Cost of Living Comparison Between Saint Ann's Bay and Kingston Cost of Living Comparison Between Saint Ann's Bay and Kingston

Monthly Cost of Living

Monthly costs for one person with rent: $1,029 in Saint Ann's Bay versus $1,702 in Kingston.

Estimated couple costs with rent: $1,626 in Saint Ann's Bay versus $2,853 in Kingston.

Monthly costs for a family of three with rent: $2,223 in Saint Ann's Bay versus $4,004 in Kingston.

Living in Saint Ann's Bay costs roughly 40% less than in Kingston, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Saint Ann's Bay is 25% below, Kingston is 23% above.

Meal at Budget Restaurant

$15.54 JMD 2,441

$15.79 JMD 2,481

-1.58%

Three-Course Dinner for Two, Mid-Range

$49.54 JMD 7,781

$75.8 JMD 11.9K

-34.64%

Fast Food Meal (McDonalds, etc)

$8.64 JMD 1,357

$8.56 JMD 1,345

0.93%

Cappuccino

$5.19 JMD 815

$5.40 JMD 848

-3.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.20 JMD 188

$1.24 JMD 195

-3.23%

Water (0.33 liter bottle)

$0.73 JMD 114

$0.70 JMD 109

4.29%

Local Beer (0.5 liter draught)

$2.26 JMD 355

$2.21 JMD 348

2.26%

Imported Beer (0.33 liter bottle)

$3.10 JMD 487

$3.18 JMD 500

-2.52%

Milk (1 liter)

$4.21 JMD 662

$4.25 JMD 667

-0.94%

White Bread (500g)

$3.84 JMD 604

$3.68 JMD 578

4.35%

Rice (white) (1kg)

$1.62 JMD 254

$1.62 JMD 255

Eggs

$3.52 JMD 553

$3.44 JMD 540

2.33%

Local Cheese (1kg)

$11.31 JMD 1,776

$11.60 JMD 1,822

-2.50%

Chicken Fillets (1kg)

$6.39 JMD 1,003

$6.41 JMD 1,007

-0.31%

Beef Round Steak (1kg)

$10.43 JMD 1,638

$10.16 JMD 1,596

2.66%

Apples (1kg)

$5.92 JMD 929

$6.16 JMD 967

-3.90%

Banana (1kg)

$3.78 JMD 594

$4.00 JMD 629

-5.50%

Oranges (1kg)

$7.59 JMD 1,193

$7.30 JMD 1,147

3.97%

Tomato (1kg)

$3.13 JMD 491

$2.97 JMD 467

5.39%

Potato (1kg)

$3.29 JMD 516

$3.25 JMD 511

1.23%

Onion (1kg)

$2.63 JMD 413

$2.70 JMD 424

-2.59%

Lettuce (1 head)

$3.03 JMD 476

$3.15 JMD 495

-3.81%

Water (1.5 liter bottle)

$1.47 JMD 231

$1.49 JMD 233

-1.34%

Cigarettes 20 Pack (Marlboro, Camel)

$9.37 JMD 1,472

$9.17 JMD 1,440

2.18%

Wine (Bottle)

$11.52 JMD 1,809

$11.16 JMD 1,754

3.23%

Local Beer (0.5 liter bottle)

$2.92 JMD 459

$2.81 JMD 442

3.91%

Imported Beer (0.33 liter bottle)

$3.91 JMD 614

$3.95 JMD 621

-1.01%

One-way Ticket (Public Transport)

$0.81 JMD 127

Public Transport Monthly Pass (Regular Price)

$37.86 JMD 5,946

Taxi Start (Normal Tariff)

$1.17 JMD 184

$1.23 JMD 193

-4.88%

Taxi (Normal Tariff) (1km)

$3.12 JMD 491

$3.10 JMD 486

0.65%

Taxi 1hour Waiting (Normal Tariff)

$6.38 JMD 1,002

$6.23 JMD 979

2.41%

Gasoline (1 liter)

$1.32 JMD 207

$1.39 JMD 218

-5.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.9K JMD 7.1M

$44.5K JMD 7.0M

0.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K JMD 5.1M

$32.9K JMD 5.2M

-1.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$178 JMD 28.0K

0.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.66 JMD 4,659

$29.81 JMD 4,682

-0.50%

Internet (50+ Mbps, Unlimited Data)

$53.6 JMD 8,426

$52.5 JMD 8,241

2.23%

Gym Membership (Monthly)

$61.1 JMD 9,598

Tennis Court (1 Hour on Weekend)

$17.79 JMD 2,794

Cinema Ticket

$13.17 JMD 2,069

$13.15 JMD 2,065

0.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$356 JMD 55.9K

$357 JMD 56.1K

-0.42%

International Primary School, 1 Child (Yearly)

$8,294 JMD 1.3M

$8,159 JMD 1.3M

1.65%

Jeans (Levis 501 Or Similar)

$24.11 JMD 3,787

$23.41 JMD 3,678

2.99%

Summer Dress (H&M, Zara, etc)

$32.22 JMD 5,061

$31.32 JMD 4,919

2.87%

Sport Shoes (Adidas, Nike)

$76.9 JMD 12.1K

$76.5 JMD 12.0K

0.50%

Men's Leather Business Shoes

$101 JMD 15.9K

$102 JMD 16.0K

-0.30%

1-bedroom Apartment, City Center (Monthly)

$955 JMD 150.1K

1-bedroom Apartment, Outside City Center (Monthly)

$563 JMD 88.4K

3-bedroom Apartment, City Center (Monthly)

$2,148 JMD 337.4K

3-bedroom Apartment, Outside City Center (Monthly)

$1,430 JMD 224.6K

Buy Apartment in City Center (m2)

$2,887 JMD 453.5K

Buy Apartment Outside City Center (m2)

$2,090 JMD 328.4K

Average Monthly Net Salary (After Tax)

$744 JMD 116.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

9.45

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Ann's Bay: September 7, 2026

Last update for Kingston: September 5, 2026

Cost Breakdown

Dining out: $50.0 in Saint Ann's Bay vs $76.0 in Kingston. Groceries flip the comparison at $387 vs $386, with Kingston cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Ann's Bay vs Kingston: Cost of Living - Frequently Asked Questions

Saint Ann's Bay wins on cost – living expenses run 65% lower than in Kingston. Housing and daily spending are where you'll feel the difference most, making Saint Ann's Bay the obvious pick if budget is a priority.

You'd need roughly $1,544 in Saint Ann's Bay and $2,554 in Kingston to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Kingston pay roughly 0% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,029 per month in Saint Ann's Bay versus $1,702 in Kingston – a 65% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,029 in Saint Ann's Bay versus $1,702 in Kingston, a $1,000 budget is realistic in Saint Ann's Bay but tight or insufficient in Kingston. The gap between the two cities makes Saint Ann's Bay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Saint Ann's Bay gentler on the wallet – expenses run 65% less than in Kingston. Beyond cost, consider language, visa policies, and how big the international community is in each city.