kg)
$1.13 €0.97
$0.67 €0.58
$1.69 €1.45
Lettuce (1 head)
$1.63 €1.40
$0.80 €0.69
$2.64 €2.26
Water (1.5 liter bottle)
$0.90 €0.77
$0.61 €0.52
$1.69 €1.45
Cigarettes 20 Pack (Marlboro, Camel)
$4.13 €3.55
$3.66 €3.15
$4.58 €3.94
Wine (Bottle)
$5.72 €4.91
$4.34 €3.73
$12.59 €10.82
Local Beer (0.5 liter bottle)
$1.13 €0.97
$0.74 €0.63
$1.71 €1.46
Imported Beer (0.33 liter bottle)
$1.73 €1.48
$1.14 €0.98
$2.28 €1.96
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.18 €1.02
$1.06 €0.91
$2.36 €2.03
Public Transport Monthly Pass (Regular Price)
$34.53 €29.66
$28.77 €24.72
$46.04 €39.55
Taxi Start (Normal Tariff)
$1.17 €1.01
$0.59 €0.50
$2.34 €2.01
Taxi (Normal Tariff) (1km)
$1.06 €0.91
$0.58 €0.50
$1.60 €1.37
Taxi 1hour Waiting (Normal Tariff)
$13.67 €11.75
$7.97 €6.85
$17.09 €14.68
Gasoline (1 liter)
$1.76 €1.51
$1.66 €1.42
$1.90 €1.63
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.7K €27.2K
$29.2K €25.1K
$33.9K €29.1K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.7K €26.4K
$27.7K €23.8K
$34.7K €29.8K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$127 €109
$92.5 €79.5
$197 €169
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.18 €15.61
$11.38 €9.78
$25.03 €21.50
Internet (50+ Mbps, Unlimited Data)
$31.50 €27.06
$24.39 €20.95
$42.97 €36.91
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$44.72 €38.41
$22.88 €19.65
$68.6 €59.0
Tennis Court (1 Hour on Weekend)
$13.68 €11.75
$11.50 €9.88
$17.26 €14.83
Cinema Ticket
$5.69 €4.89
$4.55 €3.91
$7.96 €6.83
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$318 €273
$161 €139
$461 €396
International Primary School, 1 Child (Yearly)
$8,695 €7,469
$5,698 €4,894
$17.1K €14.7K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$82.8 €71.1
$34.62 €29.73
$137 €118
Summer Dress (H&M, Zara, etc)
$40.38 €34.69
$23.52 €20.20
$58.8 €50.5
Sport Shoes (Adidas, Nike)
$98.4 €84.5
$69.2 €59.4
$138 €119
Men's Leather Business Shoes
$119 €103
$93.3 €80.1
$175 €150
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$678 €583
$515 €442
$1,144 €983
1-bedroom Apartment, Outside City Center (Monthly)
$506 €435
$375 €322
$738 €634
3-bedroom Apartment, City Center (Monthly)
$1,194 €1,026
$855 €734
$1,710 €1,469
3-bedroom Apartment, Outside City Center (Monthly)
$922 €792
$692 €595
$1,384 €1,189
Buy Apartment in City Center (m2)
$3,073 €2,640
$2,146 €1,844
$5,801 €4,983
Buy Apartment Outside City Center (m2)
$2,344 €2,013
$1,777 €1,527
$2,962 €2,545
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$1,032 €886
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.66
5
7

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: March 2, 2026

By City in Montenegro
Lowest
Highest
Rank
City
Population
Living Index
Solo costs (no rent) / month
Solo costs (with rent) / month
Family of 3 costs (no rent) / month
Family of 3 costs (with rent) / month
Mobile download speed (Mbps)
Internet download speed (Mbps)
1
17727
68 $689 $1,333 $1,701 $2,690
132.7
246.58
2
11073
78 $935 $1,518 $1,827 $3,260
67.37
203.39
3
13117
73 $678 $1,481 $1,699 $3,032
129.31
154.74
4
13338
87 $856 $1,715 $2,169 $3,706
9.91
138.76
5
13918
71 $775 $1,437 $1,644 $2,902
198.23
162.19
6
5200
66 $663 $1,301 $1,490 $2,681
40.35
125.88
7
11059
72 $756 $1,428 $1,732 $2,876
100.87
127.13
8
2900
66 $735 $1,293 $1,568 $2,619
187.93
191.42
9
13000
78 $773 $1,590 $2,089 $3,354
43.55
66.91
10
56970
48 $598 $975 $1,440 $1,932
34.56
214.3
11
350
66 $690 $1,328 $1,423 $2,629
107.34
126.66
12
150799
65 $685 $1,292 $1,685 $2,716
262.62
263.28
13
2000
70 $809 $1,398 $1,567 $2,879
128.71
130.74
14
9500
81 $888 $1,630 $1,796 $3,198
104.98
169.56
15
10707
69 $634 $1,376 $1,993 $2,805
249.31
179.54
16
1900
62 $636 $1,230 $1,509 $2,453
98.61
51.35
Montenegro Median Internet Speeds (Updated January 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cost of Living in Montenegro - Frequently Asked Questions
How affordable is Montenegro for travelers, expats, and digital nomads, and who tends to find good value there?
Montenegro offers a blend of value and scenery that appeals to travelers, expats, and digital nomads. For many, daily costs stay manageable, especially outside busy coastal hotspots. Expats often find housing and utilities reasonable compared with Western Europe, while nomads can extend stays with flexible leases. The balance shifts by location and season: coastal towns are pricier in summer, inland towns tend to feel calmer and cheaper. Practical planning – cook at home, use public transport, and shop locally – maximizes value without sacrificing comfort. Understanding Cost of Living in Montenegro can help you choose neighborhoods that fit your rhythm. Tip: map out a few core errands and test longer stays before committing.
What does daily life look like for housing, food, transport, and errands when you’re living in Montenegro?
Finding a comfortable routine begins with smart housing and smart errands. In Podgorica, you'll encounter practical rental options with easy public transit; in coastal towns, leases may be ocean-leaning but pricier in season. Use local markets and mid-sized supermarkets for fresh produce, and sample street foods for budget-friendly meals. Co-working spaces and cafes help you work in different vibes without breaking the bank. Public buses connect towns, while occasional ferries stitch the coast together. Montenegro living cost tends to hinge on location, season, and how much you cook at home versus dine out. Tip: lock in a longer-term stay to negotiate better terms.
What budgeting approach helps you maximize quality of life in Montenegro across seasons and neighborhoods?
To budget effectively in Montenegro, use a simple, seasonal framework: separate your essentials, flexible spending, and savings buffer. Prioritize housing in areas that suit your rhythm – old towns pulse with culture but pack more seasonal noise and prices, while newer neighborhoods offer quieter living and more predictable utilities. Track food and transport by season: markets brim with fresh produce in spring and autumn; summer brings upfront costs for coastal trips, while winter utilities may influence budgeting. Build a neighborhood shortlist by walking the vibe – cafes, parks, and safety matter as much as rent. Tip: test a weekend trip to a few areas to compare daily life before committing.

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