Cost of Living Comparison Between Tbilisi and Ternopil Cost of Living Comparison Between Tbilisi and Ternopil

Monthly Cost of Living

A single person spends $1,286 per month in Tbilisi vs $600 in Ternopil, rent included.

A couple spends around $2,044 per month in Tbilisi vs $841 in Ternopil, rent included.

A family of three spends $2,802 per month in Tbilisi vs $1,083 in Ternopil, rent included.

Tbilisi costs about 114% more than Ternopil, driven mainly by Eating Out.

Both Tbilisi and Ternopil are more affordable than the global median – Tbilisi 6% lower, Ternopil 56% lower.

Currency
🍽 Eating Out
Tbilisi
Ternopil
Difference
Meal at Budget Restaurant
$11.72 ₾30.55
$2.95 ₴132
297.29%
Three-Course Dinner for Two, Mid-Range
$37.88 ₾98.8
$22.62 ₴1,012
67.46%
Fast Food Meal (McDonalds, etc)
$9.74 ₾25.41
$5.59 ₴250
74.24%
Cappuccino
$3.41 ₾8.90
$1.15 ₴51.6
196.52%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.06 ₾2.76
$0.69 ₴30.85
53.62%
Water (0.33 liter bottle)
$0.65 ₾1.69
$0.51 ₴22.65
27.45%
Local Beer (0.5 liter draught)
$2.70 ₾7.05
$1.02 ₴45.54
164.71%
Imported Beer (0.33 liter bottle)
$3.10 ₾8.08
$1.49 ₴66.5
108.05%
🛒 Groceries & Markets
Tbilisi
Ternopil
Difference
Milk (1 liter)
$2.20 ₾5.73
$1.06 ₴47.63
107.55%
White Bread (500g)
$0.81 ₾2.10
$0.71 ₴31.82
14.08%
Rice (white) (1kg)
$1.64 ₾4.26
$1.99 ₴88.9
-17.59%
Eggs
$2.75 ₾7.18
$1.92 ₴86.0
43.23%
Local Cheese (1kg)
$9.01 ₾23.50
$8.01 ₴358
12.48%
Chicken Fillets (1kg)
$6.55 ₾17.09
$3.95 ₴177
65.82%
Beef Round Steak (1kg)
$12.62 ₾32.91
$6.16 ₴276
104.87%
Apples (1kg)
$1.67 ₾4.36
$0.79 ₴35.16
111.39%
Banana (1kg)
$1.81 ₾4.73
$1.53 ₴68.4
18.30%
Oranges (1kg)
$1.93 ₾5.03
$1.47 ₴65.6
31.29%
Tomato (1kg)
$2.59 ₾6.76
$2.62 ₴117
-1.15%
Potato (1kg)
$0.87 ₾2.26
$0.55 ₴24.54
58.18%
Onion (1kg)
$0.65 ₾1.68
$0.39 ₴17.52
66.67%
Lettuce (1 head)
$1.39 ₾3.63
$1.42 ₴63.5
-2.11%
Water (1.5 liter bottle)
$0.80 ₾2.08
$0.52 ₴23.38
53.85%
Cigarettes 20 Pack (Marlboro, Camel)
$3.36 ₾8.78
$2.74 ₴123
22.63%
Wine (Bottle)
$7.54 ₾19.66
$3.30 ₴147
128.48%
Local Beer (0.5 liter bottle)
$1.61 ₾4.21
$0.83 ₴37.31
93.98%
Imported Beer (0.33 liter bottle)
$2.25 ₾5.86
$2.47 ₴110
-8.91%
🚌 Getting Around
Tbilisi
Ternopil
Difference
One-way Ticket (Public Transport)
$0.37 ₾0.96
$0.39 ₴17.51
-5.13%
Public Transport Monthly Pass (Regular Price)
$15.11 ₾39.41
-
-
Taxi Start (Normal Tariff)
$1.17 ₾3.05
$1.36 ₴60.9
-13.97%
Taxi (Normal Tariff) (1km)
$0.80 ₾2.09
$0.37 ₴16.63
116.22%
Taxi 1hour Waiting (Normal Tariff)
$11.33 ₾29.55
$4.01 ₴179
182.54%
Gasoline (1 liter)
$1.33 ₾3.47
$1.46 ₴65.5
-8.90%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.0K ₾65.2K
$29.3K ₴1.3M
-14.69%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.4K ₾58.4K
$22.3K ₴999.3K
0.17%
🧾 Monthly Utilities & Internet
Tbilisi
Ternopil
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$89.1 ₾232
$65.8 ₴2,943
35.43%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.25 ₾34.55
$4.99 ₴223
165.53%
Internet (50+ Mbps, Unlimited Data)
$19.46 ₾50.8
$3.83 ₴171
408.09%
🎉 Sport & Entertainment
Tbilisi
Ternopil
Difference
Gym Membership (Monthly)
$68.4 ₾178
$22.78 ₴1,019
200.35%
Tennis Court (1 Hour on Weekend)
$18.68 ₾48.73
$13.80 ₴617
35.36%
Cinema Ticket
$6.63 ₾17.30
$3.58 ₴160
85.20%
🧸 Childcare & Education
Tbilisi
Ternopil
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$363 ₾948
$252 ₴11.3K
44.32%
International Primary School, 1 Child (Yearly)
$10.7K ₾27.8K
-
-
👕👟 Clothing & Footwear
Tbilisi
Ternopil
Difference
Jeans (Levis 501 Or Similar)
$104 ₾270
$50.9 ₴2,274
103.56%
Summer Dress (H&M, Zara, etc)
$38.84 ₾101
$48.27 ₴2,159
-19.54%
Sport Shoes (Adidas, Nike)
$117 ₾304
$101 ₴4,535
15.00%
Men's Leather Business Shoes
$123 ₾320
$88.3 ₴3,947
39.10%
🏠 Accommodation & Living
Tbilisi
Ternopil
Difference
1-bedroom Apartment, City Center (Monthly)
$682 ₾1,780
$272 ₴12.2K
151.12%
1-bedroom Apartment, Outside City Center (Monthly)
$447 ₾1,165
$136 ₴6,064
229.45%
3-bedroom Apartment, City Center (Monthly)
$1,284 ₾3,349
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$920 ₾2,399
-
-
Buy Apartment in City Center (m2)
$2,487 ₾6,486
$1,001 ₴44.8K
148.40%
Buy Apartment Outside City Center (m2)
$1,423 ₾3,711
$504 ₴22.5K
182.51%
💵 Salaries & Financials
Tbilisi
Ternopil
Difference
Average Monthly Net Salary (After Tax)
$646 ₾1,684
$521 ₴23.3K
23.93%
20-Year Fixed Mortgage Interest Rate (Annual %)
12.73
22
-42.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: August 31, 2026

