Cost of Living Comparison Between Saint Ann's Bay and Kingston Cost of Living Comparison Between Saint Ann's Bay and Kingston

Monthly Cost of Living

Monthly costs for one person with rent: $1,360 in Saint Ann's Bay versus $1,461 in Kingston.

Estimated couple costs with rent: $2,028 in Saint Ann's Bay versus $2,447 in Kingston.

Monthly costs for a family of three with rent: $2,695 in Saint Ann's Bay versus $3,432 in Kingston.

Living in Saint Ann's Bay costs roughly 7% less than in Kingston, driven mainly by Sport & Entertainment.

Both cities are pricier than the global median: Saint Ann's Bay 1% above, Kingston 8% above.

Meal at Budget Restaurant

$7.52 JMD 1,190

$7.37 JMD 1,167

2.04%

Three-Course Dinner for Two, Mid-Range

$49.83 JMD 7,887

$61.9 JMD 9,795

-19.49%

Fast Food Meal (McDonalds, etc)

$8.91 JMD 1,410

$8.89 JMD 1,407

0.22%

Cappuccino

$4.41 JMD 698

$4.39 JMD 695

0.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.36 JMD 215

$1.38 JMD 218

-1.45%

Water (0.33 liter bottle)

$0.72 JMD 114

$0.71 JMD 112

1.41%

Local Beer (0.5 liter draught)

$2.46 JMD 389

$2.44 JMD 387

0.82%

Imported Beer (0.33 liter bottle)

$3.21 JMD 509

$3.16 JMD 500

1.58%

Milk (1 liter)

$4.43 JMD 701

$4.33 JMD 686

2.31%

White Bread (500g)

$2.65 JMD 420

$3.66 JMD 579

-27.60%

Rice (white) (1kg)

$1.60 JMD 253

$1.57 JMD 249

1.91%

Eggs

$3.44 JMD 545

$3.43 JMD 543

0.29%

Local Cheese (1kg)

$11.25 JMD 1,780

$10.85 JMD 1,717

3.69%

Chicken Fillets (1kg)

$6.53 JMD 1,033

Beef Round Steak (1kg)

$7.55 JMD 1,195

$7.43 JMD 1,177

1.62%

Apples (1kg)

$6.05 JMD 957

$6.10 JMD 965

-0.82%

Banana (1kg)

$3.10 JMD 491

$3.08 JMD 488

0.65%

Oranges (1kg)

$4.16 JMD 658

$4.12 JMD 653

0.97%

Tomato (1kg)

$3.02 JMD 478

$2.92 JMD 462

3.42%

Potato (1kg)

$2.10 JMD 332

$2.01 JMD 319

4.48%

Onion (1kg)

$2.00 JMD 316

$1.98 JMD 314

1.01%

Lettuce (1 head)

$2.97 JMD 469

$2.99 JMD 473

-0.67%

Water (1.5 liter bottle)

$1.16 JMD 183

$1.46 JMD 230

-20.55%

Cigarettes 20 Pack (Marlboro, Camel)

$8.80 JMD 1,393

$8.64 JMD 1,367

1.85%

Wine (Bottle)

$11.35 JMD 1,796

$11.31 JMD 1,790

0.35%

Local Beer (0.5 liter bottle)

$2.81 JMD 445

$2.86 JMD 453

-1.75%

Imported Beer (0.33 liter bottle)

$3.15 JMD 499

$3.21 JMD 508

-1.87%

One-way Ticket (Public Transport)

$0.87 JMD 137

Public Transport Monthly Pass (Regular Price)

$48.18 JMD 7,626

Taxi Start (Normal Tariff)

$0.97 JMD 153

$1.12 JMD 178

-13.39%

Taxi (Normal Tariff) (1km)

$3.27 JMD 517

$3.25 JMD 514

0.62%

Taxi 1hour Waiting (Normal Tariff)

$6.31 JMD 999

$6.43 JMD 1,018

-1.87%

Gasoline (1 liter)

$1.24 JMD 195

$1.22 JMD 194

1.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.6K JMD 3.7M

$43.4K JMD 6.9M

-45.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.2K JMD 2.7M

$33.3K JMD 5.3M

-48.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$166 JMD 26.3K

$160 JMD 25.4K

3.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.26 JMD 3,523

$21.77 JMD 3,445

2.25%

Internet (50+ Mbps, Unlimited Data)

$51.9 JMD 8,211

$51.2 JMD 8,096

1.43%

Gym Membership (Monthly)

$69.7 JMD 11.0K

Tennis Court (1 Hour on Weekend)

$15.70 JMD 2,485

Cinema Ticket

$12.92 JMD 2,045

$12.94 JMD 2,049

-0.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$230 JMD 36.4K

$230 JMD 36.5K

-0.28%

International Primary School, 1 Child (Yearly)

$2,517 JMD 398.4K

$2,450 JMD 387.7K

2.75%

Jeans (Levis 501 Or Similar)

$26.36 JMD 4,172

$26.54 JMD 4,200

-0.68%

Summer Dress (H&M, Zara, etc)

$26.02 JMD 4,118

$25.83 JMD 4,087

0.74%

Sport Shoes (Adidas, Nike)

$68.9 JMD 10.9K

$72.3 JMD 11.4K

-4.61%

Men's Leather Business Shoes

$76.6 JMD 12.1K

$76.9 JMD 12.2K

-0.38%

1-bedroom Apartment, City Center (Monthly)

$495 JMD 78.4K

$886 JMD 140.2K

-44.09%

1-bedroom Apartment, Outside City Center (Monthly)

$475 JMD 75.2K

$453 JMD 71.7K

4.93%

3-bedroom Apartment, City Center (Monthly)

$1,000 JMD 158.2K

$2,021 JMD 319.8K

-50.53%

3-bedroom Apartment, Outside City Center (Monthly)

$829 JMD 131.3K

$1,188 JMD 188.0K

-30.17%

Buy Apartment in City Center (m2)

$2,809 JMD 444.6K

Buy Apartment Outside City Center (m2)

$2,237 JMD 354.0K

Average Monthly Net Salary (After Tax)

$750 JMD 118.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

9.15

-56.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Ann's Bay: April 13, 2026

Last update for Kingston: April 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $495 in Saint Ann's Bay and $886 in Kingston. Housing cost is often the main lever when comparing two cities.

Dining out: $50 in Saint Ann's Bay vs $62 in Kingston for a mid-range dinner for two. Groceries echo the gap at $340 vs $350 per month, with Saint Ann's Bay cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Ann's Bay vs Kingston: Cost of Living - Frequently Asked Questions

Saint Ann's Bay wins on cost – living expenses run 7% lower than in Kingston. Housing and daily spending are where you'll feel the difference most, making Saint Ann's Bay the obvious pick if budget is a priority.

You'd need roughly $2,040 in Saint Ann's Bay and $2,192 in Kingston to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $495 in Saint Ann's Bay versus $886 in Kingston. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 3% higher in Kingston. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,360 per month in Saint Ann's Bay versus $1,461 in Kingston – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,360 in Saint Ann's Bay versus $1,461 in Kingston, a $1,000 budget is realistic in Saint Ann's Bay but tight or insufficient in Kingston. The gap between the two cities makes Saint Ann's Bay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Saint Ann's Bay gentler on the wallet – expenses run 7% less than in Kingston. Beyond cost, consider language, visa policies, and how big the international community is in each city.