Last update: Oct 2026

Cost of Living Comparison Between Saint Ann's Bay and Montreal

For one person, living is cheaper in Saint Ann’s Bay: $1,006 a month against $2,064 in Montreal, rent and utilities included – about $12,700 less a year. Rent and utilities account for most of the difference.

48

Cost of Living Index in Saint Ann's Bay
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Saint Ann's Bay Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Saint Ann's Bay

🇯🇲 Jamaica

$1,006

/mo nomad

Montreal

🇨🇦 Canada

$2,064

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Ann's Bay and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Ann's Bay and in Montreal actually costs, broken down by who's living it.

A single person spends $1,006 per month in Saint Ann’s Bay vs $2,064 in Montreal, rent included.

Saint Ann's Bay $1,006
Montreal $2,064

A couple spends around $1,600 per month in Saint Ann’s Bay vs $3,156 in Montreal, rent included.

Saint Ann's Bay $1,600
Montreal $3,156

A family of three spends $2,195 per month in Saint Ann’s Bay vs $4,247 in Montreal, rent included.

Saint Ann's Bay $2,195
Montreal $4,247

Saint Ann’s Bay is about 51% cheaper than Montreal, and outside of rent the biggest gap is in transport.

Saint Ann’s Bay sits 26% below the global median, while Montreal is 52% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.35 JMD 2,105

$18.98 CA$26.64

-29.66%

Three-Course Dinner for Two, Mid-Range

$50.2 JMD 7,922

$73.0 CA$102

-31.16%

Fast Food Meal (McDonalds, etc)

$8.31 JMD 1,311

$10.88 CA$15.27

-23.62%

Cappuccino

$5.46 JMD 862

$3.81 CA$5.35

43.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.20 JMD 190

$1.94 CA$2.72

-38.14%

Water (0.33 liter bottle)

$0.70 JMD 110

$1.58 CA$2.22

-55.70%

Local Beer (0.5 liter draught)

$2.25 JMD 354

$6.37 CA$8.94

-64.68%

Imported Beer (0.33 liter bottle)

$3.12 JMD 492

$7.26 CA$10.20

-57.02%

Milk (1 liter)

$4.07 JMD 641

$2.23 CA$3.13

82.51%

White Bread (500g)

$3.74 JMD 589

$3.17 CA$4.45

17.98%

Rice (white) (1kg)

$1.63 JMD 258

$3.31 CA$4.64

-50.76%

Eggs

$3.47 JMD 547

$3.63 CA$5.09

-4.41%

Local Cheese (1kg)

$11.20 JMD 1,766

$13.16 CA$18.47

-14.89%

Chicken Fillets (1kg)

$6.20 JMD 978

$11.56 CA$16.22

-46.37%

Beef Round Steak (1kg)

$10.09 JMD 1,591

$13.71 CA$19.25

-26.40%

Apples (1kg)

$6.00 JMD 946

$3.29 CA$4.62

82.37%

Banana (1kg)

$3.99 JMD 629

$1.46 CA$2.05

173.29%

Oranges (1kg)

$7.53 JMD 1,187

$3.37 CA$4.73

123.44%

Tomato (1kg)

$2.98 JMD 469

$3.15 CA$4.42

-5.40%

Potato (1kg)

$3.28 JMD 518

$1.89 CA$2.65

73.54%

Onion (1kg)

$2.62 JMD 414

$1.79 CA$2.52

46.37%

Lettuce (1 head)

$3.15 JMD 497

$2.47 CA$3.47

27.53%

Water (1.5 liter bottle)

$1.44 JMD 226

$1.58 CA$2.22

-8.86%

Cigarettes 20 Pack (Marlboro, Camel)

$9.30 JMD 1,467

$11.28 CA$15.84

-17.55%

Wine (Bottle)

$11.43 JMD 1,802

$10.49 CA$14.73

8.96%

Local Beer (0.5 liter bottle)

$2.95 JMD 464

$2.34 CA$3.28

26.07%

Imported Beer (0.33 liter bottle)

$4.03 JMD 636

$2.91 CA$4.09

38.49%

One-way Ticket (Public Transport)

$2.61 CA$3.66

Public Transport Monthly Pass (Regular Price)

$79.1 CA$111

Taxi Start (Normal Tariff)

$1.30 JMD 204

$3.26 CA$4.57

-60.12%

Taxi (Normal Tariff) (1km)

$3.17 JMD 501

$1.44 CA$2.02

120.14%

Taxi 1hour Waiting (Normal Tariff)

$6.44 JMD 1,016

$33.43 CA$46.92

-80.74%

Gasoline (1 liter)

