Last update: Oct 2026

Cost of Living Comparison Between Ternopil and Delhi

For one person, living is cheaper in Delhi: $526 a month against $690 in Ternopil, rent and utilities included – about $2,000 less a year. Rent and utilities account for about half of the difference.

33

Cost of Living Index in Ternopil
Learn more

Ternopil Living Index
25

Cost of Living Index in Delhi
Learn more

Delhi Living Index

Jump to prices

Ternopil

🇺🇦 Ukraine

$690

/mo nomad

Delhi

🇮🇳 India

$526

/mo nomad

Monthly Cost of Living

How much you'll spend in Ternopil and in Delhi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ternopil and in Delhi actually costs, broken down by who's living it.

A single person spends $690 per month in Ternopil vs $526 in Delhi, rent included.

Ternopil $690
Delhi $526

A couple spends around $1,143 per month in Ternopil vs $882 in Delhi, rent included.

Ternopil $1,143
Delhi $882

A family of three spends $1,595 per month in Ternopil vs $1,239 in Delhi, rent included.

Ternopil $1,595
Delhi $1,239

Ternopil costs about 31% more than Delhi, and outside of rent the biggest gap is in clothing.

Both Ternopil and Delhi are more affordable than the global median – Ternopil 49% lower, Delhi 61% lower.

Meal at Budget Restaurant

$3.36 ₴151

$3.70 ₹352

-9.19%

Three-Course Dinner for Two, Mid-Range

$20.07 ₴901

$21.33 ₹2,026

-5.91%

Fast Food Meal (McDonalds, etc)

$5.45 ₴245

$3.69 ₹351

47.70%

Cappuccino

$1.22 ₴54.6

$2.30 ₹218

-46.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ₴30.83

$0.39 ₹36.82

76.92%

Water (0.33 liter bottle)

$0.51 ₴22.79

$0.15 ₹14.05

240.00%

Local Beer (0.5 liter draught)

$0.90 ₴40.56

$2.05 ₹195

-56.10%

Imported Beer (0.33 liter bottle)

$1.54 ₴69.1

$3.13 ₹297

-50.80%

Milk (1 liter)

$1.34 ₴60.2

$0.69 ₹65.9

94.20%

White Bread (500g)

$0.72 ₴32.38

$0.58 ₹54.6

24.14%

Rice (white) (1kg)

$2.00 ₴89.8

$0.78 ₹74.0

156.41%

Eggs

$1.96 ₴87.8

$1.15 ₹109

70.43%

Local Cheese (1kg)

$7.95 ₴357

$4.28 ₹407

85.75%

Chicken Fillets (1kg)

$3.99 ₴179

$3.52 ₹334

13.35%

Beef Round Steak (1kg)

$5.93 ₴266

Apples (1kg)

$0.72 ₴32.20

$1.93 ₹184

-62.69%

Banana (1kg)

$1.58 ₴70.8

$0.79 ₹75.1

100.00%

Oranges (1kg)

$1.43 ₴64.2

$1.01 ₹95.6

41.58%

Tomato (1kg)

$2.73 ₴123

$0.53 ₹50.0

415.09%

Potato (1kg)

$0.54 ₴24.26

$0.28 ₹26.21

92.86%

Onion (1kg)

$0.39 ₴17.59

$0.37 ₹35.46

5.41%

Lettuce (1 head)

$1.36 ₴61.3

$0.44 ₹41.89

209.09%

Water (1.5 liter bottle)

$0.52 ₴23.17

$0.31 ₹29.89

67.74%

Cigarettes 20 Pack (Marlboro, Camel)

$2.69 ₴121

$4.95 ₹470

-45.66%

Wine (Bottle)

$3.25 ₴146

$8.57 ₹814

-62.08%

Local Beer (0.5 liter bottle)

$0.88 ₴39.52

$1.61 ₹152

-45.34%

Imported Beer (0.33 liter bottle)

$2.35 ₴106

$2.66 ₹253

-11.65%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.40 ₹608

One-way Ticket (Public Transport)

$0.39 ₴17.61

$0.51 ₹48.63

-23.53%

Public Transport Monthly Pass (Regular Price)

$15.59 ₹1,481

Taxi Start (Normal Tariff)

$1.42 ₴63.7

$1.04 ₹98.4

36.54%

Taxi (Normal Tariff) (1km)

$0.37 ₴16.82

$0.27 ₹25.79

37.04%

Taxi 1hour Waiting (Normal Tariff)

