Last update: Oct 2026 Montenegro 2K

Cost of Living in Sutomore

For one person, living costs in Sutomore are estimated at $1,095 a month, including rent and utilities – 16% below the national average. Rent and utilities take about a third of the total.

Monthly Cost of Living

How much you'll spend in Sutomore

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sutomore actually costs, broken down by who's living it.

A single person spends around $1,095 per month with rent, or $687 for everyday expenses alone.

$1,095 /mo

A couple spends around $1,682 per month with rent, or $1,165 for everyday expenses alone.

$1,682 /mo

A family of three spends around $2,269 per month with rent, or $1,643 without housing.

$2,269 /mo

Overall, Sutomore is about 20% below the global median. Within Europe, costs are well below average (38% lower) – one of the most affordable options in the region.

Currency
Do you live in Sutomore? Add cost details
🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$11.24 €10.00
$5.62 €5.00
$19.11 €17.00
Three-Course Dinner for Two, Mid-Range
$35.96 €31.99
$27.66 €24.60
$88.5 €78.7
Fast Food Meal (McDonalds, etc)
$9.16 €8.14
$9.16 €8.14
$13.73 €12.21
Cappuccino
$2.59 €2.30
$2.24 €2.00
$4.49 €3.99
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.20 €1.96
$1.13 €1.01
$3.38 €3.01
Water (0.33 liter bottle)
$1.47 €1.31
$0.77 €0.68
$2.74 €2.44
Local Beer (0.5 liter draught)
$2.85 €2.53
$1.14 €1.02
$5.70 €5.07
Imported Beer (0.33 liter bottle)
$3.44 €3.06
$2.29 €2.03
$5.72 €5.09
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.19 €1.06
$1.01 €0.89
$1.36 €1.21
White Bread (500g)
$1.01 €0.90
$0.92 €0.82
$1.38 €1.23
Rice (white) (1kg)
$2.25 €2.00
$1.36 €1.21
$6.77 €6.03
Eggs
$3.08 €2.74
$2.73 €2.43
$3.51 €3.12
Local Cheese (1kg)
$8.77 €7.80
$7.69 €6.84
$9.62 €8.56
Chicken Fillets (1kg)
$7.55 €6.71
$3.43 €3.06
$12.62 €11.22
Beef Round Steak (1kg)
$12.24 €10.89
$9.61 €8.55
$16.70 €14.85
Apples (1kg)
$1.26 €1.12
$0.86 €0.77
$1.86 €1.65
Banana (1kg)
$1.49 €1.32
$1.31 €1.17
$2.73 €2.43
Oranges (1kg)
$1.47 €1.31
$0.87 €0.77
$2.73 €2.43
Tomato (1kg)
$2.87 €2.56
$1.68 €1.50
$3.38 €3.01
Potato (1kg)
$0.85 €0.75
$0.43 €0.38
$1.07 €0.95
Onion (1kg)
$1.09 €0.97
$0.50 €0.45
$1.69 €1.50
Lettuce (1 head)
$1.46 €1.30
$0.55 €0.49
$2.18 €1.94
Water (1.5 liter bottle)
$0.89 €0.79
$0.54 €0.48
$1.62 €1.45
Cigarettes 20 Pack (Marlboro, Camel)
$3.85 €3.42
$3.30 €2.93
$4.94 €4.40
Wine (Bottle)
$4.56 €4.05
$3.42 €3.04
$11.40 €10.14
Local Beer (0.5 liter bottle)
$1.24 €1.10
$0.90 €0.80
$1.34 €1.19
Imported Beer (0.33 liter bottle)
$1.68 €1.50
$1.33 €1.18
$2.21 €1.96
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.65 €1.47
$1.11 €0.99
$2.21 €1.96
Public Transport Monthly Pass (Regular Price)
$38.44 €34.19
$16.48 €14.66
$38.44 €34.19
Taxi Start (Normal Tariff)
$1.14 €1.01
$1.14 €1.01
$3.18 €2.83
Taxi (Normal Tariff) (1km)
$1.14 €1.01
$0.91 €0.81
$2.27 €2.02
Taxi 1hour Waiting (Normal Tariff)
$16.91 €15.04
$16.91 €15.04
$16.91 €15.04
Gasoline (1 liter)
$1.77 €1.57
$1.62 €1.45
$1.98 €1.76
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.7K €25.5K
$27.6K €24.6K
$32.0K €28.5K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.3K €18.9K
$21.3K €18.9K
$26.9K €23.9K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$133 €118
$94.3 €83.9
$222 €197
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.19 €11.73
$11.30 €10.05
$22.61 €20.11
Internet (50+ Mbps, Unlimited Data)
$33.34 €29.65
$26.45 €23.53
$44.09 €39.21
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$45.68 €40.63
$27.69 €24.63
$54.3 €48.26
Tennis Court (1 Hour on Weekend)
$14.42 €12.83
$11.00 €9.79
$16.50 €14.68
Cinema Ticket
$5.97 €5.31
$5.43 €4.83
$7.70 €6.85
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$395 €352
$331 €294
$552 €491
International Primary School, 1 Child (Yearly)
$6,959 €6,190
$5,366 €4,773
$16.8K €14.9K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$84.5 €75.2
$56.3 €50.1
$135 €120
Summer Dress (H&M, Zara, etc)
$33.24 €29.56
$27.70 €24.63
$55.4 €49.28
Sport Shoes (Adidas, Nike)
$72.2 €64.2
$66.7 €59.3
$133 €119
Men's Leather Business Shoes
$93.0 €82.8
$54.7 €48.68
$219 €195
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$370 €329
$333 €296
$388 €346
1-bedroom Apartment, Outside City Center (Monthly)
$275 €245
$220 €196
$330 €294
3-bedroom Apartment, City Center (Monthly)
$559 €497
$559 €497
$559 €497
3-bedroom Apartment, Outside City Center (Monthly)
$494 €439
$494 €439
$494 €439
Buy Apartment in City Center (m2)
$3,356 €2,985
$2,730 €2,429
$3,356 €2,985
Buy Apartment Outside City Center (m2)
$2,300 €2,046
$1,941 €1,726
$2,703 €2,404
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$669 €595
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5
5
6.99

