Last update: Oct 2026

Cost of Living Comparison Between Ternopil and Tbilisi

For one person, living is cheaper in Ternopil: $690 a month against $1,270 in Tbilisi, rent and utilities included – about $7,000 less a year. Other living expenses account for most of the difference.

33

Cost of Living Index in Ternopil
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Ternopil Living Index
61

Cost of Living Index in Tbilisi
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Tbilisi Living Index

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Ternopil

🇺🇦 Ukraine

$690

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,270

/mo nomad

Monthly Cost of Living

How much you'll spend in Ternopil and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ternopil and in Tbilisi actually costs, broken down by who's living it.

A single person spends $690 per month in Ternopil vs $1,270 in Tbilisi, rent included.

Ternopil $690
Tbilisi $1,270

A couple spends around $1,143 per month in Ternopil vs $2,008 in Tbilisi, rent included.

Ternopil $1,143
Tbilisi $2,008

A family of three spends $1,595 per month in Ternopil vs $2,745 in Tbilisi, rent included.

Ternopil $1,595
Tbilisi $2,745

Ternopil is about 46% cheaper than Tbilisi, and outside of rent the biggest gap is in eating out.

Both Ternopil and Tbilisi are more affordable than the global median – Ternopil 49% lower, Tbilisi 6% lower.

Meal at Budget Restaurant

$3.36 ₴151

$11.51 ₾29.79

-70.81%

Three-Course Dinner for Two, Mid-Range

$20.07 ₴901

$38.27 ₾99.1

-47.56%

Fast Food Meal (McDonalds, etc)

$5.45 ₴245

$9.80 ₾25.36

-44.39%

Cappuccino

$1.22 ₴54.6

$3.55 ₾9.19

-65.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ₴30.83

$1.06 ₾2.74

-34.91%

Water (0.33 liter bottle)

$0.51 ₴22.79

$0.62 ₾1.60

-17.74%

Local Beer (0.5 liter draught)

$0.90 ₴40.56

$2.76 ₾7.16

-67.39%

Imported Beer (0.33 liter bottle)

$1.54 ₴69.1

$3.00 ₾7.77

-48.67%

Milk (1 liter)

$1.34 ₴60.2

$2.16 ₾5.59

-37.96%

White Bread (500g)

$0.72 ₴32.38

$0.76 ₾1.96

-5.26%

Rice (white) (1kg)

$2.00 ₴89.8

$1.74 ₾4.51

14.94%

Eggs

$1.96 ₴87.8

$2.79 ₾7.21

-29.75%

Local Cheese (1kg)

$7.95 ₴357

$9.20 ₾23.83

-13.59%

Chicken Fillets (1kg)

$3.99 ₴179

$6.53 ₾16.89

-38.90%

Beef Round Steak (1kg)

$5.93 ₴266

$12.81 ₾33.17

-53.71%

Apples (1kg)

$0.72 ₴32.20

$1.67 ₾4.31

-56.89%

Banana (1kg)

$1.58 ₴70.8

$1.85 ₾4.79

-14.59%

Oranges (1kg)

$1.43 ₴64.2

$1.98 ₾5.13

-27.78%

Tomato (1kg)

$2.73 ₴123

$2.51 ₾6.49

8.76%

Potato (1kg)

$0.54 ₴24.26

$0.87 ₾2.26

-37.93%

Onion (1kg)

$0.39 ₴17.59

$0.73 ₾1.89

-46.58%

Lettuce (1 head)

$1.36 ₴61.3

$1.42 ₾3.67

-4.23%

Water (1.5 liter bottle)

$0.52 ₴23.17

$0.72 ₾1.88

-27.78%

Cigarettes 20 Pack (Marlboro, Camel)

$2.69 ₴121

$3.38 ₾8.74

-20.41%

Wine (Bottle)

$3.25 ₴146

$7.84 ₾20.31

-58.55%

Local Beer (0.5 liter bottle)

$0.88 ₴39.52

$1.62 ₾4.19

-45.68%

Imported Beer (0.33 liter bottle)

$2.35 ₴106

$2.38 ₾6.15

-1.26%

One-way Ticket (Public Transport)

$0.39 ₴17.61

$0.37 ₾0.96

5.41%

Public Transport Monthly Pass (Regular Price)

$15.52 ₾40.16

Taxi Start (Normal Tariff)

$1.42 ₴63.7

$1.14 ₾2.94

24.56%

Taxi (Normal Tariff) (1km)

$0.37 ₴16.82

$0.79 ₾2.05

-53.16%

Taxi 1hour Waiting (Normal Tariff)

$4.08 ₴183

$11.57 ₾29.96

-64.74%

Gasoline (1 liter)

