Cost of Living Comparison Between Ternopil and Mumbai (Bombay) Cost of Living Comparison Between Ternopil and Mumbai (Bombay)

Monthly Cost of Living

Monthly costs for one person with rent: $582 in Ternopil versus $779 in Mumbai (Bombay).

Estimated couple costs with rent: $895 in Ternopil versus $1,255 in Mumbai (Bombay).

Monthly costs for a family of three with rent: $1,208 in Ternopil versus $1,732 in Mumbai (Bombay).

Living in Ternopil costs roughly 25% less than in Mumbai (Bombay), driven mainly by Eating Out.

Both cities sit below the global median: Ternopil 57% lower, Mumbai (Bombay) 42% lower.

Meal at Budget Restaurant

$4.86 ₴216

$5.32 ₹505

-8.65%

Three-Course Dinner for Two, Mid-Range

$19.46 ₴864

$22.40 ₹2,126

-13.12%

Fast Food Meal (McDonalds, etc)

$5.96 ₴265

$4.63 ₹439

28.73%

Cappuccino

$0.83 ₴36.63

$2.52 ₹239

-67.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.62 ₴27.37

$0.51 ₹48.08

21.57%

Water (0.33 liter bottle)

$0.32 ₴14.30

$0.15 ₹14.59

113.33%

Local Beer (0.5 liter draught)

$0.85 ₴37.76

$2.28 ₹217

-62.72%

Imported Beer (0.33 liter bottle)

$1.18 ₴52.2

$3.95 ₹375

-70.13%

Milk (1 liter)

$0.96 ₴42.59

$0.75 ₹70.8

28.00%

White Bread (500g)

$0.49 ₴21.64

$0.51 ₹48.65

-3.92%

Rice (white) (1kg)

$1.29 ₴57.1

$0.77 ₹73.4

67.53%

Eggs

$1.51 ₴66.8

$1.08 ₹103

39.81%

Local Cheese (1kg)

$4.96 ₴220

$7.14 ₹678

-30.53%

Chicken Fillets (1kg)

$3.59 ₴159

$3.88 ₹369

-7.47%

Beef Round Steak (1kg)

$4.81 ₴213

Apples (1kg)

$0.83 ₴36.73

$2.30 ₹218

-63.91%

Banana (1kg)

$1.47 ₴65.3

$0.81 ₹77.1

81.48%

Oranges (1kg)

$2.15 ₴95.2

$1.26 ₹120

70.63%

Tomato (1kg)

$1.69 ₴75.1

$0.64 ₹60.5

164.06%

Potato (1kg)

$0.54 ₴24.00

$0.58 ₹54.7

-6.90%

Onion (1kg)

$0.64 ₴28.39

$0.63 ₹59.9

1.59%

Lettuce (1 head)

$1.27 ₴56.6

$0.64 ₹60.8

98.44%

Water (1.5 liter bottle)

$0.43 ₴19.28

$0.33 ₹30.89

30.30%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 ₴97.8

$4.20 ₹399

-47.62%

Wine (Bottle)

$3.46 ₴153

$8.25 ₹783

-58.06%

Local Beer (0.5 liter bottle)

$0.84 ₴37.11

$2.17 ₹206

-61.29%

Imported Beer (0.33 liter bottle)

$1.19 ₴52.7

$3.40 ₹323

-65.00%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.03 ₹668

One-way Ticket (Public Transport)

$0.35 ₴15.50

$0.24 ₹22.90

45.83%

Public Transport Monthly Pass (Regular Price)

$4.51 ₹428

Taxi Start (Normal Tariff)

$0.88 ₴39.08

$0.37 ₹34.75

137.84%

Taxi (Normal Tariff) (1km)

$0.23 ₴10.20

Taxi 1hour Waiting (Normal Tariff)

$2.93 ₴130

$1.41 ₹134

107.80%

Gasoline (1 liter)

$1.29 ₴57.4

$1.19 ₹113

8.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K ₴1.3M

$17.4K ₹1.6M

73.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K ₴1.1M

$24.5K ₹2.3M

-1.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.0 ₴2,705

$50.8 ₹4,822

20.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.36 ₴238

$4.81 ₹457

11.43%

Internet (50+ Mbps, Unlimited Data)

$6.41 ₴284

$8.75 ₹831

-26.74%

Gym Membership (Monthly)

$22.26 ₴988

$23.11 ₹2,194

-3.68%

Tennis Court (1 Hour on Weekend)

$12.34 ₴548

$11.99 ₹1,138

2.92%

Cinema Ticket

$4.46 ₴198

$4.71 ₹447

-5.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$261 ₴11.6K

$122 ₹11.5K

114.83%

International Primary School, 1 Child (Yearly)

$3,457 ₴153.4K

$3,393 ₹322.2K

1.86%

Jeans (Levis 501 Or Similar)

$41.89 ₴1,859

$29.14 ₹2,766

43.75%

Summer Dress (H&M, Zara, etc)

$24.36 ₴1,081

$30.61 ₹2,906

-20.42%

Sport Shoes (Adidas, Nike)

$72.2 ₴3,204

$55.2 ₹5,235

30.90%

Men's Leather Business Shoes

$85.1 ₴3,776

$39.74 ₹3,773

114.12%

1-bedroom Apartment, City Center (Monthly)

$256 ₴11.4K

$705 ₹66.9K

-63.63%

1-bedroom Apartment, Outside City Center (Monthly)

$160 ₴7,107

$357 ₹33.9K

-55.10%

3-bedroom Apartment, City Center (Monthly)

$361 ₴16.0K

$1,792 ₹170.1K

-79.88%

3-bedroom Apartment, Outside City Center (Monthly)

$289 ₴12.8K

$825 ₹78.4K

-64.95%

Buy Apartment in City Center (m2)

$1,019 ₴45.2K

$6,436 ₹611.0K

-84.18%

Buy Apartment Outside City Center (m2)

$517 ₴22.9K

$2,627 ₹249.4K

-80.32%

Average Monthly Net Salary (After Tax)

$491 ₴21.8K

$744 ₹70.7K

-34.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

-13.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ternopil: June 1, 2026

Last update for Mumbai (Bombay): May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $256 in Ternopil and $705 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 52% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $19.00 in Ternopil vs $22.00 in Mumbai (Bombay). Groceries flip the comparison at $130 vs $129, with Mumbai (Bombay) cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ternopil vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Ternopil and Mumbai (Bombay) differ by about 34% in total monthly costs ($582 vs $779 including rent). Ternopil is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Mumbai (Bombay) earns 52% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $256 in Ternopil versus $705 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $261 in Ternopil versus $122 in Mumbai (Bombay). Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ternopil – a meal for two runs $19.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $582 in Ternopil versus $779 in Mumbai (Bombay), a $2,000 budget is realistic in Ternopil but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Ternopil the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ternopil and Mumbai (Bombay) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ternopil gentler on the wallet – expenses run 34% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.