Last update: Nov 2026

Cost of Living Comparison Between Makati and San Pedro, Philippines

Name: San Pedro
Address: San Pedro, PH

For one person, living is cheaper in San Pedro: $707 a month against $1,174 in Makati, rent and utilities included – about $5,600 less a year. Rent and utilities account for most of the difference.

56

Cost of Living Index in Makati
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Makati Living Index
34

Cost of Living Index in San Pedro
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San Pedro Living Index

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Makati

🇵🇭 Philippines

$1,174

/mo nomad

San Pedro

🇵🇭 Philippines

$707

/mo nomad

Monthly Cost of Living

How much you'll spend in Makati and in San Pedro

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Makati and in San Pedro actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,174 in Makati versus $707 in San Pedro.

Makati $1,174
San Pedro $707

Estimated couple costs with rent: $1,962 in Makati versus $1,074 in San Pedro.

Makati $1,962
San Pedro $1,074

Monthly costs for a family of three with rent: $2,750 in Makati versus $1,442 in San Pedro.

Makati $2,750
San Pedro $1,442

Living in Makati is roughly 66% more expensive than in San Pedro, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Makati 13% lower, San Pedro 48% lower.

Meal at Budget Restaurant

$4.72 ₱300

$3.81 ₱242

23.88%

Three-Course Dinner for Two, Mid-Range

$26.37 ₱1,676

$16.66 ₱1,059

58.28%

Fast Food Meal (McDonalds, etc)

$4.01 ₱255

$2.79 ₱177

43.73%

Cappuccino

$2.46 ₱156

$1.76 ₱112

39.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.05 ₱66.9

$0.55 ₱34.86

90.91%

Water (0.33 liter bottle)

$0.59 ₱37.55

$0.31 ₱19.70

90.32%

Local Beer (0.5 liter draught)

$1.16 ₱73.8

$1.02 ₱64.9

13.73%

Imported Beer (0.33 liter bottle)

$2.41 ₱153

$1.57 ₱100

53.50%

Milk (1 liter)

$1.86 ₱118

$1.63 ₱104

14.11%

White Bread (500g)

$1.12 ₱71.4

$1.09 ₱69.4

2.75%

Rice (white) (1kg)

$0.99 ₱62.6

$1.01 ₱64.4

-1.98%

Eggs

$2.20 ₱140

$1.96 ₱125

12.24%

Local Cheese (1kg)

$7.51 ₱478

$4.83 ₱307

55.49%

Chicken Fillets (1kg)

$4.63 ₱294

$3.41 ₱217

35.78%

Beef Round Steak (1kg)

$7.01 ₱446

$6.77 ₱431

3.55%

Apples (1kg)

$3.23 ₱205

$2.24 ₱142

44.20%

Banana (1kg)

$1.90 ₱121

$1.57 ₱99.9

21.02%

Oranges (1kg)

$2.76 ₱175

$2.26 ₱144

22.12%

Tomato (1kg)

$0.88 ₱56.2

$1.06 ₱67.2

-16.98%

Potato (1kg)

$1.33 ₱84.5

$1.63 ₱104

-18.40%

Onion (1kg)

$1.38 ₱87.6

$1.77 ₱113

-22.03%

Lettuce (1 head)

$1.87 ₱119

$0.94 ₱59.6

98.94%

Water (1.5 liter bottle)

$0.58 ₱37.03

$0.51 ₱32.49

13.73%

Cigarettes 20 Pack (Marlboro, Camel)

$3.03 ₱193

$2.90 ₱185

4.48%

Wine (Bottle)

$9.67 ₱615

$8.69 ₱553

11.28%

Local Beer (0.5 liter bottle)

$1.25 ₱79.7

$0.91 ₱57.8

37.36%

Imported Beer (0.33 liter bottle)

$2.01 ₱128

$1.98 ₱126

1.52%

One-way Ticket (Public Transport)

$0.76 ₱48.51

$0.24 ₱15.29

216.67%

Public Transport Monthly Pass (Regular Price)

$57.7 ₱3,668

$12.33 ₱784

367.88%

Taxi Start (Normal Tariff)

$0.75 ₱47.80

$0.72 ₱46.09

4.17%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.71

$0.20 ₱12.73

Taxi 1hour Waiting (Normal Tariff)

$1.96 ₱124

$1.84 ₱117

6.52%

Gasoline (1 liter)

