For one person, living costs in Makati are estimated at $1,228 a month, including rent and utilities – 63% above the national average. Rent and utilities take just under half of the total.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Makati actually costs, broken down by who's living it.
Living costs for one person come to about $1,228 monthly including rent, or $658 excluding housing.
$1,228 /mo
Estimated monthly costs for a couple: $2,028 with rent, or $1,132 without housing.
$2,028 /mo
Monthly costs for a family of three come to about $2,828 including rent, or $1,606 for daily expenses alone.
$2,828 /mo
📊
Makati sits 0–9% below the global median across household types. Within Asia, costs are 16% above average – pricier than most cities in the region.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.3K₱1.3M
$21.3K₱1.3M
$27.8K₱1.8M
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.6K₱1.2M
$19.2K₱1.2M
$20.6K₱1.3M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$153₱9,617
$94.3₱5,936
$200₱12.6K
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.06₱1,011
$7.98₱503
$23.96₱1,508
Internet(50+ Mbps, Unlimited Data)
$32.37₱2,037
$23.99₱1,510
$47.98₱3,019
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$54.9₱3,454
$39.77₱2,503
$79.5₱5,005
Tennis Court(1 Hour on Weekend)
$14.14₱890
$7.85₱494
$15.72₱989
Cinema Ticket
$7.22₱454
$5.61₱353
$8.82₱555
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$794₱50.0K
$222₱14.0K
$1,907₱120.0K
International Primary School, 1 Child(Yearly)
$7,321₱460.7K
$7,059₱444.3K
$7,844₱493.6K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$61.2₱3,848
$41.84₱2,633
$80.5₱5,064
Summer Dress(H&M, Zara, etc)
$36.86₱2,320
$15.80₱994
$55.3₱3,480
Sport Shoes(Adidas, Nike)
$81.5₱5,126
$55.9₱3,518
$95.8₱6,031
Men's Leather Business Shoes
$103₱6,507
$79.5₱5,005
$175₱11.0K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$815₱51.3K
$555₱34.9K
$1,267₱79.8K
1-bedroom Apartment, Outside City Center(Monthly)
$417₱26.3K
$236₱14.8K
$490₱30.8K
3-bedroom Apartment, City Center(Monthly)
$2,274₱143.1K
$1,183₱74.4K
$3,154₱198.5K
3-bedroom Apartment, Outside City Center(Monthly)
$1,069₱67.3K
$792₱49.8K
$3,009₱189.4K
Buy Apartment in City Center(m2)
$5,869₱369.4K
$5,799₱364.9K
$5,939₱373.8K
Buy Apartment Outside City Center(m2)
$3,738₱235.3K
$3,250₱204.5K
$3,983₱250.7K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$601₱37.8K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
7.5
7
8.5
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 12, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Makati$1,228
Makati$2,828
🏠Accommodation & Living
$417 34%
🛒Groceries & Markets
$231 18.8%
🧾Monthly Utilities & Internet
$201 16.4%
👕👟Clothing & Footwear
$127 10.4%
🍽Eating Out
$120 9.7%
🎉Sport & Entertainment
$69 5.6%
🚌Getting Around
$62 5.1%
🏠Accommodation & Living
$1.1K 37.8%
🛒Groceries & Markets
$543 19.2%
🧾Monthly Utilities & Internet
$217 7.7%
👕👟Clothing & Footwear
$283 10%
🍽Eating Out
$437 15.4%
🎉Sport & Entertainment
$153 5.4%
🚌Getting Around
$126 4.5%
Cost Breakdown
🏠Expect to pay about $815 for a central one-bedroom, or $417 outside the center. At 135% of the average salary ($601), housing is the biggest financial pressure.
💰Average take-home pay sits at $601, while typical expenses reach $1,228. The gap means tight budgeting for locals, though expats with foreign income can live comfortably.
🛒Expect to spend about $231 monthly on groceries. Dining out at a mid-range restaurant costs roughly $40.00 for two – broadly in line with the Asian average.
🚌Public transport is priced at around $56.8 per month – above the Asian average of $33.00.