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Sutomore $1,095
Accommodation & Living
$275
Groceries & Markets
$219
Eating Out
$184
Monthly Utilities & Internet
$179
Clothing & Footwear
$127
Sport & Entertainment
$58
Getting Around
$52

Cost Breakdown

A one-bedroom apartment in the city center costs around $370, dropping to $275 outside central areas. Housing accounts for roughly 55% of the average salary ($669) – well above the 30% international benchmark.

The average net salary is $669 – below monthly costs of $1,095. Most locals rely on shared housing or dual incomes. Remote workers earning abroad will find stronger purchasing power.

Groceries cost around $219 per month for one person. A mid-range dinner for two is priced at $36.00 – well below the European average of $74.0.

A monthly public transport pass costs about $38.44 – roughly in line with the European average of $49.00.

Cost Highlights

Average monthly net salary is lower than 92% of cities in Europe

3-bedroom apartment, city center is cheaper than 91% of cities in Europe

1-bedroom apartment, city center is cheaper than 90% of cities in Europe

Good to know
🕒 Local time
03:26 3:26 AM
🌤 Weather
👥 Population
2,000
💱 Currency
Euro EUR €
📈 Exchange rate
Exchange rates and currency converter

USD to EUR – Euro Converter

Euro exchange rates as of October 25, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

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Sutomore Median Internet Speeds (Updated April 2026)