$1.57 ₴70.7

$1.50 ₾3.87

4.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.5K ₴1.4M

$24.6K ₾63.7K

27.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K ₴1.1M

$22.4K ₾57.9K

12.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.4 ₴2,488

$88.3 ₾228

-37.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.74 ₴213

$13.08 ₾33.86

-63.76%

Internet (50+ Mbps, Unlimited Data)

$4.92 ₴221

$19.53 ₾50.6

-74.81%

Gym Membership (Monthly)

$20.69 ₴929

$64.2 ₾166

-67.76%

Tennis Court (1 Hour on Weekend)

$13.84 ₴621

$19.18 ₾49.66

-27.84%

Cinema Ticket

$3.59 ₴161

$6.99 ₾18.10

-48.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$245 ₴11.0K

$373 ₾966

-34.40%

International Primary School, 1 Child (Yearly)

$10.7K ₾27.7K

Jeans (Levis 501 Or Similar)

$49.54 ₴2,224

$103 ₾266

-51.75%

Summer Dress (H&M, Zara, etc)

$46.86 ₴2,103

$40.48 ₾105

15.76%

Sport Shoes (Adidas, Nike)

$98.6 ₴4,425

$116 ₾301

-15.24%

Men's Leather Business Shoes

$90.1 ₴4,043

$122 ₾316

-26.14%

1-bedroom Apartment, City Center (Monthly)

$297 ₴13.3K

$677 ₾1,753

-56.16%

1-bedroom Apartment, Outside City Center (Monthly)

$234 ₴10.5K

$454 ₾1,176

-48.47%

3-bedroom Apartment, City Center (Monthly)

$564 ₴25.3K

$1,277 ₾3,305

-55.82%

3-bedroom Apartment, Outside City Center (Monthly)

$551 ₴24.7K

$890 ₾2,304

-38.05%

Buy Apartment in City Center (m2)

$994 ₴44.6K

$2,410 ₾6,238

-58.73%

Buy Apartment Outside City Center (m2)

$504 ₴22.6K

$1,418 ₾3,670

-64.42%

Average Monthly Net Salary (After Tax)

$487 ₴21.9K

$703 ₾1,819

-30.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

74.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ternopil: October 19, 2026

Last update for Tbilisi: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ternopil

$234 33.9%

Tbilisi

$454 35.8% 94.1% $220

Groceries & Markets

Ternopil

$160 23.2%

Tbilisi

$233 18.3% 45.4% $73

Clothing & Footwear

Ternopil

$128 18.6%

Tbilisi

$172 13.5% 33.8% $43

Eating Out

Ternopil

$70 10.2%

Tbilisi

$191 15% 172% $120

Monthly Utilities & Internet

Ternopil

$65 9.4%

Tbilisi

$121 9.5% 85.7% $56

Sport & Entertainment

Ternopil

$28 4%

Tbilisi

$78 6.2% 180% $50

Getting Around

Ternopil

$4.9 * 0.7%

Tbilisi

$22 1.7% 355% $17

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $297 in Ternopil versus $677 in Tbilisi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 44% higher in Tbilisi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $20.00 in Ternopil versus $38.00 in Tbilisi. Monthly groceries follow the same trend: $160 vs $233 – making Ternopil the more affordable choice for daily food spending.

Good to know

🇺🇦 Ternopil

🇬🇪 Tbilisi

🕒 Local time

13:16 1:16 PM

14:16 2:16 PM

1 h ahead of Ternopil

🌤 Weather

👥 Population

218,134

1,241,700 Capital

💱 Currency

Ukrainian Hryvnia UAH ₴

Georgian Lari GEL ₾

📈 Exchange rate

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

1 GEL = 0.386 USD

1 GEL = 0.344 EUR

Exchange rates and currency converter

GEL, USD, EUR to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of October 22, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

Georgian Lari exchange rates as of October 22, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.91 GEL (1 GEL = 0.344 EUR).

USD to UAH in detail →

On the map

Lowest

Highest

Between locations

Ternopil Tbilisi 1,720 km ≈ 2 h 45 min nonstop flight

From you

Ternopil
Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ternopil vs Tbilisi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $690 in Ternopil, $1,270 in Tbilisi – roughly 84% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,036 per month in Ternopil and $1,906 in Tbilisi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ternopil, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $20.00 in Ternopil and $38.00 in Tbilisi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 45% more in Tbilisi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Ternopil, where all-in costs run around $690, than in Tbilisi at $1,270. In Ternopil it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.

It depends on your priorities. Tbilisi has an edge in some lifestyle areas, with costs from $690 in Ternopil to $1,270 in Tbilisi. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ternopil. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.