Cost Highlights
⭐3-bedroom apartment, city center is more expensive than 96% of cities in Asia
⭐Preschool or kindergarten, full day, private, 1 child is more expensive than 94% of cities in Asia
Popular online taxi apps offering convenient, cashless rides in many countries, including Uber, Bolt, Grab, inDrive, DiDi, Careem, Gojek, Maxim, and Yango
English is commonly used in services, signage, and daily life
Cost of Living in Makati - Frequently Asked Questions
Is Makati a good value for money for travelers, expats, and digital nomads?
Generally Makati offers solid value for travelers, expats, and digital nomads who pick the right area and pace. You will find a mix of serviced apartments, short-term rentals, and coworking spaces that keep productivity and comfort within reach. Cost of Living in Makati, Philippines varies by district and lifestyle; central pockets feel pricier while neighboring areas offer more breathing room. Transit is convenient but can be busy during peak hours, and dining options span affordable to premium. Plan around your priorities, scout neighborhoods for safety and walkability, and balance rents with commute and food costs. Tip: Test a 2–4 week stay to gauge neighborhood fit.
What does daily life look like in Makati in terms of housing search, food options, transport, and errands?
Daily life in Makati blends convenience with a fast pace that suits many expats and travelers. To find housing, use reputable portals or a trusted agent and be prepared for short-term furnished options as you search. Food ranges from budget street meals to international supermarkets and fine dining, with delivery apps making meals flexible. For getting around, ride hailing is common, the MRT covers key hubs, and walking is feasible in compact zones. Run errands at malls, banks, and pharmacies clustered in business districts. Makati, Philippines living cost varies by street and lifestyle, so track weekly spending and adjust as you settle in. Tip: Start with a two-week trial stay to calibrate costs and routines.
What budgeting framework or tips help you maximize quality of life in Makati, including seasonal patterns and neighborhood fit?
Quality of life in Makati fits a fast-paced, comfort-minded rhythm. Build a simple budgeting framework around housing, food, transport, and a small discretionary buffer. Use a monthly review to spot recurring leaks, such as dining out or late rides, and adjust before it adds up. Seasonal patterns in the region affect humidity, rain, and crowds, so schedule outdoor plans in drier months and use off-peak times for shopping. Neighborhood fit depends on pace and proximity to work or coworking: the CBD is intense but convenient, while Salcedo and Legazpi Village feel more walkable and leafy. Tip: Try a multi-week stay in a couple of areas to sense the vibe.
What is the average cost of living in Makati?
A single person in Makati typically spends $1,228 per month once rent is factored in. Strip out housing, and everyday essentials like groceries, utilities, transport, and personal spending land around $658. The final number shifts depending on your neighborhood, eating habits, and general lifestyle.
What is the average cost of living in Makati in 2026?
As of 2026, monthly living costs in Makati come to around $1,228 including rent, or roughly $658 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.
How much do you need to earn to live comfortably in Makati?
Around $1,842 take-home puts you in a comfortable spot in Makati – enough for rent, food, bills, and a bit of savings. Drop below that and you'll probably need to share a flat, stick to cooking at home, or pick a neighborhood further out.
How much does a 1-bedroom apartment cost in Makati?
Rents for a 1-bedroom flat in Makati range from $417 to $815, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
How expensive is a gym membership in Makati?
A regular gym membership in Makati costs around $54.9 monthly. It's a reasonable expense that fits into most budgets, and you generally get decent facilities for the price.
What is a typical grocery budget in Makati?
Expect to spend around $231 per month on groceries in Makati. Neither cheap nor expensive by global standards – everyday items are fairly priced, though imported or specialty products cost more.
Can a person live on $1,000 monthly in Makati?
Living on $1,000 in Makati means careful planning, since monthly costs average $1,228. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
Is Makati good for expats?
Expats in Makati enjoy fast internet, low crime rates, vibrant nightlife, and monthly costs average around $1,228. The international crowd is active and welcoming, and practical stuff – bank accounts, apartment hunting, healthcare – is all manageable with some basic prep.
Can you save money living in Makati?
Monthly expenses in Makati run around $1,228, so putting money aside takes more than $1,842 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.