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Digital Nomad Cost of Living Index
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Cost of Living in Sutomore - Frequently Asked Questions
How does Sutomore compare overall for affordability and value for travelers, expats, and digital nomads?
From a broad view, Sutomore offers a favorable balance between scenery and spend. Cost of Living in Sutomore, Montenegro tends to be more approachable than Western European coast towns, especially if you choose local meals and a walkable setup. You’ll find a range of housing options from compact studios near the beach to larger flats inland, with utilities and internet generally straightforward to manage. Seasonal demand spikes in summer, nudging some services upward, but there are quieter areas year-round. Proximity to beaches and outdoor activities adds value beyond price. Tip: Plan shoulder-season stays to stretch your budget while still enjoying good weather.
What does day-to-day life look like in Sutomore?
Day-to-day routines in Sutomore revolve around fresh air, sea views, and practical budgeting. Understanding the Sutomore, Montenegro living cost helps you set a monthly budget for rent, groceries, and transport. Start with your housing search by checking a mix of local listings and word-of-mouth; many apartments are owner-managed and flexible. For meals, you can lean on seasonal produce from markets and affordable seafood options; cooking at home helps keep costs predictable. Transport is relaxed here: buses along the coast and short taxi hops cover most needs, while renting a scooter or bike is common for mobility. Co-working cafes with reliable wifi are scattered in season and in town centers. Tip: Arrive with a rough weekly plan to balance work and exploration.
How can you optimize your stay in Sutomore, manage the budget, and choose the right neighborhood?
Quality of life in Sutomore mixes coastal charm with practical limits that suit a budget-minded lifestyle. A simple budgeting framework, such as a flexible 50/30/20 approach, can help you allocate essentials, leisure, and savings while you ride seasonal prices. Seasonality influences crowds, noise, and availability, so consider staying in shoulder months if you value calm beaches and better deals. Neighborhood fit matters: the promenade area pulses in summer, while inland blocks offer quieter mornings and easier parking. Save by cooking most meals, using public transport, and negotiating longer rentals. Tip: Build a short, repeatable weekly routine that blends work blocks, beach time, and local exploration.
What percentage of income goes to rent in Sutomore?
Housing in Sutomore takes a heavy bite – about 55% of a typical income, which is above the 30% international benchmark. That squeezes the budget for everything else and is one of the main pain points for residents here.
What is the average cost of living in Sutomore?
A single person in Sutomore typically spends $1,095 per month once rent is factored in. Strip out housing, and everyday essentials like groceries, utilities, transport, and personal spending land around $687. The final number shifts depending on your neighborhood, eating habits, and general lifestyle.
Is the average salary in Sutomore enough to cover living costs?
At $669 per month, the average salary in Sutomore falls short of the $1,642 needed for truly comfortable living. Most people bridge the gap by sharing housing, relying on a second income, or cutting back on extras. Basic needs are covered, but consistent saving takes real discipline.
Is rent high in Sutomore?
Rent is one of the biggest advantages of living in Sutomore – 1-bedroom apartments range from $275 to $370 per month, and even central neighborhoods stay accessible on modest incomes. Cheap housing frees up cash for everything else.
Is food expensive in Sutomore?
Grocery spending in Sutomore lands around $219 per month for one person – not cheap, not expensive. Local produce and staples are fairly priced, though imported goods and specialty items cost more. Overall, food is a manageable part of the budget.
How much is public transport in Sutomore?
Getting around Sutomore by public transport costs about $38.44 per month. A monthly pass generally covers buses, trams, and metro – much cheaper than owning a car for the daily commute.
Can a person live on $1,000 monthly in Sutomore?
$1,000 is below the $1,095 average in Sutomore, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
Is Sutomore a good city for expats?
Sutomore has an established expat community and is welcoming to foreigners. fast internet, low crime rates, clean air smooth the transition, and English-speaking landlords, expat-focused healthcare, and international services are all reasonably accessible. Monthly costs average $1,095 including housing.
How affordable is Sutomore?
Sutomore is neither cheap nor expensive – it sits comfortably in the middle. Monthly costs with rent run about $1,095, a figure most working professionals can handle without major financial stress.
Is Sutomore good for backpackers?
Sutomore is doable for backpackers, though it takes more planning than cheaper destinations. Monthly costs average $1,095, so daily spending is moderate. Hostels, local food, and public transport keep things in check, but attractions and nightlife can push costs up.

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