Last update: Oct 2026

Cost of Living Comparison Between Bangalore and San Fernando

For one person, living is cheaper in Bangalore: $552 a month against $703 in San Fernando, rent and utilities included – about $1,800 less a year. Rent and utilities account for most of the difference.

27

Cost of Living Index in Bangalore
Learn more

Bangalore Living Index
34

Cost of Living Index in San Fernando
Learn more

San Fernando Living Index

Jump to prices

Bangalore

🇮🇳 India

$552

/mo nomad

San Fernando

🇵🇭 Philippines

$703

/mo nomad

Monthly Cost of Living

How much you'll spend in Bangalore and in San Fernando

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bangalore and in San Fernando actually costs, broken down by who's living it.

Monthly costs for one person with rent: $552 in Bangalore versus $703 in San Fernando.

Bangalore $552
San Fernando $703

Estimated couple costs with rent: $936 in Bangalore versus $1,059 in San Fernando.

Bangalore $936
San Fernando $1,059

Monthly costs for a family of three with rent: $1,320 in Bangalore versus $1,415 in San Fernando.

Bangalore $1,320
San Fernando $1,415

Living in Bangalore costs roughly 21% less than in San Fernando, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Bangalore 59% lower, San Fernando 48% lower.

Meal at Budget Restaurant

$3.20 ₹304

$4.01 ₱252

-20.20%

Three-Course Dinner for Two, Mid-Range

$17.72 ₹1,683

$16.71 ₱1,052

6.04%

Fast Food Meal (McDonalds, etc)

$4.74 ₹451

$2.88 ₱181

64.58%

Cappuccino

$2.24 ₹213

$1.77 ₱112

26.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹36.16

$0.38 ₱23.97

Water (0.33 liter bottle)

$0.13 ₹11.88

$0.31 ₱19.32

-58.06%

Local Beer (0.5 liter draught)

$2.29 ₹217

$0.97 ₱61.2

136.08%

Imported Beer (0.33 liter bottle)

$3.69 ₹351

$1.25 ₱78.5

195.20%

Milk (1 liter)

$0.63 ₹60.1

$1.70 ₱107

-62.94%

White Bread (500g)

$0.59 ₹55.6

$1.11 ₱70.1

-46.85%

Rice (white) (1kg)

$0.81 ₹77.2

$0.99 ₱62.2

-18.18%

Eggs

$1.12 ₹106

$2.00 ₱126

-44.00%

Local Cheese (1kg)

$5.97 ₹567

$4.95 ₱311

20.61%

Chicken Fillets (1kg)

$3.75 ₹356

$3.37 ₱212

11.28%

Beef Round Steak (1kg)

$7.79 ₱490

Apples (1kg)

$2.80 ₹266

$2.19 ₱138

27.85%

Banana (1kg)

$0.76 ₹72.6

$1.26 ₱79.2

-39.68%

Oranges (1kg)

$1.18 ₹112

$2.32 ₱146

-49.14%

Tomato (1kg)

$0.38 ₹36.11

$1.07 ₱67.1

-64.49%

Potato (1kg)

$0.38 ₹35.71

$1.69 ₱106

-77.51%

Onion (1kg)

$0.36 ₹34.08

$1.57 ₱99.0

-77.07%

Lettuce (1 head)

$0.42 ₹40.06

$0.62 ₱39.14

-32.26%

Water (1.5 liter bottle)

$0.32 ₹30.82

$0.53 ₱33.09

-39.62%

Cigarettes 20 Pack (Marlboro, Camel)

$4.80 ₹456

$2.97 ₱187

61.62%

Wine (Bottle)

$9.31 ₹884

$8.92 ₱561

4.37%

Local Beer (0.5 liter bottle)

$1.95 ₹185

$0.97 ₱60.8

101.03%

Imported Beer (0.33 liter bottle)

$3.00 ₹285

$1.30 ₱81.7

130.77%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.37 ₹605

One-way Ticket (Public Transport)

$0.54 ₹50.9

$0.26 ₱16.12

107.69%

Public Transport Monthly Pass (Regular Price)

$15.55 ₹1,477

$11.02 ₱694

41.11%

Taxi Start (Normal Tariff)

$1.02 ₹97.2

$0.67 ₱41.89

52.24%

Taxi (Normal Tariff) (1km)

$0.30 ₹28.63

$0.23 ₱14.36

30.43%

Taxi 1hour Waiting (Normal Tariff)

$2.04 ₹194

$0.94 ₱59.3

117.02%

Gasoline (1 liter)