$1.25 ₱79.8

$1.18 ₱75.3

5.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.9K ₱1.3M

$21.0K ₱1.3M

-0.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₱1.2M

$19.0K ₱1.2M

-0.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$111 ₱7,047

$121 ₱7,665

-8.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.82 ₱1,070

$15.83 ₱1,006

6.25%

Internet (50+ Mbps, Unlimited Data)

$24.00 ₱1,526

$23.27 ₱1,479

3.14%

Gym Membership (Monthly)

$56.6 ₱3,599

$31.50 ₱2,003

79.71%

Tennis Court (1 Hour on Weekend)

$14.14 ₱899

$5.10 ₱324

177.25%

Cinema Ticket

$6.31 ₱401

$5.17 ₱329

22.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$619 ₱39.4K

$130 ₱8,269

376.19%

International Primary School, 1 Child (Yearly)

$5,231 ₱332.6K

$8,736 ₱555.4K

-40.12%

Jeans (Levis 501 Or Similar)

$55.4 ₱3,523

$28.24 ₱1,796

96.21%

Summer Dress (H&M, Zara, etc)

$31.32 ₱1,991

$19.23 ₱1,222

62.87%

Sport Shoes (Adidas, Nike)

$70.0 ₱4,451

$71.6 ₱4,551

-2.21%

Men's Leather Business Shoes

$57.8 ₱3,678

$55.6 ₱3,536

3.99%

1-bedroom Apartment, City Center (Monthly)

$820 ₱52.1K

$252 ₱16.0K

225.28%

1-bedroom Apartment, Outside City Center (Monthly)

$495 ₱31.4K

$170 ₱10.8K

191.71%

3-bedroom Apartment, City Center (Monthly)

$2,487 ₱158.2K

$484 ₱30.8K

413.98%

3-bedroom Apartment, Outside City Center (Monthly)

$1,294 ₱82.3K

$350 ₱22.3K

269.63%

Buy Apartment in City Center (m2)

$5,608 ₱356.5K

$2,591 ₱164.8K

116.41%

Buy Apartment Outside City Center (m2)

$3,558 ₱226.2K

$1,089 ₱69.2K

226.66%

Average Monthly Net Salary (After Tax)

$524 ₱33.3K

$125 ₱7,951

318.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

3.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: November 2, 2026

Last update for San Pedro: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Makati

$495 42.1%

San Pedro

$170 24% 65.7% $325

Groceries & Markets

Makati

$203 17.3%

San Pedro

$170 24.1% 16.2% $33

Monthly Utilities & Internet

Makati

$152 12.9%

San Pedro

$160 22.6% 5.3% $8

Eating Out

Makati

$97 8.2%

San Pedro

$72 10.2% 25.7% $25

Clothing & Footwear

Makati

$97 8.2%

San Pedro

$79 11.1% 18.6% $18

Sport & Entertainment

Makati

$69 5.9%

San Pedro

$42 5.9% 39.5% $27

Getting Around

Makati

$62 5.3%

San Pedro

$15 2.1% 76% $47

Cost Breakdown

A one-bedroom apartment in the center runs $820 in Makati and $252 in San Pedro. Housing cost is often the main lever when comparing two cities.

Makati pays about 4.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $26 in Makati vs $17 in San Pedro for a mid-range dinner for two. Groceries echo the gap at $203 vs $170 per month, with San Pedro cheaper across the board.

Good to know

🇵🇭 Makati

🇵🇭 San Pedro

🕒 Local time

09:36 9:36 AM

Same time as Makati

🌤 Weather

👥 Population

582,602

326,001

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

On the map

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Makati San Pedro 22 km

From you

Makati
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Makati vs San Pedro: Cost of Living - Frequently Asked Questions

San Pedro wins on cost – living expenses run 40% lower than in Makati. Housing and daily spending are where you’ll feel the difference most, making San Pedro the obvious pick if budget is a priority.

Average pay in Makati is about 4.2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $820 in Makati versus $252 in San Pedro. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,174 per month in Makati versus $707 in San Pedro – San Pedro is about 40% cheaper, which adds up to real savings over time.

A monthly transit pass in San Pedro runs roughly 79% less than in Makati. The price difference matters if you commute daily and watch your budget.

At $707 in San Pedro versus $1,174 in Makati, a $1,000 budget is realistic in San Pedro but tight or insufficient in Makati. The gap between the two cities makes San Pedro the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Makati and San Pedro are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find San Pedro gentler on the wallet – expenses run 40% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.