Last update: Oct 2026

Cost of Living Comparison Between San Fernando and Bangalore

For one person, living is cheaper in Bangalore: $552 a month against $703 in San Fernando, rent and utilities included – about $1,800 less a year. Rent and utilities account for most of the difference.

34

Cost of Living Index in San Fernando
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San Fernando Living Index
27

Cost of Living Index in Bangalore
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Bangalore Living Index

Jump to prices

San Fernando

🇵🇭 Philippines

$703

/mo nomad

Bangalore

🇮🇳 India

$552

/mo nomad

Monthly Cost of Living

How much you'll spend in San Fernando and in Bangalore

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Fernando and in Bangalore actually costs, broken down by who's living it.

Monthly costs for one person with rent: $703 in San Fernando versus $552 in Bangalore.

San Fernando $703
Bangalore $552

Estimated couple costs with rent: $1,059 in San Fernando versus $936 in Bangalore.

San Fernando $1,059
Bangalore $936

Monthly costs for a family of three with rent: $1,415 in San Fernando versus $1,320 in Bangalore.

San Fernando $1,415
Bangalore $1,320

Living in San Fernando is roughly 27% more expensive than in Bangalore, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: San Fernando 48% lower, Bangalore 59% lower.

Meal at Budget Restaurant

$4.01 ₱252

$3.20 ₹304

25.31%

Three-Course Dinner for Two, Mid-Range

$16.71 ₱1,052

$17.72 ₹1,683

-5.70%

Fast Food Meal (McDonalds, etc)

$2.88 ₱181

$4.74 ₹451

-39.24%

Cappuccino

$1.77 ₱112

$2.24 ₹213

-20.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₱23.97

$0.38 ₹36.16

Water (0.33 liter bottle)

$0.31 ₱19.32

$0.13 ₹11.88

138.46%

Local Beer (0.5 liter draught)

$0.97 ₱61.2

$2.29 ₹217

-57.64%

Imported Beer (0.33 liter bottle)

$1.25 ₱78.5

$3.69 ₹351

-66.12%

Milk (1 liter)

$1.70 ₱107

$0.63 ₹60.1

169.84%

White Bread (500g)

$1.11 ₱70.1

$0.59 ₹55.6

88.14%

Rice (white) (1kg)

$0.99 ₱62.2

$0.81 ₹77.2

22.22%

Eggs

$2.00 ₱126

$1.12 ₹106

78.57%

Local Cheese (1kg)

$4.95 ₱311

$5.97 ₹567

-17.09%

Chicken Fillets (1kg)

$3.37 ₱212

$3.75 ₹356

-10.13%

Beef Round Steak (1kg)

$7.79 ₱490

Apples (1kg)

$2.19 ₱138

$2.80 ₹266

-21.79%

Banana (1kg)

$1.26 ₱79.2

$0.76 ₹72.6

65.79%

Oranges (1kg)

$2.32 ₱146

$1.18 ₹112

96.61%

Tomato (1kg)

$1.07 ₱67.1

$0.38 ₹36.11

181.58%

Potato (1kg)

$1.69 ₱106

$0.38 ₹35.71

344.74%

Onion (1kg)

$1.57 ₱99.0

$0.36 ₹34.08

336.11%

Lettuce (1 head)

$0.62 ₱39.14

$0.42 ₹40.06

47.62%

Water (1.5 liter bottle)

$0.53 ₱33.09

$0.32 ₹30.82

65.63%

Cigarettes 20 Pack (Marlboro, Camel)

$2.97 ₱187

$4.80 ₹456

-38.12%

Wine (Bottle)

$8.92 ₱561

$9.31 ₹884

-4.19%

Local Beer (0.5 liter bottle)

$0.97 ₱60.8

$1.95 ₹185

-50.26%

Imported Beer (0.33 liter bottle)

$1.30 ₱81.7

$3.00 ₹285

-56.67%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.37 ₹605

One-way Ticket (Public Transport)

$0.26 ₱16.12

$0.54 ₹50.9

-51.85%

Public Transport Monthly Pass (Regular Price)

$11.02 ₱694

$15.55 ₹1,477

-29.13%

Taxi Start (Normal Tariff)

$0.67 ₱41.89

$1.02 ₹97.2

-34.31%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.36

$0.30 ₹28.63

-23.33%

Taxi 1hour Waiting (Normal Tariff)

$0.94 ₱59.3

$2.04 ₹194

-53.92%

Gasoline (1 liter)