$1.10 ₹105

$1.01 ₱63.8

8.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.5K ₹1.2M

$21.3K ₱1.3M

-41.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.7K ₹1.8M

$19.0K ₱1.2M

-1.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.94 ₹2,938

$141 ₱8,907

-78.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.10 ₹389

$17.77 ₱1,119

-76.93%

Internet (50+ Mbps, Unlimited Data)

$10.39 ₹987

$23.40 ₱1,473

-55.60%

Gym Membership (Monthly)

$18.87 ₹1,792

$32.05 ₱2,018

-41.12%

Tennis Court (1 Hour on Weekend)

$5.79 ₹550

$4.68 ₱295

23.72%

Cinema Ticket

$4.82 ₹457

$4.82 ₱303

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$102 ₹9,658

$80.0 ₱5,033

27.22%

International Primary School, 1 Child (Yearly)

$3,257 ₹309.3K

$1,118 ₱70.4K

191.22%

Jeans (Levis 501 Or Similar)

$33.54 ₹3,185

$19.46 ₱1,225

72.35%

Summer Dress (H&M, Zara, etc)

$30.76 ₹2,921

$16.21 ₱1,021

89.76%

Sport Shoes (Adidas, Nike)

$52.7 ₹5,002

$32.14 ₱2,023

63.91%

Men's Leather Business Shoes

$40.37 ₹3,834

$48.08 ₱3,027

-16.04%

1-bedroom Apartment, City Center (Monthly)

$307 ₹29.1K

$262 ₱16.5K

16.98%

1-bedroom Apartment, Outside City Center (Monthly)

$176 ₹16.7K

$170 ₱10.7K

3.39%

3-bedroom Apartment, City Center (Monthly)

$782 ₹74.2K

$523 ₱32.9K

49.58%

3-bedroom Apartment, Outside City Center (Monthly)

$482 ₹45.8K

$356 ₱22.4K

35.35%

Buy Apartment in City Center (m2)

$1,857 ₹176.3K

$2,438 ₱153.5K

-23.84%

Buy Apartment Outside City Center (m2)

$1,074 ₹102.0K

$994 ₱62.6K

8.09%

Average Monthly Net Salary (After Tax)

$940 ₹89.2K

$339 ₱21.3K

177.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.46

41.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bangalore: October 10, 2026

Last update for San Fernando: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bangalore

$176 31.9%

San Fernando

$170 24.2% 3.3% $5.8

Groceries & Markets

Bangalore

$124 22.4%

San Fernando

$170 24.3% 38% $47

Eating Out

Bangalore

$88 15.9%

San Fernando

$72 10.3% 17.7% $16

Clothing & Footwear

Bangalore

$71 12.8%

San Fernando

$52 7.4% 26.4% $19

Monthly Utilities & Internet

Bangalore

$45 8.2%

San Fernando

$183 26% 302% $137

Sport & Entertainment

Bangalore

$29 5.2%

San Fernando

$42 5.9% 46.3% $13

Getting Around

Bangalore

$20 3.7%

San Fernando

$14 2% 31.5% $6.4

Cost Breakdown

A one-bedroom apartment in the center runs $307 in Bangalore and $262 in San Fernando. Housing cost is often the main lever when comparing two cities.

Bangalore pays 177% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $18.00 in Bangalore vs $17.00 in San Fernando. Groceries flip the comparison at $124 vs $170, with Bangalore cheaper for home cooking.

Good to know

🇮🇳 Bangalore

🇵🇭 San Fernando

🕒 Local time

02:39 2:39 AM

05:09 5:09 AM

2 h 30 min ahead of Bangalore

🌤 Weather

👥 Population

8,495,492

354,666

💱 Currency

Indian Rupee INR ₹

Philippine Peso PHP ₱

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Bangalore San Fernando 4,650 km ≈ 6 h nonstop flight

From you

Bangalore
San Fernando

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bangalore vs San Fernando: Cost of Living - Frequently Asked Questions

Bangalore wins on cost – living expenses run 27% lower than in San Fernando. Housing and daily spending are where you'll feel the difference most, making Bangalore the obvious pick if budget is a priority.

Average pay runs 177% higher in Bangalore, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $307 in Bangalore versus $262 in San Fernando. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Bangalore runs roughly 41% less than in San Fernando. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $102 in Bangalore versus $80.0 in San Fernando. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $800 a month, though Bangalore gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Bangalore delivers better value – similar infrastructure at $552 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bangalore hard to pass up.

Expats usually find Bangalore gentler on the wallet – expenses run 27% less than in San Fernando. Beyond cost, consider language, visa policies, and how big the international community is in each city.