$1.30 JMD 205

$1.33 CA$1.87

-2.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.4K JMD 6.8M

$28.6K CA$40.2K

51.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.7K JMD 5.2M

$21.1K CA$29.6K

54.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 JMD 26.6K

$80.1 CA$112

110.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.03 JMD 4,577

$34.30 CA$48.14

-15.36%

Internet (50+ Mbps, Unlimited Data)

$52.9 JMD 8,346

$42.85 CA$60.1

23.52%

Gym Membership (Monthly)

$31.14 CA$43.71

Tennis Court (1 Hour on Weekend)

$19.41 CA$27.24

Cinema Ticket

$13.41 JMD 2,114

$11.23 CA$15.76

19.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$366 JMD 57.7K

$525 CA$737

-30.30%

International Primary School, 1 Child (Yearly)

$8,305 JMD 1.3M

$16.3K CA$22.9K

-49.14%

Jeans (Levis 501 Or Similar)

$23.59 JMD 3,719

$58.0 CA$81.4

-59.33%

Summer Dress (H&M, Zara, etc)

$31.44 JMD 4,957

$38.11 CA$53.5

-17.50%

Sport Shoes (Adidas, Nike)

$78.3 JMD 12.4K

$93.4 CA$131

-16.14%

Men's Leather Business Shoes

$101 JMD 16.0K

$110 CA$155

-7.99%

1-bedroom Apartment, City Center (Monthly)

$1,285 CA$1,803

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,371

3-bedroom Apartment, City Center (Monthly)

$2,271 CA$3,187

3-bedroom Apartment, Outside City Center (Monthly)

$1,665 CA$2,336

Buy Apartment in City Center (m2)

$5,139 CA$7,212

Buy Apartment Outside City Center (m2)

$3,834 CA$5,381

Average Monthly Net Salary (After Tax)

$3,002 CA$4,213

20-Year Fixed Mortgage Interest Rate (Annual %)

9.45

4.48

110.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Ann's Bay: October 26, 2026

Last update for Montreal: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Saint Ann's Bay

$383 38.1%

Montreal

$351 17% 8.3% $32

Monthly Utilities & Internet

Saint Ann's Bay

$251 24.9%

Montreal

$157 7.6% 37.3% $94

Eating Out

Saint Ann's Bay

$222 22.1%

Montreal

$291 14.1% 30.7% $68

Clothing & Footwear

Saint Ann's Bay

$106 10.5%

Montreal

$135 6.5% 27.7% $29

Sport & Entertainment

Saint Ann's Bay

$27 * 2.7%

Montreal

$54 2.6% 99.9% $27

Getting Around

Saint Ann's Bay

$17 * 1.7%

Montreal

$100 4.9% 483% $83

Accommodation & Living

Saint Ann's Bay

- * 0%

Montreal

$977 47.3%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $50 in Saint Ann’s Bay versus $73 in Montreal. Groceries tell a different story – $383 in Saint Ann’s Bay vs $351 in Montreal – so Montreal wins on supermarket bills even if dining out costs more.

Good to know

🇯🇲 Saint Ann's Bay

🇨🇦 Montreal

🕒 Local time

16:49 4:49 PM

17:49 5:49 PM

1 h ahead of Saint Ann's Bay

🌤 Weather

👥 Population

13,671

1,762,949

💱 Currency

Jamaican Dollar JMD $

Canadian Dollar CAD $

📈 Exchange rate

1,000 JMD = 6.34 USD

1,000 JMD = 5.7 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

CAD, USD, EUR to JMD – Jamaican Dollar Converter

🇺🇸 United States Dollar ($)

🇯🇲 Jamaican Dollar ($)

Jamaican Dollar exchange rates as of October 28, 2026: 1 USD = 158 JMD (1,000 JMD = 6.34 USD). 1 EUR = 176 JMD (1,000 JMD = 5.7 EUR).

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

USD to JMD in detail →

On the map

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Between locations

Saint Ann's Bay Montreal 3,030 km ≈ 4 h 15 min nonstop flight

From you

Saint Ann's Bay
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Ann's Bay vs Montreal: Cost of Living - Frequently Asked Questions

Montreal costs about 105% more than Saint Ann’s Bay, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,508 per month in Saint Ann’s Bay and $3,096 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $50 in Saint Ann’s Bay and $73 in Montreal. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 8% cheaper in Montreal – one category where the pricier city actually offers better value.

$1,000 is a stretch for both – monthly costs hit $1,006 in Saint Ann’s Bay and $2,064 in Montreal. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $1,006 in Saint Ann’s Bay to $2,064 in Montreal. Climate, culture, job market, and personal taste all factor in.