$4.08 ₴183

$1.54 ₹146

164.94%

Gasoline (1 liter)

$1.57 ₴70.7

$1.11 ₹106

41.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.5K ₴1.4M

$11.5K ₹1.1M

174.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K ₴1.1M

$18.9K ₹1.8M

33.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.4 ₴2,488

$42.45 ₹4,031

30.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.74 ₴213

$4.20 ₹399

12.86%

Internet (50+ Mbps, Unlimited Data)

$4.92 ₴221

$6.89 ₹654

-28.59%

Gym Membership (Monthly)

$20.69 ₴929

$20.09 ₹1,908

2.99%

Tennis Court (1 Hour on Weekend)

$13.84 ₴621

$7.89 ₹749

75.41%

Cinema Ticket

$3.59 ₴161

$5.31 ₹504

-32.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$245 ₴11.0K

$101 ₹9,571

142.86%

International Primary School, 1 Child (Yearly)

$2,315 ₹219.8K

Jeans (Levis 501 Or Similar)

$49.54 ₴2,224

$24.64 ₹2,340

101.06%

Summer Dress (H&M, Zara, etc)

$46.86 ₴2,103

$28.82 ₹2,737

62.60%

Sport Shoes (Adidas, Nike)

$98.6 ₴4,425

$53.6 ₹5,088

84.01%

Men's Leather Business Shoes

$90.1 ₴4,043

$44.17 ₹4,194

103.92%

1-bedroom Apartment, City Center (Monthly)

$297 ₴13.3K

$271 ₹25.8K

9.39%

1-bedroom Apartment, Outside City Center (Monthly)

$234 ₴10.5K

$157 ₹14.9K

49.08%

3-bedroom Apartment, City Center (Monthly)

$564 ₴25.3K

$744 ₹70.6K

-24.13%

3-bedroom Apartment, Outside City Center (Monthly)

$551 ₴24.7K

$405 ₹38.4K

36.28%

Buy Apartment in City Center (m2)

$994 ₴44.6K

$2,574 ₹244.4K

-61.37%

Buy Apartment Outside City Center (m2)

$504 ₴22.6K

$1,003 ₹95.2K

-49.70%

Average Monthly Net Salary (After Tax)

$487 ₴21.9K

$615 ₹58.4K

-20.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.33

164.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ternopil: October 19, 2026

Last update for Delhi: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ternopil

$234 33.9%

Delhi

$157 29.9% 32.9% $77

Groceries & Markets

Ternopil

$160 23.2%

Delhi

$110 20.8% 31.6% $51

Clothing & Footwear

Ternopil

$128 18.6%

Delhi

$68 12.9% 47% $60

Eating Out

Ternopil

$70 10.2%

Delhi

$87 16.5% 23.8% $17

Monthly Utilities & Internet

Ternopil

$65 9.4%

Delhi

$54 10.2% 17.7% $12

Sport & Entertainment

Ternopil

$28 4%

Delhi

$31 5.8% 10.2% $2.8

Getting Around

Ternopil

$4.9 * 0.7%

Delhi

$20 3.8% 312% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $297 in Ternopil versus $271 in Delhi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 26% higher in Delhi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $20.00 in Ternopil versus $21.00 in Delhi. Groceries tell a different story – $160 in Ternopil vs $110 in Delhi – so Delhi wins on supermarket bills even if dining out costs more.

Good to know

🇺🇦 Ternopil

🇮🇳 Delhi

🕒 Local time

03:06 3:06 AM

05:36 5:36 AM

2 h 30 min ahead of Ternopil

🌤 Weather

👥 Population

218,134

16,787,941 Capital

💱 Currency

Ukrainian Hryvnia UAH ₴

Indian Rupee INR ₹

📈 Exchange rate

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of October 21, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

Indian Rupee exchange rates as of October 21, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to UAH in detail →

On the map

Lowest

Highest

Between locations

Ternopil Delhi 4,900 km ≈ 7 h nonstop flight

From you

Ternopil
Delhi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ternopil vs Delhi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $690 in Ternopil, $526 in Delhi – roughly 31% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,036 per month in Ternopil and $789 in Delhi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Delhi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $690 in Ternopil and $526 in Delhi. That's a gap of about 31%.

Kindergarten costs $245 per month in Ternopil and $101 in Delhi. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $690 in Ternopil and $526 in Delhi, leaving budget for savings and extras in both cases.

Families tend to lean toward Delhi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Delhi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ternopil makes more sense. Both are solid long-term options with distinct trade-offs.