Cost of Living Comparison Between Saint Ann's Bay and Kingston Cost of Living Comparison Between Saint Ann's Bay and Kingston

Monthly Cost of Living

Monthly costs for one person with rent: $1,362 in Saint Ann's Bay versus $1,454 in Kingston.

Estimated couple costs with rent: $2,027 in Saint Ann's Bay versus $2,432 in Kingston.

Monthly costs for a family of three with rent: $2,692 in Saint Ann's Bay versus $3,409 in Kingston.

Living in Saint Ann's Bay costs roughly 6% less than in Kingston, driven mainly by Sport & Entertainment.

Both cities are pricier than the global median: Saint Ann's Bay 1% above, Kingston 8% above.

Meal at Budget Restaurant

$7.38 JMD 1,161

$7.54 JMD 1,186

-2.12%

Three-Course Dinner for Two, Mid-Range

$50.3 JMD 7,909

$63.3 JMD 9,964

-20.60%

Fast Food Meal (McDonalds, etc)

$8.91 JMD 1,401

$8.76 JMD 1,378

1.71%

Cappuccino

$4.38 JMD 690

$4.44 JMD 699

-1.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.36 JMD 214

$1.31 JMD 206

3.82%

Water (0.33 liter bottle)

$0.71 JMD 111

$0.69 JMD 109

2.90%

Local Beer (0.5 liter draught)

$2.46 JMD 386

$2.57 JMD 404

-4.28%

Imported Beer (0.33 liter bottle)

$3.10 JMD 488

$3.08 JMD 485

0.65%

Milk (1 liter)

$4.34 JMD 682

$4.32 JMD 680

0.46%

White Bread (500g)

$2.75 JMD 433

$3.54 JMD 557

-22.32%

Rice (white) (1kg)

$1.55 JMD 245

$1.61 JMD 253

-3.73%

Eggs

$3.48 JMD 548

$3.50 JMD 550

-0.57%

Local Cheese (1kg)

$11.20 JMD 1,762

$11.10 JMD 1,746

0.90%

Chicken Fillets (1kg)

$6.22 JMD 978

$6.50 JMD 1,022

-4.31%

Beef Round Steak (1kg)

$7.47 JMD 1,175

$7.79 JMD 1,225

-4.11%

Apples (1kg)

$6.15 JMD 968

$6.15 JMD 967

Banana (1kg)

$3.04 JMD 479

$3.06 JMD 481

-0.65%

Oranges (1kg)

$4.24 JMD 667

$4.33 JMD 681

-2.08%

Tomato (1kg)

$3.03 JMD 477

$3.00 JMD 472

1.00%

Potato (1kg)

$2.09 JMD 328

$2.05 JMD 322

1.95%

Onion (1kg)

$1.98 JMD 312

$1.91 JMD 301

3.66%

Lettuce (1 head)

$2.99 JMD 470

$3.13 JMD 492

-4.47%

Water (1.5 liter bottle)

$1.15 JMD 182

$1.45 JMD 228

-20.69%

Cigarettes 20 Pack (Marlboro, Camel)

$8.83 JMD 1,388

$9.00 JMD 1,416

-1.89%

Wine (Bottle)

$11.49 JMD 1,807

$11.59 JMD 1,824

-0.86%

Local Beer (0.5 liter bottle)

$2.75 JMD 432

$2.86 JMD 450

-3.85%

Imported Beer (0.33 liter bottle)

$3.17 JMD 498

$3.08 JMD 485

2.92%

One-way Ticket (Public Transport)

$0.89 JMD 140

Public Transport Monthly Pass (Regular Price)

$49.88 JMD 7,845

Taxi Start (Normal Tariff)

$0.97 JMD 153

$1.08 JMD 170

-10.19%

Taxi (Normal Tariff) (1km)

$3.12 JMD 491

$3.16 JMD 497

-1.27%

Taxi 1hour Waiting (Normal Tariff)

$6.38 JMD 1,004

$6.17 JMD 971

3.40%

Gasoline (1 liter)

$1.28 JMD 201

$1.24 JMD 195

3.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K JMD 3.8M

$42.8K JMD 6.7M

-44.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.4K JMD 2.7M

$33.5K JMD 5.3M

-48.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 JMD 25.9K

0.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.42 JMD 3,527

$21.76 JMD 3,423

3.03%

Internet (50+ Mbps, Unlimited Data)

$50.1 JMD 7,878

$51.9 JMD 8,163

-3.51%

Gym Membership (Monthly)

$69.4 JMD 10.9K

Tennis Court (1 Hour on Weekend)

$15.47 JMD 2,434

Cinema Ticket

$13.37 JMD 2,103

$13.21 JMD 2,078

1.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$228 JMD 35.8K

$228 JMD 35.9K

-0.18%

International Primary School, 1 Child (Yearly)

$2,501 JMD 393.4K

$2,456 JMD 386.3K

1.83%

Jeans (Levis 501 Or Similar)

$25.88 JMD 4,071

$26.42 JMD 4,156

-2.04%

Summer Dress (H&M, Zara, etc)

$25.88 JMD 4,071

$25.61 JMD 4,028

1.05%

Sport Shoes (Adidas, Nike)

$69.8 JMD 11.0K

$69.9 JMD 11.0K

-0.03%

Men's Leather Business Shoes

$75.8 JMD 11.9K

$77.6 JMD 12.2K

-2.26%

1-bedroom Apartment, City Center (Monthly)

$499 JMD 78.5K

$886 JMD 139.4K

-43.68%

1-bedroom Apartment, Outside City Center (Monthly)

$474 JMD 74.6K

$446 JMD 70.2K

6.28%

3-bedroom Apartment, City Center (Monthly)

$991 JMD 155.8K

$1,996 JMD 313.9K

-50.36%

3-bedroom Apartment, Outside City Center (Monthly)

$829 JMD 130.5K

$1,214 JMD 190.9K

-31.65%

Buy Apartment in City Center (m2)

$2,824 JMD 444.2K

Buy Apartment Outside City Center (m2)

$2,167 JMD 340.9K

Average Monthly Net Salary (After Tax)

$754 JMD 118.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

9.15

-56.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Ann's Bay: June 9, 2026

Last update for Kingston: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $499 in Saint Ann's Bay and $886 in Kingston. Housing cost is often the main lever when comparing two cities.

Dining out: $50.0 in Saint Ann's Bay vs $63.0 in Kingston for a mid-range dinner for two. Groceries echo the gap at $338 vs $353 per month, with Saint Ann's Bay cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Ann's Bay vs Kingston: Cost of Living - Frequently Asked Questions

Saint Ann's Bay wins on cost – living expenses run 7% lower than in Kingston. Housing and daily spending are where you'll feel the difference most, making Saint Ann's Bay the obvious pick if budget is a priority.

You'd need roughly $2,043 in Saint Ann's Bay and $2,180 in Kingston to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $499 in Saint Ann's Bay versus $886 in Kingston. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 4% higher in Kingston. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,362 per month in Saint Ann's Bay versus $1,454 in Kingston – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,362 in Saint Ann's Bay versus $1,454 in Kingston, a $1,000 budget is realistic in Saint Ann's Bay but tight or insufficient in Kingston. The gap between the two cities makes Saint Ann's Bay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Saint Ann's Bay gentler on the wallet – expenses run 7% less than in Kingston. Beyond cost, consider language, visa policies, and how big the international community is in each city.