Last update: Nov 2026

Cost of Living Comparison Between San Pedro, Philippines and Makati

For one person, living is cheaper in San Pedro: $707 a month against $1,174 in Makati, rent and utilities included – about $5,600 less a year. Rent and utilities account for most of the difference.

34

Cost of Living Index in San Pedro
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San Pedro Living Index
56

Cost of Living Index in Makati
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Makati Living Index

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San Pedro

🇵🇭 Philippines

$707

/mo nomad

Makati

🇵🇭 Philippines

$1,174

/mo nomad

Monthly Cost of Living

How much you'll spend in San Pedro and in Makati

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Pedro and in Makati actually costs, broken down by who's living it.

Monthly costs for one person with rent: $707 in San Pedro versus $1,174 in Makati.

San Pedro $707
Makati $1,174

Estimated couple costs with rent: $1,074 in San Pedro versus $1,962 in Makati.

San Pedro $1,074
Makati $1,962

Monthly costs for a family of three with rent: $1,442 in San Pedro versus $2,750 in Makati.

San Pedro $1,442
Makati $2,750

Living in San Pedro costs roughly 40% less than in Makati, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: San Pedro 48% lower, Makati 13% lower.

Meal at Budget Restaurant

$3.81 ₱242

$4.72 ₱300

-19.28%

Three-Course Dinner for Two, Mid-Range

$16.66 ₱1,059

$26.37 ₱1,676

-36.82%

Fast Food Meal (McDonalds, etc)

$2.79 ₱177

$4.01 ₱255

-30.42%

Cappuccino

$1.76 ₱112

$2.46 ₱156

-28.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.55 ₱34.86

$1.05 ₱66.9

-47.62%

Water (0.33 liter bottle)

$0.31 ₱19.70

$0.59 ₱37.55

-47.46%

Local Beer (0.5 liter draught)

$1.02 ₱64.9

$1.16 ₱73.8

-12.07%

Imported Beer (0.33 liter bottle)

$1.57 ₱100

$2.41 ₱153

-34.85%

Milk (1 liter)

$1.63 ₱104

$1.86 ₱118

-12.37%

White Bread (500g)

$1.09 ₱69.4

$1.12 ₱71.4

-2.68%

Rice (white) (1kg)

$1.01 ₱64.4

$0.99 ₱62.6

2.02%

Eggs

$1.96 ₱125

$2.20 ₱140

-10.91%

Local Cheese (1kg)

$4.83 ₱307

$7.51 ₱478

-35.69%

Chicken Fillets (1kg)

$3.41 ₱217

$4.63 ₱294

-26.35%

Beef Round Steak (1kg)

$6.77 ₱431

$7.01 ₱446

-3.42%

Apples (1kg)

$2.24 ₱142

$3.23 ₱205

-30.65%

Banana (1kg)

$1.57 ₱99.9

$1.90 ₱121

-17.37%

Oranges (1kg)

$2.26 ₱144

$2.76 ₱175

-18.12%

Tomato (1kg)

$1.06 ₱67.2

$0.88 ₱56.2

20.45%

Potato (1kg)

$1.63 ₱104

$1.33 ₱84.5

22.56%

Onion (1kg)

$1.77 ₱113

$1.38 ₱87.6

28.26%

Lettuce (1 head)

$0.94 ₱59.6

$1.87 ₱119

-49.73%

Water (1.5 liter bottle)

$0.51 ₱32.49

$0.58 ₱37.03

-12.07%

Cigarettes 20 Pack (Marlboro, Camel)

$2.90 ₱185

$3.03 ₱193

-4.29%

Wine (Bottle)

$8.69 ₱553

$9.67 ₱615

-10.13%

Local Beer (0.5 liter bottle)

$0.91 ₱57.8

$1.25 ₱79.7

-27.20%

Imported Beer (0.33 liter bottle)

$1.98 ₱126

$2.01 ₱128

-1.49%

One-way Ticket (Public Transport)

$0.24 ₱15.29

$0.76 ₱48.51

-68.42%

Public Transport Monthly Pass (Regular Price)

$12.33 ₱784

$57.7 ₱3,668

-78.63%

Taxi Start (Normal Tariff)

$0.72 ₱46.09

$0.75 ₱47.80

-4.00%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.73

$0.20 ₱12.71

Taxi 1hour Waiting (Normal Tariff)

$1.84 ₱117

$1.96 ₱124

-6.12%

Gasoline (1 liter)

