Last update: Oct 2026

Cost of Living Comparison Between Saint Ann's Bay and Kingston, Jamaica

For one person, living is cheaper in Saint Ann’s Bay: $1,006 a month against $1,677 in Kingston, rent and utilities included – about $8,100 less a year. Rent and utilities account for most of the difference.

48

Cost of Living Index in Saint Ann's Bay
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Saint Ann's Bay Living Index
81

Cost of Living Index in Kingston
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Kingston Living Index

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Saint Ann's Bay

🇯🇲 Jamaica

$1,006

/mo nomad

Kingston

🇯🇲 Jamaica

$1,677

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Ann's Bay and in Kingston

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Ann's Bay and in Kingston actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,006 in Saint Ann’s Bay versus $1,677 in Kingston.

Saint Ann's Bay $1,006
Kingston $1,677

Estimated couple costs with rent: $1,600 in Saint Ann’s Bay versus $2,829 in Kingston.

Saint Ann's Bay $1,600
Kingston $2,829

Monthly costs for a family of three with rent: $2,195 in Saint Ann’s Bay versus $3,980 in Kingston.

Saint Ann's Bay $2,195
Kingston $3,980

Living in Saint Ann’s Bay costs roughly 40% less than in Kingston, and outside of rent the biggest gap is in leisure.

The two cities straddle the global median: Saint Ann’s Bay is 26% below, Kingston is 23% above.

Meal at Budget Restaurant

$13.35 JMD 2,105

$13.80 JMD 2,175

-3.26%

Three-Course Dinner for Two, Mid-Range

$50.2 JMD 7,922

$75.1 JMD 11.8K

-33.11%

Fast Food Meal (McDonalds, etc)

$8.31 JMD 1,311

$8.31 JMD 1,310

Cappuccino

$5.46 JMD 862

$5.36 JMD 846

1.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.20 JMD 190

$1.19 JMD 188

0.84%

Water (0.33 liter bottle)

$0.70 JMD 110

$0.74 JMD 116

-5.41%

Local Beer (0.5 liter draught)

$2.25 JMD 354

$2.26 JMD 357

-0.44%

Imported Beer (0.33 liter bottle)

$3.12 JMD 492

$3.23 JMD 510

-3.41%

Milk (1 liter)

$4.07 JMD 641

$4.23 JMD 667

-3.78%

White Bread (500g)

$3.74 JMD 589

$3.86 JMD 609

-3.11%

Rice (white) (1kg)

$1.63 JMD 258

$1.64 JMD 258

-0.61%

Eggs

$3.47 JMD 547

$3.59 JMD 565

-3.34%

Local Cheese (1kg)

$11.20 JMD 1,766

$11.55 JMD 1,821

-3.03%

Chicken Fillets (1kg)

$6.20 JMD 978

$6.23 JMD 983

-0.48%

Beef Round Steak (1kg)

$10.09 JMD 1,591

$10.22 JMD 1,612

-1.27%

Apples (1kg)

$6.00 JMD 946

$6.07 JMD 957

-1.15%

Banana (1kg)

$3.99 JMD 629

$3.87 JMD 610

3.10%

Oranges (1kg)

$7.53 JMD 1,187

$7.25 JMD 1,144

3.86%

Tomato (1kg)

$2.98 JMD 469

$3.10 JMD 488

-3.87%

Potato (1kg)

$3.28 JMD 518

$3.18 JMD 501

3.14%

Onion (1kg)

$2.62 JMD 414

$2.68 JMD 422

-2.24%

Lettuce (1 head)

$3.15 JMD 497

$3.10 JMD 488

1.61%

Water (1.5 liter bottle)

$1.44 JMD 226

$1.43 JMD 226

0.70%

Cigarettes 20 Pack (Marlboro, Camel)

$9.30 JMD 1,467

$9.33 JMD 1,471

-0.32%

Wine (Bottle)

$11.43 JMD 1,802

$11.26 JMD 1,775

1.51%

Local Beer (0.5 liter bottle)

$2.95 JMD 464

$2.77 JMD 438

6.50%

Imported Beer (0.33 liter bottle)

$4.03 JMD 636

$4.04 JMD 637

-0.25%

One-way Ticket (Public Transport)

$0.61 JMD 96.3

Public Transport Monthly Pass (Regular Price)

$38.10 JMD 6,008

Taxi Start (Normal Tariff)

$1.30 JMD 204

$1.28 JMD 202

1.56%

Taxi (Normal Tariff) (1km)

