Cost of Living Comparison Between Saint Ann's Bay and Kingston Cost of Living Comparison Between Saint Ann's Bay and Kingston

Monthly Cost of Living

Monthly costs for one person with rent: $1,348 in Saint Ann's Bay versus $1,459 in Kingston.

Estimated couple costs with rent: $2,019 in Saint Ann's Bay versus $2,444 in Kingston.

Monthly costs for a family of three with rent: $2,690 in Saint Ann's Bay versus $3,429 in Kingston.

Living in Saint Ann's Bay costs roughly 8% less than in Kingston, driven mainly by Sport & Entertainment.

Both cities are pricier than the global median: Saint Ann's Bay 1% above, Kingston 10% above.

Meal at Budget Restaurant

$7.54 JMD 1,186

$7.57 JMD 1,191

-0.40%

Three-Course Dinner for Two, Mid-Range

$49.85 JMD 7,840

$63.2 JMD 9,935

-21.07%

Fast Food Meal (McDonalds, etc)

$8.82 JMD 1,387

$8.95 JMD 1,408

-1.45%

Cappuccino

$4.41 JMD 694

$4.46 JMD 702

-1.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 JMD 213

$1.37 JMD 215

-1.46%

Water (0.33 liter bottle)

$0.75 JMD 118

Local Beer (0.5 liter draught)

$2.45 JMD 385

$2.43 JMD 383

0.82%

Imported Beer (0.33 liter bottle)

$3.08 JMD 484

$3.14 JMD 494

-1.91%

Milk (1 liter)

$4.30 JMD 676

$4.18 JMD 658

2.87%

White Bread (500g)

$2.75 JMD 433

$3.54 JMD 557

-22.32%

Rice (white) (1kg)

$1.55 JMD 244

$1.54 JMD 243

0.65%

Eggs

$3.61 JMD 568

$3.52 JMD 554

2.56%

Local Cheese (1kg)

$11.08 JMD 1,743

$11.04 JMD 1,736

0.36%

Chicken Fillets (1kg)

$6.30 JMD 990

$6.48 JMD 1,019

-2.78%

Beef Round Steak (1kg)

$7.51 JMD 1,181

$7.81 JMD 1,228

-3.84%

Apples (1kg)

$6.15 JMD 967

$5.95 JMD 936

3.36%

Banana (1kg)

$3.09 JMD 485

$3.14 JMD 494

-1.59%

Oranges (1kg)

$4.20 JMD 660

$4.33 JMD 681

-3.00%

Tomato (1kg)

$3.00 JMD 471

$2.92 JMD 459

2.74%

Potato (1kg)

$2.05 JMD 322

$2.09 JMD 328

-1.91%

Onion (1kg)

$2.00 JMD 314

$2.02 JMD 318

-0.99%

Lettuce (1 head)

$3.11 JMD 489

$2.97 JMD 467

4.71%

Water (1.5 liter bottle)

$1.11 JMD 174

$1.44 JMD 227

-22.92%

Cigarettes 20 Pack (Marlboro, Camel)

$8.98 JMD 1,413

$8.72 JMD 1,371

2.98%

Wine (Bottle)

$11.45 JMD 1,801

$11.29 JMD 1,776

1.42%

Local Beer (0.5 liter bottle)

$2.88 JMD 454

$2.78 JMD 438

3.60%

Imported Beer (0.33 liter bottle)

$3.10 JMD 488

$3.15 JMD 496

-1.59%

One-way Ticket (Public Transport)

$0.82 JMD 129

Public Transport Monthly Pass (Regular Price)

$49.33 JMD 7,760

Taxi Start (Normal Tariff)

$0.92 JMD 145

$1.07 JMD 168

-14.02%

Taxi (Normal Tariff) (1km)

$3.13 JMD 493

$3.20 JMD 503

-2.19%

Taxi 1hour Waiting (Normal Tariff)

$6.22 JMD 979

$6.39 JMD 1,005

-2.66%

Gasoline (1 liter)

$1.28 JMD 202

$1.23 JMD 194

4.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K JMD 3.7M

$42.7K JMD 6.7M

-44.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.4K JMD 2.7M

$34.0K JMD 5.4M

-48.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$164 JMD 25.8K

0.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.88 JMD 3,441

$21.77 JMD 3,424

0.51%

Internet (50+ Mbps, Unlimited Data)

$51.1 JMD 8,033

$51.7 JMD 8,132

-1.22%

Gym Membership (Monthly)

$69.6 JMD 10.9K

Tennis Court (1 Hour on Weekend)

$15.93 JMD 2,506

Cinema Ticket

$13.38 JMD 2,104

$13.03 JMD 2,049

2.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$223 JMD 35.1K

$223 JMD 35.0K

0.05%

International Primary School, 1 Child (Yearly)

$2,512 JMD 395.1K

-0.01%

Jeans (Levis 501 Or Similar)

$26.02 JMD 4,092

$25.87 JMD 4,069

0.58%

Summer Dress (H&M, Zara, etc)

$25.86 JMD 4,068

$25.40 JMD 3,996

1.81%

Sport Shoes (Adidas, Nike)

$68.0 JMD 10.7K

$69.9 JMD 11.0K

-2.62%

Men's Leather Business Shoes

$76.4 JMD 12.0K

$76.3 JMD 12.0K

0.14%

1-bedroom Apartment, City Center (Monthly)

$511 JMD 80.3K

$909 JMD 143.0K

-43.81%

1-bedroom Apartment, Outside City Center (Monthly)

$476 JMD 74.9K

$463 JMD 72.8K

2.89%

3-bedroom Apartment, City Center (Monthly)

$991 JMD 155.9K

$2,028 JMD 319.0K

-51.12%

3-bedroom Apartment, Outside City Center (Monthly)

$815 JMD 128.2K

$1,174 JMD 184.6K

-30.58%

Buy Apartment in City Center (m2)

$2,784 JMD 437.9K

Buy Apartment Outside City Center (m2)

$2,164 JMD 340.3K

Average Monthly Net Salary (After Tax)

$733 JMD 115.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

9.15

-56.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Ann's Bay: July 26, 2026

Last update for Kingston: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $511 in Saint Ann's Bay and $909 in Kingston. Housing cost is often the main lever when comparing two cities.

Dining out: $50.0 in Saint Ann's Bay vs $63.0 in Kingston for a mid-range dinner for two. Groceries echo the gap at $339 vs $349 per month, with Saint Ann's Bay cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Ann's Bay vs Kingston: Cost of Living - Frequently Asked Questions

Saint Ann's Bay wins on cost – living expenses run 8% lower than in Kingston. Housing and daily spending are where you'll feel the difference most, making Saint Ann's Bay the obvious pick if budget is a priority.

You'd need roughly $2,022 in Saint Ann's Bay and $2,188 in Kingston to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $511 in Saint Ann's Bay versus $909 in Kingston. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 3% higher in Kingston. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,348 per month in Saint Ann's Bay versus $1,459 in Kingston – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,348 in Saint Ann's Bay versus $1,459 in Kingston, a $1,000 budget is realistic in Saint Ann's Bay but tight or insufficient in Kingston. The gap between the two cities makes Saint Ann's Bay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Saint Ann's Bay gentler on the wallet – expenses run 8% less than in Kingston. Beyond cost, consider language, visa policies, and how big the international community is in each city.