Last update: Oct 2026

Cost of Living Comparison Between Delhi and Ternopil

For one person, living is cheaper in Delhi: $526 a month against $690 in Ternopil, rent and utilities included – about $2,000 less a year. Rent and utilities account for about half of the difference.

25

Cost of Living Index in Delhi
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Delhi Living Index
33

Cost of Living Index in Ternopil
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Ternopil Living Index

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Delhi

🇮🇳 India

$526

/mo nomad

Ternopil

🇺🇦 Ukraine

$690

/mo nomad

Monthly Cost of Living

How much you'll spend in Delhi and in Ternopil

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Delhi and in Ternopil actually costs, broken down by who's living it.

A single person spends $526 per month in Delhi vs $690 in Ternopil, rent included.

Delhi $526
Ternopil $690

A couple spends around $882 per month in Delhi vs $1,143 in Ternopil, rent included.

Delhi $882
Ternopil $1,143

A family of three spends $1,239 per month in Delhi vs $1,595 in Ternopil, rent included.

Delhi $1,239
Ternopil $1,595

Delhi is about 24% cheaper than Ternopil, and outside of rent the biggest gap is in clothing.

Both Delhi and Ternopil are more affordable than the global median – Delhi 61% lower, Ternopil 49% lower.

Meal at Budget Restaurant

$3.70 ₹352

$3.36 ₴151

10.12%

Three-Course Dinner for Two, Mid-Range

$21.33 ₹2,026

$20.07 ₴901

6.28%

Fast Food Meal (McDonalds, etc)

$3.69 ₹351

$5.45 ₴245

-32.29%

Cappuccino

$2.30 ₹218

$1.22 ₴54.6

88.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 ₹36.82

$0.69 ₴30.83

-43.48%

Water (0.33 liter bottle)

$0.15 ₹14.05

$0.51 ₴22.79

-70.59%

Local Beer (0.5 liter draught)

$2.05 ₹195

$0.90 ₴40.56

127.78%

Imported Beer (0.33 liter bottle)

$3.13 ₹297

$1.54 ₴69.1

103.25%

Milk (1 liter)

$0.69 ₹65.9

$1.34 ₴60.2

-48.51%

White Bread (500g)

$0.58 ₹54.6

$0.72 ₴32.38

-19.44%

Rice (white) (1kg)

$0.78 ₹74.0

$2.00 ₴89.8

-61.00%

Eggs

$1.15 ₹109

$1.96 ₴87.8

-41.33%

Local Cheese (1kg)

$4.28 ₹407

$7.95 ₴357

-46.16%

Chicken Fillets (1kg)

$3.52 ₹334

$3.99 ₴179

-11.78%

Beef Round Steak (1kg)

$5.93 ₴266

Apples (1kg)

$1.93 ₹184

$0.72 ₴32.20

168.06%

Banana (1kg)

$0.79 ₹75.1

$1.58 ₴70.8

-50.00%

Oranges (1kg)

$1.01 ₹95.6

$1.43 ₴64.2

-29.37%

Tomato (1kg)

$0.53 ₹50.0

$2.73 ₴123

-80.59%

Potato (1kg)

$0.28 ₹26.21

$0.54 ₴24.26

-48.15%

Onion (1kg)

$0.37 ₹35.46

$0.39 ₴17.59

-5.13%

Lettuce (1 head)

$0.44 ₹41.89

$1.36 ₴61.3

-67.65%

Water (1.5 liter bottle)

$0.31 ₹29.89

$0.52 ₴23.17

-40.38%

Cigarettes 20 Pack (Marlboro, Camel)

$4.95 ₹470

$2.69 ₴121

84.01%

Wine (Bottle)

$8.57 ₹814

$3.25 ₴146

163.69%

Local Beer (0.5 liter bottle)

$1.61 ₹152

$0.88 ₴39.52

82.95%

Imported Beer (0.33 liter bottle)

$2.66 ₹253

$2.35 ₴106

13.19%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.40 ₹608

One-way Ticket (Public Transport)

$0.51 ₹48.63

$0.39 ₴17.61

30.77%

Public Transport Monthly Pass (Regular Price)

$15.59 ₹1,481

Taxi Start (Normal Tariff)

$1.04 ₹98.4

$1.42 ₴63.7

-26.76%

Taxi (Normal Tariff) (1km)

$0.27 ₹25.79

$0.37 ₴16.82

-27.03%

Taxi 1hour Waiting (Normal Tariff)

