Cost of Living Comparison Between San Fernando and Lisbon Cost of Living Comparison Between San Fernando and Lisbon

Monthly Cost of Living

Monthly costs for one person with rent: $787 in San Fernando versus $2,210 in Lisbon.

Estimated couple costs with rent: $1,204 in San Fernando versus $3,311 in Lisbon.

Monthly costs for a family of three with rent: $1,621 in San Fernando versus $4,411 in Lisbon.

Living in San Fernando costs roughly 64% less than in Lisbon, driven mainly by Eating Out.

The two cities straddle the global median: San Fernando is 41% below, Lisbon is 65% above.

Meal at Budget Restaurant

$3.49 ₱215

$15.91 €13.69

-78.06%

Three-Course Dinner for Two, Mid-Range

$13.31 ₱821

$64.8 €55.7

-79.45%

Fast Food Meal (McDonalds, etc)

$2.72 ₱168

$10.51 €9.04

-74.12%

Cappuccino

$1.08 ₱66.7

$2.87 €2.47

-62.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 ₱26.11

$2.24 €1.93

-81.25%

Water (0.33 liter bottle)

$0.33 ₱20.63

$1.50 €1.29

-78.00%

Local Beer (0.5 liter draught)

$1.34 ₱82.7

$3.49 €3.00

-61.60%

Imported Beer (0.33 liter bottle)

$1.43 ₱88.2

$3.88 €3.34

-63.14%

Milk (1 liter)

$1.85 ₱114

$1.14 €0.98

62.28%

White Bread (500g)

$1.24 ₱76.7

$1.75 €1.51

-29.14%

Rice (white) (1kg)

$0.91 ₱55.9

$1.76 €1.51

-48.30%

Eggs

$2.28 ₱140

$3.22 €2.77

-29.19%

Local Cheese (1kg)

$9.09 ₱561

$13.49 €11.61

-32.62%

Chicken Fillets (1kg)

$3.84 ₱237

$7.91 €6.81

-51.45%

Beef Round Steak (1kg)

$7.70 ₱475

$15.87 €13.65

-51.48%

Apples (1kg)

$2.66 ₱164

$2.31 €1.99

15.15%

Banana (1kg)

$1.79 ₱110

$1.70 €1.46

5.29%

Oranges (1kg)

$2.36 ₱146

$2.01 €1.73

17.41%

Tomato (1kg)

$1.17 ₱72.1

$2.46 €2.12

-52.44%

Potato (1kg)

$1.81 ₱111

$1.84 €1.59

-1.63%

Onion (1kg)

$2.08 ₱128

$2.00 €1.72

4.00%

Lettuce (1 head)

$0.73 ₱45.05

$1.93 €1.66

-62.18%

Water (1.5 liter bottle)

$0.64 ₱39.53

$0.79 €0.68

-18.99%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 ₱200

$6.61 €5.68

-50.98%

Wine (Bottle)

$8.66 ₱534

$5.72 €4.92

51.40%

Local Beer (0.5 liter bottle)

$1.03 ₱63.5

$1.37 €1.17

-24.82%

Imported Beer (0.33 liter bottle)

$1.50 ₱92.5

$2.97 €2.56

-49.49%

One-way Ticket (Public Transport)

$0.28 ₱17.29

$2.37 €2.04

-88.19%

Public Transport Monthly Pass (Regular Price)

$21.59 ₱1,331

$45.56 €39.19

-52.61%

Taxi Start (Normal Tariff)

$0.68 ₱41.83

$4.29 €3.69

-84.15%

Taxi (Normal Tariff) (1km)

$0.24 ₱14.89

$0.82 €0.70

-70.73%

Taxi 1hour Waiting (Normal Tariff)

$1.09 ₱67.1

$18.30 €15.74

-94.04%

Gasoline (1 liter)

$1.12 ₱68.8

$2.06 €1.78

-45.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K ₱1.8M

$34.3K €29.5K

-15.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K ₱1.5M

$39.3K €33.8K

-38.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$107 ₱6,594

$148 €127

-27.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.46 ₱1,077

$20.52 €17.65

-14.91%

Internet (50+ Mbps, Unlimited Data)

$25.78 ₱1,590

$39.61 €34.08

-34.92%

Gym Membership (Monthly)

$31.45 ₱1,940

$47.85 €41.16

-34.27%

Tennis Court (1 Hour on Weekend)

$4.56 ₱281

$18.92 €16.28

-75.90%

Cinema Ticket

$4.35 ₱268

$9.18 €7.90

-52.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$62.9 ₱3,880

$614 €528

-89.75%

International Primary School, 1 Child (Yearly)

$1,949 ₱120.2K

$16.0K €13.8K

-87.85%

Jeans (Levis 501 Or Similar)

$34.74 ₱2,142

$105 €90.0

-66.81%

Summer Dress (H&M, Zara, etc)

$16.01 ₱987

$42.06 €36.18

-61.94%

Sport Shoes (Adidas, Nike)

$53.5 ₱3,300

$94.0 €80.8

-43.04%

Men's Leather Business Shoes

$45.84 ₱2,827

$120 €103

-61.69%

1-bedroom Apartment, City Center (Monthly)

$354 ₱21.8K

$1,628 €1,400

-78.25%

1-bedroom Apartment, Outside City Center (Monthly)

$242 ₱14.9K

$1,255 €1,080

-80.74%

3-bedroom Apartment, City Center (Monthly)

$581 ₱35.8K

$3,030 €2,607

-80.83%

3-bedroom Apartment, Outside City Center (Monthly)

$482 ₱29.7K

$2,020 €1,738

-76.15%

Buy Apartment in City Center (m2)

$2,287 ₱141.0K

$7,800 €6,709

-70.68%

Buy Apartment Outside City Center (m2)

$964 ₱59.5K

$4,273 €3,675

-77.43%

Average Monthly Net Salary (After Tax)

$334 ₱20.6K

$1,603 €1,379

-79.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

3.81

44.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Fernando: May 31, 2026

Last update for Lisbon: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $354 in San Fernando and $1,628 in Lisbon. Housing cost is often the main lever when comparing two cities.

Lisbon pays 380% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $13.00 in San Fernando vs $65.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $198 vs $269 per month, with San Fernando cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Fernando vs Lisbon: Cost of Living - Frequently Asked Questions

San Fernando and Lisbon differ by about 181% in total monthly costs ($787 vs $2,210 including rent). San Fernando is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Lisbon earns 380% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $354 in San Fernando versus $1,628 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $62.9 in San Fernando versus $614 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 36% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

At $787 in San Fernando versus $2,210 in Lisbon, a $2,000 budget is realistic in San Fernando but tight or insufficient in Lisbon. The gap between the two cities makes San Fernando the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, San Fernando and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find San Fernando gentler on the wallet – expenses run 181% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.