$1.18 ₱75.3

$1.25 ₱79.8

-5.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$20.9K ₱1.3M

0.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

$18.9K ₱1.2M

0.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,665

$111 ₱7,047

8.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.83 ₱1,006

$16.82 ₱1,070

-5.89%

Internet (50+ Mbps, Unlimited Data)

$23.27 ₱1,479

$24.00 ₱1,526

-3.04%

Gym Membership (Monthly)

$31.50 ₱2,003

$56.6 ₱3,599

-44.36%

Tennis Court (1 Hour on Weekend)

$5.10 ₱324

$14.14 ₱899

-63.93%

Cinema Ticket

$5.17 ₱329

$6.31 ₱401

-18.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$130 ₱8,269

$619 ₱39.4K

-79.00%

International Primary School, 1 Child (Yearly)

$8,736 ₱555.4K

$5,231 ₱332.6K

67.01%

Jeans (Levis 501 Or Similar)

$28.24 ₱1,796

$55.4 ₱3,523

-49.03%

Summer Dress (H&M, Zara, etc)

$19.23 ₱1,222

$31.32 ₱1,991

-38.60%

Sport Shoes (Adidas, Nike)

$71.6 ₱4,551

$70.0 ₱4,451

2.26%

Men's Leather Business Shoes

$55.6 ₱3,536

$57.8 ₱3,678

-3.84%

1-bedroom Apartment, City Center (Monthly)

$252 ₱16.0K

$820 ₱52.1K

-69.26%

1-bedroom Apartment, Outside City Center (Monthly)

$170 ₱10.8K

$495 ₱31.4K

-65.72%

3-bedroom Apartment, City Center (Monthly)

$484 ₱30.8K

$2,487 ₱158.2K

-80.54%

3-bedroom Apartment, Outside City Center (Monthly)

$350 ₱22.3K

$1,294 ₱82.3K

-72.95%

Buy Apartment in City Center (m2)

$2,591 ₱164.8K

$5,608 ₱356.5K

-53.79%

Buy Apartment Outside City Center (m2)

$1,089 ₱69.2K

$3,558 ₱226.2K

-69.39%

Average Monthly Net Salary (After Tax)

$125 ₱7,951

$524 ₱33.3K

-76.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

-3.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Pedro: November 2, 2026

Last update for Makati: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

San Pedro

$170 24.1%

Makati

$203 17.3% 19.4% $33

Accommodation & Living

San Pedro

$170 24%

Makati

$495 42.1% 192% $325

Monthly Utilities & Internet

San Pedro

$160 22.6%

Makati

$152 12.9% 5% $8

Clothing & Footwear

San Pedro

$79 11.1%

Makati

$97 8.2% 22.8% $18

Eating Out

San Pedro

$72 10.2%

Makati

$97 8.2% 34.6% $25

Sport & Entertainment

San Pedro

$42 5.9%

Makati

$69 5.9% 65.4% $27

Getting Around

San Pedro

$15 2.1%

Makati

$62 5.3% 316% $47

Cost Breakdown

A one-bedroom apartment in the center runs $252 in San Pedro and $820 in Makati. Housing cost is often the main lever when comparing two cities.

Makati pays about 4.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $17 in San Pedro vs $26 in Makati for a mid-range dinner for two. Groceries echo the gap at $170 vs $203 per month, with San Pedro cheaper across the board.

Good to know

🇵🇭 San Pedro

🇵🇭 Makati

🕒 Local time

01:05 1:05 AM

Same time as San Pedro

🌤 Weather

👥 Population

326,001

582,602

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

On the map

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Pedro vs Makati: Cost of Living - Frequently Asked Questions

San Pedro wins on cost – living expenses run 40% lower than in Makati. Housing and daily spending are where you’ll feel the difference most, making San Pedro the obvious pick if budget is a priority.

On paper, salaries run 76% lower in San Pedro. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $252 in San Pedro versus $820 in Makati. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $707 per month in San Pedro versus $1,174 in Makati – San Pedro is about 40% cheaper, which adds up to real savings over time.

A monthly transit pass in San Pedro runs roughly 79% less than in Makati. The price difference matters if you commute daily and watch your budget.

At $707 in San Pedro versus $1,174 in Makati, a $1,000 budget is realistic in San Pedro but tight or insufficient in Makati. The gap between the two cities makes San Pedro the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, San Pedro and Makati are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find San Pedro gentler on the wallet – expenses run 40% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.