$1.54 ₹146

$4.08 ₴183

-62.25%

Gasoline (1 liter)

$1.11 ₹106

$1.57 ₴70.7

-29.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.5K ₹1.1M

$31.5K ₴1.4M

-63.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₹1.8M

$25.1K ₴1.1M

-24.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$42.45 ₹4,031

$55.4 ₴2,488

-23.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.20 ₹399

$4.74 ₴213

-11.39%

Internet (50+ Mbps, Unlimited Data)

$6.89 ₹654

$4.92 ₴221

40.04%

Gym Membership (Monthly)

$20.09 ₹1,908

$20.69 ₴929

-2.90%

Tennis Court (1 Hour on Weekend)

$7.89 ₹749

$13.84 ₴621

-42.99%

Cinema Ticket

$5.31 ₹504

$3.59 ₴161

47.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$101 ₹9,571

$245 ₴11.0K

-58.82%

International Primary School, 1 Child (Yearly)

$2,315 ₹219.8K

Jeans (Levis 501 Or Similar)

$24.64 ₹2,340

$49.54 ₴2,224

-50.26%

Summer Dress (H&M, Zara, etc)

$28.82 ₹2,737

$46.86 ₴2,103

-38.50%

Sport Shoes (Adidas, Nike)

$53.6 ₹5,088

$98.6 ₴4,425

-45.65%

Men's Leather Business Shoes

$44.17 ₹4,194

$90.1 ₴4,043

-50.96%

1-bedroom Apartment, City Center (Monthly)

$271 ₹25.8K

$297 ₴13.3K

-8.58%

1-bedroom Apartment, Outside City Center (Monthly)

$157 ₹14.9K

$234 ₴10.5K

-32.92%

3-bedroom Apartment, City Center (Monthly)

$744 ₹70.6K

$564 ₴25.3K

31.80%

3-bedroom Apartment, Outside City Center (Monthly)

$405 ₹38.4K

$551 ₴24.7K

-26.62%

Buy Apartment in City Center (m2)

$2,574 ₹244.4K

$994 ₴44.6K

158.86%

Buy Apartment Outside City Center (m2)

$1,003 ₹95.2K

$504 ₴22.6K

98.82%

Average Monthly Net Salary (After Tax)

$615 ₹58.4K

$487 ₴21.9K

26.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.33

-62.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Delhi: October 18, 2026

Last update for Ternopil: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Delhi

$157 29.9%

Ternopil

$234 33.9% 49.1% $77

Groceries & Markets

Delhi

$110 20.8%

Ternopil

$160 23.2% 46.2% $51

Eating Out

Delhi

$87 16.5%

Ternopil

$70 10.2% 19.2% $17

Clothing & Footwear

Delhi

$68 12.9%

Ternopil

$128 18.6% 88.5% $60

Monthly Utilities & Internet

Delhi

$54 10.2%

Ternopil

$65 9.4% 21.6% $12

Sport & Entertainment

Delhi

$31 5.8%

Ternopil

$28 4% 9.2% $2.8

Getting Around

Delhi

$20 3.8%

Ternopil

$4.9 * 0.7% 75.7% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $271 in Delhi versus $297 in Ternopil. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 26% higher in Delhi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $21.00 in Delhi versus $20.00 in Ternopil. Groceries tell a different story – $110 in Delhi vs $160 in Ternopil – so Delhi wins on supermarket bills even if dining out costs more.

Good to know

🇮🇳 Delhi

🇺🇦 Ternopil

🕒 Local time

05:36 5:36 AM

03:06 3:06 AM

2 h 30 min behind Delhi

🌤 Weather

👥 Population

16,787,941 Capital

218,134

💱 Currency

Indian Rupee INR ₹

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

Exchange rates and currency converter

UAH, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 21, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Ukrainian Hryvnia exchange rates as of October 21, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Delhi Ternopil 4,900 km ≈ 7 h nonstop flight

From you

Delhi
Ternopil

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Delhi vs Ternopil: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $526 in Delhi, $690 in Ternopil – roughly 31% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $789 per month in Delhi and $1,036 in Ternopil. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Delhi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $526 in Delhi and $690 in Ternopil. That's a gap of about 31%.

Kindergarten costs $101 per month in Delhi and $245 in Ternopil. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $526 in Delhi and $690 in Ternopil, leaving budget for savings and extras in both cases.

Families tend to lean toward Delhi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Delhi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ternopil makes more sense. Both are solid long-term options with distinct trade-offs.