$3.17 JMD 501

$3.22 JMD 508

-1.55%

Taxi 1hour Waiting (Normal Tariff)

$6.44 JMD 1,016

$6.37 JMD 1,004

1.10%

Gasoline (1 liter)

$1.30 JMD 205

$1.42 JMD 223

-8.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.4K JMD 6.8M

$44.0K JMD 6.9M

-1.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.7K JMD 5.2M

$32.8K JMD 5.2M

-0.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 JMD 26.6K

$170 JMD 26.7K

-0.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.03 JMD 4,577

$29.16 JMD 4,599

-0.45%

Internet (50+ Mbps, Unlimited Data)

$52.9 JMD 8,346

$53.8 JMD 8,480

-1.56%

Gym Membership (Monthly)

$61.7 JMD 9,723

Tennis Court (1 Hour on Weekend)

$17.76 JMD 2,801

Cinema Ticket

$13.41 JMD 2,114

$13.46 JMD 2,123

-0.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$366 JMD 57.7K

$363 JMD 57.3K

0.74%

International Primary School, 1 Child (Yearly)

$8,305 JMD 1.3M

$8,388 JMD 1.3M

-0.99%

Jeans (Levis 501 Or Similar)

$23.59 JMD 3,719

$23.39 JMD 3,688

0.86%

Summer Dress (H&M, Zara, etc)

$31.44 JMD 4,957

$31.37 JMD 4,946

0.22%

Sport Shoes (Adidas, Nike)

$78.3 JMD 12.4K

$77.3 JMD 12.2K

1.31%

Men's Leather Business Shoes

$101 JMD 16.0K

$102 JMD 16.1K

-0.44%

1-bedroom Apartment, City Center (Monthly)

$958 JMD 151.0K

1-bedroom Apartment, Outside City Center (Monthly)

$562 JMD 88.6K

3-bedroom Apartment, City Center (Monthly)

$2,100 JMD 331.2K

3-bedroom Apartment, Outside City Center (Monthly)

$1,422 JMD 224.3K

Buy Apartment in City Center (m2)

$2,849 JMD 449.3K

Buy Apartment Outside City Center (m2)

$2,072 JMD 326.8K

Average Monthly Net Salary (After Tax)

$750 JMD 118.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

9.45

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Ann's Bay: October 26, 2026

Last update for Kingston: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Saint Ann's Bay

$383 38.1%

Kingston

$385 23% 0.6% $2.5

Monthly Utilities & Internet

Saint Ann's Bay

$251 24.9%

Kingston

$252 15.1% 0.7% $1.7

Eating Out

Saint Ann's Bay

$222 22.1%

Kingston

$225 13.4% 1.2% $2.8

Clothing & Footwear

Saint Ann's Bay

$106 10.5%

Kingston

$105 6.3% 0.4% $0.4

Sport & Entertainment

Saint Ann's Bay

$27 * 2.7%

Kingston

$89 5.3% 230% $62

Getting Around

Saint Ann's Bay

$17 * 1.7%

Kingston

$58 3.5% 237% $41

Accommodation & Living

Saint Ann's Bay

- * 0%

Kingston

$562 33.5%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $50 in Saint Ann’s Bay vs $75 in Kingston for a mid-range dinner for two. Groceries echo the gap at $383 vs $385 per month, with Saint Ann’s Bay cheaper across the board.

Good to know

🇯🇲 Saint Ann's Bay

🇯🇲 Kingston

🕒 Local time

06:07 6:07 AM

Same time as Saint Ann's Bay

🌤 Weather

👥 Population

13,671

660,000 Capital

💱 Currency

Jamaican Dollar JMD $

📈 Exchange rate

1,000 JMD = 6.34 USD

1,000 JMD = 5.7 EUR

1,000 JMD = 6.34 USD

1,000 JMD = 5.7 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Ann's Bay vs Kingston: Cost of Living - Frequently Asked Questions

Saint Ann’s Bay wins on cost – living expenses run 40% lower than in Kingston. Housing and daily spending are where you’ll feel the difference most, making Saint Ann’s Bay the obvious pick if budget is a priority.

You’d need roughly $1,508 in Saint Ann’s Bay and $2,515 in Kingston to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you’ll spend $1,006 per month in Saint Ann’s Bay versus $1,677 in Kingston – a 67% gap that adds up to real savings over time for anyone picking the cheaper option.

Dining out is cheaper in Saint Ann’s Bay – a meal for two runs $50 versus $75 in Kingston. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Saint Ann’s Bay is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.