$1.01 ₱63.8

$1.10 ₹105

-8.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.3K ₱1.3M

$12.5K ₹1.2M

69.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

$18.7K ₹1.8M

1.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 ₱8,907

$30.94 ₹2,938

357.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.77 ₱1,119

$4.10 ₹389

333.41%

Internet (50+ Mbps, Unlimited Data)

$23.40 ₱1,473

$10.39 ₹987

125.22%

Gym Membership (Monthly)

$32.05 ₱2,018

$18.87 ₹1,792

69.85%

Tennis Court (1 Hour on Weekend)

$4.68 ₱295

$5.79 ₹550

-19.17%

Cinema Ticket

$4.82 ₱303

$4.82 ₹457

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$80.0 ₱5,033

$102 ₹9,658

-21.39%

International Primary School, 1 Child (Yearly)

$1,118 ₱70.4K

$3,257 ₹309.3K

-65.66%

Jeans (Levis 501 Or Similar)

$19.46 ₱1,225

$33.54 ₹3,185

-41.98%

Summer Dress (H&M, Zara, etc)

$16.21 ₱1,021

$30.76 ₹2,921

-47.30%

Sport Shoes (Adidas, Nike)

$32.14 ₱2,023

$52.7 ₹5,002

-38.99%

Men's Leather Business Shoes

$48.08 ₱3,027

$40.37 ₹3,834

19.10%

1-bedroom Apartment, City Center (Monthly)

$262 ₱16.5K

$307 ₹29.1K

-14.52%

1-bedroom Apartment, Outside City Center (Monthly)

$170 ₱10.7K

$176 ₹16.7K

-3.28%

3-bedroom Apartment, City Center (Monthly)

$523 ₱32.9K

$782 ₹74.2K

-33.14%

3-bedroom Apartment, Outside City Center (Monthly)

$356 ₱22.4K

$482 ₹45.8K

-26.12%

Buy Apartment in City Center (m2)

$2,438 ₱153.5K

$1,857 ₹176.3K

31.30%

Buy Apartment Outside City Center (m2)

$994 ₱62.6K

$1,074 ₹102.0K

-7.49%

Average Monthly Net Salary (After Tax)

$339 ₱21.3K

$940 ₹89.2K

-63.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.46

-29.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Fernando: October 13, 2026

Last update for Bangalore: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

San Fernando

$183 26%

Bangalore

$45 8.2% 75.1% $137

Groceries & Markets

San Fernando

$170 24.3%

Bangalore

$124 22.4% 27.5% $47

Accommodation & Living

San Fernando

$170 24.2%

Bangalore

$176 31.9% 3.4% $5.8

Eating Out

San Fernando

$72 10.3%

Bangalore

$88 15.9% 21.5% $16

Clothing & Footwear

San Fernando

$52 7.4%

Bangalore

$71 12.8% 35.8% $19

Sport & Entertainment

San Fernando

$42 5.9%

Bangalore

$29 5.2% 31.6% $13

Getting Around

San Fernando

$14 2%

Bangalore

$20 3.7% 46.1% $6.4

Cost Breakdown

A one-bedroom apartment in the center runs $262 in San Fernando and $307 in Bangalore. Housing cost is often the main lever when comparing two cities.

Bangalore pays 177% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $17.00 in San Fernando vs $18.00 in Bangalore. Groceries flip the comparison at $170 vs $124, with Bangalore cheaper for home cooking.

Good to know

🇵🇭 San Fernando

🇮🇳 Bangalore

🕒 Local time

22:08 10:08 PM

19:38 7:38 PM

2 h 30 min behind San Fernando

🌤 Weather

👥 Population

354,666

8,495,492

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

San Fernando Bangalore 4,650 km ≈ 6 h nonstop flight

From you

San Fernando
Bangalore

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Fernando vs Bangalore: Cost of Living - Frequently Asked Questions

Bangalore wins on cost – living expenses run 27% lower than in San Fernando. Housing and daily spending are where you'll feel the difference most, making Bangalore the obvious pick if budget is a priority.

On paper, salaries run 177% lower in Bangalore. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $262 in San Fernando versus $307 in Bangalore. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Bangalore runs roughly 41% less than in San Fernando. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $80.0 in San Fernando versus $102 in Bangalore. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $800 a month, though Bangalore gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Bangalore delivers better value – similar infrastructure at $552 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bangalore hard to pass up.

Expats usually find Bangalore gentler on the wallet – expenses run 27% less than in San Fernando. Beyond cost, consider language, visa policies, and how big the international community is in each city.