Last update for Ternopil: September 1, 2026

Cost Breakdown

A central one-bedroom costs $682 in Tbilisi versus $272 in Ternopil. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 24% higher in Tbilisi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $38.00 in Tbilisi versus $23.00 in Ternopil. Monthly groceries follow the same trend: $232 vs $158 – making Ternopil the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tbilisi vs Ternopil: Cost of Living - Frequently Asked Questions
How do living costs in Tbilisi and in Ternopil compare overall?
Monthly costs with rent: $1,286 in Tbilisi, $600 in Ternopil – roughly 114% apart. Tbilisi costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Tbilisi compared to Ternopil?
For a comfortable life, plan on about $1,929 per month in Tbilisi and $900 in Ternopil. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Tbilisi and Ternopil?
Rent is clearly cheaper in Ternopil, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $38.00 in Tbilisi and $23.00 in Ternopil. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 47% more in Tbilisi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Ternopil, where all-in costs run around $600, than in Tbilisi at $1,286. In Ternopil it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.
How does quality of life compare between Tbilisi and Ternopil?
It depends on your priorities. Tbilisi has an edge in some lifestyle areas, with costs from $600 in Ternopil to $1,286 in Tbilisi. Climate, culture, job market, and personal taste all factor in.
Is Tbilisi or Ternopil safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Tbilisi and Ternopil?
If budget matters most, go with Ternopil. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.

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